Kimberley Varano has over 25 years of experience in mortgage operations, management, and customer service roles. She holds an Associate's Degree in Business Administration from Erie Community College and is currently a Team Lead at PHH Mortgage in vendor management. Previously, she worked at HSBC Bank in mortgage operations and validation of original mortgage documents. She has strong knowledge of multiple mortgage industry systems and developed relationships with Fannie Mae, Freddie Mac, and Ginnie Mae.