This document proposes an investment of 8 lakh INR to start an application for money transfers and payments using virtual credit. It provides an overview of how the application and transactions would work, the technology used, and management team. Financial projections estimate the business will be profitable, with a net profit of over 10 lakh INR in year 1 growing significantly in subsequent years. Potential exit strategies discussed include an IPO within 3 years or acquisition by a larger company interested in their mobile banking customers.
This document summarizes iron deficiency anemia in pregnancy. It discusses that anemia is the most common medical disorder globally, with high rates in underdeveloped countries. Anemia increases maternal and perinatal mortality. The document defines the classifications of anemia severity based on hemoglobin levels. The main causes of anemia in pregnancy are listed as iron deficiency, folic acid deficiency, and vitamin B12 deficiency. Risk factors, clinical features, investigations, and management approaches are all outlined in detail.
The document presents a 4 question quiz that tests logical thinking and memory. The questions involve putting animals like giraffes and elephants into a refrigerator, and which animal does not attend an animal conference. Getting the questions right demonstrates an ability to think through consequences, remember details, and learn from mistakes. Most professionals tested got all the questions wrong, while preschoolers answered several correctly, suggesting professionals don't have as much brainpower as 4 year olds.
The document lists several perks that employees may dream of having at work such as a company car, good parking space, and an office customized to their taste, as well as spaces to rest and meet with others. However, the document concludes by telling employees to stop dreaming and get back to work.
An elderly Chinese woman carried two pots on a pole across her neck to transport water - one pot was perfect while the other had a crack, causing it to only deliver half as much water. For two years this occurred daily. The cracked pot felt ashamed of its imperfection while the perfect pot felt proud. However, the woman had planted flowers along the cracked pot's side of the path, which it watered during the walk, allowing her to decorate her home with beautiful flowers. She explained to the cracked pot that it was its flaw that enabled this beauty, and that everyone has their own unique flaws that make life rewarding.
The document contains a collection of quotes and sayings about friendship, love, happiness, and life. It encourages appreciating meaningful relationships and finding happiness in both good and difficult times. It suggests living a life where you bring joy to others and make the most of what comes your way. The quotes are framed as a message to share with people who are important and help you find light in dark times.
This stunning set of photos came to us by e-mail. The photos alone make this worth viewing, whatever one's religious or spiritual beliefs. The document contains facts about the shortest and longest chapters in the Bible and the center verse, Psalm 118:8, which says "It is better to trust in the LORD than to put confidence in man." The document encourages sending a prayer for the recipient and passing it on to others to watch the power of prayer at work.
This document summarizes iron deficiency anemia in pregnancy. It discusses that anemia is the most common medical disorder globally, with high rates in underdeveloped countries. Anemia increases maternal and perinatal mortality. The document defines the classifications of anemia severity based on hemoglobin levels. The main causes of anemia in pregnancy are listed as iron deficiency, folic acid deficiency, and vitamin B12 deficiency. Risk factors, clinical features, investigations, and management approaches are all outlined in detail.
The document presents a 4 question quiz that tests logical thinking and memory. The questions involve putting animals like giraffes and elephants into a refrigerator, and which animal does not attend an animal conference. Getting the questions right demonstrates an ability to think through consequences, remember details, and learn from mistakes. Most professionals tested got all the questions wrong, while preschoolers answered several correctly, suggesting professionals don't have as much brainpower as 4 year olds.
The document lists several perks that employees may dream of having at work such as a company car, good parking space, and an office customized to their taste, as well as spaces to rest and meet with others. However, the document concludes by telling employees to stop dreaming and get back to work.
An elderly Chinese woman carried two pots on a pole across her neck to transport water - one pot was perfect while the other had a crack, causing it to only deliver half as much water. For two years this occurred daily. The cracked pot felt ashamed of its imperfection while the perfect pot felt proud. However, the woman had planted flowers along the cracked pot's side of the path, which it watered during the walk, allowing her to decorate her home with beautiful flowers. She explained to the cracked pot that it was its flaw that enabled this beauty, and that everyone has their own unique flaws that make life rewarding.
