SlideShare a Scribd company logo
1 of 2
AN RATIO ANALYSIS OF NON PERFORMING
ASSETS IN STATE BANK OF INDIA
OBJECTIVES
To understand the concept
of NPA.
To identify the causes of
NPAs in Indian banking
system.
 To study the role of NPA
in banking sector.
RESEARCH METHODOLOGY
Source of Data :secondary data
Tools: ratio analysis
period of study:5yrs
Table showing Gross & Net npa
years Gross npa Net npa
2015 4.00% 2.00%
2016 7.00% 2.00%
2017 7.00% 4.00%
2018 11.00% 6.00%
2019 8.00% 3.00%
AN RATIO ANALYSIS OF NON PERFORMING
ASSETS IN STATE BANK OF INDIA
FINDINGS
Gross npa (2019): 8%
Net npa (2019): 3%
SUGGESTIONS
 SBI need to take more care
and follow ideal norms of
granting advances.
Net NPA Ratio of state
Bank of india is very
alarming stage.
CONCLUSION
The NPA is one of the biggest
problems that the Indian Banks
are facing today
According to this project I
came to know that from the
analysis of NPA. So the banks
should focus on good assets in
the coming years by taking
care internal as well as external
factors.

More Related Content

Similar to Npa

NPA’s Impact on Financial Performance of Public Sector Banks
NPA’s Impact on Financial Performance of Public Sector BanksNPA’s Impact on Financial Performance of Public Sector Banks
NPA’s Impact on Financial Performance of Public Sector BanksRHIMRJ Journal
 
Bank management
Bank managementBank management
Bank managementRanga Naik
 
IRJET- The Rise of NPA’s in the Indian Banking Sector
IRJET- The Rise of NPA’s in the Indian Banking SectorIRJET- The Rise of NPA’s in the Indian Banking Sector
IRJET- The Rise of NPA’s in the Indian Banking SectorIRJET Journal
 
Rahul22 10-2013
Rahul22 10-2013Rahul22 10-2013
Rahul22 10-201314inkurose
 
STUDY ON PERFORMANCE OF FOREIGN BANKS IN INDIA.pdf
STUDY ON PERFORMANCE OF FOREIGN BANKS IN INDIA.pdfSTUDY ON PERFORMANCE OF FOREIGN BANKS IN INDIA.pdf
STUDY ON PERFORMANCE OF FOREIGN BANKS IN INDIA.pdfDR BHADRAPPA HARALAYYA
 
EFFECT OF NON-PERFORMING ASSETS (NPA) ON PERFORMANCE OF COMMERCIAL BANKS IN I...
EFFECT OF NON-PERFORMING ASSETS (NPA) ON PERFORMANCE OF COMMERCIAL BANKS IN I...EFFECT OF NON-PERFORMING ASSETS (NPA) ON PERFORMANCE OF COMMERCIAL BANKS IN I...
EFFECT OF NON-PERFORMING ASSETS (NPA) ON PERFORMANCE OF COMMERCIAL BANKS IN I...IAEME Publication
 
Financial Performance Analysis of Bank of Bhutan Limited using Regression Ana...
Financial Performance Analysis of Bank of Bhutan Limited using Regression Ana...Financial Performance Analysis of Bank of Bhutan Limited using Regression Ana...
Financial Performance Analysis of Bank of Bhutan Limited using Regression Ana...ijtsrd
 
Redefining Globalization: Can Asia Lead the World..?
Redefining Globalization: Can Asia Lead the World..?  Redefining Globalization: Can Asia Lead the World..?
Redefining Globalization: Can Asia Lead the World..? Sachin Bhurase
 
A study on npa of SBI
A study on npa of SBIA study on npa of SBI
A study on npa of SBIAman Rajak
 
