This document provides an overview of the "Prosperity System" developed by Invesco and Ellen Rogin. It outlines a 5-step process: 1) Create a vision for your life and finances. 2) Understand your current financial situation. 3) Design a customized plan to meet your goals. 4) Take action to implement the plan. 5) Enjoy the journey and find ways to give back. The document notes some tools and factors to consider in each step, such as creating a net worth statement, choosing investments based on risk tolerance, and automating savings. It emphasizes the importance of regular investing, perspective on spending vs saving for the future, and maintaining a sense of gratitude.

1. VKC-YYP-PPT-1P 04/13 Invesco Distributors, Inc. Code
NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE

2. “Your Prosperity Picture” is based on our firm’s research with Maslansky Luntz + Partners (2007-2011) AND Ellen
Rogin, CPA, CFP®, wealth advisor, and Abundance Activist™ (2008). Invesco Distributors, Inc. is not affiliated with
Maslansky Luntz + Partners or Ellen Rogin.
All material presented is compiled from sources believed to be reliable and current, but accuracy cannot be
guaranteed. This is not to be construed as an offer to buy or sell any financial instruments and should not be relied
upon as the sole factor in an investment decision. As with all investments, there are associated inherent risks.
Please obtain and review all financial material carefully before investing. This does not constitute a
recommendation of the suitability of any investment strategy for a particular investor.
This information is for illustrative, informational and educational purposes only. We make no guarantee that
participation in this program or utilization of any of its content will result in increased business.
Intuit Inc. is not affiliated with Invesco Distributors, Inc. Mint.com and Quicken® are trademarks and service marks
of Intuit Inc.
Invesco does not provide tax advice. The tax information contained herein is general and is not exhaustive by
nature. It was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of
avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. Federal and state tax laws are
complex and constantly changing. Investors should always consult their own legal or tax advisor for information
concerning their individual situation.
Before investing, investors should carefully read the prospectus and/or summary prospectus
and carefully consider the investment objectives, risks, charges and expenses. For this and
more complete information about the fund(s), investors should contact their advisers for a
prospectus and/or summary prospectus or visit invesco.com/fundprospectus.
Diversification does not guarantee a profit or eliminate the risk of loss.
Please take a moment to review the important information on this slide.

3. IMPORTANT RISK INFORMATION
RISK CONSIDERATIONS
Prices of equity securities change in response to many factors, including the historical and prospective earnings of the issuer, the value of
its assets, general economic conditions, interest rates, investor perceptions and market liquidity.
Fixed income investments have interest rate risk, which refers to the risk that bond prices generally fall as interest rates rise and vice
versa.
Foreign securities have additional risks, including exchange rate changes, political and economic upheaval, relative lack of information,
relatively low market liquidity, and the potential lack of strict financial and accounting controls and standards.
Investing in medium and smaller companies involves risks not associated with investing in more established companies, such as business
risk, stock price fluctuations and illiquidity.
Commodities may subject an investor to greater volatility than traditional securities such as stocks and bonds.
Investments focused in a particular sector, such as real estate, are subject to greater risk, and are more greatly impacted by market
volatility, than more diversified investments.
Growth stocks tend to be more expensive relative to their earnings or assets compared with other types of stock. As a result they tend to
be more sensitive to changes in their earnings and can be more volatile.
A value style of investing is subject to the risk that the valuations never improve or that the returns on value equity securities are less
than returns on other styles of investing or the overall stock market.
Please take a moment to review the important information on this slide.

4. INDEX DEFINITIONS
The Russell 1000® Growth Index is is an unmanaged index considered representative of large-cap
growth stocks. The Russell 1000® Value Index is an unmanaged index considered representative of
large-cap value stocks. The Russell Midcap® Index is an unmanaged index considered
representative of mid-cap stocks. The Russell 2000® Index is an unmanaged index considered
representative of small-cap stocks. The MSCI EAFE® Index is an unmanaged index considered
representative of stocks of Europe, Australasia and the Far East. The FTSE NA REIT Equity REITs
Index is an unmanaged index considered representative of U.S. REITs. The S&P GSCI Index is an
unmanaged world production-weighted index composed of the principal physical commodities that
are the subject of active, liquid futures markets. The Barclays U.S. Aggregate Index is an
unmanaged index considered representative of the U.S. investment-grade, fixed-rate bond market.
An investment cannot be made directly into an index. The S&P 500® Index is an unmanaged index
considered representative of the U.S. stock market. The Russell 1000 Growth Index, Russell 1000
Value Index, Russell MidCap Index and Russell 2000 Index are trademarks/service marks of the
Frank Russell Co. Russell® is a trademark of the Frank Russell Co.
Please take a moment to review the important information on this slide.