The document contains a collection of quotes and sayings about friendship, love, happiness, and life. It encourages appreciating meaningful relationships and finding happiness in both good and difficult times. It suggests living a life where you bring joy to others and make the most of what comes your way. The quotes are framed as a message to share with people who are important and help you find light in dark times.
This stunning set of photos came to us by e-mail. The photos alone make this worth viewing, whatever one's religious or spiritual beliefs. The document contains facts about the shortest and longest chapters in the Bible and the center verse, Psalm 118:8, which says "It is better to trust in the LORD than to put confidence in man." The document encourages sending a prayer for the recipient and passing it on to others to watch the power of prayer at work.
This document appears to be excerpts from children's letters to God. It includes short quotes from the letters expressing various thoughts, questions, and requests - ranging from kissing in church to arranging to live to be 969 years old like Methuselah. The document gives a lighthearted glimpse into the innocent perspectives and curiosities of children in their letters to God.
This document provides an overview of basic principles in gynecologic laparoscopy. It discusses the history and development of laparoscopy starting in the 1930s. The basic prerequisites, anatomy, setup, instruments, patient positioning, trocar placement, and indications for laparoscopy are described. Common laparoscopic procedures like salpingectomy, adhesiolysis, endometriosis treatment, and ovarian drilling for PCOS are outlined. The advantages of laparoscopy like quick recovery and fewer complications are contrasted with potential risks.
This document discusses ectopic pregnancy, defined as implantation of a fertilized egg outside the uterus. It notes the rising incidence due to factors like IVF and discusses symptoms, diagnosis, and treatment options. For diagnosis, it recommends a combination of beta-hCG testing, ultrasound, and laparoscopy. Treatment depends on the situation but includes surgical options like laparoscopic salpingectomy or salpingostomy as well as medical management with methotrexate in some cases. The goal is early diagnosis and treatment to reduce risks while preserving fertility when possible.
The professor used a parable about guests choosing cups for hot chocolate to illustrate that people focus too much on superficial things like status and possessions. He explained that the cup does not change the quality of life, which is represented by the hot chocolate. People should enjoy what they have been given and not envy others or be stressed over temporary things, as God provides what is truly important.
This document discusses the pagan origins of many Christmas traditions and argues that Christians should not celebrate Christmas. It claims that Christ was not born on December 25th and that Christmas is not mentioned in the Bible. It argues that Christmas originated from pagan winter solstice festivals and that incorporating pagan traditions into Christian worship is idolatry. The document examines various Christmas customs like trees, gifts, and Santa Claus and traces their origins to pagan sun worship and fertility rituals rather than Christianity.
Dads perform many tasks around the house like cutting grass, fixing plumbing, and going grocery shopping. They also care for children by taking care of babies, playing with kids, and teaching them to ride bikes. Fathers aim to act strong while also being a regular guy for their family.
Taking a good history is very important in making a proper and most appropriate diagnosis.
And it is applicable to all specialties of the medical field.
Rh incompatibility or iso-immunization is very uncommon. This presentation deals with some basics about blood groups and pathogenesis of it. This will be useful for under and postgraduates in the field of obstetrics.
This document provides information about umbilical cord presentation and prolapse from Dr. Suresh Babu Chaduvula, a professor in obstetrics and gynecology. It defines occult and overt umbilical cord prolapse, risk factors, signs and symptoms, management strategies, and neonatal outcomes. Predisposing factors include primigravidas, breech presentations, and contracted pelvises. Prompt diagnosis and emergency procedures like cesarean delivery are important to reduce the risk of hypoxic injury and mortality, which can be as high as 50% without swift intervention.
