A freight broker facilitates the transportation of cargo by connecting shippers with motor carriers. As intermediaries, brokers do not own assets or transport cargo themselves. They must communicate with carriers and shippers, track shipments, and ensure pickup and delivery. Brokers provide a valuable service by helping carriers find loads and shippers find reliable carriers. Regulations require brokers to register, obtain a surety bond, and have experienced personnel. Brokers face liability risks and litigation if carriers are involved in accidents. Risk management practices include verifying carrier insurance and qualifications. Broker insurance includes errors & omissions, contingent auto liability, contingent cargo, and legal defense coverages.