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One mobile app for
all the banks
#LAUNCHHackathon 2016
Petr Dvořák Eli Sakov
CEO at Lime Data Scientist at
Kaliber Labs
Multi-banking app
for the Europe
Think “Venmo for Europe”
Why it doesn’t
exist yet?
Why Venmo doesn’t
work in Europe?
European banking is different …
• Free wire transfers (not “almost free” - free, for “zero”)
• Fragmented banking market (thousands of banks)
• Security up front - authentication + transaction signing
• Either proprietary or no APIs (will change with PSD2)
PowerAuth Server PowerAuth Server PowerAuth Server
Zingly API Server Zingly API Server Zingly API Server
Zingly Multi-banking Hub Server
Bank A Bank B Bank C
BanksConsumers
• Multiple bank support
• Account and transaction history overview
• Free wire transfers
• Payment to friends (P2P payments)
• Context-aware payments
Thank you!
@joshis_tweets

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