Repro Investment Presentation: Bangalore Investor Group (April'2017)kumar Saurabh
The presentation was done during April 2017 for Bangalore Investor Group monthly meeting. Presenter has highlighted his investment rationale for Repro by providing a details of overall business and valuation
This is the 7th in the 8th session course on Entrepreneurship for working executives and this provides an overview of the different methods of valuing a company with emphasis on the DCF method. A couple of examples of how startups in India have increased their valuation have also been included based upon publicly gleaned information
The document summarizes the results of the largest survey of independent agencies in the UK conducted in 2018. Some key findings include:
- Digital agencies made up 26% of respondents, followed by creative and communications agencies.
- 77% of agency owners were male while 23% were female.
- Agencies reported high confidence in 2018, with an average confidence rating of 71 out of 100.
- In 2017, 73% of agencies grew by more than 5% and 66% grew by more than 25%, showing a thriving sector.
A detailed look at why SaaS business are so different from traditional software companies, and why traditional ways of looking at their finances fail to understand the business. Provides an alternative set of metrics that show the right way to look at a SaaS business.
For more on the SaaS business model and Metrics, see this blog post:
www.forentrepreneurs.com/saas-metrics-2/
Yagna Entrepreneur Success Services LLP aims to help small and medium businesses in India improve their order fulfillment and processes using Theory of Constraints techniques. They will identify areas for focus, design changes, and help implement them for SMB clients. Yagna will initially attract clients through workshops and case studies then implement low-risk solutions while deriving fees from increased client value. Their goal is to partner with SMBs to help them achieve growth, stability, and increased profits over 3-5 years through this approach.
This document summarizes the results of the largest survey of independent agencies in the UK conducted in 2018. Some key findings include:
- 500 agencies took part in the survey, representing a wide range of agency types, sizes, and years in business.
- Most agencies reported confidence in their growth prospects for 2018, with expected revenue growth ranging from under 5% to over 50%. Actual revenue growth in 2017 was generally strong as well.
- On average, agencies reported net profit percentages around 20%, with larger agencies reporting lower percentages due to higher overheads.
- Most agency owners reported earning between £1,000-£3,999 per month from their businesses.
- Winning new business was the top challenge
UX Conversion Camp: Aldermore Bank, Making Corporate UX WorkLisa Duddington MSc
UX Conversion Camp is the UK's only brand-only conversion event, organised by Keep It Usable. 2017 was the best yet! Here are the slides from our fantastic presenters, Aldermore Bank.
For more information on UXCC, please visit www.uxconversioncamp.com
The document provides details about a proposed paper recycling business called Paper Art. It outlines the company's vision to be an innovative leader in the paper market and its mission to introduce new paper designs. The business plan explains that the company will convert used paper into new, reusable paper through the process of paper recycling to meet increasing paper demand and appeals to customers' environmental friendliness. It also provides details on the company's organizational structure, marketing strategy, operations plan, sales forecast, and financial plan to secure initial funding of Rs. 2-3.8 million.
MCB Bank has grown significantly since being established in 1947 in Calcutta, India and later moving to Pakistan. It has over 900 branches and over 4 million customers. MCB has received several awards for being the best domestic bank. The operations department handles tasks like account opening, clearing checks, and processing remittances. While MCB has achieved much success and growth, opportunities remain to improve coordination, customer relationships, training, and technology.
Cash flow is the lifeblood of a startup. Effective cash flow management is fundamental to a business’s success.
As a founder, understanding your cash position is super important and you must have a firm grasp of cash flow mechanics to keep your business operating smoothly. To help you stay on top of it, in this webinar, we’ll break down the basics of cash flow management and provide tips so you can guarantee a healthy cash flow for your business.
With a clear understanding of your company’s cash flow, you can get through downturns and be in a strong position to grow in a new post-COVID environment.
5 dividend on your investment amount up to 60 monthsRoland Diaz
This is a Presentation on BitCoin and LiteCoin Mining Farm Project, I am looking for an investor who are willing to invest with us to make this project happen.
