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Bill E. Leech, Jr.
1818 Dauphine Street, Apt. A, New Orleans LA 70116
e-mail: billeleech@gmail.com
phone: 662.640.9211
WORK EXPERIENCE
Leech Real Estate, Inc.
Amory, MS
April 2008 to Present
Title: Licensed Real Estate Agent, Realtor, GRE; REO Manager/Agent; Office Manager
Responsibilities: Represent both buyers and sellers in the purchase and marketing of residential, commercial, multi-family and
lots/acreage properties; REO manager and listing agent; Office Manager
Performance: As REO Manager/Agent - serve as listing agent and local market analyst for Fannie Mae, the Secretary of
Veteran’s Affairs, and numerous national banks and investors on their foreclosed assets; at one point had 21 REO
listings providing: marketing, property maintenance, quarterly complete market analysis reports, monthly status
reports, negotiation of purchases, and representation during sale closings
As Sales Agent – licensed real estate agent representing buyer and seller clients, closed 33 transactions over a 12
month period, including both retail and REO properties
As Office Manager - performed an annual analysis of the operating statements and prepared financial information
for the income tax accountant, managed the operating account debits and credits, monitored agent performance,
conducted staff meetings, wrote and submitted weekly print ads, and co-designed the company’s website,
www.leechrealestate.com
DEPFA Bank plc, New York Branch
New York City, NY
September 2006 to August 2007
Title: Managing Director: Corporate and Structured Credit Risk Group
Responsibilities: Senior credit analyst for bank’s U.S. transactions; lead analyst for the bank’s monoline insurance credit exposure
Secondary responsibilities included: creation of bank’s in-house revenue bond analytic templates; New York
branch liaison to rating agencies and rating analytics clients; key participant in setting up bank’s first credit
department outside of its Frankfurt headquarters; member of selection committee for bank’s purchase of an
independent ratings estimator for both US and non-US ratings
Performance: As Senior Credit Analyst - provided credit analysis for the bank’s $25 billion investment portfolio, liquidity and credit
enhancement clients, and derivative transactions; analyzed credit risk in the sectors of: public power, healthcare,
housing, higher education, independent schools, water and sewer, gas, airports, and transportation enterprise
revenue bonds; analyzed the legal structure on transactions which included: swaps, tender option bonds,
guaranteed investment contracts, and pre-paid gas structures; presented credit analyses to senior management
As Lead Monoline Insurer Analyst - completed and presented the bank’s initial analysis for its $20 billion exposure
including an analysis on each insurer and on the industry as a whole resulting in a new methodology for calculating
the bank’s exposure and in setting new exposure limits
Moody’s Investors Service
New York City, NY
August 2001 to September 2006
Title: Senior Vice President: Public Finance Group

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Responsibilities: Team leader of eastern region local government ratings; senior rating committee member; credit analyst
Performance: Team Leader of Eastern Region
Served as team leader for 14 states in the eastern region: New York, Pennsylvania, Delaware, Maryland, Virginia,
North Carolina, South Carolina, Georgia, Florida, Alabama, Mississippi, Tennessee, Kentucky, and West Virginia.
Responsibilities included:
• Management of eastern region rating assignments – assigned lead analysts to local government rating
areas, managed all intermediary relationships, led client meetings and issuer site visits, led investor
briefings, assigned analytic portfolios, produced or edited credit reports and special comments
• Management of personnel – supervisor for 13 direct-report personnel, prepared and presented annual
employee performance evaluations to upper management and to each employee, mentored new and
junior analysts, monitored analytic progress of new personnel through weekly or bi-weekly meetings,
resolved personnel issues
• Business development and marketing – developed and implemented a strategy for generating new
business and business retention; implemented and monitored a regional outreach program to strengthen
ties between analysts and investors, issuers, underwriters, and financial advisors; created an annual
regional business plan; monitored market share; managed the publishing of regional special reports and
market-driven special comments
Senior Rating Committee Member
Served as committee member for 500+ ratings each year for debt secured by general obligation (both state and
local) and revenue bonds: leases, water, sewer, gas, power, airports, ports, toll roads, transportation systems,
storm water, healthcare, housing, higher education, charter schools, special taxes, sales taxes, and special
assessments; served on Moody’s standing committee for Hurricane Katrina impacted credits; served on standing
committee for state intercept programs
Credit Analyst
Co-authored and published research on lease revenue bond methodology, swap analysis methodology, Hurricane
Katrina credit impact, and 9/11 impact to tourism areas in the southeastern U.S.; authored and co-authored various
regionally focused publications regarding school finance, charter schools, special/sales tax, and national and local
medians; served as lead analyst on several of the region’s more complex transactions; evaluated numerous swap
transactions; acted as internal point person for questions regarding analysis of legal documents
Additional Achievements
• Analytic representative in the initial design of a new revenue producing product line, MFRA (Municipal
Financial Ratio Analysis)
• Member of department’s Liquidity Task Force
• Key contact person post Hurricane Katrina for investor and press inquiries - wrote and presented the
Hurricane Katrina local government credit impact to more than 300 investors/clients during two
teleconferences; presented numerous briefings for individual investors; presented at regional
conferences
• Consistently had one of the highest employee satisfaction scores for team leaders in the Public Finance
Department
• Presenter at the Smiths Research State and Local Government Conference, Southeast Bond Buyer
Conference, Florida Bond Buyer Conference, Assoc. for Governmental Leasing and Finance, Jefferson
County Investors Forum, and numerous state chapters of the Government Finance Officers Associations
• Point person, along with Public Finance’s Chief Credit Officer, for business input and design of Accurate
4.0, an internal software to manage credit ratings and reports
• Co-developer/manager for the publishing of national local government medians addressing the need for
nationwide analytic consistency and providing a platform to calculate medians
• Teacher of in-house classes on general obligation bonds, lease revenue bonds, water and sewer bonds,
and other revenue bond sectors
TD Securities USA
New York City, NY

