1. FOR IMMEDIATE RELEASE
Financial Planning for Seniors Helps to Provide Cash Flow and Preserve Capital
during Retirement
StateTrust specializes in providing a complete range of financial products, services and strategies to help
its clients grow and preserve their net worth, while reaching their investment objectives and financial
goals.
Miami, Florida, USA – January 23, 2014 – The investments that a person holds at retirement, should
reflect a combination of elements, such as time horizon, life expectancy, income, health, insurance,
expenditure, taxes, number of dependants, lifestyle and special needs.
For seniors who are retired or soon to be retired, financial planning is particularly important. The goal is
to meet their cash flow needs while preserving their capital. Other goals may include maintaining
appropriate health insurance coverage and minimizing both their expenses and estate taxes. With
proper planning, these goals can be met.
Some tools available to our senior clients include:
Retirement Plans: Their main objective is to provide our client with an income that ensures a standard of
living similar to or better than the one enjoyed while fully employed.
Estate Planning: Takes into consideration a wide range of unforeseen events, such as disability, untimely
death, taxes, legal challenges, probate and others, which could ultimately affect the size and transfer of
our client’s estate. The Estate Planning process will work to fulfill a variety of legal, financial and
personal goals. Our Estate Planning process encompasses wills, trusts, tax planning, life insurance and
long-term care insurance.
ABOUT STATETRUST
StateTrust is a privately owned financial institution specializing in wealth and investment management.
It operates in the United States through StateTrust Capital LLC, an investment advisor firm and
StateTrust Investments Inc., a registered broker-dealer.
If you are interested in more information about StateTrust Wealth Management services or for further
information about this release, please contact:
StateTrust Group
800 Brickell Avenue, Suite 100
Miami, FL 33131

2. (305) 921-8100
www.statetrust.com
DISCLAIMER: StateTrust Life & Annuities is an independent entity and is not ruled or regulated by any US government or financial agency.
Investors should carefully review the objectives, risks, charges and expenses of any investment company before investing. Prospectus and, if
available, the summary prospectus, contains important information about the investment company. You can contact us to request our
prospectus, which we encourage you to read carefully. The value of your investment may fluctuate, and when redeemed, shares may be worth
more or less than their original cost. Investments in a fund (Investment Company) are not insured or guaranteed by the Federal Deposit
Insurance Corporation or any other government agency.
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