1. 1/19/2015 It Business Finance and It Leasing at IQ Finance
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IT Finance & Leasing Solutions
We can finance your total IT solution, whatever its composition and
unlike traditional asset finance companies, your agreement doesn’t
have to include hardware. Our agreements can therefore include
application software, bespoke software, websites, networking, training,
consultancy, implementation and in some cases, support and
maintenance.
We offer various products, of which the two principal options are
finance lease and operating lease. However, all our solutions can be
tailored to your individual requirements.
Finance lease
This option is suitable for all sizes of investment with a typical value in
excess of £10,000 over a two to five year term.
Under this scheme, you take effective ownership of the asset (appears
on your balance sheet) by making regular lease rental payments. The
lease rental is allowable against taxable income. At the end of the term
you can return the asset, enter a further rental agreement or take full
title of the assets for a nominal fee.
Operating lease
This option is suitable for hardware based investments with a value in
excess of £50,000 with a typical term of two to three years. A residual
value position is generally taken by the lessor which means your
monthly rental will be lower than for an equivalent finance lease.
There are tax advantages, cost savings and reduced risks to be had
with this option and the asset doesn't need to appear on your balance
sheet. The lease rental can be treated as an operating expense and
therefore allowable against taxable income.
With an operating lease, ownership of the asset remains with the lessor
and not you, thereby reducing your monthly payments and removing
the risk of you owning outdated equipment.
Enjoy greater peace of mind
Easy budgeting to suit you
Save on your tax liability
Your other assets are not at risk
Conserve your cash for
something better
Tap into an alternative source
of credit
Get a faster return on your
investment
Features and benefits
to customers
Our financial products and services provide a
wealth of major benefits for successful
companies, from business start-ups to large
corporations.
Freephone 0800 412 5562
info@iqfinance.co.uk
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