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Introduction
 There are many ways by which a
 investor can enter the market. It is
 very difficult for the investor to
 choose the best alternative because
 he himself is not aware of
 investment alternatives. It may be:
Negotiable instruments
              • Equity shares
              •   Growth
  Variable    •   Income
  income      •   Defensive
 securities   •
              •
                  Cyclical
                  Speculative
•   Preference shares
             •   Debentures
  Fixed      •
             •
                 Bonds
                 IVP and KVP
 income      •
             •
                 Govt. securities
                 Money market securities
securities   •   Treasury bills
             •   Commercial papers
             •   Certificate of deposit
Non-negotiable securities
  Bank deposit   Post office deposit       NBFC deposits

                                       • period: 3 to 5 years
                                         in current scenario
                                       • Maximum limit: at
                                         least 25 lakhs of
                                         owned funds
                                         otherwise not in
                                         capacity to accept
                                         deposits.
                                       • Interest rates
                                       • Security : % of
                                         liquid assets is 15 %
Tax shelter saving schemes
 PPF

 NSS

 NSC
LIFE INSURANCE

            • Protection
 Advantages • Easy payments
    of life • Liquidity
  insurance • Tax relief
Mutual funds
 Open ended   Closed ended           Other
   funds          funds          classification
                             • Growth
                             • Income
                             • Balanced
                             • Money market
                               scheme
                             • Tax saving
                               scheme
                             • Index scheme
Real assets
Gold

Silver

Real estate

Art

Antiques

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2. investment alternatives

  • 1.
  • 2. Introduction There are many ways by which a investor can enter the market. It is very difficult for the investor to choose the best alternative because he himself is not aware of investment alternatives. It may be:
  • 3. Negotiable instruments • Equity shares • Growth Variable • Income income • Defensive securities • • Cyclical Speculative
  • 4. Preference shares • Debentures Fixed • • Bonds IVP and KVP income • • Govt. securities Money market securities securities • Treasury bills • Commercial papers • Certificate of deposit
  • 5. Non-negotiable securities Bank deposit Post office deposit NBFC deposits • period: 3 to 5 years in current scenario • Maximum limit: at least 25 lakhs of owned funds otherwise not in capacity to accept deposits. • Interest rates • Security : % of liquid assets is 15 %
  • 6. Tax shelter saving schemes PPF NSS NSC
  • 7. LIFE INSURANCE • Protection Advantages • Easy payments of life • Liquidity insurance • Tax relief
  • 8. Mutual funds Open ended Closed ended Other funds funds classification • Growth • Income • Balanced • Money market scheme • Tax saving scheme • Index scheme