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Looking Out For You: How to be a
Better Health Care Consumer
What is The Alliance?
> Employer-owned, not-for-profit health
care purchasing cooperative.
> Freedom to choose from 63 hospitals
and 10,365 professional service
providers.
> Creates resources to help you and your
family become more informed about
health care choices.
Today’s Goals Discussion
> Increase your
awareness of the safety
and quality of our health
care system and its
impact on you.
> Provide tools to help you
become a wise health
care consumer.
> Help you maximize the
effectiveness of each
health care encounter.
> Health Care Quality
and Cost.
> What You Can Do
Today.
> How to Make the Most
of Each Health Care
Visit.
What is Health Care Quality?
> Doing the right thing
> Doing it at the right time
> Doing it the right way
Quality Problems
> Underuse
 Care that would benefit patients isn’t given.
> Overuse
 Care that is unnecessary or where the risks
outweigh the benefits.
> Misuse
 Complications caused by patients who do not
follow doctors’ orders & doctors who misdiagnose
their patients.
In doctors’ offices and clinics, adults receive only 55% of
recommended care (preventative, acute and chronic)!
Cost In Perspective
> Self Funding
 The employer assumes the financial risk of
providing health care benefits to
employees.
 The employer pays for employee medical
claims out-of-pocket as they occur.
Share in Your Medical Decisions
> Let your provider know that you want to be an active
partner in your health care.
> Do your own research:
 www.the-alliance.org
 www.webmd.com
 www.crbestbuydrugs.com
> Ask why?
> State your preferences.
> Compare your expectations with those of your
provider.
> Accept responsibility.
Did you know?
8 out of 10 Internet users have
searched online for information on at
least one major health topic.
That translates into about 95 Million
American adults who use the Internet to
obtain health information.
* 2011 Pew Internet Project and California HealthCare Foundation
Ask Questions
> 3 Good Questions to Ask:
 What is my main problem?
 What do I need to do?
 Why is it important for me to do this?
Bring a Friend or Family Member
> A personal representative, or health
advocate, can:
 Get information and ask questions when
you can’t.
 Remind you about instructions and help
you make decisions.
 Find out who to go to if you are not getting
the care you need.
Remember…
> Let your doctor, nurse, or pharmacist know if
you still don’t understand something.
> You don’t need to feel rushed or
embarrassed if you don’t understand
something.
> You can ask your doctor, nurse, or
pharmacist a question as many times as you
need to.
> Be honest with your doctor, don’t tell them
what you think they want to hear.
Asking questions helps you understand how
to stay well or get better!
Did you know?
> A survey of 1,100 patients revealed…
 68% of patients said that they would not inform
their physician that they had failed to comply with
a prescribed drug therapy.
 83% said that they would never communicate with
their physician that they did not plan on buying a
prescribed drug.
 1/3 of all hospital admissions are due to poor
medical adherence. This equates to $300 Billion
annually.
*The Adherence Estimator, McHorney CA. Curr Med Res Opin, in PubMed
Keep and Bring a List of All the
Medicines You Take
> Give your doctor and pharmacist a
list of all the medicines you take,
including non-prescription medicines.
 This includes vitamins and herbal
supplements.
> Tell them about any allergies you
may have.
Medication errors are the most common type of medical error!
Did you know?
The average doctor to patient
interaction during an office visit is less
than 10 minutes.
Often clinics will schedule office visits
as short as 8 minutes in a physician’s
calendar to maximize the number of
patients they will see in a day.
Making the Most of Each Visit
-Before the Visit-
Before you go, bring along all of the
following information:
> Current insurance card
> Social Security number
> Emergency contact information
> Employer information
> A referral or order, if required
> Any previous x-rays, if requested
> An interpreter, if needed
Making the Most of Each Visit
-During the Visit-
> State your main concern first.
> Describe your symptoms.
> Describe past experiences with the
same concern.
> Ask questions about things you don’t
understand.
> Take notes, even if you understand
what is being said.
Making the Most of Each Visit
-At the End of the Visit-
> Am I to return for another visit?
> Am I to phone in for test results or login
online?
> What side effects or concerns should I
look for?
