Supply chain funding is a little known alternative finance solution. Unlike supply chain finance, supply chain funding can work up and down the supply chain. It is accessible to all business sizes, not just big established firms, and could dramatically improve your working capital and cash flow management.
URICA specialises in supply chain funding and has now funded several thousands of businesses over the last few years. Supply chain funding is for businesses that:
- Want to strengthen their working capital position
- Want to manage their cash flow better
- Need flexibility with their payment and credit terms
- Need certainty of payment and want to avoid late payment
- Want to work with bigger clients and need to accept longer credit terms
- Want to pay suppliers promptly and yet have extended credit
This document summarizes a new solution called CheckXpress that aims to help workers get paid without relying on expensive check cashing services or payday loans. CheckXpress kiosks allow workers to cash payroll or personal checks, pay bills electronically, and load funds onto prepaid debit cards. This provides a secure alternative to payday loans that trap many workers in cycles of debt. CheckXpress kiosks are compact, fully automated, and integrated into retailers with no employee involvement needed. They promise high profit potential for retailers from transaction fees. Advanced Transaction Solutions presents CheckXpress as addressing major financial needs while generating new revenue streams for retailers.
FACTS is a finance company that provides short term working capital to entrepreneurs through supplier and distributor financing. It offers early payment to suppliers and sellers in exchange for better terms and loyalty. Buyers and off-takers benefit from extended payment terms. FACTS operates in Kenya and Uganda, targeting small and medium enterprises through cash flow based lending using invoice data and technology. It aims to provide affordable financing to underserved segments by handling collections and keeping the process transparent.
This document provides an overview of a company that specializes in trade finance and investment finance. It outlines the company's introduction, importance of trade finance, offices locations, network of agents, ideal clients, competitive advantages, services, and process. The company works to expand trade finance services globally and provides financing options like letters of credit, guarantees, and bonds to importers and exporters.
With over 300 debt finance options currently available to businesses, we thought it timely to have a look at that market.
Presenters include:
. Michael Cass (Capitalise)
. Rachel Taylor (SWIG Finance)
. Andrew James (PKF Francis Clark)
In addition to an overview of the debt market, presentations will include tips on how to access the finance that matches your business’ requirements.
What is factoring? Do cash flow struggles leave you wondering how your business will grow and thrive? If so, you are definitely not alone. No matter the industry or the size of the company, maintaining steady cash flow is a common challenge among business owners. What if there was a solution that provided you with the working capital you seek using an existing asset? Factoring, or accounts receivable finance, is that solution.
Learn more about what is factoring here: http://www.interstatecapital.com/what-is-factoring/
Many have heard about factoring, but how do you know that factoring is right for you? Do your customers require extended terms making it difficult for you to wait for payment? Do you have difficulty filling orders because your suppliers require payment before you receive payment from your customers? Are you borrowing money from friends or family or using personal savings to keep your business afloat? Do you worry about how you will meet your current obligations-rent, insurance, payroll? If you answered yes to any of these questions, then factoring can be the miracle cure for what is ailing your business.
On the presentation, we will define factoring, we will discuss the benefits that companies experience when they factor, we will cover the types of businesses that can use factoring, we will look at a real Interstate Capital client success story illustrating how business owners can use factoring to help their companies succeed, and we will explore what you need to know and consider when choosing the factoring company that will be the best partner for you.
Get a free factoring assessment for your business here: http://www.interstatecapital.com/factoring-assessment/
Your company delivers a good or service to your customer. Your customer will require terms to allow for processing of your invoice. Companies typically have payment terms of between 30 and 90 days, although terms vary from customer to customer. What happens during the time your customer is processing payment for your invoices? While you wait for payment, you may experience challenges with paying bills, making payroll, paying vendors, purchasing fuel, and other common business expenses.
But, when you factor your invoices, the gaps in your cash flow disappear. You get the funds you need immediately, so that you do not have to worry about when your payments will arrive. You already have the working capital you need to meet all your obligations.