A STUDY ON IMPACT OF BARCODE AND RADIO FREQUENCY IDENTIFICATION TECHNOLOGY ON...
A STUDY ON IMPACT OF BARCODE AND RADIO FREQUENCY IDENTIFICATION TECHNOLOGY ON...A STUDY ON IMPACT OF BARCODE AND RADIO FREQUENCY IDENTIFICATION TECHNOLOGY ON...
A STUDY ON IMPACT OF BARCODE AND RADIO FREQUENCY IDENTIFICATION TECHNOLOGY ON...IAEME Publication
 
ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA
ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA
ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA IAEME Publication
 
Equity research report (1)
Equity research report (1)Equity research report (1)
Equity research report (1)Nikita Bobhate
 
IRE 1702767 PAPER STUDY ON NON PERFORMING ASSETS OF PUBLIC SECTOR BANKS.pdf
IRE 1702767 PAPER STUDY ON NON PERFORMING ASSETS OF PUBLIC SECTOR BANKS.pdfIRE 1702767 PAPER STUDY ON NON PERFORMING ASSETS OF PUBLIC SECTOR BANKS.pdf
IRE 1702767 PAPER STUDY ON NON PERFORMING ASSETS OF PUBLIC SECTOR BANKS.pdfDR BHADRAPPA HARALAYYA
 

Similar to Npa (20)

Meenakshi project
Meenakshi projectMeenakshi project
Meenakshi project
 
NPA’s Impact on Financial Performance of Public Sector Banks
NPA’s Impact on Financial Performance of Public Sector BanksNPA’s Impact on Financial Performance of Public Sector Banks
NPA’s Impact on Financial Performance of Public Sector Banks
 
Bank management
Bank managementBank management
Bank management
 
IRJET- The Rise of NPA’s in the Indian Banking Sector
IRJET- The Rise of NPA’s in the Indian Banking SectorIRJET- The Rise of NPA’s in the Indian Banking Sector
IRJET- The Rise of NPA’s in the Indian Banking Sector
 
Rahul22 10-2013
Rahul22 10-2013Rahul22 10-2013
Rahul22 10-2013
 
STUDY ON PERFORMANCE OF FOREIGN BANKS IN INDIA.pdf
STUDY ON PERFORMANCE OF FOREIGN BANKS IN INDIA.pdfSTUDY ON PERFORMANCE OF FOREIGN BANKS IN INDIA.pdf
STUDY ON PERFORMANCE OF FOREIGN BANKS IN INDIA.pdf
 
EFFECT OF NON-PERFORMING ASSETS (NPA) ON PERFORMANCE OF COMMERCIAL BANKS IN I...
EFFECT OF NON-PERFORMING ASSETS (NPA) ON PERFORMANCE OF COMMERCIAL BANKS IN I...EFFECT OF NON-PERFORMING ASSETS (NPA) ON PERFORMANCE OF COMMERCIAL BANKS IN I...
EFFECT OF NON-PERFORMING ASSETS (NPA) ON PERFORMANCE OF COMMERCIAL BANKS IN I...
 
Neha
NehaNeha
Neha
 
NPA ppt
NPA  pptNPA  ppt
NPA ppt
 
Financial Performance Analysis of Bank of Bhutan Limited using Regression Ana...
Financial Performance Analysis of Bank of Bhutan Limited using Regression Ana...Financial Performance Analysis of Bank of Bhutan Limited using Regression Ana...
Financial Performance Analysis of Bank of Bhutan Limited using Regression Ana...
 
Redefining Globalization: Can Asia Lead the World..?
Redefining Globalization: Can Asia Lead the World..?  Redefining Globalization: Can Asia Lead the World..?
Redefining Globalization: Can Asia Lead the World..?
 
A study on npa of SBI
A study on npa of SBIA study on npa of SBI
A study on npa of SBI
 
A STUDY ON IMPACT OF BARCODE AND RADIO FREQUENCY IDENTIFICATION TECHNOLOGY ON...
A STUDY ON IMPACT OF BARCODE AND RADIO FREQUENCY IDENTIFICATION TECHNOLOGY ON...A STUDY ON IMPACT OF BARCODE AND RADIO FREQUENCY IDENTIFICATION TECHNOLOGY ON...
A STUDY ON IMPACT OF BARCODE AND RADIO FREQUENCY IDENTIFICATION TECHNOLOGY ON...
 
ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA
ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA
ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA
 
Equity research report (1)
Equity research report (1)Equity research report (1)
Equity research report (1)
 
IRE 1702767 PAPER STUDY ON NON PERFORMING ASSETS OF PUBLIC SECTOR BANKS.pdf
IRE 1702767 PAPER STUDY ON NON PERFORMING ASSETS OF PUBLIC SECTOR BANKS.pdfIRE 1702767 PAPER STUDY ON NON PERFORMING ASSETS OF PUBLIC SECTOR BANKS.pdf
IRE 1702767 PAPER STUDY ON NON PERFORMING ASSETS OF PUBLIC SECTOR BANKS.pdf
 
Non performing-assets-management-of-kerala-financial-corporation-kfc
Non performing-assets-management-of-kerala-financial-corporation-kfcNon performing-assets-management-of-kerala-financial-corporation-kfc
Non performing-assets-management-of-kerala-financial-corporation-kfc
 
Non Performing Assets Management of Kerala Financial Corporation (KFC)
Non Performing Assets Management of Kerala Financial Corporation (KFC)Non Performing Assets Management of Kerala Financial Corporation (KFC)
Non Performing Assets Management of Kerala Financial Corporation (KFC)
 
MMS Project
MMS ProjectMMS Project
MMS Project
 
RESEARCH.docx
RESEARCH.docxRESEARCH.docx
RESEARCH.docx
 

More from AKSHAYA0000

Chapter23 projectreviewandadministrativeaspects
Chapter23 projectreviewandadministrativeaspectsChapter23 projectreviewandadministrativeaspects
Chapter23 projectreviewandadministrativeaspectsAKSHAYA0000
 
Chapter22 networktechniquesforprojectmanagement
Chapter22 networktechniquesforprojectmanagementChapter22 networktechniquesforprojectmanagement
Chapter22 networktechniquesforprojectmanagementAKSHAYA0000
 
Chapter21 projectmanagement
Chapter21 projectmanagementChapter21 projectmanagement
Chapter21 projectmanagementAKSHAYA0000
 
Chapter20 venturecapitalandprivateequity
Chapter20 venturecapitalandprivateequityChapter20 venturecapitalandprivateequity
Chapter20 venturecapitalandprivateequityAKSHAYA0000
 
Chapter19 financinginfrastructureprojects
Chapter19 financinginfrastructureprojectsChapter19 financinginfrastructureprojects
Chapter19 financinginfrastructureprojectsAKSHAYA0000
 
Chapter18 financingofprojects
Chapter18 financingofprojectsChapter18 financingofprojects
Chapter18 financingofprojectsAKSHAYA0000
 
Chapter17 judgmentalbehavioural
Chapter17 judgmentalbehaviouralChapter17 judgmentalbehavioural
Chapter17 judgmentalbehaviouralAKSHAYA0000
 
Chapter16 valuationofrealoptions
Chapter16 valuationofrealoptionsChapter16 valuationofrealoptions
Chapter16 valuationofrealoptionsAKSHAYA0000
 
Chapter15 multipleprojectsandconstraints
Chapter15 multipleprojectsandconstraintsChapter15 multipleprojectsandconstraints
Chapter15 multipleprojectsandconstraintsAKSHAYA0000
 
Chapter14 socialcostbenefitanalysis
Chapter14 socialcostbenefitanalysisChapter14 socialcostbenefitanalysis
Chapter14 socialcostbenefitanalysisAKSHAYA0000
 
Chapter13 specialdecisionsituations
Chapter13 specialdecisionsituationsChapter13 specialdecisionsituations
Chapter13 specialdecisionsituationsAKSHAYA0000
 
Chapter12 projectrateofreturn
Chapter12 projectrateofreturnChapter12 projectrateofreturn
Chapter12 projectrateofreturnAKSHAYA0000
 
Chapter11 projectriskanalysis
Chapter11 projectriskanalysisChapter11 projectriskanalysis
Chapter11 projectriskanalysisAKSHAYA0000
 
