This document presents information on rural development in India across several areas: 1. It defines rural development and discusses key processes like developing human resources and infrastructure. 2. It outlines sources of rural credit, both institutional like banks and non-institutional like moneylenders. Critical issues in rural credit are discussed. 3. The agricultural market system is explained along with problems farmers face and measures to improve markets. 4. Diversification of crop production and other non-farm employment opportunities are presented. 5. Organic farming is defined and its benefits and challenges are highlighted. 6. In conclusion, the document stresses the need for continued diversification and better rural-urban linkages.

1. A P R E S E N T A T I O N B Y:
1. Ankita Das
2. Purnima Priyadarshini
3. Banshita Samal
4. Nirlipta Das
5. Shriya Mohanty

2. 
 Agriculture grown
at a meagre rate of
2.7%
 Share of agriculture
sector to GDP was
on a decline
 After the economic
reforms, the growth
rate decelerated to
2.3%
INTRODUCTION

3. 
 M E A N I N G
Rural Development refers to continuous and comprehensive
socio-economic process, attempting to improve all aspects of rural
life
 P R O C E S S
1. Development of Human Resources
2. Development of Infrastructure
3. Land Reforms
4. Alleviation of Poverty
5. Development of the productive resources
WHAT IS RURAL
DEVELOPMENT?

4.  W H A T I S I T?
The credit which contributes to the agricultural productivity.
 S O U R C E S
RURAL CREDIT
NON-INSTITUTIONAL
• Moneylenders
• Relatives
• Traders and Commission
Agents
• Rich Landlords
INSTITUTIONAL
• Co-operative Credit
• Land Development Banks
• Commercial Bank Credits
• Regional Rural Banks
• The Government
• NABARD
• Self-help group bank linkages
programme for micro-finance

5. 
 Insufficiency
 Inadequate Coverage of
Institutional Sources
 Inadequate amount of
sanction
 Less attention to poor or
marginal farmers
 Growing over-dues
CRITICAL APPRAISAL
OF RURAL CREDIT

6.  M E A N I N G
Agricultural marketing is a process that involves assembling, storage,
processing, transportation, packaging, grading and distribution of different
agricultural commodities across the country.
 P R O B L E M S F A C E D B Y F A R M E R S
1. Manipulation by big traders
2. Lack of Market Information
3. Lack of storage facilities
 M E A S U R E S T O I M P R O V E I T
1. Regulated Markets
2. Infrastructural Facilities
3. Cooperative Marketing
4. Different Policy Instruments
AGRICULTURAL
MARKET SYSTEM

7. 
 Diversification of Crop
Production
 Diversification of
Productive Activities
DIVERSIFICATION

8. 
 Animal Husbandry
 Dairying
 Fisheries
 Horticulture
 Information
Technology
NON-FARM AREAS OF
EMPLOYMENT

9.  M E A N I N G
Organic Farming is the form of agriculture that relies on techniques such as crop
rotation, green manure and biological pest control.
 B E N E F I T
1. Economical Farming
2. Generates Income through exports
3. Provides healthy food
4. Sources of Employment
5. Safety of Environment
 C H A L L E N G E S
1. Less popular
2. Lack of infrastructure and marketing facilities
3. Low yield
4. Shorter food life
5. Limited choice of crops
ORGANIC FARMING

10. 
 Stress on
diversification
 Rural and Urban
Linkage
 Better facilities
 More emphasis
on sustainable
development
EVALUATION

11. Y O U