This document appears to be excerpts from children's letters to God. It includes short quotes from the letters expressing various thoughts, questions, and requests - ranging from kissing in church to arranging to live to be 969 years old like Methuselah. The document gives a lighthearted glimpse into the innocent perspectives and curiosities of children in their letters to God.
This document provides an overview of basic principles in gynecologic laparoscopy. It discusses the history and development of laparoscopy starting in the 1930s. The basic prerequisites, anatomy, setup, instruments, patient positioning, trocar placement, and indications for laparoscopy are described. Common laparoscopic procedures like salpingectomy, adhesiolysis, endometriosis treatment, and ovarian drilling for PCOS are outlined. The advantages of laparoscopy like quick recovery and fewer complications are contrasted with potential risks.
This document discusses ectopic pregnancy, defined as implantation of a fertilized egg outside the uterus. It notes the rising incidence due to factors like IVF and discusses symptoms, diagnosis, and treatment options. For diagnosis, it recommends a combination of beta-hCG testing, ultrasound, and laparoscopy. Treatment depends on the situation but includes surgical options like laparoscopic salpingectomy or salpingostomy as well as medical management with methotrexate in some cases. The goal is early diagnosis and treatment to reduce risks while preserving fertility when possible.
The professor used a parable about guests choosing cups for hot chocolate to illustrate that people focus too much on superficial things like status and possessions. He explained that the cup does not change the quality of life, which is represented by the hot chocolate. People should enjoy what they have been given and not envy others or be stressed over temporary things, as God provides what is truly important.
This document discusses the pagan origins of many Christmas traditions and argues that Christians should not celebrate Christmas. It claims that Christ was not born on December 25th and that Christmas is not mentioned in the Bible. It argues that Christmas originated from pagan winter solstice festivals and that incorporating pagan traditions into Christian worship is idolatry. The document examines various Christmas customs like trees, gifts, and Santa Claus and traces their origins to pagan sun worship and fertility rituals rather than Christianity.
Dads perform many tasks around the house like cutting grass, fixing plumbing, and going grocery shopping. They also care for children by taking care of babies, playing with kids, and teaching them to ride bikes. Fathers aim to act strong while also being a regular guy for their family.
Taking a good history is very important in making a proper and most appropriate diagnosis.
And it is applicable to all specialties of the medical field.
Rh incompatibility or iso-immunization is very uncommon. This presentation deals with some basics about blood groups and pathogenesis of it. This will be useful for under and postgraduates in the field of obstetrics.
This document provides information about umbilical cord presentation and prolapse from Dr. Suresh Babu Chaduvula, a professor in obstetrics and gynecology. It defines occult and overt umbilical cord prolapse, risk factors, signs and symptoms, management strategies, and neonatal outcomes. Predisposing factors include primigravidas, breech presentations, and contracted pelvises. Prompt diagnosis and emergency procedures like cesarean delivery are important to reduce the risk of hypoxic injury and mortality, which can be as high as 50% without swift intervention.
Repro Investment Presentation: Bangalore Investor Group (April'2017)kumar Saurabh
The presentation was done during April 2017 for Bangalore Investor Group monthly meeting. Presenter has highlighted his investment rationale for Repro by providing a details of overall business and valuation
This is the 7th in the 8th session course on Entrepreneurship for working executives and this provides an overview of the different methods of valuing a company with emphasis on the DCF method. A couple of examples of how startups in India have increased their valuation have also been included based upon publicly gleaned information
The document summarizes the results of the largest survey of independent agencies in the UK conducted in 2018. Some key findings include:
- Digital agencies made up 26% of respondents, followed by creative and communications agencies.
- 77% of agency owners were male while 23% were female.
- Agencies reported high confidence in 2018, with an average confidence rating of 71 out of 100.
- In 2017, 73% of agencies grew by more than 5% and 66% grew by more than 25%, showing a thriving sector.
A detailed look at why SaaS business are so different from traditional software companies, and why traditional ways of looking at their finances fail to understand the business. Provides an alternative set of metrics that show the right way to look at a SaaS business.