Chapter10 thecostofcapital
Chapter10 thecostofcapitalChapter10 thecostofcapital
Chapter10 thecostofcapitalAKSHAYA0000
 
Chapter9 projectcashflows
Chapter9 projectcashflowsChapter9 projectcashflows
Chapter9 projectcashflowsAKSHAYA0000
 
Chapter8 investmentcriteria
Chapter8 investmentcriteriaChapter8 investmentcriteria
Chapter8 investmentcriteriaAKSHAYA0000
 
Chapter7 thetimevalueofmoney
Chapter7 thetimevalueofmoneyChapter7 thetimevalueofmoney
Chapter7 thetimevalueofmoneyAKSHAYA0000
 
Chapter6 financialestimatesandprojections
Chapter6 financialestimatesandprojectionsChapter6 financialestimatesandprojections
Chapter6 financialestimatesandprojectionsAKSHAYA0000
 

More from AKSHAYA0000 (20)

Swoc
SwocSwoc
Swoc
 
Pm
Pm Pm
Pm
 
Chapter23 projectreviewandadministrativeaspects
Chapter23 projectreviewandadministrativeaspectsChapter23 projectreviewandadministrativeaspects
Chapter23 projectreviewandadministrativeaspects
 
Chapter22 networktechniquesforprojectmanagement
Chapter22 networktechniquesforprojectmanagementChapter22 networktechniquesforprojectmanagement
Chapter22 networktechniquesforprojectmanagement
 
Chapter21 projectmanagement
Chapter21 projectmanagementChapter21 projectmanagement
Chapter21 projectmanagement
 
Chapter20 venturecapitalandprivateequity
Chapter20 venturecapitalandprivateequityChapter20 venturecapitalandprivateequity
Chapter20 venturecapitalandprivateequity
 
Chapter19 financinginfrastructureprojects
Chapter19 financinginfrastructureprojectsChapter19 financinginfrastructureprojects
Chapter19 financinginfrastructureprojects
 
Chapter18 financingofprojects
Chapter18 financingofprojectsChapter18 financingofprojects
Chapter18 financingofprojects
 
Chapter17 judgmentalbehavioural
Chapter17 judgmentalbehaviouralChapter17 judgmentalbehavioural
Chapter17 judgmentalbehavioural
 
Chapter16 valuationofrealoptions
Chapter16 valuationofrealoptionsChapter16 valuationofrealoptions
Chapter16 valuationofrealoptions
 
Chapter15 multipleprojectsandconstraints
Chapter15 multipleprojectsandconstraintsChapter15 multipleprojectsandconstraints
Chapter15 multipleprojectsandconstraints
 
Chapter14 socialcostbenefitanalysis
Chapter14 socialcostbenefitanalysisChapter14 socialcostbenefitanalysis
Chapter14 socialcostbenefitanalysis
 
Chapter13 specialdecisionsituations
Chapter13 specialdecisionsituationsChapter13 specialdecisionsituations
Chapter13 specialdecisionsituations
 
Chapter12 projectrateofreturn
Chapter12 projectrateofreturnChapter12 projectrateofreturn
Chapter12 projectrateofreturn
 
Chapter11 projectriskanalysis
Chapter11 projectriskanalysisChapter11 projectriskanalysis
Chapter11 projectriskanalysis
 
Chapter10 thecostofcapital
Chapter10 thecostofcapitalChapter10 thecostofcapital
Chapter10 thecostofcapital
 
Chapter9 projectcashflows
Chapter9 projectcashflowsChapter9 projectcashflows
Chapter9 projectcashflows
 
Chapter8 investmentcriteria
Chapter8 investmentcriteriaChapter8 investmentcriteria
Chapter8 investmentcriteria
 
Chapter7 thetimevalueofmoney
Chapter7 thetimevalueofmoneyChapter7 thetimevalueofmoney
Chapter7 thetimevalueofmoney
 