> When do I need to follow up?
> Anything else I need to know?
When You See a Specialist
> Know the diagnosis or suspected diagnosis.
> Learn about basic treatment options.
> Make sure the specialist has all test results
and records on your case.
> Make sure you know why the tests are being
done.
 Ask: Are these tests necessary?
 Don’t repeat tests!
If You Are Facing Surgery…
> Most surgeries are not emergencies.
> This means that you have time to make
sure that this surgery is the best
treatment for you.
> Refer to the toolkit to see important
questions you should ask if facing
surgery.
QUALITY and COST vary
in ways that affect your
life and your wallet.
Putting Quality in Perspective
Number of Americans who die each year from:
> Accidents and
Diseases:
 Breast cancer:
About 39,500
 Motor vehicle
accidents: About
43,000
> Quality and
Safety:
 Medical errors: About
98,000
 Infections acquired
while in the hospital:
About 90,000
> 25 – 75% of these
infections could
be prevented
Cost Matters Too
Cost varies:
 You could pay more for the exact same
type of care depending on which
hospital you choose.
What you pay is not related to the quality
of your care.
 High-quality care don’t always cost
more.
QualityCounts Inpatient Hospital
Report
> Overall Care for
Adults
> Birthing Care
> Major Surgery
 Hip and Knee Surgery
 Back and Neck Surgery
> Overall Heart Care
 Heart Surgery
 Non-Surgical Heart Care
 Balloon Angioplasty
 Bypass Surgery
 Heart Attack Care
 Aortic Valve Replacement
QualityCounts™ Outpatient
Procedures and Tests Report
> Surgeries:
 Removal of Adenoids
 Adenoidectomy & Tonsillectomy
 Arthroscopic Knee Surgery
 Cataract Surgery
 Laparoscopic Gallbladder Surgery
 Laparoscopic Hernia Surgery
 Ear Tube Insertion
> Tests:
 Bone Density Study
 Cardiac Perfusion Scan
 Colonoscopy
 Upper Gastrointestinal (GI) Endoscopy
> CT and MRIs
 Abdominal & Pelvic CT with
and without contrast
 Brain MRI with and without
contrast
 Head or Brain CT
 Lower Spine MRI
 MRI Joint of Lower Extremity
without Contrast
 MRI Neck Spine without
Contrast
 Thorax CT with Contrast
Brain MRI
(Dane County Example)
Specialty MRI Center
(Dane Co.) Dane Co. Hospital
Total Average Cost $2,304 $3,884
EE Deductible ($1000) $1,000 $1,000
EE Coinsurance (10% to $250) $130 $250
Total Employee Cost $1,130 $1,250
Cost Difference to EE $120
Total Employer Cost $1,004 $2,634
Cost Difference to ER $1,630
Laparoscopic Hernia Surgery
(Dane County Example)
Outpatient Surgery
Center (Dane Co.) Dane Co. Hospital
Total Average Cost $5,351 $8,812
EE Deductible ($1,000) $1,000 $1,000
EE Coinsurance (10% to $250) $250 $250
Total Employee Cost $1,250 $1,250
Cost Difference to EE $0
Total Employer Cost $4,101 $7,562
Cost Difference to ER $3,461
To access:
www.the-alliance.org
Click on:
The single most important way you
can help get safe, quality care while
reducing your costs is to be an
active participant in your health
care!
QUESTIONS?
Thank you for viewing this presentation
created by The Alliance.
If you would like to Learn More about The
Alliance please visit our website at
www.the-alliance.org
Call us at 800.223.4139 or email us at
thealliance@the-alliance.org

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Better Health Care Consumer Presentation

  • 1. Looking Out For You: How to be a Better Health Care Consumer
  • 2. What is The Alliance? > Employer-owned, not-for-profit health care purchasing cooperative. > Freedom to choose from 63 hospitals and 10,365 professional service providers. > Creates resources to help you and your family become more informed about health care choices.
  • 3. Today’s Goals Discussion > Increase your awareness of the safety and quality of our health care system and its impact on you. > Provide tools to help you become a wise health care consumer. > Help you maximize the effectiveness of each health care encounter. > Health Care Quality and Cost. > What You Can Do Today. > How to Make the Most of Each Health Care Visit.