Now, rather than you waiting for payment, your factoring company collects payment from your customers. In the meantime, you continue to factor your invoices and receive your funds quickly. The burden has been lifted off your shoulders. You are taking advantage of a flexible and cost-effective means of financing your business.
Visit he official website of Interstate Capital Corporation here to learn more about your fact
The World to udaanCapital - New Age Channel FinancingRahul Saha
udaanCapital offers innovative solutions for small & medium businesses to tackle their credit and collection management issues through a technology-first approach. We help businesses to grow their sales with purchase financing and expand their supply-side with receivables financing.
Interested to know more: Let's WhatsApp - 9916442519
LinkedIn: https://www.linkedin.com/in/connectrahulsaha/
InvoiceFair - Supply Chain Funding, Beyond The BanksEmma Fortune
InvoiceFair provides alternative financing solutions for SMEs through an online auction platform. It allows companies to access cash quickly by selling approved invoices, purchase orders, and recurring revenues to institutional investors through the platform. InvoiceFair has funded over €300 million for customers across various sectors. It aims to give SMEs control over their funding and more flexible options compared to traditional banks.
Non-Recourse Factoring Overview for Commercial Finance BrokersChris Lehnes
What is Factoring?
The sale of a company’s accounts receivable invoices in order to obtain working capital.
Although there are numerous types of factoring; Versant offers full notification, non-recourse factoring.
This means that account debtors (customers of the client company) are notified to pay Versant directly while the credit risk of non-payment is assumed by Versant.
It also means we do not care about the financial condition of your client. We only care about the quality of their accounts receivable.
This document summarizes a new solution called CheckXpress that aims to help workers get paid without relying on expensive check cashing services or payday loans. CheckXpress kiosks allow workers to cash payroll or personal checks, pay bills electronically, and load funds onto prepaid debit cards. This provides a secure alternative to payday loans that trap many workers in cycles of debt. CheckXpress kiosks are compact, fully automated, and integrated into retailers with no employee involvement needed. They promise high profit potential for retailers from transaction fees. Advanced Transaction Solutions presents CheckXpress as addressing major financial needs while generating new revenue streams for retailers.
FACTS is a finance company that provides short term working capital to entrepreneurs through supplier and distributor financing. It offers early payment to suppliers and sellers in exchange for better terms and loyalty. Buyers and off-takers benefit from extended payment terms. FACTS operates in Kenya and Uganda, targeting small and medium enterprises through cash flow based lending using invoice data and technology. It aims to provide affordable financing to underserved segments by handling collections and keeping the process transparent.
This document provides an overview of a company that specializes in trade finance and investment finance. It outlines the company's introduction, importance of trade finance, offices locations, network of agents, ideal clients, competitive advantages, services, and process. The company works to expand trade finance services globally and provides financing options like letters of credit, guarantees, and bonds to importers and exporters.
With over 300 debt finance options currently available to businesses, we thought it timely to have a look at that market.
Presenters include:
. Michael Cass (Capitalise)
. Rachel Taylor (SWIG Finance)
. Andrew James (PKF Francis Clark)
In addition to an overview of the debt market, presentations will include tips on how to access the finance that matches your business’ requirements.
What is factoring? Do cash flow struggles leave you wondering how your business will grow and thrive? If so, you are definitely not alone. No matter the industry or the size of the company, maintaining steady cash flow is a common challenge among business owners. What if there was a solution that provided you with the working capital you seek using an existing asset? Factoring, or accounts receivable finance, is that solution.
Learn more about what is factoring here: http://www.interstatecapital.com/what-is-factoring/
Many have heard about factoring, but how do you know that factoring is right for you? Do your customers require extended terms making it difficult for you to wait for payment? Do you have difficulty filling orders because your suppliers require payment before you receive payment from your customers? Are you borrowing money from friends or family or using personal savings to keep your business afloat? Do you worry about how you will meet your current obligations-rent, insurance, payroll? If you answered yes to any of these questions, then factoring can be the miracle cure for what is ailing your business.