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February 1998 - August 2001
Title: Director: Public Finance Department
Responsibilities: Transaction manager; bank’s analyst for monoline insurers
Performance: Served as the only credit analyst for a $5+ billion portfolio with over 60 separate, high-profile issuers for
transactions secured by general obligation bonds issued by states, regional and local governments, and revenue
bonds issued for higher education, healthcare, housing, airports, sales/special tax, water/sewer systems, and
electric systems; performed analysis of an issuer’s creditworthiness and of the legal structure on transactions
brought in by the Relationship Manager resulting in a yes/no recommendation to Risk Management and to set an
exposure limit for the borrower; recommended risk weighting by sector for bank’s public finance portfolio;
recommended and implemented a new methodology for the bank in its treatment of transactions with an insured
credit wrap and subsequently became bank’s analyst for monoline insurers; and created a general obligation and
revenue bond template for the bank
During employment with TD Securities I held both a Series 7 (General Securities Representative) and a Series 63
(Uniform Securities Agent) license.
Moody’s Investors Service
New York City, NY
May 1993 – February 1998
Title: Vice President/Senior Analyst: Public Finance Group
Responsibilities: Credit analyst; state lead analyst
Performance: Served as the lead analyst for local government ratings in Ohio, Wisconsin, Tennessee, and Mississippi providing
credit analysis of general obligation debt and bonds secured by revenues of public systems in water, sewer, gas,
electric, airport, special tax, sales tax, and leases; presented a credit rating recommendation to a rating committee;
managed a portfolio of rating assignments to ensure rating consistency, led issuer site visits, created and
implemented an intermediary and investor outreach program, provided market share analysis, presented to
investors and at local conferences, and publishing special comments; provided credit analysis on issuers in
Alabama, Florida, California, New York, and Michigan
Emery Crawford Long Hospital
Atlanta, GA
January 1992 – December 1992
Title: Management Intern: Management Engineering Department
Responsibilities: Student intern with duties assisting the department head in a study of the hospital’s operation systems for efficiency
National Aeronautic and Space Administration, Marshall Space Flight
Center
Huntsville, AL
June 1987 – June 1991
Title: Industrial Engineer / Crew Interface Coordinator: Payload Crew Training
Responsibilities: Budget analyst for External Tank and Solid Rocket Booster programs; lead budget representative on Shuttle-C
project team; Crew Interface Coordinator for ATLAS-1 Spacelab Mission

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Performance: As Lead Budget Representative - attended program budget presentations, prepared analytic reports of current
program spending vs. budget, presented analysis to department management; attended technical classes on
Shuttle components to improve analysis of program spending
As Crew Interface Coordinator - analyzed crew procedures and designed the training program for astronauts
performing scientific experiments during the ATLAS-1 Spacelab mission; served as the liaison between scientists
and astronauts
Additional Achievements
• Chosen among all NASA employees nationwide to attend graduate school; including full compensation
and full payment of educational expenses
• Certified Scuba diver serving as a safety diver during astronaut Spacelab training in a 50’ deep water
tank
PROFESSIONAL MEMBERSHIPS
New York City: Municipal Analysts Group of New York; National Federation of Municipal Analysts; National
Government Finance officers Association and Municipal Forum
Mississippi: National Association of Realtors, Mississippi Association of Realtors
EDUCATION
Masters of Science in Health Systems from Georgia Institute of Technology in Atlanta, GA
• Recipient of full academic scholarship; research assistant
Bachelors of Science in Industrial Engineering from Mississippi State University in Starkville, MS
• Named outstanding Industrial Engineering Senior in 1987; recipient of academic scholarship
COMMUNITY SERVICE
Member of the City of Amory Planning Commission 2009 through 2013
Member of the HIV Cancer Care Community Advisory Board in New Orleans since March 2015