Accomplished, resourceful Credit Risk Architect and Portfolio Management Technology Manager partnering with numerous business areas on a broad international basis. Expert in Credit Risk Reporting utilizing COGNOS Business Intelligence Analytics to provide Portfolio Management, Regulatory, and Credit Risk reporting solutions. Adept in managing and interacting with offshore, globally dispersed technology teams including vendors. Effective team leader and project manager who motivates diversified professionals across all levels and geographies. Core Skills:  Experienced Architect of complex systems utilizing multiple platforms and applications  Experienced Technology Manager, comfortable working in globally distributed environments  Extensive knowledge of Credit Risk Management and Portfolio Management & Reporting  Extensive knowledge of Database Architectures, Data Modeling, and Data Standards  Extensive knowledge of Business Intelligence & Analytics tools, capable of training Super Users  Analytical team player with expertise in business process design and operational best practices

1. Ed Ciperski
eciperski@gmail.com  (Mobile) 813-312-6928
RISK SYSTEMS ARCHITECURE & MANAGEMENT
Accomplished, resourceful Credit Risk Architect and Portfolio Management Technology Manager partnering with
numerous business areas on a broad international basis. Expert in Credit Risk Reporting utilizing COGNOS Business
Intelligence Analytics to provide Portfolio Management, Regulatory, and Credit Risk reporting solutions. Adept in
managing and interacting with offshore, globally dispersed technology teams including vendors. Effective team leader
and project manager who motivates diversified professionals across all levels and geographies.
Core Skills:
 Experienced Architect of complex systems utilizing multiple platforms and applications
 Experienced Technology Manager, comfortable working in globally distributed environments
 Extensive knowledge of Credit Risk Management and Portfolio Management & Reporting
 Extensive knowledge of Database Architectures, Data Modeling, and Data Standards
 Extensive knowledge of Business Intelligence & Analytics tools, capable of training Super Users
 Analytical team player with expertise in business process design and operational best practices
PROFESSIONAL EXPERIENCE
FABRETTO
Fabretto Volunteer (Tampa, FL) 2014 - Present
Volunteer with the Fabretto Foundation, working in both the USA and in Nicaragua on challenging service projects that
are deeply rewarding. Fabretto's mission is to empower underserved children and their families to reach their full
potential, improve their livelihoods, and take advantage of economic opportunity through better education and nutrition.
▪ Fabretto Ambassador, participating in fund raising events throughout the United States
▪ Helped Fabretto raise $85,000 for a new library in San Juan De Oriente, Nicaragua
▪ Worked in Nicaragua during 2016, visiting to paint the new library and donate books and school supplies
▪ Worked in Nicaragua during 2015, visiting to donate much needed supplies to school teachers and children
CITIBANK, N.A.
Program Manager – Global Risk Reporting Migration (Tampa, FL) 2011 - 2013
Program Manager for migrating Citi’s Global Risk Reporting (GRR) application to its OPTIMA Risk Reporting platform.
Designed and developed functional specifications of historical data to new Optima tables process consisting of data
transformation and accurate reporting consistent with regulatory reporting requirements.
▪ Subject Matter Expert and senior business coordinator for all project issues and their resolution
▪ Managed Quality Assurance, responsible for all SIT test case development, execution, and defect reporting
▪ Designed, developed and implemented 300+ Reconciliation Reports using COGNOS Business Intelligence tools
Application Manager – Global Risk Reporting Enhancements (Tampa, FL) 2006 - 2011
Chief Architect and Development Manager for Citi’s Global Risk Reporting (GRR) application, implementing business and
regulatory enhancements, including BASEL II updates and financial data extract, to reflect new global reporting
requirements.