On the presentation, we will define factoring, we will discuss the benefits that companies experience when they factor, we will cover the types of businesses that can use factoring, we will look at a real Interstate Capital client success story illustrating how business owners can use factoring to help their companies succeed, and we will explore what you need to know and consider when choosing the factoring company that will be the best partner for you.
Get a free factoring assessment for your business here: http://www.interstatecapital.com/factoring-assessment/
Your company delivers a good or service to your customer. Your customer will require terms to allow for processing of your invoice. Companies typically have payment terms of between 30 and 90 days, although terms vary from customer to customer. What happens during the time your customer is processing payment for your invoices? While you wait for payment, you may experience challenges with paying bills, making payroll, paying vendors, purchasing fuel, and other common business expenses.
But, when you factor your invoices, the gaps in your cash flow disappear. You get the funds you need immediately, so that you do not have to worry about when your payments will arrive. You already have the working capital you need to meet all your obligations.
Now, rather than you waiting for payment, your factoring company collects payment from your customers. In the meantime, you continue to factor your invoices and receive your funds quickly. The burden has been lifted off your shoulders. You are taking advantage of a flexible and cost-effective means of financing your business.
Visit he official website of Interstate Capital Corporation here to learn more about your fact
The World to udaanCapital - New Age Channel FinancingRahul Saha
udaanCapital offers innovative solutions for small & medium businesses to tackle their credit and collection management issues through a technology-first approach. We help businesses to grow their sales with purchase financing and expand their supply-side with receivables financing.
Interested to know more: Let's WhatsApp - 9916442519
LinkedIn: https://www.linkedin.com/in/connectrahulsaha/
InvoiceFair - Supply Chain Funding, Beyond The BanksEmma Fortune
InvoiceFair provides alternative financing solutions for SMEs through an online auction platform. It allows companies to access cash quickly by selling approved invoices, purchase orders, and recurring revenues to institutional investors through the platform. InvoiceFair has funded over €300 million for customers across various sectors. It aims to give SMEs control over their funding and more flexible options compared to traditional banks.
Non-Recourse Factoring Overview for Commercial Finance BrokersChris Lehnes
What is Factoring?
The sale of a company’s accounts receivable invoices in order to obtain working capital.
Although there are numerous types of factoring; Versant offers full notification, non-recourse factoring.
This means that account debtors (customers of the client company) are notified to pay Versant directly while the credit risk of non-payment is assumed by Versant.
It also means we do not care about the financial condition of your client. We only care about the quality of their accounts receivable.
The document discusses various types of financial services including banking services, mutual funds, insurance, credit rating agencies, housing finance, factoring services, and demat services. It provides details on the concepts, objectives, types and processes involved in these services. The key financial services covered are banking products and services like loans, credit/debit cards, ATMs; mutual funds advantages and types; insurance phases and agriculture insurance schemes; objectives and types of credit rating agencies and export finance; housing finance development in India; factoring and demat services procedures.
Value chain finance is an emerging approach that is well-suited to meet the current needs of agriculture. It links farmers more directly to buyers and markets through the value chain, mitigating risks for financiers. There are various forms, including warehouse receipt finance, processor-centered finance, and trader financing. For value chain finance to succeed, supportive policies and capacity building are needed from governments, central banks, and development partners. Risk management tools and learning from historical models can help overcome challenges and make value chain finance a viable solution.
Curtis Funding Group -- See how we can help fund your businessCurt MacRae
Curtis Funding Group provides equipment financing and leasing. They have funded equipment in 46 states and Canada since 2012. They strive to eliminate surprises through transparent commitments. Equipment financing allows companies to acquire equipment through monthly payments instead of large upfront costs, preserving working capital. Curtis Funding can finance a wide range of equipment and offers quick application processes.
This document provides information about an up-front financing program offered by Commercial Industrial Finance to help vendors overcome cash flow issues and improve sales. The program offers quick approvals, flexible payment terms including deferred payments, and funding within 24 hours of delivery. Vendors work with a single point of contact and have real-time visibility of applications and quotes. The program requires a $10,000 minimum transaction size and can accommodate a range of credit qualities.
