Rural development aims to improve living conditions in rural areas through agriculture development and other initiatives. It targets improvements in human resources, land reforms, infrastructure, poverty alleviation, and local resources. Rural development includes short, medium, and long-term credit from various sources for productive and unproductive purposes. It also involves agriculture marketing through assembly, storage, processing, transport, and distribution of commodities. Government interventions include market regulation, infrastructure, cooperatives, minimum prices, grading, and information dissemination to support rural development.

1. By : Anmol Khare
Class : 12th
Subject : Economics

2. Meaning
Rural development covers
agriculture development
as well as all those aspects
which improve the living
conditions of people in
the rural areas. Rural
development is a
comprehensive process
which targets betterment
in all aspects of rural
areas. Thus development
agriculture implies
improvement of rural
areas.

3.  Development of human resources
 Land reforms
 Development of infrastructure
 Alleviation of poverty
 Development of the productive
resources of each locality

5. According to Time:-
1. Short term credit : loan ranges from 6 months to
15 months. To buy seeds , tools , manure,
fertilizers, etc.
2. Medium term credit : loan ranges between 15
months to 5 years. To buy machinery, equipment
digging wills, constructing cattle sheds etc.
3. Long term credit : loan ranges between 5 to 20
years . To buy tractors , land, heavy machines and
equipment etc.

6. According to purpose :-
1. Productive purpose : This credit is
required to enhance agriculture
production
2. Unproductive purpose : this credit is
required to meet social obligations.

8. 1. Non – institutional sources :-
 Moneylenders
 Traders and commission agents
 Landlords
 Relatives.

9. 2. Institutional sources :-
Cooperative credit societies.
 These contributes nearly 30% of
the rural credit.
 Land development banks
The credit is granted against the
mortgage
Long term credit

10. 3. Commercial bank credit
Regional rural bank
To open the branches in those
areas where there no banking
facilities available
To provide credit facilities to
small and marginal farmers.

12.  National bank for agricultural and rural
development (NABARD) Apex agency To
promote the strength of credit
institutions in credit delivery system To
provide assistance in the non-farm
sectors also To control and evaluate the
projects financed by it It coordinates the
functioning of different financial
institution involved in advancing rural
credit.

13. Agriculture marketing is a process
that involves the assembling,
storage processing, transportation,
packaging, grading and distribution
of different agriculture
commodities across the country .

14. Regulation of markets
 Provision of physical infrastructure
Cooperative marketing
 Minimum support price
 Grading and quality control
 Dissemination of information.

15.  Government intervention should increase
 More of rural periodic markets should be
developed
 There should be increased provision of more
infrastructural facilities
 Abolition of intermediaries
 Provision of standardizing and grading
 Dissemination of market related information
through electronic media
 New cooperative marketing societies
 Easy credit to the farmers

16. Aspect of diversification
Diversification of crop production (
change in cropping pattern)
Diversification of productive activities
( shift of workforce from agriculture to
other allied activities and non-
agricultural sector like live stock,
poultry, fisheries etc.,)

17. Animal husbandry
 It provides stability in income, food security ,
transportation, fuel ad nutrition for the family
 70 million small and marginal farmers provides
alternate livelihood
 Poultry account for the largest share with 58% followed
by others
 Dairy sector over last 3 decades has been quite
impressive
 Operation flood – milk produced according to different
grading

18. Fisheries
 Fish production from inland sources contributes
about 64 % to the total fish production and the
balance 36% comes from the marine sector
 Today total fish production accounts for 0.8% of total
GDP.

19. Horticulture
 It contribute nearly one third of the value of
agriculture output and 6% of GDP of India.
 2014-15 production of fruits and vegetables was
around 87 million tons and 170 million tons
respectively

21.  Needed
 It is an economic farming technology. It can be picked
up by small and marginal farmers
 There is urgent requirement to optimally utile our
scarce resources so that they can be preserved for future
generations too to promote sustainable development.
 Conventional farming methods use chemical based
fertilitsers and topic pesticides which deplete the soil
and devastate natural eco system, so there is urgent
need of an eco-friendly technology like organic farming.

22.  Economical
 Generation of income
 Healthy food
 Environment friendly
 Generates employment
 Maintains natural eco-system

23.  Needs popularization
 Inadequate infrastructure and marketing
 Less output
 Shorter shelf life
 Limited choice in production

24. Thank You