5. THE PROSPERITY SYSTEM
Developed in conjunction with Ellen Rogin, CPA, CFP®
• Create the vision
• Know where you are
• Design your plan
• Make it happen
• Enjoy the journey
“Your Prosperity Picture” is based on our firm’s research with
Maslansky Luntz + Partners (2007-2011) AND Ellen Rogin, CPA, CFP®,
wealth advisor, and Abundance Activist™ (2008). Invesco Distributors,
Inc. is not affiliated with Maslansky Luntz + Partners or Ellen Rogin.

6. STEP 1: CREATE THE VISION

7. STEP 1: CREATE THE VISION
Which images best show how you want your life to look and feel?

8. STEP 1: CREATE THE VISION
Images shown for illustrative purposes only.

9. STEP 2: KNOW WHERE YOU ARE
Images shown for illustrative purposes only.

10. STEP 2: KNOW WHERE YOU ARE
Maintain an up to date
written inventory of
assets and liabilities
• Update net worth
statement 2x year
• Put on-line resources
to work
• Got debt? Double check
your interest rate
mint.com and Quicken® are trademarks and service marks of Intuit Inc.
Invesco Distributors, Inc. is not affiliated with Intuit Inc.
Invesco has not reviewed mint.com or the Quicken program and does not
guarantee any claims or assume any responsibility for the client.
Images shown for illustrative purposes only.

11. STEP 2: KNOW WHERE YOU ARE
Save & invest the right amount for you
• Are you clear on how much you’re saving & investing?
• Are you saving & investing enough to meet your goals?
• Are you saving & investing in the most strategic types
of accounts?
• Emergency Cash Reserve (six to twelve months)
• 401(k) or other employer-sponsored plans
• Traditional/Roth IRA’s
• Other Saving/Investment Vehicles
such as 529 Plan for college saving
Note: Invesco does not offer a 529 plan.

12. STEP 2: KNOW WHERE YOU ARE
Have the Right Insurance
Life
Disability
Long-Term Care
Health
Auto
Home
Umbrella
Note: Invesco does not offer any insurance products.

13. STEP 2: KNOW WHERE YOU ARE
Maintain an up to date, written estate plan
• Clarify your final wishes
• Establish or review:
• Plans for minor children
• Will
• Power of attorney for property
• Power of attorney for health care
• Living (revocable) trust
• Review plans for gifting or charitable giving,
seek advice if necessary

14. STEP 2: KNOW WHERE YOU ARE
Communicate with
your significant other
• Set up a “Financial
Check-In” twice a year
• Make sure you’re each
aware of key details
and documents
• Create a Couples
Prosperity Picture

15. Ensure that your
asset allocation
matches your risk
comfort level and
long term needs
Growth of $1,000
December 31,1929 to
December 31, 2013
STEP 2: KNOW WHERE YOU ARE
Source: Ibbotson and Morningstar, Inc. For Illustrative Purposes Only. Stocks represented by the S&P 500® Index, an unmanaged index considered representative of the
U.S. stock market. Bonds represented by the Ibbotson Long-Term Corporate Bond Index, representative of long-term, high-grade corporate bonds. 30-day T-Bills are
measured by rolling over each month a one-bill portfolio containing, at the beginning of each month, the bill having the shortest maturity not less than one month. Inflation
is represented by Consumer Price Index for All Urban Consumer (CPI-U), a measure of change in consumer priced as determined by the U.S. Bureau of Labor Statistics,
not seasonally adjusted. All index returns, with the exception of Inflation, are based on total returns and include the reinvestment of dividends. An investment cannot be
made directly into an index. Past performance is no guarantee of future results. Diversification does not guarantee a profit or eliminate the risk of loss.