  • 4. What is Health Care Quality? > Doing the right thing > Doing it at the right time > Doing it the right way
  • 5. Quality Problems > Underuse  Care that would benefit patients isn’t given. > Overuse  Care that is unnecessary or where the risks outweigh the benefits. > Misuse  Complications caused by patients who do not follow doctors’ orders & doctors who misdiagnose their patients. In doctors’ offices and clinics, adults receive only 55% of recommended care (preventative, acute and chronic)!
  • 6. Cost In Perspective > Self Funding  The employer assumes the financial risk of providing health care benefits to employees.  The employer pays for employee medical claims out-of-pocket as they occur.
  • 7. Share in Your Medical Decisions > Let your provider know that you want to be an active partner in your health care. > Do your own research:  www.the-alliance.org  www.webmd.com  www.crbestbuydrugs.com > Ask why? > State your preferences. > Compare your expectations with those of your provider. > Accept responsibility.
  • 8. Did you know? 8 out of 10 Internet users have searched online for information on at least one major health topic. That translates into about 95 Million American adults who use the Internet to obtain health information. * 2011 Pew Internet Project and California HealthCare Foundation
  • 9. Ask Questions > 3 Good Questions to Ask:  What is my main problem?  What do I need to do?  Why is it important for me to do this?
  • 10. Bring a Friend or Family Member > A personal representative, or health advocate, can:  Get information and ask questions when you can’t.  Remind you about instructions and help you make decisions.  Find out who to go to if you are not getting the care you need.
  • 11. Remember… > Let your doctor, nurse, or pharmacist know if you still don’t understand something. > You don’t need to feel rushed or embarrassed if you don’t understand something. > You can ask your doctor, nurse, or pharmacist a question as many times as you need to. > Be honest with your doctor, don’t tell them what you think they want to hear. Asking questions helps you understand how to stay well or get better!
  • 12. Did you know? > A survey of 1,100 patients revealed…  68% of patients said that they would not inform their physician that they had failed to comply with a prescribed drug therapy.  83% said that they would never communicate with their physician that they did not plan on buying a prescribed drug.  1/3 of all hospital admissions are due to poor medical adherence. This equates to $300 Billion annually. *The Adherence Estimator, McHorney CA. Curr Med Res Opin, in PubMed
  • 13. Keep and Bring a List of All the Medicines You Take > Give your doctor and pharmacist a list of all the medicines you take, including non-prescription medicines.  This includes vitamins and herbal supplements. > Tell them about any allergies you may have. Medication errors are the most common type of medical error!
  • 14. Did you know? The average doctor to patient interaction during an office visit is less than 10 minutes. Often clinics will schedule office visits as short as 8 minutes in a physician’s calendar to maximize the number of patients they will see in a day.
  • 15. Making the Most of Each Visit -Before the Visit- Before you go, bring along all of the following information: > Current insurance card > Social Security number > Emergency contact information > Employer information > A referral or order, if required > Any previous x-rays, if requested > An interpreter, if needed
  • 16. Making the Most of Each Visit -During the Visit- > State your main concern first. > Describe your symptoms. > Describe past experiences with the same concern. > Ask questions about things you don’t understand. > Take notes, even if you understand what is being said.
  • 17. Making the Most of Each Visit -At the End of the Visit- > Am I to return for another visit? > Am I to phone in for test results or login online? > What side effects or concerns should I look for? > When do I need to follow up? > Anything else I need to know?
  • 18. When You See a Specialist > Know the diagnosis or suspected diagnosis. > Learn about basic treatment options. > Make sure the specialist has all test results and records on your case. > Make sure you know why the tests are being done.  Ask: Are these tests necessary?  Don’t repeat tests!
  • 19. If You Are Facing Surgery… > Most surgeries are not emergencies. > This means that you have time to make sure that this surgery is the best treatment for you. > Refer to the toolkit to see important questions you should ask if facing surgery.
  • 20. QUALITY and COST vary in ways that affect your life and your wallet.
