This document provides an introduction to financial technology or "fintech". It defines fintech as computer programs and other technologies used to enable banking and financial services. Fintech is changing how society conducts business and financial transactions. The term applies broadly to any technological innovation in how people transact business, especially involving mobile payments, money transfers, loans, and fundraising. Fintech has grown rapidly with the rise of internet and smartphones.

1. AN INTRODUCTION TO ‘FINTECH’
(Financial Technology)
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2. An increasingly popular phrase in the media and
technology circles- but what exactly is ‘Fintech?’
Here’s a much needed simple introduction. And
a break-down of all the details, in layman’s
terms.
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3. FINTECH: The Definition
Computer programs and other technology used to enable
banking and financial services.
Used in a sentence: ‘Fintech is one of the fastest-growing areas for
venture capitalists’.
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4. FINTECH: Understanding the
Definition
A term that’s ‘so fresh’, it hasn’t even featured in the online version of the
Oxford dictionary yet. And many, including the tech-savvy and entrepreneurs,
still haven’t gotten to grips with what it actually means.
We cannot however, deny its importance. Or foolishly put it into the category
of a ‘buzzword’. Fintech is changing how we live in society, and how we do
business.
To help understand it’s definition, Fintech is usually applied in the
‘technology start-up scene’ that is disrupting sectors such as mobile
payments, money transfers, loans, and fundraising.
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5. BREAKING DOWN ‘Fintech’
The term ‘Fintech’ can apply to any innovation in how people transact
business.
Financial technology has rapidly grown since the revolution of the
internet and smartphones.
Fintech was actually a term that was once used for the ‘back-office’
work of banks and trading firms, but it now describes a broad variety
of technological interventions (into personal and commercial finance).
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6. Who Uses Fintech?
1. B2B for banks
2. Business clients
3. B2C for small companies
4. Consumers
Mobile banking trends, increased information and data will create
opportunities for all four of these groups to interact with
Fintech.
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7. Everything starts with a conversation, so let’s
talk:
Safaraz Ali
Linkedin: https://uk.linkedin.com/in/safaraz
Twitter Handle: @SafarazAli
Tel: 0121 707 0550
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