Transform Your Retirement with a Personalized Plan

RETIRE HAPPY!
Petero Wamala
Retiringyou
Retirement Planning Specialist

▪ The Impact of Retirement Coaching
▪ The Changing Definition of Retirement
▪ Baby Boomers areTransforming Retirement
▪ Career andWork Benefits
▪ Healthy Living
▪ Financial Perspective
▪ Relationship Dynamics
▪ Leisure and Living
▪ Personal Development
▪ The LifeOptions Profile
▪ The Retirement Success Profile
▪ The Benefits of Retirement Coaching
▪ Coaching Packages
▪ Questions
Agenda
© Copyright 2015 - Career Partners International LLC

5 Secrets to a Successful
Retirement
Build a Post-Career PlanWith
a Retirement planner
Now we need a planner for
retirement, too?
NewYear’s Retirement Advice:The
5Things NotTo Do
Retirement Planners Are AllThe
Rage: 5ThingsThey SayTo Do
Right Now
Forget About Money – Retirement
Happiness Comes From Finding
Fulfillment
Women in retirement (or close to
retirement) have to take control
over the situation – and fast
Retirement Planners act as a compass
for those wondering what’s next
Do you need a retirement planner?
Beyond the financials: Planning for
fulfilment in retirement
The Impact of Retirement Planning

How did we define retirement in the past?
How would you define retirement now?
The new definition of retirement is helping individuals follow their dreams and find
their giftedness.
The Changing Definition of Retirement

Baby Boomers are
Transforming Retirement
 10,000+ individuals retiring daily
 Increased life expectancy by 30+ years
 At 50+/- your notion of retirement
shifts dramatically
 Retirement can last longer than your
primary career
 Retirement is not viewed as an
ending, but as a transition to a new
and exciting phase of life!

Career andWork Benefits
Does retirement mean stopping work?
▪ 82% expect to or are already working past age 65 or do not plan to
retire.
▪ These individuals don’t necessarily want to do the same work as before,
and may instead pursue work that connects with their soul or passion.
▪ Often, this means that they will need to take time to think about what’s
next for them.
▪ Continuing to work can take many forms such as part time, self-
employment, consulting etc. and many envision a phased transition to
retirement.
▪ There are five significant benefits of work, and if the individual doesn’t
have a plan to replace these benefits, or is taking all of their identity
from work they will often delay retirement, or it will make the transition
to retirement more difficult.
The Benefits ofWork:
 FinancialCompensation
 Time Management
 Sense of Purpose
 Status
 Socialization

How can we thrive, not merely survive in retirement?
▪ We are each responsible for the care and maintenance of our body
and mind.
▪ There are seven health practices that serve as the foundation for
wellness:
▪ Avoid tobacco use
▪ Proper nutrition
▪ Positive response to stress
▪ Sufficient sleep and relaxation
▪ Maintaining ideal weight
▪ Moderate use of alcohol
▪ Sufficient exercise
▪ These attributes become increasingly important as we age and
transition to retirement.
▪ Another component of wellness is vitality, which is defined as
allowing you to express the uniqueness that is you. Since vitality is
a personal concept, we each pursue it differently.
Healthy Living
Well = PhysicalWell-Being
Wise = MentalWellness
Whole = Personal Meaning

▪ Your perspective about money began as a child and may still be
influencing your decisions today.
▪ When you get clear about what is most important about money to
you, you are more likely to make decisions that are in line with your
values.
▪ A truck driver with $55K in the bank believes he is financially secure
for retirement. A physician with $6 million in the bank is worried
about his financial security. How much is enough?
▪ Couples are not always on the same financial page, so this is an
important conversation to have in preparing for retirement.
▪ We highly recommend that individuals connect with a Certified
Financial Planner for financial advice.
Financial Perspective
What is your perspective about money and how will it influence your retirement?
Photo Credit: Pixabay© Copyright 2015 - Career Partners International LLC

How will you find connectedness in retirement?
▪ Relationships are an essential component of our lives and become increasingly so in
retirement.
▪ Retirement is all about change; being flexible impacts how we deal with change.
Typical relationship changes:
▪ Relationship dynamics with spouse/partner
▪ Relationship dynamics with family, friends, or former co-workers
▪ Relationship dynamics with adult children returning to the home
▪ Relationship dynamics with grandchildren and how to stay connected
Relationship Dynamics
Baby Boomers are often taking care of both children and aging parents so are referred to as the
“Sandwich Generation”