This document provides an overview of discounting, factoring, and forfaiting. It includes a table assigning topics to different students for research projects. The introduction defines discounting as converting future values to present values. Bill discounting involves a bank buying a bill from a customer before its due date and crediting the customer's account, less a discount charge. Factoring involves a financial organization purchasing a manufacturer's receivables and assuming credit and collection responsibilities. Forfaiting specifically deals with receivables related to deferred payment exports, where the exporter surrenders rights to payment to a forfaiter in exchange for upfront cash.
Introducing Pay4. The flexible and cost-effective way to finance payments to your suppliers. For growing UK businesses to make unsecured financed payments to suppliers in the UK and globally. Up to 120 days credit on every transaction and a credit facility between £50k and £1milion. Pay4 (UK) Limited
Edelweiss Tokio Life Insurance Company Limited – Insurer Innovation Award 2023 The Digital Insurer
- The document discusses launching a digital platform called U-Unlimited to remove limitations of distributors and customers in insurance advisory in India.
- U-Unlimited is based on 4 pillars: need based solution offering, simple representation for informed customer decisions, identifying gaps in need fulfillment, and time savings for customers and distributors.
- It allows understanding financial needs, recommending required insurance coverage, and creating awareness of gaps to empower customers for informed decisions. This improves customer experience and retention while also empowering distributors.
Lendio is an online marketplace that helps thousands of small businesses obtain financing daily by matching them with over 70 lenders through a single application. It aims to fuel the American Dream by providing numerous financing options in one place quickly. Since 2011, Lendio has facilitated over $128 million in loans for more than 5,100 small businesses, with an average loan size of $30,000. Through Lendio's proprietary matching algorithm, small businesses can be considered by multiple lenders simultaneously to find the best financing option for their needs.
Franklin Capital Network provides commercial financing programs and working capital solutions for small and medium-sized businesses, including accounts receivable financing, purchase order financing, inventory financing, and equipment financing. They have over 20 years of experience in asset-based lending and accounts receivable financing. Their customized financing programs provide quick funding decisions, real-time account access, and help businesses focus on growth rather than credit and collection issues.
Credit insurance provides coverage for commercial and political credit risks to help mitigate risks and enhance credit for companies. It covers losses from buyer insolvency or protracted default. The policy sets approved credit limits for buyers based on underwriting. Claims are settled after a waiting period if the debt remains unpaid. Credit insurance advantages include supporting global expansion, checking buyer creditworthiness, and protecting balance sheets from unexpected losses.
Exploring Reverse Factoring: Key Features and AdvantagesM1xchange
Hey there, curious reader! Ever wondered how businesses can improve their cash flow and strengthen their supply chain relationships? Well, today we're diving into the world of reverse factoring, a financial technique that's gaining popularity among savvy businesses. In this article, we'll explore the key features and advantages of reverse factoring, shedding light on how it can be a game-changer for companies of all sizes. So, grab a cup of coffee and let's embark on this enlightening journey together!
At DS-Concept Factoring, Inc. we are experts in creating international cash-flow solutions for small and midsize businesses.
Founded in 2000 and headquartered in Germany, we have 11 global offices and transact across 4 continents. We provide small business owners and entrepreneurs with financing solutions across the global supply chain.
ACC Consumer Finance is seeking $1.5 million in equity to fund high-yield subprime auto loans. They have a proven management team with over 70 years of experience in auto lending. Their business model involves originating loans through credit unions and dealerships and purchasing loan pools at a discount. The auto lending market is growing as more borrowers are being reclassified as subprime due to the economic crisis. ACC expects to generate over 25% returns on its loan portfolio and over 20% yield. Financial projections show growing contracts, revenues, and net income over the next three years.
Francis Clark is delighted to present our 9th annual Finance in Cornwall event, which has become an integral part of ‘Cornwall Business Week’.
The event looks to bring together people representing the funding and support streams potentially available to SMEs. Therefore, the event is of great relevance to Business Owners and Managers looking to find the best finance options available for their business and the support on offer to help them achieve their aims.
