Independent wealth manager Tracy Spaeth discusses some of the more traditional ideas regarding retirement savings that have proven themselves over the years.

1. Retirement Planning:
Q&A with Tracy Spaeth

2. Independent wealth manager
Tracy Spaeth discusses some of
the more traditional ideas
regarding retirement savings that
have proven themselves over the
years.

3. Q: What’s the first rule when
considering your retirement?
A: Have a plan. That means
knowing how much money you will
need to live comfortably after
retiring and the exact terms of your
retirement.

4. Q: What are some good questions
to ask yourself about retirement?
A: Will you be working part-time?
What are your recurring
expenses? Is your home paid off
or will it be by the time you retire?
No financial question is too small
to consider.

5. Q: When should people begin
saving for retirement?
A: It is important to start saving for
retirement as soon as your first
paychecks start rolling in. The
earlier you start saving, the more
time your money has to mature,
leaving you with more funds at
retirement.

6. About Tracy Spaeth:
For more than 20 years, Spaeth
has been working with investors
as an independent wealth
manager. He specializes in
tailoring investment options to
suit clients’ individual needs and
personalities.