▪ Implemented BASEL II requirements for additional data fields, interfaces and processing
▪ Enriched Web Adjustments to process daily adjustment functionality
▪ Integrated Citi’s Security Management and Enterprise Entitlement Review System (EERS) with GRR
▪ Integrated Data Standards Management Tool (DSMT) feeds with GRR
▪ Responsible for Wholesale Credit Risk Data Standards documentation and management
Application Manager – Global Risk Reporting Consolidation (Tampa, FL) 2001 - 2005
Chief Architect and Development Manager for Citi’s Global Risk Reporting (GRR) application, implementing
enhancements to consolidate several credit risk reporting applications into a common architecture.
▪ Relocated to Tampa to establish a Center of Excellence for the Global Risk Reporting Development team
▪ Re-architected GRR database to significantly improve real-time reporting and batch performance

2. Ed Ciperski Resume Page Two
▪ Implemented GRR Web Adjustments, and COGNOS 10 Upgrade on schedule and under budget
▪ Implemented Loan Loss Reserve (LLR) and Credit Risk Information System (CRIS) in GRR
▪ Integrated Citi’s Customer Management Application (CMA) with GRR
Technology Manager – Global Risk Reporting Implementation (New York, NY) 1995 - 2000
Chief Architect and Development Manager for Citi’s Global Risk Reporting (GRR) application used across 80 countries.
This application received daily feeds for Citi’s Global Banking & Trading Book transactions from over 120 systems,
providing Adjustment capabilities, credit risk portfolio management, and regulatory reporting. Managed a staff of 20
Business Analysts and Application Developers globally.
▪ Implemented GRR on time and under budget in a complex global environment to meet a Regulatory MOU
▪ Liaised with Regional SMEs to translate Business Requirements into Functional and Technical Designs
▪ Responsible for GRR Database Architecture and Design, Processing, and Common Interface Standards
▪ Integrated the GRR application into Citi’s Standard Technology Architecture
▪ Developed Advanced Desktop (ADT) Reporting User’s Guide and trained GRR Super Users
Technology Manager – Credit Portfolio Management and Analytics Reporting (New York, NY) 1989 - 1995
Chief Architect and Development Manager of Citibank’s first Credit Risk Portfolio Management application (IMPACT).
This application processed daily feeds for North America’s Banking & Trading Book transactions, providing Adjustment
capabilities, Risk Exposure & Limit Excess reporting, and US and BASEL regulatory reporting. Managed all integrations
with internal systems for daily reporting. Developed key Functional, Technical and UAT Requirement documents.
▪ Implemented IMPACT on time and under budget using Citi’s Standard System Development Life Cycle (SDLC)
▪ Responsible for all application development, planning, prioritization, tracking and delivery
▪ Developed using IBM’s CICS, DB2 Database Management System, and Query Management Facility (QMF)
Application Development Manager – Letter of Credit Application (New York, NY) 1984 - 1989
Application Development Manager for the development and implementation of Citibank’s North American Letter of
Credit application, supporting Import, Export, and Reimbursement LCs, Bankers Acceptances, Collections, General Ledger
and Accounts Receivables. Managed all application development, supervised project planning, prioritization, tracking
and delivery of the application to schedule and budget.
▪ Consolidated 7 Letter of Credit systems to one application, reducing costs by $3MM per year
▪ Implemented the first Citi application developed using a modern System Development Life Cycle (SDLC)
▪ Implemented the first Citi application with a real time cable interface, significantly reducing operating costs
ADDITIONAL EXPERIENCE
Earlier experience includes:
Project Manager – Anacomp, Wholesale Banking Applications firm
Project Manager – Cibar, Trade Finance Applications & Consulting firm
System Developer – United States Air Force
SOFTWARE SKILLS
Databases – RMS, IDMS, DB2, ORACLE, Sybase, Sybase IQ, Sybase Scripting
Applications – Microsoft Office, Rapid SQL, SQL Programmer, COGNOS, Erwin Data Modeler
EDUCATION/TRAINING
SUNY at Cobleskill – Cobleskill, New York, AAS
University of Colorado – Colorado Springs, Colorado, BS, Major in Management
United States Air Force – Seven years Active Duty, Disabled Veteran