This year's event includes presentations from the big banks as well as the "alternative" finance providers. There will also be a number of organisations contracted to provide business support; including the providers of the Growth Hub and an update on 'European Funding'.
5.9 crowd funding, a new source of finance for innovation and sustainabilityLeNS_slide
This document discusses crowdfunding as a new source of finance for innovation and sustainability. It defines crowdfunding and the different models, including donation-based, equity-based, lending-based, and reward-based. For reward-based crowdfunding, it outlines how to present a successful campaign, including preliminary steps, campaign design, and campaign follow up. It provides an example of Kickstarter and analyzes factors that determine crowdfunding success like social capital and project quality. Finally, it presents a case study comparing a successful versus unsuccessful crowdfunding campaign.
The document discusses various types of financial services including banking services, mutual funds, insurance, credit rating agencies, housing finance, factoring services, and demat services. It provides details on the concepts, objectives, types and processes involved in these services. The key financial services covered are banking products and services like loans, credit/debit cards, ATMs; mutual funds advantages and types; insurance phases and agriculture insurance schemes; objectives and types of credit rating agencies and export finance; housing finance development in India; factoring and demat services procedures.
Value chain finance is an emerging approach that is well-suited to meet the current needs of agriculture. It links farmers more directly to buyers and markets through the value chain, mitigating risks for financiers. There are various forms, including warehouse receipt finance, processor-centered finance, and trader financing. For value chain finance to succeed, supportive policies and capacity building are needed from governments, central banks, and development partners. Risk management tools and learning from historical models can help overcome challenges and make value chain finance a viable solution.
Curtis Funding Group -- See how we can help fund your businessCurt MacRae
Curtis Funding Group provides equipment financing and leasing. They have funded equipment in 46 states and Canada since 2012. They strive to eliminate surprises through transparent commitments. Equipment financing allows companies to acquire equipment through monthly payments instead of large upfront costs, preserving working capital. Curtis Funding can finance a wide range of equipment and offers quick application processes.
This document provides information about an up-front financing program offered by Commercial Industrial Finance to help vendors overcome cash flow issues and improve sales. The program offers quick approvals, flexible payment terms including deferred payments, and funding within 24 hours of delivery. Vendors work with a single point of contact and have real-time visibility of applications and quotes. The program requires a $10,000 minimum transaction size and can accommodate a range of credit qualities.
This document provides an overview of discounting, factoring, and forfaiting. It includes a table assigning topics to different students for research projects. The introduction defines discounting as converting future values to present values. Bill discounting involves a bank buying a bill from a customer before its due date and crediting the customer's account, less a discount charge. Factoring involves a financial organization purchasing a manufacturer's receivables and assuming credit and collection responsibilities. Forfaiting specifically deals with receivables related to deferred payment exports, where the exporter surrenders rights to payment to a forfaiter in exchange for upfront cash.
Introducing Pay4. The flexible and cost-effective way to finance payments to your suppliers. For growing UK businesses to make unsecured financed payments to suppliers in the UK and globally. Up to 120 days credit on every transaction and a credit facility between £50k and £1milion. Pay4 (UK) Limited
Edelweiss Tokio Life Insurance Company Limited – Insurer Innovation Award 2023 The Digital Insurer
- The document discusses launching a digital platform called U-Unlimited to remove limitations of distributors and customers in insurance advisory in India.
- U-Unlimited is based on 4 pillars: need based solution offering, simple representation for informed customer decisions, identifying gaps in need fulfillment, and time savings for customers and distributors.
- It allows understanding financial needs, recommending required insurance coverage, and creating awareness of gaps to empower customers for informed decisions. This improves customer experience and retention while also empowering distributors.
Lendio is an online marketplace that helps thousands of small businesses obtain financing daily by matching them with over 70 lenders through a single application. It aims to fuel the American Dream by providing numerous financing options in one place quickly. Since 2011, Lendio has facilitated over $128 million in loans for more than 5,100 small businesses, with an average loan size of $30,000. Through Lendio's proprietary matching algorithm, small businesses can be considered by multiple lenders simultaneously to find the best financing option for their needs.
