This document discusses retirement planning and objectives. It notes that retirement planning aims to help people reach their destination and enjoy the journey. Key goals mentioned include child career funds, emergency funds, and retirement funds. Estate planning is also discussed as important to avoid controversies and emotional trauma when passing on assets after death. The document uses the example of Mr. Sahay, a puppet seller, to illustrate the importance of retirement planning and life insurance to support dependents given his regular income needs and family in a high risk zone. It suggests that early retirement planning through whole life insurance plans could have helped him secure his and his son's future.

1. Retirement Planning
Presented by
Priti Dhadge
Sonal Jain
( FromTeam Galaxy)

2. Do you plan to retire early?
How will you feel, if you are financialy
independent?
How will you feel, if you had to ask for
money from your married son?

4. Objectives of planning
• Reach the destination
• Enjoy the journey

5. 28000 Days of life

6. Earning span
• 20 to 60
20 60
0
life expectancy
life expectancy

7. What could be Non-Negotiable goal?
• Child career fund
• Emergency funds
• Retirement fund

8. Estate -> Legacy
• My investment - Gold property
bullion are assets when I am
alive but becomes estate when I
die
• When I die without a will it
becomes intestate
• Common problem of legacy
• Controversies
• Emotional trauma

9. How should it be?
• Right Person
• Right hand
• Right time
• Right form

10. What happens if you become incapacitated?
Does anyone rely on you for support, financial
or otherwise?
Does your estate face any financial threats?

11. Mr Sahay
A Puppet seller

12. Struggle for life
• Dependents
• Wife
• Daughter
• Daughter's Kids
• Family in High Risk Zone

13. Reason

14. • Regular Income
• Life Insurance
Need of Time

15. Options available
• Work for rest of life
• Charity

16. What could have been done?
• Whole life plan at early stage
• Insurance of Son and Self

17. Its easy to retire,
if you plan at right time,
&
invest to get regular income