For more on the SaaS business model and Metrics, see this blog post:
www.forentrepreneurs.com/saas-metrics-2/
Yagna Entrepreneur Success Services LLP aims to help small and medium businesses in India improve their order fulfillment and processes using Theory of Constraints techniques. They will identify areas for focus, design changes, and help implement them for SMB clients. Yagna will initially attract clients through workshops and case studies then implement low-risk solutions while deriving fees from increased client value. Their goal is to partner with SMBs to help them achieve growth, stability, and increased profits over 3-5 years through this approach.
This document summarizes the results of the largest survey of independent agencies in the UK conducted in 2018. Some key findings include:
- 500 agencies took part in the survey, representing a wide range of agency types, sizes, and years in business.
- Most agencies reported confidence in their growth prospects for 2018, with expected revenue growth ranging from under 5% to over 50%. Actual revenue growth in 2017 was generally strong as well.
- On average, agencies reported net profit percentages around 20%, with larger agencies reporting lower percentages due to higher overheads.
- Most agency owners reported earning between £1,000-£3,999 per month from their businesses.
- Winning new business was the top challenge
UX Conversion Camp: Aldermore Bank, Making Corporate UX WorkLisa Duddington MSc
UX Conversion Camp is the UK's only brand-only conversion event, organised by Keep It Usable. 2017 was the best yet! Here are the slides from our fantastic presenters, Aldermore Bank.
For more information on UXCC, please visit www.uxconversioncamp.com
The document provides details about a proposed paper recycling business called Paper Art. It outlines the company's vision to be an innovative leader in the paper market and its mission to introduce new paper designs. The business plan explains that the company will convert used paper into new, reusable paper through the process of paper recycling to meet increasing paper demand and appeals to customers' environmental friendliness. It also provides details on the company's organizational structure, marketing strategy, operations plan, sales forecast, and financial plan to secure initial funding of Rs. 2-3.8 million.
MCB Bank has grown significantly since being established in 1947 in Calcutta, India and later moving to Pakistan. It has over 900 branches and over 4 million customers. MCB has received several awards for being the best domestic bank. The operations department handles tasks like account opening, clearing checks, and processing remittances. While MCB has achieved much success and growth, opportunities remain to improve coordination, customer relationships, training, and technology.
Cash flow is the lifeblood of a startup. Effective cash flow management is fundamental to a business’s success.
As a founder, understanding your cash position is super important and you must have a firm grasp of cash flow mechanics to keep your business operating smoothly. To help you stay on top of it, in this webinar, we’ll break down the basics of cash flow management and provide tips so you can guarantee a healthy cash flow for your business.
With a clear understanding of your company’s cash flow, you can get through downturns and be in a strong position to grow in a new post-COVID environment.
5 dividend on your investment amount up to 60 monthsRoland Diaz
This is a Presentation on BitCoin and LiteCoin Mining Farm Project, I am looking for an investor who are willing to invest with us to make this project happen.
Vadim Nekhai. What should you focus on the road to $1m in annual recurring re...IT Arena
Vadym Nekhai is Chief Executive Officer at Depositphotos stock photo agency. He previously worked as Depositphotos’ CMO and led the company’s growth since 2011.
This document discusses FullPlate, a mobile app that aims to improve the dining experience by providing information about servers and allowing customers to provide feedback. It seeks to address issues with tipping and communicating with servers. The document outlines FullPlate's goals of improving sales, driving innovation, creating ease of use and using short testing cycles. It also provides projections for revenue and user growth, describes current competition, and discusses plans for funding and exiting.