Franklin Capital Network provides commercial financing programs and working capital solutions for small and medium-sized businesses, including accounts receivable financing, purchase order financing, inventory financing, and equipment financing. They have over 20 years of experience in asset-based lending and accounts receivable financing. Their customized financing programs provide quick funding decisions, real-time account access, and help businesses focus on growth rather than credit and collection issues.
Credit insurance provides coverage for commercial and political credit risks to help mitigate risks and enhance credit for companies. It covers losses from buyer insolvency or protracted default. The policy sets approved credit limits for buyers based on underwriting. Claims are settled after a waiting period if the debt remains unpaid. Credit insurance advantages include supporting global expansion, checking buyer creditworthiness, and protecting balance sheets from unexpected losses.
Exploring Reverse Factoring: Key Features and AdvantagesM1xchange
Hey there, curious reader! Ever wondered how businesses can improve their cash flow and strengthen their supply chain relationships? Well, today we're diving into the world of reverse factoring, a financial technique that's gaining popularity among savvy businesses. In this article, we'll explore the key features and advantages of reverse factoring, shedding light on how it can be a game-changer for companies of all sizes. So, grab a cup of coffee and let's embark on this enlightening journey together!
At DS-Concept Factoring, Inc. we are experts in creating international cash-flow solutions for small and midsize businesses.
Founded in 2000 and headquartered in Germany, we have 11 global offices and transact across 4 continents. We provide small business owners and entrepreneurs with financing solutions across the global supply chain.
ACC Consumer Finance is seeking $1.5 million in equity to fund high-yield subprime auto loans. They have a proven management team with over 70 years of experience in auto lending. Their business model involves originating loans through credit unions and dealerships and purchasing loan pools at a discount. The auto lending market is growing as more borrowers are being reclassified as subprime due to the economic crisis. ACC expects to generate over 25% returns on its loan portfolio and over 20% yield. Financial projections show growing contracts, revenues, and net income over the next three years.
Francis Clark is delighted to present our 9th annual Finance in Cornwall event, which has become an integral part of ‘Cornwall Business Week’.
The event looks to bring together people representing the funding and support streams potentially available to SMEs. Therefore, the event is of great relevance to Business Owners and Managers looking to find the best finance options available for their business and the support on offer to help them achieve their aims.
This year's event includes presentations from the big banks as well as the "alternative" finance providers. There will also be a number of organisations contracted to provide business support; including the providers of the Growth Hub and an update on 'European Funding'.
5.9 crowd funding, a new source of finance for innovation and sustainabilityLeNS_slide
This document discusses crowdfunding as a new source of finance for innovation and sustainability. It defines crowdfunding and the different models, including donation-based, equity-based, lending-based, and reward-based. For reward-based crowdfunding, it outlines how to present a successful campaign, including preliminary steps, campaign design, and campaign follow up. It provides an example of Kickstarter and analyzes factors that determine crowdfunding success like social capital and project quality. Finally, it presents a case study comparing a successful versus unsuccessful crowdfunding campaign.
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What Is Supply Chain Funding And How Can It Improve Working Capital?
1. WHAT IS SUPPLY CHAIN FUNDING
AND HOW CAN IT IMPROVE
WORKING CAPITAL?
Let’s connect @URICALtd #URICAmoment
URICA IS FUNDED AND
SUPPORTED BY
AWARDED FOR
2. Multiple types of alternative
financeInvoice factoring
Invoice
discounting
Business loans
Bridging loans
Supply chain
finance
Crowdfunding
Peer to peer
lending
Asset-based
finance
Equity
crowdfunding
@URICALtd #URICAmoment
3. “Alternative Finance cannot be about providing capital
to all those companies that banks and other
experienced investors have turned down because
they found them too risky.