  • 21. Putting Quality in Perspective Number of Americans who die each year from: > Accidents and Diseases:  Breast cancer: About 39,500  Motor vehicle accidents: About 43,000 > Quality and Safety:  Medical errors: About 98,000  Infections acquired while in the hospital: About 90,000 > 25 – 75% of these infections could be prevented
  • 22. Cost Matters Too Cost varies:  You could pay more for the exact same type of care depending on which hospital you choose. What you pay is not related to the quality of your care.  High-quality care don’t always cost more.
  • 23. QualityCounts Inpatient Hospital Report > Overall Care for Adults > Birthing Care > Major Surgery  Hip and Knee Surgery  Back and Neck Surgery > Overall Heart Care  Heart Surgery  Non-Surgical Heart Care  Balloon Angioplasty  Bypass Surgery  Heart Attack Care  Aortic Valve Replacement
  • 24. QualityCounts™ Outpatient Procedures and Tests Report > Surgeries:  Removal of Adenoids  Adenoidectomy & Tonsillectomy  Arthroscopic Knee Surgery  Cataract Surgery  Laparoscopic Gallbladder Surgery  Laparoscopic Hernia Surgery  Ear Tube Insertion > Tests:  Bone Density Study  Cardiac Perfusion Scan  Colonoscopy  Upper Gastrointestinal (GI) Endoscopy > CT and MRIs  Abdominal & Pelvic CT with and without contrast  Brain MRI with and without contrast  Head or Brain CT  Lower Spine MRI  MRI Joint of Lower Extremity without Contrast  MRI Neck Spine without Contrast  Thorax CT with Contrast
  • 25. Brain MRI (Dane County Example) Specialty MRI Center (Dane Co.) Dane Co. Hospital Total Average Cost $2,304 $3,884 EE Deductible ($1000) $1,000 $1,000 EE Coinsurance (10% to $250) $130 $250 Total Employee Cost $1,130 $1,250 Cost Difference to EE $120 Total Employer Cost $1,004 $2,634 Cost Difference to ER $1,630
  • 26. Laparoscopic Hernia Surgery (Dane County Example) Outpatient Surgery Center (Dane Co.) Dane Co. Hospital Total Average Cost $5,351 $8,812 EE Deductible ($1,000) $1,000 $1,000 EE Coinsurance (10% to $250) $250 $250 Total Employee Cost $1,250 $1,250 Cost Difference to EE $0 Total Employer Cost $4,101 $7,562 Cost Difference to ER $3,461
  • 28. The single most important way you can help get safe, quality care while reducing your costs is to be an active participant in your health care!
  • 30. Thank you for viewing this presentation created by The Alliance. If you would like to Learn More about The Alliance please visit our website at www.the-alliance.org Call us at 800.223.4139 or email us at thealliance@the-alliance.org

Editor's Notes

  1. First, there is the question of what exactly is health care quality? Although we know much more about health care quality today than we did ten years ago, the concept is still difficult to define. To achieve the best possible results, health care quality is:Doing the right thingAt the right timeIn the right wayThis can involve getting the medicine, tests and counseling you need, when you need it, and with your health care providers using the appropriate tests or procedures.
  2. There are three health care quality problems: underuse, overuse and misuse.Underuse is when care that would benefit patients isn’t given – a great example is the use of Beta Blockers, a type of medication for patients who have had heart attacks. Heart attack patients who take beta blockers reduce their risk of death by 25%. This is clearly an effective medication, but according to recent studies, only 25-40% of patients receive it.Overuse is care that is unnecessary or where the risks outweigh the benefits. As an example, 21% of antibiotic prescriptions are written for viral infections; but antibiotics are ineffective against viruses. That amounts to 50 million prescriptions for children alone! In addition to the wasted cost, there is another impact of this form of overuse. We are creating antibiotic-resistant strains of bacteria. We now face the real public health risk of developing bacteria against which no antibiotics are effective.There are also lots of health issues and complications caused by patients who do not follow doctors’ orders—for instance, not taking all of their prescriptions, diabetics not following their diet, etc. These also complicate the system and make health care more expensive.Problems don’t solely exist in hospital settings. One study suggests that, in the United States, adults receive only 55% of recommended care while in the doctors office or clinic. McGlynn EA, Asch SM, Adams J, Keesey J, Hicks J, DeCristofaro A, Kerr EA. The quality of health care delivered to adults in the United States. N Engl J Med. 2003;348(:2635-45. PMID 12826639http://www.ncbi.nlm.nih.gov/pubmed/12826639
  3. Your employer self-funds the medical plan offered to employees.  A self-funded plan is one where the employer assumes the financial risk of providing health care benefits to its employees.  Essentially, your employer acts as the insurer by paying for medical claims out-of-pocket as they occur instead of paying a pre-determined premium to an insurance carrier.  