What leisure interests have you had in the past that you would
like to renew in retirement?
▪ We tend to gravitate towards one or two leisure preferences but it is
important to recognize that we have needs in all six categories of leisure.
▪ There is a paradox around leisure.
▪ Travel and hobbies can provide many benefits such as a new perspective,
personal growth, as well as fun and enjoyment.
▪ Where will I live in retirement?This is the second most important question
that is asked in retirement planning.There are many options, so think
outside the box!
Leisure and Living Categories of Leisure:
 Social Interaction
 Spectator Appreciation
 Creative Expression
 Intellectual Stimulation
 Physical Exercise
 Solitary Relaxation

▪ Retirement is a time when personal development can take on more meaning.
▪ We find life meaning by pursuing purpose, and we often find purpose by helping others or giving back on a
more global level.
▪ Individuals who volunteer regularly register much higher levels of life satisfaction and personal meaning, as
well as increase their life expectancy.
▪ We are inherently lifelong learners; learning something new every day to stay active and involved.
There are many benefits to continued learning
and development:
▪ Provides a passion
▪ Stimulates new interests
▪ Keeps up involvement
▪ Meet new and interesting people
▪ Exercises the brain
▪ Offers new perspectives
Personal Development
To live a meaningful life:
 Know where you are going
 Have dreams
 Believe change is positive and adds
meaning to your life
 Feel that you are part of a larger whole

Assesses retirement readiness across 20 lifestyle and attitudinal dimensions in six
life arenas:
 Career andWork
 Health andWellness
 Finance and Insurance
 Family and Relationships
 Leisure and Social
 Personal Development
The LifeOptions™ Profile

Career &
Work
IdealWork
(ranked)
Work Benefits
Work Options
(ranked)
Health &
Wellness
Health Practices
Vitality
Attitude
Finance &
Insurance
Knowledge
Planning
Confidence
Family &
Relationships
Flexibility
Caregiving:
Aging Parents
Caregiving:
AdultChildren
Grandparenting
Leisure &
Social
Leisure
Preferences
(ranked)
Residence
(ranked)
Travel
Hobbies
Personal
Development
Life Meaning
Education
Volunteering
The LifeOptions™ Profile

Retirement Success Factors
Work Reorientation
AttitudeToward Retirement
Directedness
Health Perception
Financial Security
Current Life Satisfaction
Projected Life Satisfaction
Life Meaning
Leisure Interests
Adaptability
Life Stage Satisfaction
Dependents
Family & Relationship Issues
Perception of Age
Replacement ofWork Function
The Retirement Success Profile™
Identifies personal strengths and areas of focus
across 15 success factors that closely affect
retirement planning and transition.
Across each of these factors, the Retirement
Success Profile™ measures:
 Expectation
 Present Behavior
 Variance
© Copyright 2015 - Career Partners International, LLC

The Retirement Success Profile™

Working with a certified retirement planner will help you to understand how your unique
personality and circumstances will affect your transition to retirement including:
▪ providing encouragement and insight
▪ keeping you on track as you develop a clear definition of your desired retirement lifestyle
▪ providing guidance as you create and implement a realistic and fulfilling plan
▪ acting as a sounding board
▪ challenging you out of your comfort zone
▪ helping to identify and shift perspective to a more empowering viewpoint
▪ being a partner so you stay accountable
▪ providing education, resources or permission as needed
Retirement is a very personal thing.There are no “cookie cutter” approaches.You want to achieve
your retirement dreams and live this phase of your life to the fullest, and a retirement coach can
help make that happen!
The Benefits of Retirement Planning

Planning Packages
▪ Retirement laid bare workshop:-Tailor made to fit your specific needs and circumstances and held where you
want or via teleclass/skype conference call.
▪ Retirement success profile assessment.
▪ Preparation of personal retirement plan.
▪ Ongoing support with updating your personal retirement plan.

“During my long life, I have learned one lesson: that the most
important thing is to realize why one is alive – and I think it is
not only to build bridges or tall buildings or make money, but
to do something truly important, to do something for humanity.
To bring joy, to make life richer for the spirit because you have
been alive, that is the most important thing.”
~ Artur Rubinstein

Transform Your Retirement with a Personalized Plan

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