Zero to 100 - Part 5: SaaS Business Model & MetricsDavid Skok
Zero to 100 is a learning program from David Skok. It is a detailed instruction manual for how to take your startup from zero to $100m, with a particular focus on the area of building a go-to-market machine. So many of today’s founders come from a product or technical background, and have never been involved with sales and marketing. Right after starting their venture, they are hit with the huge problem of how to build their go-to-market organization and processes. It breaks the journey down into 9 steps, and explains why it is crucial not to skip steps in this journey in the rush to get ahead. The major emphasis of the course focuses on building a repeatable, scalable and profitable growth machine. Once you have that in place, you are ready to hit the gas and scale like crazy.
To see videos of the presentations, click here: https://www.forentrepreneurs.com/matrix-growth-academy-zero-to-100-videos/
The document describes Saanchi Group, a group of companies established to serve people irrespective of gender, caste, creed or religion. It has expanded into various sectors after the success of its infrastructure company. The group includes companies in electronics, real estate, energy, minerals, agriculture, and transportation. It aims to provide high quality electronics products competitively with excellent customer service. The group and its managing director have a vision of growth and becoming a leader in various industries.
This document provides a business plan for an eye shadow sticker company called EYESHE. It will be established as a partnership with 5 partners and operate in the cosmetic industry. The company will produce eye shadow stickers using a flexographic printing machine. It plans to operate 4 hours a day, 5 days a week in a 200 square yard facility. Financial projections show total project costs of Rs. 21,543,194 with equity of Rs. 6,949,000 and debt of Rs. 14,594,194. The company expects to produce over 10 million sticker pairs per month at full capacity.
This document summarizes a webinar about using Payoneer's services to enable e-commerce and online businesses through cross-border payments. The webinar introduces Miguel Warren from Payoneer Philippines and discusses the growth of global e-commerce markets and challenges with traditional cross-border payments. Payoneer's offerings including global receiving accounts, billing services, and payout partners are presented as solutions for businesses to receive international payments more efficiently.
The document discusses strategies for customer acquisition and retention. It emphasizes using data to continuously test and optimize tactics across the customer journey from awareness to advocacy. The goal is to lower customer acquisition costs while increasing lifetime value through a balanced approach of learning customer needs, testing strategies, and promoting insights gained.
"Driving SaaS Success Using Key Metrics" at SaaStr Annual 2016saastr
David Skok, popular blogger and top SaaS investor at Matrix Partners, shares the key metrics that SaaS founders must focus on to remain competitive and build a sustainable business at SaaStr Annual 2016 held in San Francisco Feb 9-11th. www.saastrannual.com
1. CLOUD OVER
Money Transaction
INVESTMENT REQUIRED
= 8 LAKHS INR
BUSINESS PLAN SUMMARY
Its an application of easy money
transfer as well as payment
gateway process using a CREDIT
termed virtual currencies
4. CLOUD LOOKS LIKE : HOW TO SEND
CREDIT AND TO WHOM
Name of
friend/restaurant/user
want to pay a
company/ecomerce ,
who has a account in
the social community
Amount of
CREDIT what
you want to
send
6. HOW USER/RESTAURANT/COMPANY
GET/ECOMERCE GET MONEY FROM US
This is an example text. Go ahead and replace it
with your own text. It is meant to give you a
feeling of how the designs looks including text.
User
profile
Admin profile
10 CREDIT
AFTER 1 DAY
In front of User’S door ::
100 us dollar/50000 INR is
shipped!!!
For
company/ecomerce/r
estaurant ::
Will get the money
after 1 week!!
That’s why we want
to take the name
WEEKLY!!