  4. There are some things you can do today to get safer, better health care. Please turn to page 6 in the toolkit where you will find 6 ways to share in your medical decisions.Sharing in medical decisions is a very important part of the patient/provider relationship. Most importantly, let your provider know that you want to be an active partner in your care and you will be aiding in decisions regarding your health. Do your own research. Ask your provider if there are any websites or other information available pertaining to your disease or illness. Have a healthy skepticism of providers.Ask, “Why?” If a medical test, medication, or treatment is suggested, there are various questions to be asked as you see in your toolkits. State your preferences. You can tell your provider which option you prefer based on your desires and values. You need to feel comfortable with the decisions that are made pertaining to your care.Compare your expectations with those of your provider. Talk about your recovery period. You may have a completely different expectation for your recovery time period than your physician may have. Make sure that you and your physician understand each other’s expectations for your illness, prognosis, and recovery. Finally, accept responsibility for your health care. If you share in the decision-making process, both you and your provider must take responsibility for the outcomes.
  5. 2011 Pew Internet Project and California HealthCare Foundation http://blogs.webmd.com/breaking-news/2011/02/8-out-of-10-internet-users-go-online-for-health-information.html
  6. You can enhance the quality, safety, and effectiveness of your health care by asking questions about your care, your diagnosis, your treatment, and the medications prescribed to you.The answers you get can help you make better decisions, receive a higher level of care, reduce medical mistakes, and feel better about your health care.You can ask questions when:You see your doctor, nurse, or pharmacistYou prepare for a medical testYou get your medicineEvery time you consult with your doctor, nurse, or pharmacist, ask these three questions to better understand your health:What is my main problem?What do I need to do?Why is it important for me to do this?
  7. When you consult with a medical provider, it is highly recommended that you bring a friend or family member along with you. This person is referred to as a health advocate.An advocate can help tremendously with your care. They can get information and ask questions for you when you can’t, they can remind you about instructions and help you make decisions, and they can find out who to go to if you are not getting the care you need.Health advocates aren’t able to make decisions for you unless they are your legal guardian or you have given them that responsibility by signing a legal document, such as a health care power of attorney.
  8. Let your doctor, nurse, or pharmacist know if you still don't understand what you need to do. You might say, "This is new to me. Will you please explain that to me one more time?" You don't need to feel rushed or embarrassed if you don't understand something.You can ask your doctor, nurse, or pharmacist a question as many times as you need to. You are not alone if you find things confusing at times. Asking questions will help you understand how to stay well or get better.
  9. Give your doctor and pharmacist a list of all the medicines that you take, including non-prescription medicines, such as over-the-counter drugs, vitamins, and herbal supplements. Tell them about any drug allergies you have and ask about side effects and what to avoid while taking the medicine.Page 5 in the toolkit offers places where you can keep track of your medicine and show you what type of information you should include, such as the dose and how often you take it.Medication errors are the biggest source of medical errors – keeping a list of your medications will help ensure that your doctor doesn’t prescribe something that will react with another medicine you’re taking.
  10. Now lets specifically talk about office visits --- a place where you can make a difference….Before a visit, you should consult a self-care book. Please look at page 5 of the Toolkit. Here is a list of information that you will definitely need before going to your provider (read bullets). For instance, you will need current registration information (medical ID card), a list of medications you take, types of allergies you have, and your family medical history. This information is broken out on this check-list. Use this as a working document, changing it as your health history changes. Keep this document in your purse or wallet, where it will be handy at any time the information may be necessary. Make copies of this page for future use.
