The Vehicle Insurance Plus Program (VIPP) is an auto liability and physical damage program brokered by MMZ that serves commercial fleets with 1 to 500 vehicles. VIPP offers coverages such as automobile liability up to $1 million, medical payments of $5,000 per person, and physical damage comprehensive and collision coverage. As a VIPP participant, clients have access to value-added services like claims management, vehicle inspections, and driver training.