Chapter6 financialestimatesandprojections
Chapter6 financialestimatesandprojectionsChapter6 financialestimatesandprojections
Chapter6 financialestimatesandprojections
 

Recently uploaded

Interactive Powerpoint_How to Master effective communication
Interactive Powerpoint_How to Master effective communicationInteractive Powerpoint_How to Master effective communication
Interactive Powerpoint_How to Master effective communicationnomboosow
 
Industrial Policy - 1948, 1956, 1973, 1977, 1980, 1991
Industrial Policy - 1948, 1956, 1973, 1977, 1980, 1991Industrial Policy - 1948, 1956, 1973, 1977, 1980, 1991
Industrial Policy - 1948, 1956, 1973, 1977, 1980, 1991RKavithamani
 
SOCIAL AND HISTORICAL CONTEXT - LFTVD.pptx
SOCIAL AND HISTORICAL CONTEXT - LFTVD.pptxSOCIAL AND HISTORICAL CONTEXT - LFTVD.pptx
SOCIAL AND HISTORICAL CONTEXT - LFTVD.pptxiammrhaywood
 
URLs and Routing in the Odoo 17 Website App
URLs and Routing in the Odoo 17 Website AppURLs and Routing in the Odoo 17 Website App
URLs and Routing in the Odoo 17 Website AppCeline George
 
Accessible design: Minimum effort, maximum impact
Accessible design: Minimum effort, maximum impactAccessible design: Minimum effort, maximum impact
Accessible design: Minimum effort, maximum impactdawncurless
 
BASLIQ CURRENT LOOKBOOK LOOKBOOK(1) (1).pdf
BASLIQ CURRENT LOOKBOOK  LOOKBOOK(1) (1).pdfBASLIQ CURRENT LOOKBOOK  LOOKBOOK(1) (1).pdf
BASLIQ CURRENT LOOKBOOK LOOKBOOK(1) (1).pdfSoniaTolstoy
 
How to Make a Pirate ship Primary Education.pptx
How to Make a Pirate ship Primary Education.pptxHow to Make a Pirate ship Primary Education.pptx
How to Make a Pirate ship Primary Education.pptxmanuelaromero2013
 
Advanced Views - Calendar View in Odoo 17
Advanced Views - Calendar View in Odoo 17Advanced Views - Calendar View in Odoo 17
Advanced Views - Calendar View in Odoo 17Celine George
 
CARE OF CHILD IN INCUBATOR..........pptx
CARE OF CHILD IN INCUBATOR..........pptxCARE OF CHILD IN INCUBATOR..........pptx
CARE OF CHILD IN INCUBATOR..........pptxGaneshChakor2
 
Grant Readiness 101 TechSoup and Remy Consulting
Grant Readiness 101 TechSoup and Remy ConsultingGrant Readiness 101 TechSoup and Remy Consulting
Grant Readiness 101 TechSoup and Remy ConsultingTechSoup
 
Contemporary philippine arts from the regions_PPT_Module_12 [Autosaved] (1).pptx
Contemporary philippine arts from the regions_PPT_Module_12 [Autosaved] (1).pptxContemporary philippine arts from the regions_PPT_Module_12 [Autosaved] (1).pptx
Contemporary philippine arts from the regions_PPT_Module_12 [Autosaved] (1).pptxRoyAbrique
 
18-04-UA_REPORT_MEDIALITERAСY_INDEX-DM_23-1-final-eng.pdf
18-04-UA_REPORT_MEDIALITERAСY_INDEX-DM_23-1-final-eng.pdf18-04-UA_REPORT_MEDIALITERAСY_INDEX-DM_23-1-final-eng.pdf
18-04-UA_REPORT_MEDIALITERAСY_INDEX-DM_23-1-final-eng.pdfssuser54595a
 
Introduction to AI in Higher Education_draft.pptx
Introduction to AI in Higher Education_draft.pptxIntroduction to AI in Higher Education_draft.pptx
Introduction to AI in Higher Education_draft.pptxpboyjonauth
 