  11. Now, you have prepared for your visit and have finally arrived at your provider’s office. Page 6 in the toolkit includes the information you should share with your provider.First, state your main concern and describe your symptoms. Share with your physician if you have had any past experience with these or similar symptoms. Discuss any medication you have used in the past, its effectiveness (Does it work for you?), as well as any side effects you may have experienced. Please share with your provider all of the information or knowledge that you have in regard to your illness and current state of health. Never be afraid to “bother” your provider with details, even if you feel they may be unimportant or unrelated. For example, a patient may present a headache as the main concern. This patient may also have a rash on his leg, but he hesitates to share this with his provider because he feels the rash has nothing to do with the headache. It may. The rash may be a secondary effect from an illness and may assist with a diagnosis, or it may be a side effect from the medication that the patient is taking. Be sure that you share all information with your provider.Finally take notes during the visit, even if you understand what is being said. It’s difficult to keep track of all the information you receive during a medical visit. Taking notes will allow you to refer back to them at a later point, when you have more time to process what was being said or see what you have to do in order to get better.
  12. Page 6 in your Toolkit also shows some questions you may need to ask your provider at the end of your visit.If the physician has not already communicated the information, you may ask when you need to return for another visit and how you will be informed of any test results. Many physicians have different methods of communicating test results; some may communicate via return visit, telephone or letter, or some may assume that “no news is good news.” It would be very frustrating for a patient to expect a phone call relating test results, waiting for days with no contact, only to discover that your provider only contacts the patient with adverse test results.Before leaving your provider’s office, make sure that you are both “on the same page” and that each understands the expectations of the other. Also question the provider about side effects or symptoms that may cause concern. Who should you contact with concerns and how (after hrs)? Does the provider have a contact telephone number for you or should you go to the ER/WIC? When do you need to follow up? Is there anything else you need to know? If you get home and have additional questions, do not hesitate to contact your Provider.
  13. Now, please turn to page 5 in your toolkit where you will see tips on what to do if you are referred to a specialist.In addition to what we have already discussed, such as bringing a list of medications and a friend or family member to your visit, there are some things you should know when seeing a specialist.First, know the diagnosis or suspected diagnosis.Learn about your basic treatment options.Make sure that any test results or records on your case are sent to the specialist.Know why the tests are being done. Sometimes, tests are not required and may be optional. If the test is not essential, it may reduce medical costs if you decide not to have it done.Also, make sure no tests are repeated. You may have seen other providers before the specialist who have already performed a required test. This is why it is so important to send any results to your specialist so you don’t end up paying for the same test twice.
  14. If you are facing surgery, most operations are not emergencies and are considered elective surgery. This means that you have time to learn about your operation to be sure it is the best treatment for you. You also have time to work with your surgeon to make the surgery as safe as possible. Page 6 in the toolkit offers some questions to ask your provider when you are told that you need surgery and questions that weigh the risks and benefits of having a surgery. Thoroughly consider the risks and the benefits. To choose the best anesthetic (regional, general, spinal, or local), speak with the anesthesiologist. During your pre-operative visit, you will have a chance to meet the anesthesiologist and discuss your expectations and risks in order to determine what will be most appropriate to meet your needs. You may also want to find another surgeon to get a second opinion, to confirm if surgery is the right treatment for you. You might want to ask friends or coworkers for the names of surgeons they have used. Make sure all pertinent medical records are available for the second opinion.
  15. Breast Cancer: Breast Cancer Statistics (2012). In Susan G. Komen for the Cure. Retrieved January 21, 2013http://ww5.komen.org/BreastCancer/Statistics.htmlMotor Vehicle Deaths: Recent Research & Data (2009). In National Highway Traffic Safety Administration . Retrieved January 21, 2013http://www.nhtsa.gov/http://www.usacoverage.com/auto-insurance/how-many-driving-accidents-occur-each-year.htmlMedical errors: Preventable Medical Errors – The Sixth Biggest Killer in America (1999). In American Association for Justice. Retrieved January 21, 2013http://www.justice.org/cps/rde/justice/hs.xsl/8677.htm