This project analyzes the financial performance of Tiruchirapalli District Central Cooperative Bank Ltd from 2006-2011. The objectives are to analyze the bank's financial position and identify strengths and weaknesses by establishing relationships between balance sheet and profit/loss items. Secondary data from annual reports are used to calculate ratios analyzing profitability, liquidity, leverage, and turnover. Ratios show the bank follows high debt-equity and creditors are owed for nearly a year. The cash turnover is also insufficient. The study recommends reducing debt capital, providing security to creditors, and increasing sales to reduce losses. Tables and charts are used to present the ratio analyses, fund flow statements, and cash flow statements for each year.

1. ABSTRACT
This project report entitled to “A study on financial performance of Tiruchirapalli
District Central Cooperative Bank Ltd”at Karur. The main objective of the study is to
analyze the financial position of the company. It the process of identifying the financial
strength and weakness of the firm properly establishing relationship between the item of
balance sheet and profit and loss account. The details regarding the history and finance
details of the bank were collected through discussion with the company officers.
Secondary data are based on the annual reports of 2006-2011.
The various tools used for the study are ratio analysis, fund flow statement and
cash flow statement. Charts and table are used for better understanding. Through ratio
analysis the company could understand the Profitability, Liquidity, Leverage, Turnover
positions of the company.
The bank is following high debt equity and also the bank followed the credit
enjoyed from its supplier has also nearly one year period of time. On the other hand cash
turnover also not sufficient to healthy the business. The study recommends to reducing
the dept capital and providing security to creditors and to increase the sales to reduce the
loss of the bank.

2. LIST OF TABLES
TABLE TITLE OF THE TABLE PAGE
NO NO
3.1.1 Current Ratio
3.1.2 Absolute Liquid Ratio/ cash Ratio
3.1.3 Quick Ratio
3.1.4 Proprietary Ratio
3.1.5 Debt-Equity Ratio
3.1.6 Fixed Assets Turnover Ratio
3.1.7 Cash Turnover Ratio
3.1.8 Average collection method
3.1.9 Gross profit Ratio
31.10 Net profit Ratio
3.2.1 Schedule of changes in working capital 2006-2007
3.2.2 Schedule of changes in working capital 2007-2008
3.2.3 Schedule of changes in working capital 2008-2009
3.2.4 Schedule of changes in working capital 2009-2010
3.2.5 Schedule of changes in working capital 2010-2011
3.3.1 Fund flow statement for 2006-2007
3.3.2 Fund flow statement for 2007-2008
3.3.3 Fund flow statement for 2008-2009
3.3.4 Fund flow statement for 2009-2010
3.3.5 Fund flow statement for 2010-2011
3.4.1 Cash flow statement for 2006-2007
3.4.2 Cash flow statement for 2007-2008
3.4.3 Cash flow statement for 2008-2009
3.4.4 Cash flow statement for 2009-2010
3.4.5 Cash flow statement for 2010-2011

3. LIST OF CHARTS
FIGURE TITLE OF THE FIGURE PAGE
NO NO
3.1.1 The current ratio for the five year 2006-2011
3.1.2 The absolute liquid ratio/cash ratio for the five year 2006-2011
3.1.3 The quick ratio for the five year 2006-2011
3.1.4 The proprietary ratio for the five year 2006-2011
3.1.5 The Debt-Equity ratio for the five year 2006-2011
3.1.6 The fixed assets turnover ratio for the five year 2006-2011
3.1.7 The cash turnover ratio for the five year 2006-2011
3.1.8 The average collection period for the five year 2006-2011
3.1.9 The gross profit ratio for the five years from 2006-2011
3.1.10 The net profit ratio for the five years from 2006-2011