Software Engineering Methodologies (overview)
Software Engineering Methodologies (overview)Software Engineering Methodologies (overview)
Software Engineering Methodologies (overview)eniolaolutunde
 
Nutritional Needs Presentation - HLTH 104
Nutritional Needs Presentation - HLTH 104Nutritional Needs Presentation - HLTH 104
Nutritional Needs Presentation - HLTH 104misteraugie
 
Paris 2024 Olympic Geographies - an activity
Paris 2024 Olympic Geographies - an activityParis 2024 Olympic Geographies - an activity
Paris 2024 Olympic Geographies - an activityGeoBlogs
 
POINT- BIOCHEMISTRY SEM 2 ENZYMES UNIT 5.pptx
POINT- BIOCHEMISTRY SEM 2 ENZYMES UNIT 5.pptxPOINT- BIOCHEMISTRY SEM 2 ENZYMES UNIT 5.pptx
POINT- BIOCHEMISTRY SEM 2 ENZYMES UNIT 5.pptxSayali Powar
 
Introduction to ArtificiaI Intelligence in Higher Education
Introduction to ArtificiaI Intelligence in Higher EducationIntroduction to ArtificiaI Intelligence in Higher Education
Introduction to ArtificiaI Intelligence in Higher Educationpboyjonauth
 
Measures of Central Tendency: Mean, Median and Mode
Measures of Central Tendency: Mean, Median and ModeMeasures of Central Tendency: Mean, Median and Mode
Measures of Central Tendency: Mean, Median and ModeThiyagu K
 

Recently uploaded (20)

Interactive Powerpoint_How to Master effective communication
Interactive Powerpoint_How to Master effective communicationInteractive Powerpoint_How to Master effective communication
Interactive Powerpoint_How to Master effective communication
 
Industrial Policy - 1948, 1956, 1973, 1977, 1980, 1991
Industrial Policy - 1948, 1956, 1973, 1977, 1980, 1991Industrial Policy - 1948, 1956, 1973, 1977, 1980, 1991
Industrial Policy - 1948, 1956, 1973, 1977, 1980, 1991
 
SOCIAL AND HISTORICAL CONTEXT - LFTVD.pptx
SOCIAL AND HISTORICAL CONTEXT - LFTVD.pptxSOCIAL AND HISTORICAL CONTEXT - LFTVD.pptx
SOCIAL AND HISTORICAL CONTEXT - LFTVD.pptx
 
URLs and Routing in the Odoo 17 Website App
URLs and Routing in the Odoo 17 Website AppURLs and Routing in the Odoo 17 Website App
URLs and Routing in the Odoo 17 Website App
 
Accessible design: Minimum effort, maximum impact
Accessible design: Minimum effort, maximum impactAccessible design: Minimum effort, maximum impact
Accessible design: Minimum effort, maximum impact
 
BASLIQ CURRENT LOOKBOOK LOOKBOOK(1) (1).pdf
BASLIQ CURRENT LOOKBOOK  LOOKBOOK(1) (1).pdfBASLIQ CURRENT LOOKBOOK  LOOKBOOK(1) (1).pdf
BASLIQ CURRENT LOOKBOOK LOOKBOOK(1) (1).pdf
 
How to Make a Pirate ship Primary Education.pptx
How to Make a Pirate ship Primary Education.pptxHow to Make a Pirate ship Primary Education.pptx
How to Make a Pirate ship Primary Education.pptx
 
Advanced Views - Calendar View in Odoo 17
Advanced Views - Calendar View in Odoo 17Advanced Views - Calendar View in Odoo 17
Advanced Views - Calendar View in Odoo 17
 
CARE OF CHILD IN INCUBATOR..........pptx
CARE OF CHILD IN INCUBATOR..........pptxCARE OF CHILD IN INCUBATOR..........pptx
CARE OF CHILD IN INCUBATOR..........pptx
 
Grant Readiness 101 TechSoup and Remy Consulting
Grant Readiness 101 TechSoup and Remy ConsultingGrant Readiness 101 TechSoup and Remy Consulting
Grant Readiness 101 TechSoup and Remy Consulting
 