If it was, it would be called charity and that's a very
different industry. “ Forbes
RISK
Ways to assess risk
WAYS TO
ASSESS RISK
@URICALtd #URICAmoment
5. Supply chains face pressure when buying and selling
0 15 30 45 60 75 90 105 120
Days
0 15 30 45 60 75 90 105 120
Days
y sells
x buys
z sells
y buys
payment friction
payment friction
@URICALtd #URICAmoment
6. Finance solutions were designed to
alleviate payment pressures in supply chains
@URICALtd #URICAmoment
7. Supply chain finance
Provides short-term credit that optimizes working capital for both
the buyer and the seller.
Generally involves the use of a technology platform in order to
automate transactions and track the invoice approval and
settlement process from initiation to completion.
SCF leverages buyer’s credit rating to access capital to pay
suppliers.
Traditionally, SCF programmes are initiated by the buyers and
support only tier one supply chain.
The seller benefits by having the option to sell its receivables to
receive immediate payment.
Various sources of funding: buyer’s own capital, external capital
(from investors, P2P). Sometimes requires raising new capital
which can take time
BUYER
Finance
facility
Tier 1
Supplier
Tier 1
Supplier
Traditional finance
facility works just one
tier down
Finance
facility
Finance
facility
8. Supply chain funding
Key differences to traditional SCF:
Can be initiated by either supplier or customer
Can work up and down the supply chain, across
multiple tiers
Single source of capital – no need to raise capital for
each new programme
More specifically with URICA supply chain funding
there is no debt in the supply chain
Tier 2
Supplier
Tier 2
Supplier
Tier 1
Supplier
Tier 1
Supplier
Finance
facility
Tier 2
Supplier
Finance
facility
Finance
facility
Finance
facility
Tier 2
Supplier
BUYER
Finance
facility
9. BUYER
Finance facility
Tier 1
Supplier
Finance facility
Tier 2
Supplier
Finance facility
Tier 3
Supplier
Finance facility
Tier 3
Supplier
Finance facility
Tier 4
Supplier
Finance facility
Tier 2
Supplier
Finance facility
Tier 3
Supplier
Finance facility
Tier 1
Supplier
Finance facility
Tier 2
Supplier
Finance facility
Tier 3
Supplier
Finance facility
Tier 3
Supplier
Finance facility
Tier 4
Supplier
Finance facility
Tier 2
Supplier
Finance facility
Tier 3
Supplier
Finance facility
Supply chain funding
works across your supply chain
9
Provides early payment across the
complete supply chain, giving
sellers immediate or prompt
payment, and buyers extended
credit terms
Cash moves through
the whole supply
chain, removing the
need for debt at all
levels
Removes the need for businesses to factor customers
outside your supply chain, therefore removing the risk
of external problems affecting the strength of your
supply chain
@URICALtd #URICAmoment
10. @URICALtd #URICAmoment
ALL IN ONE: Funding | Credit Insurance | Forex
URICA supply chain funding products use
credit insurance to accelerate invoice
payments and give access to funding.
WHAT IS URICA?WHAT IS URICA SUPPLY CHAIN FUNDING
Powered by
URICA – supply chain funding network for business
11. URICA is the solution for both
0 15 30 45 60 75 90 105 120
Days
0 15 30 45 60 75 90 105 120
Days
y sells
x buys
z sells
y buys
…and be paid
the way to pay…
@URICALtd #URICAmoment
12. URICA, the innovative, simple and flexible solution for the whole supply chain
Raw
material
Components
Manufacturers
Distributor
Retail
URICASH + URICASH EXPORT
URICASHBACK
WHAT IS URICA SUPPLY CHAIN FUNDING
@URICALtd #URICAmoment
13. URICA
SUPPLIER BUYER
1. Invoice
through URICA
2. Approval
3. Accelerated
Payment
4. Repayment
up to 120 days
HOW URICA WORKS
URICA
SUPPLIER BUYER
1. Suppliers upload their invoices to the URICA platform
and send them to the customers for approval
2. The URICA platform gives suppliers an instant answer
on the eligibility of each invoice and shows the exact
price
3. If the customer is happy, they proceed to the electronic
signature and accept our general terms and conditions
4. Once the customer has approved, URICA will pay the
supplier 100% of the invoice value minus our fee