7. Our pricing
We take 4 CREDIT per
100 CREDIT = 4% on
transaction value
•No initial chagres
•No interest
•No finance charge
BUSINESS : Pricing we fixed
9. DEMAND ANALYSIS
Accelerated expansion in physical banking channels in
india
low channel
penetration
level/'00K
population
usa
ATM
Branch
uk
ATM
Branch
thiland
ATM
Branch
chaina
ATM
Branch
india
ATM
Branch
Mobile banking to see
huge growth and will
26 redefine transaction
139 banking paradigm in
india
21
53
9
59
14
15
Enormous expansion required in INDIA(network addition'000)
ATM Branch
6 2001-2009 41 14
42009-20(F) 45 175
10. DEMAND ANALYSIS
channel usage
INDIA vs USA
100%
90%
80% channel usage INDIA
70%
60%
50%
40%
30%
channel usage USA
20%
10%
0%
branch ATM internet/mobile call centers
banking
11. DEMAND ANALYSIS
unprecedented reach of
mobile over banking by 2020
2007 2010 2020
1400
1200
1000
800
600
400
200
0
1 2 3
significant improvement
required in quality phone
and internet/mobile
banking out of 3
Transparency
Error free service
Speed of service
Exception handling
Personalization of service
Channel availability and up time
Channel look and feel
Ease of usage of call center,ussd,internet
0 0,5 1 1,5 2 2,5 3
12. DEMAND ANALYSIS
bankers' expectation : mobile banking will see explosive
growth
private/for
PSU eign
mobile banking will see
explosive growth 57% 55%
Wealth management will emerge as a big
opportunity
21% 55%
NIM will come under pressure;free income
will be important
50% 9%
Banks & international presence will have
significant advantage
50% 18%
large scale will be critical to survive
43% 9%
Attracting & retaining talent will be one of
the biggest challenges
71% 36%
Industry will find a solution to serve
financially excluded in profitable manner 14% 9%
13. BUSINESS PLAN
Opportunity
% of people who are using mobile banking with respect to
their income in INR in
chennai+delhi+mumbai+banglore+kolkata as per survey of
BCG on 2011
<11 lakhs
7 lakhs - 11.49 lakhs
5lakhs – 6.99 lakhs
4 lakhs - 5.99 lakhs
< 1 lakhs
0% 5% 10% 15% 20% 25% 30% 35% 40%
14. FINANCIAL ASSUMPTIONS
This is an example text. Go ahead and replace it
with your own text. It is meant to give you a
feeling of how the designs looks including text.
•Total no of user have done transaction per day = 30
•Amount of INR they transact = 30 INR
•Customer retaintion = 40%
•Avg. Transactions per customers per month = 10
•Target Monthly Customer Growth : for 1st yr = 10%,for 2nd yr = 8%,for
3rd yr = 6%,for 4th yr = 5%,for 5th yr = 5%
•Expenses value increase = 5% annually
15. FINANCIAL ANALYSIS : TRANSACTION VALUE
CALCULATION
This is an example text. Go ahead and replace it
with your own text. It is meant to give you a
feeling of how the designs looks including text.
MONTHLY
TRANSACTION
VALUE
CALCULATION
mont
h 1
mont
h 1
mont
h1
mont
h 1
mont
h 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
mon
th 1
day 1 day 2 day3 day 4day 5
day
6
day
7
day
8
day
9
day
10
day
11
day
12
day
13
day
14
day
15
day
16
day
17
day
18
day
19
day
20
day
21
day
22
day
23
day
24
day
25
day
26
day
27
day
28
day
29
day
30
total
customer 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30
Avg. money
used/custome
r /day
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
INR
30
total days 30 29 28 27 26 25 24 23 22 21 20 19 18 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1
Customer
Retention 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40% 40%
Total Daily
Transaction
Value
INR
135,0
00
INR
187,2
00
INR
237,
600
INR
286,2
00
INR
333,0
00
INR
378,
000
INR
421,
200
INR
462,
600
INR
502,
200
INR
540,
000
INR
576,
000
INR
610,
200
INR
642,
600
INR
673,
200
INR
702,
000
INR
729,
000
INR
754,
200
INR
777,
600
INR
799,
200
INR
819,
000
INR
837,
000
INR
853,
200
INR
867,
600
INR
880,
200
INR
891,
000
INR
900,
000
INR
907,
200
INR
912,
600
INR
916,
200
INR
918,
000
Daily
Transaction
Volume 125 173 220 265 308 350 390 428 465 500 533 565 595 623 650 675 698 720 740 758 775 790 803 815 825 833 840 845 848 850
First Month
Total
Transactions
18,00
0
First Month
Total
Retained
Customers 1,800
First Month
Transaction
Value
INR
19,44
9,000
equiv
alent
to
INR
10,8
05
per
customer
per month
equi
vale
nt to
INR
1,08
0.50
per
transacti
on
16. FINANCIAL ANALYSIS : PROFIT CALCULATION
This is an example text. Go ahead and replace it
with your own text. It is meant to give you a
feeling of how the designs looks including text.
