What is Financial freedom?
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You won't be financially independent if you are not financially secured. Check the slides to learn more about how to get to the highest level of your personal finance.
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Franklin County, Florida ranks poorly in health outcomes and behaviors according to health rankings. It has high rates of poverty, smoking, excessive drinking, sexually transmitted diseases, teen birth rates, and violent crime compared to national averages. Access to healthcare is challenging due to the small population spread over a large geographic area. Specialized services like cancer care are not feasible. Building a new hospital would not address the underlying issues of demographics and lack of specialized services needed. Improving health and access to care in the county requires understanding how personal choices and lack of opportunities contribute to challenges and investing in outreach and advocacy efforts.
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The St. Petersburg Free Clinic provides crucial healthcare services to the working poor in the St. Petersburg area. It is staffed by over 400 volunteers and 16 employees who help those without insurance access medical care. Due to increasing demand, the clinic is opening a new larger 14,000 square foot warehouse facility to better distribute food to those in need through programs like their food pantry. The clinic relies on community support and volunteers to continue its important mission of aiding the local underserved population.
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Understanding the vocabulary of health insurance helps in selecting and using coverage effectively. eHealthInsurance commissioned a national study to determine public awareness of select health insurance terminology and the specifics of health insurance coverage. Americans admit to a health insurance vocabulary deficit.
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A third are somewhat sure of what the terminology actually means (32%).
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The public demonstrates its lack of familiarity with health insurance terminology by not knowing what some of the key abbreviations stand for.
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When asked how sure they were with some of the specifics of their health insurance policy, most people said they were very sure of the amount of their co-payment (61%), but half or fewer were very sure they knew the amounts of other basic elements of their coverage:
Half said they were very sure of what they paid for their health insurance premiums (50%).
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Improving the Health Care of Older Adults Through Social Work
Improving the Health Care of Older Adults Through Social WorkNational Association of Deans and Directors of Schools of Social Work
Corinne H. Rieder, Executive Director & Treasurer, John A. Hartford Foundation
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The Impact of Immigrant Workforce in the Senior Care Economy 2
The Impact of Immigrant Workforce in the Senior Care Economy 15
The Impact of Immigrant Workforce in the Senior Care Economy
Dominique Elmadi
Bay Atlantic University
ECON 505
Bintou Lingani
December 2, 2022
Table of Contents
ABSTRACT 3
INTRODUCTION 4
LITERATURE REVIEW 6
CONCLUSION 14
REFERENCES 15
ABSTRACT
This paper presents the challenges and opportunities of the senior care economy. The demographic trends in the United States show an aging nation. The last two decades have seen the country grow continuously older, resulting in a growing elderly care economy which translates in the creation of a great number of jobs, now and in the future, for senior housing and care options. Home health care workers are estimated to be the third fastest growing occupation.
At the same time, a shortage of paid caregivers has led immigrants to play an important role, both in nursing homes as in-home care, filling the gap. This paper focuses on 3 states where one-fourth of these older Americans live: California, Florida, and Texas, analyzing the trends in senior care, the options available, the costs and the contribution of the immigrants to the labor force.
By 2025, the in-home health care industry is expected to generate $225 billion in revenue and employ close to 3.5 million workers; therefore, the growth of the industry is good news for the economy. The industry provides jobs for a wide range of workers, including nurses, home health aides, as well as individual care aides. The shortage for low and middle skilled home health caregivers is a challenge which also entails an opportunity to provide such services, while promoting economic development and job creation and could be addressed, among other initiatives, by immigration pilot programs for caregivers.
INTRODUCTION
Many studies concur that “In the US, the number of people aged 85 and up will more than double to 14.4 million by the year 2040” (ACL,2020). This means that there will be more demand for senior care in the upcoming years and it is important to navigate about the economic options available for them, while at the same time analysing the impact of these options on the economy. According to several studies, the trends imply that there will be a rising need for senior housing and care options for seniors who need some level of care. However, the future is not all bright. Growing workforce shortages and the resulting increasing cost of labor are leading concerns for the industry, which relies on people to provide services and care at the bedside. The worker shortage will be one of the biggest difficulties in this industry segment.
Since the 1990s, the number of immigrants in the United States has grown dramatically. Immigrants make up a significant share of the U.S. workforce, and their impact is especially evident in the senior care economy. .
