This document summarizes a new solution called CheckXpress that aims to help workers get paid without relying on expensive check cashing services or payday loans. CheckXpress kiosks allow workers to cash payroll or personal checks, pay bills electronically, and load funds onto prepaid debit cards. This provides a secure alternative to payday loans that trap many workers in cycles of debt. CheckXpress kiosks are compact, fully automated, and integrated into retailers with no employee involvement needed. They promise high profit potential for retailers from transaction fees. Advanced Transaction Solutions presents CheckXpress as addressing major financial needs while generating new revenue streams for retailers.

2. Your Customers Are Getting Paid By Check
And Then Crushed By Payday Loans.
It’s Time We Broke The Cycle.
Imagine getting paid on the job with handwritten payroll checks or cash, then paying up to 20% to
get your own money or even worse, being duped into a payday loan that has rates up to 600%.
How did it ever get to this point?
Maybe it’s because many workers don’t have a choice. After all, with long commutes back and forth
from work, who has time to go to a branch during banking hours?
On top of that, they can’t wait a few days for checks to clear. They need cash right now for all of
life’s immediate necessities. No wonder so many of them don’t even have bank accounts and turn
to a check-cashing service instead. Facing the ridiculous rates from those services, they’re caught
in a vicious cycle of massively overpaying just to live their lives.
There has to be another option. A far better one.
Fortunately, ATS has developed just that.

3. The Solution:
Check-to-cash
Check-to-card
Electronic Bill Pay
Prepaid MasterCard
cards *optional

4. • HD Camera
• Touch Screen
• Biometric Finger
Scanner
• Card Reader
• Currency Acceptor
• Cash Dispenser
• 32” LCD Monitor
• Biometric Scanner
• Numeric Key Pad
• Card Printer
• Receipt Dispenser
• Label or Ticket Printer

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Hand Written Payroll
Personal Checks
2-Party Checks
Pre-printed Payroll Checks
Government Checks
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CheckXpress: How It
WorksNo more going to a payday loan/check cashing store
first and then on to your competitor.
Customers receive CASH dispensed directly from the
CheckXpress kiosk or loaded directly on to a prepaid MasterCard
card dispensed directly from the CheckXpress kiosk or both.
Offer your customers electronic bill pay including
“direct connect,” using their personal check,
paycheck or cash.
They can take care of things like cell phone payments right on
the spot!
Customers can pay multiple bills, generating multiple
fees during each transaction!
The entire process takes place over the Internet in real-time.
85% of checks approved in 1.2 seconds.
The remaining 15% will be returned to the customer and
reviewed by a check center employee for approval or denial
within 3 to 8 minutes. They will receive a text when a decision
has been made, at which time they will have 60 minutes to return
to the kiosk.
The CheckXpress Kiosk is multilingual too!
It’s all about check to cash!

6. WH CHOOSE US ?
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The CheckXpress Kiosk is wrapped in your
colors, featuring your logo!
It’s the perfect way to further enhance your brand.
Maximize your square footage!
Locked into an agreement with another ATM machine? Don’t
worry. At just 18” x 23”, the CheckXpress can slide right next
to your other machine with ease and supplement its
functionality.
No heavy lifting by you on any technical aspects.
Ever.
Through our strategic partnerships, we’ll take care of
everything: Installation. Quarterly maintenance. Repairs.
Check destruction. Card loading. Cash removal and cash
loading into the dispenser cassettes. You name it.
All checks 100% guaranteed when approved
by the ATS CheckXpress Kiosk.
Absolutely no risk or loss reserves required of the retailer.
The ATS CheckXpress Kiosk requires no employee
involvement or handling of funds.
When retailers issue wire transfers, they open themselves up to
very sophisticated scams involving their employees. ATS
CheckXpress Kiosk entirely eliminates this risk because there is
no employee involvement.
So you can breathe easier knowing you’ve got a secure solution
that frees up your employees to do their jobs and take care of
your customers!
An easy, safe tool for customers.
For customers who are paid in cash, the ATS CheckXpress
Kiosk’s cash-to-card and electronic bill pay features provide a
secure route to help them manage and carry their money.
Easy Setup. A Branding Machine. Total
Security.
There’s A Lot Here To Like.

7. THE COMPANY
BEHIND THE NEXT GENERATION OF ATM KIOSKS
At Advanced Transaction Solutions, Inc., we’re bringing over two decades of experience in developing
cutting-edge transactional software. Now we’ve built “Smart” ATM kiosks that are transforming a host of
markets, including retail, financial, government, entertainment, travel, utilities, insurance,
telecommunications and more.
Behind our next generation of revenue-generating ATM Kiosks, we’ve built our own kiosk operating
system with ATM software that’s certified with the ATM processors. Every fully functional kiosk engine is
designed to host other applications, which means we have the platform to develop other applications to
reside in the ATM kiosks, potentially generating other revenue transactions and generating higher ROI per
ATM.
Until now, you were challenged to find other revenue streams to enhance your dwindling transactions per
kiosk. Fortunately, once you get a closer look at the technology from ATS that’s second to none in the
industry, you’ll discover how well you’re about to rise to meet and exceed that challenge like never before.

8. WH CHOOSE US ?
Next Steps: The CheckXpress Pro Forma Made
For You
• Upon your request we will provide a pro forma outlining the revenue and cost associated with offering the ATS CheckXpress Kiosk.
• Our analysis will reflect the monthly payment for the ATS “Pay As You Go” lease based on your number of stores.
• On average, you can net up to $30,000 per store, per year. This does NOT include any revenue that is generated by wire transfer, ATM transactions or
generated by wire transfer, ATM transactions or additional in-store sales as a result of increased traffic, especially on payday.

9. Thank You!
Contact Us:
1-847-452-4958