16. STEP 3: DESIGN YOUR PLAN

17. STEP 3: DESIGN YOUR PLAN
Images shown for illustrative purposes only.

18. STEP 3: DESIGN YOUR PLAN
Short term goals
Options to consider:
• Current income sources
• Money markets
• Savings accounts
• CDs
• Short-term bond funds
CDs are insured by the Federal Deposit Insurance Corporation (FDIC). Money market funds are not insured by the FDIC or any other
government agency. Short-term bonds are subject to interest rate, credit and repayment risks. Interest rate risk refers to the risk that bond
prices generally fall as interest rates rise; conversely, bond prices generally rise as interest rates fall. Specific bonds differ in their sensitivity
to changes in interest rates depending on their individual characteristics, including duration. The issuer of instruments in which the Fund invests
may be unable to meet interest and/or principal payments, thereby causing its instruments to decrease in value and lowering the issuer's credit
rating. An issuer's ability to prepay principal on a loan or debt security prior to maturity can limit the Fund's potential gains. Prepayments may
require the Fund to replace the loan or debt security with a lower yielding security, adversely affecting the Fund's yield.

19. STEP 3: DESIGN YOUR PLAN
Long term goals
To help determine
comfort with risk:
• Timeframe
• Importance of goal
Options to consider:
• Mutual funds
• Stocks

20. STEP 3: DESIGN YOUR PLAN
Please refer to slides 3-4 of the presentation for important risk information and index definitions.
An investment cannot be made directly into an index. Index performance reflects reinvestment of
dividends. Average is a straight average of the annual returns for each asset class divided by the number
of years shown. Past performance is no guarantee of future results.
Diversification /asset allocation does not ensure a profit or eliminate the risk of loss.

21. Blank Slide- for notes only

22. STEP 3: DESIGN YOUR PLAN
•Includes strategies that combine stocks, bonds, and commodities.
Portfolios shown are for illustrative purposes only and are not a recommendation to buy or sell a security. The portfolios are based on The
Invesco Target Risk Funds. The Conservative portfolio is represented by Invesco Conservative Allocation Fund, the Moderate portfolio Is
represented by Invesco Moderate Allocation Fund, and the Aggressive portfolio is represented by Invesco Growth Allocation Fund. Please
see Invesco.com/us for more information on these funds. Past performance is not a guarantee of future performance. Diversification/asset
allocation does not guarantee a profit or eliminate the risk of loss. Source: Invesco as of 9/18/12.
Sample Portfolios

23. STEP 4: MAKE IT HAPPEN
YOUR beliefs about money
• Did you talk about money
in your home?
• Did you feel like there
was a lot of money
or a lack of money?
• Did your parents argue
about finances?
• Your first money memory?
• What does money mean to you today?

24. STEP 4: MAKE IT HAPPEN
Make it easy!
For illustrative purposes only.

25. STEP 4: MAKE IT HAPPEN
The Power of Regular Investing
In five years, $120 per month
saved or invested
Will grow to $7200 at 0%
average annual return
May grow to $7897 at 3%
hypothetical average annual return
May grow to $8314 at 5%
hypothetical average annual return
This is a hypothetical example with a fictional story. It does not necessary represent the experiences of actual clients, nor does it indicate future performance.
Regular investing does not assure a profit or eliminate the risk of loss. Investors should consider their ability to continue investing regardless of fluctuating security prices.

26. STEP 4: MAKE IT HAPPEN
What’s your perspective?
Are you saving/investing
money for the future or
losing spending power now?

27. STEP 4: MAKE IT HAPPEN
Who else is on the bus?
Credit: iStock 000012646997

28. STEP 5: ENJOY THE JOURNEY

29. STEP 5: ENJOY THE JOURNEY
Giving back

30. STEP 5: ENJOY THE JOURNEY
Expressing gratitude

31. WHAT’S NEXT?
• Advisor offer
• Evaluation + raffle
Image shown for illustrative purposes only.

32. NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE
VKC-YPP-PPT-1P 1014
Invesco Distributors, Inc. 12910