4. Analyze your spending habits
FootPrint$ = Finance + Environment
● Electricity &
Heating
● Transport
● Food & Dining
● Shopping
● Home
Track all your finances and
carbon (Energy & Transport)
5. FootPrint$ = Finance + Environment
Set monthly budgets ... … and win Carbon-Rewards
● for improvements
● reaching benchmarks
6. Get matched with Sustainable Service Providers
FootPrint$
Customer
(Referral fee)
Rewards &
Incentives
User
(free)
7. Market Size
Payment behaviour in Germany in 2017. Deutsche Bundesbank.
https://www.bundesbank.de/Redaktion/EN/Downloads/Publications/Studies/payment_behaviour_in_germany_in_2017.pdf?__blob=publicationFile
https://n26.com/en-de/security
https://www.statista.com/statistics/732504/germany-smartphone-users-by-age/
https://www.statista.com/statistics/467170/forecast-of-smartphone-users-in-germany/
1 in 7
smartphone users are
online banking users.
(Germany)
59 million
smartphone users by 2018
(Germany)
2% = 1.2 million users
(estimate)
8. Future Growth
● 10-15% of users will end up using a service
● €20-30 per referral
1.2m users (estimate)
€5,250,000
11m users
(estimate)
€34,325,000
https://www.bbc.com/news/business-44166991
9. Flying From Munich to Berlin (social impact)
… and back
For time and cost reasons, Max usually
flies the route 6 times: 1,576 - 1,860 kg CO2
Set positive incentives to
bridge the time or cost gap
https://www.quora.com/How-many-times-
does-the-average-American-fly-in-a-year
10. Category Impact Kg CO2 savings
Transportation Switch 6 short
distance flights to
Train
1,200 - 1,590
Household Electricity Switch to a Green
Energy Provider
626
Total 3,416
Impact Metrics
11. Impact Metrics
14,000
users
Production of all
8,000,000 L of beer at
Oktoberfest in 2017
=
https://www.abendzeitung-muenchen.de/inhalt.oktoberfest-2014-lustig-skurril-ernst-zehn-
fakten-zum-wiesn-bier.acff5ca2-abed-4827-b7d6-6679773ba5da.html
24,000,000
kg of CO2
saved
=
12. Outlook & Needs
● Build long lasting partnerships with customers (service
providers)
● Build long lasting partnerships with banks to gather trust
and retain users
● Seed funding to hire developers and build the
prototype: estimate 30,000 €
13. Thank You!
Christi Mabunda Carolina Cossío Lisa Köhl Clarke Gallie Xiaoli Wu
FootPrint$
Combining finance, marketing, startups, and the environment
14. Flying From Munich to Berlin
Flight 01:20 95-107 € 246 - 310 kg CO2
Train 04:00-05:30 100-157 € 45 kg CO2
Bus 07:40-11:00 25 - 40 € 27 kg CO2
Average CO2 Emissions/ cp 11,000 kg CO2
… and back
For time and cost reasons, Max usually takes a
flight every 2nd month: 2,952 - 3,720 kg CO2
15. Riding from Munich to Berlin
Switching to € savings CO2 Savings
Train (slightly longer) Minus 5-50 € 201 - 265 kg CO2
Bus (takes very long) Plus 75-117 € 219 - 283 kg CO2
Set positive incentives to
bridge the time or cost gap
… and back
16. Carbon Numbers
Sustainable Carbon Budget 2,300 kg CO2/ year
CO2 consumption tree 2,300 kg CO2 → 108 years
Flight Munich-Berlin 123 - 155 kg CO2
Average Emissions Germany 11,000 kg CO2/ year
Planes, private transport,
electricity, heating
5,160 kg CO2/ year
0.47 % of average consumption
17. Income
Sep
2018
Oct
2018
Nov
2018
Dec
2018
Jan
2019
Feb
2019
Mar
2019
Apr
2019 May 2019 Jun 2019 Jul 2019 Aug 2019
Income
Affiliate Marketing
Green Investments £0.00
£1,500
.00
£2,325
.00
£3,603
.75
£5,585
.81
£8,658
.01
£13,419
.91
£20,800
.87 £32,241.34 £49,974.08 £77,459.83
£112,316.7
5
Travel Apps £0.00
£1,200
.00
£1,860
.00
£2,883
.00
£4,468
.65
£6,926
.41
£10,735
.93
£16,640
.69 £25,793.08 £39,979.27 £61,967.86 £89,853.40
Eco Energy Services £0.00
£900.0
0
£1,395
.00
£2,162
.25
£3,351
.49
£5,194
.81
£8,051.
