This document provides information about financing options for California charter schools to address state funding deferrals during the COVID-19 pandemic recession. It discusses the current and future challenges California schools face due to state budget impacts. Various financing solutions like lines of credit, tax anticipation notes, and term loans are compared based on factors like flexibility, capacity, certainty, and cost. Attendees learn about flexible funding lines that can provide up to 50% of annual revenue and cover deferred payments at no cost with a locked-in interest rate. Questions from attendees are answered by panelists from financial organizations.