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Black Consumer Project is an in-depth multi-wave study of the economic and cultural contributions of Black Americans. This community has more buying power than ever, and our goal is to uncover the unique perspectives, behaviors, and preferences of Black and African American consumers.
The third wave of the Black Consumer Project explores the intersections of health, wellness and lifestyle from a mindset and behavioral lens.
Media literacy
The document discusses the role of media in influencing teenage sexuality and discusses some of the consequences of early teenage sexual activity. It notes that teens often get sexual information from media like TV, movies, magazines and the internet rather than from parents or other adults. Early sexual activity can lead to issues like unwanted pregnancy and sexually transmitted diseases. The document advocates for greater parental supervision, media literacy training, and responsibility from media professionals and governments to address the problem.
Medical Identity Theft Report 2013
All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Pfizer health index 2014
The document discusses the results of the 2014 Pfizer Health Index survey on the impacts of austerity measures and recession in Ireland. Key findings include:
- Nearly 3 in 10 adults felt the recession negatively impacted their personal health, most commonly among those aged 35-64 and from lower socioeconomic groups.
- Over half felt healthcare cuts have had the greatest impact, while nearly a quarter cited social welfare cuts. Education cuts also impacted over 70%.
- When prioritizing the reversal of austerity measures, most chose healthcare cuts, especially those benefiting families with young children.
- There is strong support for universal healthcare access in Ireland.
Reading brain drain good
The movement of skilled workers from poor to rich countries, commonly called "brain drain", is often criticized for harming developing nations. However, new research shows that skilled emigration can actually benefit both the source and destination countries. While some skilled workers do not return, many spend years working in their home country before leaving and send back substantial remittances. Rather than viewing it as "theft" of human capital, skilled emigration should be seen as increasing incentives for education and providing economic opportunities for individuals. Overall, factors other than migration have a much greater impact on developing country outcomes like health standards.
The role of the youth in alleviating poverty
1) The document discusses the role of youth in alleviating poverty in the Philippines, noting that 30% of the Philippine population is composed of youth aged 15-30.
2) It argues that involving youth and considering their perspectives is important for effective poverty reduction strategies, as youth make up a large portion of the population in developing countries and are directly impacted by poverty.
3) The document summarizes key statistics about poverty in the Philippines, including which provinces have the highest poverty rates and the minimum income needed for a family to meet basic needs. It outlines characteristics of the poor such as living in rural areas, low education levels, and reliance on informal sector work.
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What is Financial freedom?
- 1. Financial Freedom The Principles Of D A V I D A N G W A Y R F P
- 2. Have you ever wondered why the rich get richer and the poor get poorer?
- 4. The gap between the middle class and the "1%’ers" is now bigger than ever and it is quite alarming. Fast Facts 1%Middle Class
- 5. 40% Filipinos lack the confidence to address their medical needs. “We are at our weakest when it comes to medical and financial needs.
- 6. The Quick Numbers 37% Were not sure if they could shoulder the cost of regular medical checkups. 25% Sought the help of their relatives to pay their medical bills. 63% paid their bills through the Philippine Health Insurance Corp. (PhilHealth) and 15 percent from their personal health insurance. Read more at https://www.philstar.com/headlines/2019/06/27/1929966/many-pinoys-cant-afford-hospital-bills-study#Jw5l5dUDuRGGwRQg.99
- 7. Financial Illiteracy by filipinos In a statement, the Bangko Sentral ng Pilipinas (BSP) said Filipino adults could correctly answer only three out of seven financial literacy-related questions covering basic numeracy, computing compounding interest, fundamentals of inflation and investment diversification. Source: Read more: https://business.inquirer.net/251498/many-filipinos-seen-still-financially-illiterate#ixzz5t0zhY3lz
- 8. Financial Ignorance spending more on transaction fees running up bigger debts incurring higher interest rates on loans borrowing more, saving less The Costs Of
- 9. Make money work for you. It does not sleep, get tired, or go on vacation. !
- 10. Thank You F O R Y O U R T I M E C O N T A C T U S F O R F R E E F I N A N C I A L P L A N N I N G S E S S I O N E M A I L : D A V I D I S A I A H . E . A N G W A Y @ S U N L I F E . C O M . P H