2. Negotiated eight group health care insurance renewals with four renewals resulting in no increase in employer paid health insurance premiums and one modest increase in employee out-of-pocket expenses. Group health care plan averaged an annual premium increase of less than 7% in eight plan years.

3. Commissioned group health care insurance plan study to determine feasibility for a self-insured plan. Utilized study findings as leverage for a no premium increase renewal with incumbent insurance carrier.

4. Engineered carve-out of group prescription drug benefit from fully insured plan to self-insured plan; utilized pharmacy benefit manager that reduced claim costs, provided better claims analysis and generated savings of $1 Million over five years.

5. Performed extensive dental claims analysis that resulted in improve group plan design by doubling annual maximum benefit limit and reducing premiums by 9%. Change included plan design from passive PPO to active PPO, higher annual maximum benefit limit and co-insurance percentages for network providers.

6. Carved-out vision care plan from fully-insured flat reimbursement amount benefit within group health care insurance plan to stand alone active PPO. New vision care plan provided better employee benefits, simplified plan administration at no additional premium cost to organization.

7. Managed change of group life and disability insurance from list billing to self-administered billing and fully insured short-term disability insurance plan to self-insured plan. Change in plan administration and move to a new carrier produced a 55% annual premium savings and 280K in reduced costs.

8. Conducted dependent benefits eligibility audit and removed ineligible dependents from group benefit plans generating a total annual savings of $40K. Established new dependent eligibility policy to eliminate future enrollment issues.

9. Revitalized moribund deferred compensation plan by establishing a no employer cost partnership with financial planning firm to promote plan awareness and provide plan education to employees.

11. Managed conversion of DOS payroll software to a Windows package. Reduced payroll/time control positions from six to three FTE. Improved payroll accuracy and reduced payroll check errors by 25%.

12. Created and implemented total payroll quality control system, using checklists to document payroll process by identifying process step owners and timelines. Control system ensured timely payment of all taxes, reporting of quarterly and annual wage and tax submissions. Agency was 100% compliant and did not incur a single fine for late payment and late submission over seven years. EDUCATION ATTAINMENTS<br />Temple University, Philadelphia, PA<br />Bachelor of Arts<br />The Wharton School, University of Pennsylvania, Philadelphia, PA<br />And The International Foundation of Employee Benefit Plans, Brookfield, WI <br />Certified Employee Benefits Specialist (CEBS) 2000<br />The American College, Bryn Mawr, PA<br />Chartered Financial Consultant (ChFC), 2005<br />Chartered Life Underwriter (CLU) 2005<br />Registered Health Underwriter (RHU) 2005<br />Registered Employee Benefits Consultant (REBC) 2005<br />America’s Health Insurance Plans, Washington, DC<br />Managed Healthcare Professional (MHP) 2005<br />Health Insurance Associate (HIA) 2006<br />Employee Healthcare Benefits Associate (EHBA) in 2006<br />Disability Healthcare Professional (DHP) 2006<br />Long-Term Care Professional (LTCP) 2009<br />Annuity Planning Professional (APP) 2010<br />The National Alliance for Insurance Education and Research, Austin, TX<br />Certified Insurance Services Representative (CISR) 2010<br />Certified School Risk Manager (CSRM) 2011<br />The Institutes, Malvern, PA<br />Chartered Property Casualty Underwriter (CPCU) 2011<br />Accredited Adviser in Insurance (AAI) 2011<br />Associate in Personal Insurance (API) 2011<br />Associate in Insurance Services (AIS) 2011<br />Pennsylvania Insurance Department<br />Accident and Health, Life and Fixed Annuities License in 2005<br />Casualty and Allied Lines, Property and Allied Lines in 2010<br />