95
£12,480
.52 £19,344.81 £29,984.45 £46,475.90 £67,390.05
Total Income £0.00
£3,600
.00
£5,580
.00
£8,649
.00
£13,40
5.95
£20,77
9.22
£32,207
.79
£49,922
.08 £77,379.23
£119,937.8
0
£185,903.5
9
£269,560.2
1
Our Carbon emissions are five times what they are supposed to keep the 2°C to disastrous climate change
Max from Munich, is German, and like 75% of Germans, he does care about the environment enough to believe we need a change in consumption.
But besides that Max is 25, started working some months ago and for the first time moved into his own apartment. It is a little bit bigger, because his girlfriend is in Berlin and they commute quite often from city to city.
He is thinking about getting a car, but realises that it will get super complicated to keep all the finances in order, electricity bills, heating, the insurance for the car, maintenance and taxes, not even talking about about fuel and hopefully save some money up.
We help you save money and the environment.
“This is why we invented FootPrint$. FootPrint$ will automatically consolidate all of your financial transactions, suggest categories they can be put into, and help you spent your money more sustainably”
Why energy and transport, because on an individual level, plane and car travel, heating and electricity, account for ca. 40-50 % of carbon emissions.
“Using FootPrint$, Max is able to set monthly budgets for his transportation costs throughout the month, and is then able to win rewards for coupons on services and products in his area that will decrease his carbon footprint and monthly expenses upon completing his goals. Let’s see how this works”
“footprints only works with trustworthy partners from the energy solutions, transport and banking sector, where we can guarantee an impact and satisfy the user needs for privacy and data security. Using an affiliate business model, everytime a user uses one of our suggested offerings, we will be receiving a referral fee”
MENTION AFFILIATE MODEL
Get connected to sustainable products and services providers in your area
Action items and rewards
Increase your environmental impact
One in seven smartphone users in Germany has already activated banking services on their smartphone. https://n26.com/en-de/security
https://www.statista.com/statistics/732504/germany-smartphone-users-by-age/
The estimated number of smartphone users by 2018 is 59 million (Germany). https://www.statista.com/statistics/467170/forecast-of-smartphone-users-in-germany/
The average card transaction value was the highest
in Luxembourg, Malta and Germany, where it ranged from €70.78 to €51.38 (see Chart 4b). https://www.ecb.europa.eu/pub/pdf/scpops/ecb.op201.en.pdf
In 2016 the Netherlands was the only euro area country where consumers used payment cards more often than cash. They carried out 55% of all transactions using a payment card.
Grupo BBVA counted a total of 2.99 million mobile banking users in Mexico (2017) https://www.statista.com/statistics/820382/number-digital-banking-users-bank-platform-mexico/
% debit card users in Germany (age 25 - 44): 39%
% credit card users in Germany (age 25 - 44): 10%
Online banking was most widespread in Denmark (88%), Finland (86%) and the Netherlands (85%). https://www.destatis.de/Europa/EN/Topic/ScienceTechnology/Onlinebanking.html
“Often a plane is cheaper, but with our voucher and coupon, you are able to use a train”
Greenpeace energy is 10 € cheaper/ month than average electricity bill