Avg. Transactions per customers per month 10
Revenue on Transaction Value 4%
Year 1 Year 2 Year 3 Year 4 Year 5
Target Monthly Customer Growth 10% 8% 6% 5% 5%
Month Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7
Month
8
Month
9
Month
10
Month
11
Month
12
Monthly Transaction
Volume 18,000 19,800 21,780 23,958 26,354 28,989 31,888 35,077 38,585 42,443 46,687 51,356
Monthly Revenue
INR
777,960
INR
855,756
INR
941,332
INR
1,035,46
5
INR
1,139,011
INR
1,252,91
2
INR
1,378,20
4
INR
1,516,0
24
INR
1,667,6
26
INR
1,834,3
89
INR
2,017,8
28
INR
2,219,6
11
Monthly New Retained
Customers 1,800 1,980 2,178 2,396 2,635 2,899 3,189 3,508 3,858 4,244 4,669 5,136
Year 1 Year 2 Year 3 Year 4 Year 5
Customer Base 38,492 96,929 195,040 350,263 629,022
Transaction Volume 384,917 969,287 1,950,395 3,502,630 6,290,220
Gross Profit INR 16,636,117 INR 41,892,574 INR 84,296,089 INR 151,383,665 INR 271,863,312
17. FINANCIAL ANALYSIS : EXPENSES
This is an example text. Go ahead and replace it
with your own text. It is meant to give you a
feeling of how the designs looks including text.
initial cost calculation
unlimited phphosting cost for 12 month 240000
php charges for 12 month 12000
additional software licensing charges 154000
Pvt Ltd company registration
charges(according to
http://www.mycompanyregistration.co
m) 18000
current bank account charges 20000
Advertisement 100000
salary for blogger for 12 month 42000
general admin 200000
total 786000
18. FINANCIAL ANALYSIS : NET PROFIT CALCULATION(NET
PROFIT=GROSS-DEPRECIATION-TAX)
This is an example text. Go ahead and replace it
with your own text. It is meant to give you a
feeling of how the designs looks including text.
Year 1 Year 2 Year 3 Year 4 Year 5
Expenses -INR 786,000 -INR 30,000 -INR 31,500 -INR 33,075 -INR 34,729
EBITDA INR 15,850,117 INR 41,862,574 INR 84,264,589 INR 151,350,590
INR
271,828,583
Depreciation -INR 344,000 -INR 344,000 -INR 344,000 -INR 344,000 -INR 344,000
Gross Profit INR 15,506,117 INR 41,518,574 INR 83,920,589
INR
151,006,590
INR
271,484,583
Tax -INR 4,961,958 -INR 13,285,944 -INR 26,854,588 -INR 48,322,109 -INR 86,875,067
Net Profit INR 10,544,160 INR 28,232,630 INR 57,066,001
INR
102,684,481
INR
184,609,517
19. BUSINESS PLAN
Potential exits scenarios
IPO offering: We seek to go
to public within 3 years of
operations. The funds used
will both help create liquidity
for investors as well as allow
for additional capital to
develop our strategy
Acquisition merger: Here in
india, several IT companies
are starting to build strategy
for SMS banking payment
service..So,they will be
targeting our customers
Content Background informationSummaryPersonal resources and goalsThe product or serviceThe marketSale and marketing planManagement & organisationDevelopment of the businessBudgetsFinancial requirementsAppendices