2. Strategies to Improve Your Bottom
Line Now and in the Future
Effect Your Future Group Medical Costs
Streamline Your Benefits Administration
Educate and Empower Your Employees
Outsource Employee Services
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3. Current Healthcare Strategies for
Lowering Costs
Annual Carrier Solicitations
Aggressive Carrier Negotiations
Tiered Benefit Designs
Copayment & Benefit Changes
Consumer Driven Plans (CDHP)
Employer Funding Financial Models
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4. Current Healthcare Costs and the
Strategies for Self Funding
Independent Third Party Administration
Full Network Coverage
Largest Discounts
Direct Bidding of Reinsurance Carriers
Predictive Modeling
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5. Effect the Future Cost of Healthcare
with Comprehensive Wellness
Health Risk Assessment & Biometric Screening
Health Coaching
Smoking Cessation, Weight & Stress
Management
Promote Employee Assistance (EAP)
Improve Employee Productivity
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6. The “Fortune 100” Strategy*
Offer Comprehensive Wellness
Provide Tangible Incentives to Participate
Central Effective Communications
Provide Ongoing Support
Trends Target at 4% Increases Annually
*Source – 2007 SHPS Health Practices Study
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7. Comprehensive Wellness Solutions
Identify Health Risks
Modify Behavior
Reduce Healthcare Costs
Deliver Measurable Results
Improve Productivity, Enhance Employee Lives
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8. Integrated Workforce
Management Payroll
Processing
Management Employee
Reporting Benefits
Companies streamline administration
through a single entry, single
password and paperless system to
HRIS
administer Human Resources and Employee COBRA/
Benefits. Self-Serve FSA
401(k)
Workforce Now Connects Human Contributions
Resources to Management, to
Benefits, to Insurance Carriers, to
Administrators and to the Employee.
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9. HRIS Implementation – The Set up
and Maintenance of HR Benefits
Input All Company Benefit Information
Create Benefit Report Templates
Establish Employee Self Serve Website
Mange Online Open Enrollment
Electronic Carrier Connections
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10. Voluntary Benefits – An Employee
Communications Platform
Personalize the Enrollment Process
Increase Employee Appreciation of Benefits
Attract and Retain Employees
Offset Costs of Other Administration Expenses
Supplement Employer Sponsored Benefit
Programs
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11. The Value of Voluntary Benefits to
Human Resources
Employee Surveys
Total Compensation Statement
Dependent Eligibility Audit
HRIS Data Cleansing
Training for Employee Self Service
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12. Voluntary Benefits Products
Whole Life/Universal Life
Long Term Care Insurance Rider
Critical Illness Coverage
Disability or Accident Coverage
Group Premium Package Discounts
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13. Raffa Financial - Brokers Services
Annual Cost Benefit Analysis
Implementation & Communications
Compliance
HR Support Services
Form 5500 Preparation
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14. Raffa Financial - Customer Service &
Support
Consolidated Billing & Bill Reconciliation
Eligibility, Additions, & Terminations
Custom Open Enrollment
Claims Adjudication
Exceptional Responsiveness
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15. Raffa Financial – Client Account Team
Jon Zeisler, Director, Group Benefits
Joe Beasley, Director, Voluntary Benefits
Faith Hites, RHU, Senior Account Manager
Janet Hughes, Senior Analyst
Julie Clapp, Customer Service
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16. About Raffa Financial
Raffa Financial Services, Inc. was founded in 1999. The
company has offices in Rockville, MD and serves over 400
corporate clients, with a staff of 24 employees.
Raffa Financial is a subsidiary of Raffa, PC. Raffa PC is the
largest private accounting and consulting firm in Washington,
DC, with over 220 professionals and staff. Raffa is noted for
the companies award winning corporate philanthropy as
illustrated in our 2010 Social Responsibility Report.
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17. Thank You For Your Time
Steven K. Heger, CLU
President
Direct: 240.403.2555
steve@raffafinancial.com
Jon Zeisler
Director of Group Benefits
Direct: 240.403.2568
jon@raffafinancial.com
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