Contemporary philippine arts from the regions_PPT_Module_12 [Autosaved] (1).pptx
Contemporary philippine arts from the regions_PPT_Module_12 [Autosaved] (1).pptxContemporary philippine arts from the regions_PPT_Module_12 [Autosaved] (1).pptx
Contemporary philippine arts from the regions_PPT_Module_12 [Autosaved] (1).pptx
 
18-04-UA_REPORT_MEDIALITERAСY_INDEX-DM_23-1-final-eng.pdf
18-04-UA_REPORT_MEDIALITERAСY_INDEX-DM_23-1-final-eng.pdf18-04-UA_REPORT_MEDIALITERAСY_INDEX-DM_23-1-final-eng.pdf
18-04-UA_REPORT_MEDIALITERAСY_INDEX-DM_23-1-final-eng.pdf
 
Introduction to AI in Higher Education_draft.pptx
Introduction to AI in Higher Education_draft.pptxIntroduction to AI in Higher Education_draft.pptx
Introduction to AI in Higher Education_draft.pptx
 
Software Engineering Methodologies (overview)
Software Engineering Methodologies (overview)Software Engineering Methodologies (overview)
Software Engineering Methodologies (overview)
 
Mattingly "AI & Prompt Design: Structured Data, Assistants, & RAG"
Mattingly "AI & Prompt Design: Structured Data, Assistants, & RAG"Mattingly "AI & Prompt Design: Structured Data, Assistants, & RAG"
Mattingly "AI & Prompt Design: Structured Data, Assistants, & RAG"
 
Nutritional Needs Presentation - HLTH 104
Nutritional Needs Presentation - HLTH 104Nutritional Needs Presentation - HLTH 104
Nutritional Needs Presentation - HLTH 104
 
Paris 2024 Olympic Geographies - an activity
Paris 2024 Olympic Geographies - an activityParis 2024 Olympic Geographies - an activity
Paris 2024 Olympic Geographies - an activity
 
POINT- BIOCHEMISTRY SEM 2 ENZYMES UNIT 5.pptx
POINT- BIOCHEMISTRY SEM 2 ENZYMES UNIT 5.pptxPOINT- BIOCHEMISTRY SEM 2 ENZYMES UNIT 5.pptx
POINT- BIOCHEMISTRY SEM 2 ENZYMES UNIT 5.pptx
 
Introduction to ArtificiaI Intelligence in Higher Education
Introduction to ArtificiaI Intelligence in Higher EducationIntroduction to ArtificiaI Intelligence in Higher Education
Introduction to ArtificiaI Intelligence in Higher Education
 
Measures of Central Tendency: Mean, Median and Mode
Measures of Central Tendency: Mean, Median and ModeMeasures of Central Tendency: Mean, Median and Mode
Measures of Central Tendency: Mean, Median and Mode
 

Npa

  • 1. AN RATIO ANALYSIS OF NON PERFORMING ASSETS IN STATE BANK OF INDIA OBJECTIVES To understand the concept of NPA. To identify the causes of NPAs in Indian banking system.  To study the role of NPA in banking sector. RESEARCH METHODOLOGY Source of Data :secondary data Tools: ratio analysis period of study:5yrs Table showing Gross & Net npa years Gross npa Net npa 2015 4.00% 2.00% 2016 7.00% 2.00% 2017 7.00% 4.00% 2018 11.00% 6.00% 2019 8.00% 3.00%
  • 2. AN RATIO ANALYSIS OF NON PERFORMING ASSETS IN STATE BANK OF INDIA FINDINGS Gross npa (2019): 8% Net npa (2019): 3% SUGGESTIONS  SBI need to take more care and follow ideal norms of granting advances. Net NPA Ratio of state Bank of india is very alarming stage. CONCLUSION The NPA is one of the biggest problems that the Indian Banks are facing today According to this project I came to know that from the analysis of NPA. So the banks should focus on good assets in the coming years by taking care internal as well as external factors.