5. Typically, the supplier pays our fee, however, it is
completely flexible and either the customer or supplier
can cover the fee or split it the way it suits them
URICASH + URICASH Export: Step by step
@URICALtd #URICAmoment
14. 1. You register with URICA
2. You get allocated a credit wallet and invite suppliers of
your choice
3. Your suppliers issue their invoices for your approval
via the URICA platform
4. If you are happy, you proceed to the electronic
signature and accept our general terms and conditions
5. Once the buyer has approved, URICA will pay the
supplier 100% of the invoice value minus a our fee
URICASHBACK: Step by step
URICA
SUPPLIER BUYER
1. Invoice
through URICA
2. Approval
3. Accelerated
Payment
4. Repayment
up to 120 days
HOW URICA WORKS
URICA
SUPPLIER BUYER
1. Invoice
through URICA
2. Approval
3. Accelerated
Payment
4. Repayment
up to 120 days
@URICALtd #URICAmoment
15. @URICALtd #URICAmoment
“URICA fits the
subscription model
perfectly as we can
switch it on and off
as we feel
necessary. It’s just
what we need.” –
Invisible Artists
Funds: entire supply chains with multiple tiers
Enables: businesses to take back control of their cash
flow
Releases 100% cash: without the need for debt,
debentures or personal guarantees
No long-term contract: use URICA for one or all of your
invoices, when you need it
Risk free growth without debt: Growth businesses,
that trade without risk, endure and get stronger
No recourse: It’s cash with no catches or comebacks
Extended credit: The customer can get extended credit
up to 120 days and yet pay suppliers when they want
Fast: Sign up today and get cash for your invoice within
24 hours – once set up, subsequent payments are near
instant
WHAT IS URICA?URICA SUPPLY CHAIN FUNDING BENEFITS
17. FOR SUPPLIER FOR CUSTOMER
Get access to finance
Flexible way to manage cash
flow and inject money when
business needs it
Cash for growth and expansion
Increase cash reserves without
delaying payments
Flexible way to manage cash
flow
Cash for growth and expansion
IMPACT
@URICALtd #URICAmoment
18. Norton – Securing the
Supply Chain
Norton is an iconic British manufacturer
of motorcycles that has been trading
since 1898
- It sources 80% of its parts in Britain
- Cost of work-in-progress is very high
and it was a challenge finding enough
British suppliers willing to take on the
risk of making valuable bespoke parts
without full upfront payment
- Norton has an SCF facility with
URICA which allows them to pay their
suppliers as soon as invoices are
agreed, while Norton gets 60 days of
credit
It’s changed our business…
Norton has revolutionised
its working capital and
removed the need for debt –
from the first bolt being cut
by a supplier in Derbyshire
to the bike being ridden off
the forecourt in California.
— Stuart Garner, CEO,
Norton
“
@URICALtd #URICAmoment
19. Ecospin – Winning
Contracts Worldwide
Ecospin is the Tesla of the UK,
manufacturing and supplying electric
vehicles to law-enforcement worldwide
including the US
- A recent order from a new dealer in the
US had an opening order for $191,000
- Ecospin benefitted from URICASH
Export and put the order through
URICA. Once the customer approved
the invoice, Ecospin was paid
immediately
- The customer paid URICA three
months later – well after the order was
fulfilled and shipped
We have the cash to pay our
suppliers and fulfil the order.
Without URICA we might lose
an order like this.
— Paul Loomes, MD, Ecospin
“
@URICALtd #URICAmoment
20. How do you choose alternative finance?
@URICALtd #URICAmoment
21. Questions to ask
Is there a security/ collateral required?
Is it a debt product?
Who will be collecting the money from
my customer?
Will I need to repay if my customer
doesn’t pay?
How much money can I get paid early
if I use invoice finance solution?
Do I fully understand ALL fees that
apply?
@URICALtd #URICAmoment
QUESTIONS TO ASK
22. URICA’s RESEARCH INTO SUPPLY CHAINS
Access a free copy at
www.scfindex.com
Supply chains continue to
experience more breaks
Lack of accessible finance – one of the key
reasons
@URICALtd #URICAmoment