This document provides an introduction and overview for a personal finance online course. It outlines expectations for students and the instructor. Specifically, it notes that the course officially begins on January 4th and students should begin working on the 10 Getting Started modules. The instructor, Delores Barnhill, will call students by January 3rd to discuss the class and provide follow up calls. She will grade submitted work daily and be available via Blackboard IM, phone calls, texts and Monday night office hours to answer questions. Students are expected to log in daily, follow the assignment schedule, contact the instructor immediately with questions and complete all work on time.