1. Curriculum vitae
Name Babanskiy Alexander
Date ofBirth 02.05.1984
Address Current: Russia, Moscow
Telephone
e-mail
+79167349833
babanskiya@gmail.com
Experience
08/2014 – currently: ING Bank Eurasia (Risk Officer).
Responsibilities:
Working with all lending and trade finance products and assisting in deals structuring;
Sound experience in capital market products;
Financial, business, structure and credit risk analysis (RAS/IFRS) of corporate with
subsequent decision taking;
Preparation of credit memo/advices identifying key risks and providing recommendations
on transactions;
Assessment of corporate creditworthiness (analysis of quantitative and qualitative factors)
as a part of Risk Rating process;
Manage annual reviews of established limits and requests for waivers;
Negotiation on ISDA/RISDA, lending and other legal documentation (covenants, events
of default, other conditions);
Determination of early warning signals (Watch List, Forbearance);
Participation in seminars and conferences regarding future or ongoing
transactions/projects;
Analyze market trends and timely react on economic events, which may have an impact
on borrowers;
Participation in knowledge-sharing sessions related to business processes, reports and
internal systems;
Reporting to senior management on credit portfolio;
Control of data accuracy in risk systems;
Monitoring of current exposure and limit exceptions;
Stress-testing of credit and FM portfolio;
Close cooperation with regulator, audit, business and other risk dept.;
Ensure that CBR instruction 254-p is appropriately followed;
08/2012 - 08/2014: OJSC Bank Zenith (senior credit risk analyst in the Department of
Trade Finance and International Projects).
Responsibilities:
Regular communication and contact with clients (oil/gas; metals/mining, commodity
traders, transportation, etc);
Financial and credit risk analysis (RAS/IFRS) of corporate clients;
Risk rating assessment with help of internal scoring model;
Lending and trade finance deals structuring;
Defense of projects on the credit committee;
Coordination of term sheet preparation, lending, collateral and other legal documentation;
Regular participation in a work group covering problem loans and watch list clients;
Collaboration with senior management and other departments on debt restructuring;
Close work with CBR in terms of 312-p instruction (pledge of loans to CBR to make more
liquidity);
Participation in provisioning process in terms of CBR instruction 254-p.
08/2010 – 08/2012: studied in Sweden (see Education part)
03/2008 – 08/2010: OJSC VTB Bank (senior specialist of credit risk department).
Responsibilities:
Deep financial and credit risk analysis of corporate clients (RAS/IFRS);
Lending and trade finance deals structuring;
Regular meetings with corporate clients for better understanding of clients needs and
business processes;
Lead problem loans and debt restructuring team;
Preparation of lending, collateral and other legal documentation and term sheets;
Represents position of Credit Department on the credit committee;
Preparation of professional judgments (provisioning process in terms of CBR instruction

2. 254-p).
08/2006 – 03/2008: OJSC CB Center-invest (specialist of credit risk department)
Responsibilities:
Due diligence and credit risk analysis of large corporate clients, SME and individuals;
Play a key role in loan transaction execution (including deals structuring and presentation
at credit committee), from deal inception till closure;
Coordination with clients (including “cold” calls) and internal business units on credit
requirements;
Prepare and present credit applications for decision by credit committees;
Preparation of lending, collateral and other legal documentation and term sheets;
Preparation of professional judgments (provisioning process in terms of CBR instruction
254-p).
Education
05/2015: Moody’s tanning program: “Corporate Risk
Assessment”
2010 – 2012: Umea University, Umea School of Business and
Economics (USBE), Sweden - Master’s program
in Economics. Research:Determinants of bank
failures (passed with distinctions).
2011/09– 2012/02: Erasmus LLP (student exchange program) in
Charles University (Czech Rep., Prague)
2001 – 2006: Rostov State University, Diploma in Economics
Research:Credit risk in banking sector (passed with
distinctions)
2005: Finished course for accounting officers
1999 – 2001: Finished additional course in field of “Economics,
accounting and audition”
Languages
English – fluently Swedish - basic
Russian – fluently Czech - basic
Additional
activities
( Volunteering)
Have been received National Award for participating in Russian population census.
Employment at European School of English in Malta.
Coaching of school basketball team.
Captain of the university basketball team during 4 years.
Sport activities: basketball, snowboarding, swimming; Music: singing.
Personal qualities
Good analytical and social skills. Performance-driven, highly creative, problem solving
attitude with a strong desire to succeed.
Relevant certificates and references will be provided if asked for