2. Who are we?
ViiSana offers life and health insurance with a difference. We don’t just
protect your employees, owners and shareholders with award-winning
cover from Vitality, we encourage them to lead healthier lives. And we
reward them for doing this in a variety of ways.
Why?
Because we firmly believe a healthy workforce is happier
and more productive. And that has a beneficial effect on
every part of your business.
With ViiSana, you’ll be offering a protection package and
an employee benefit programme of a standard usually only
offered by the UK's largest organisations. So your workforce
will feel valued too.
So it really pays to encourage your employees to be healthy,
and that where ViiSana comes in.
By protecting your staff with our life and health insurance
products, they’ll receive rewards, which will help make them
more productive. Then see how your business benefits.
Your Protection Consultant will work with you to define an
approach and implement a programme that is relevant and
tailored to your business. We will also give you the tools and
support to help maintain interest in the programme, so that
you eventually embed a culture of health and wellbeing
into your organisation.
Developing a strategy
for healthier, happier,
more productive staff.
More and more, research is showing that
companies who invest in implementing
healthy habits have a workforce that is
more engaged, that get more done,
is more loyal and has better morale.
The results can help to reduce your
costs while increasing your productivity.
SOCIETY
Involved communities.
More active families.
Reduced healthcare
burden.
INSURER
A provider of choice.
Lower claims.
Loyal customers.
CUSTOMERS
Improved health and lifestyle.
Engaged through benefits.
Incentivised through
rewards.
3. How the ViiSana solution
benefits you and your
employees.
Make a culture of health and wellbeing
integral in your company.
Studies have proven that companies who engage in health and
wellbeing programmes can set off a virtuous circle in which
health and wellbeing outcomes lead to higher levels of employee
engagement and productivity, which in turn lead to better
health and a greater sense of wellbeing.1
Employees and their families can enjoy
financial security and peace of mind.
Reports suggest that one in twenty workers (6%) has missed work
in the last year due to money worries. The same report links the
worry to financial difficulties in the event they become unwell.2
Rewards and benefits can have a positive
impact on employee lifestyles.
The Vitality and ViiSana rewards and incentives cover a wide range
of categories that collectively improve many aspects of personal
and family lifestyle.
Staff resilience, health and wellbeing is improved.
Companies who engage in a wellness programme report an 8%
improvement in the proportion of employees in good or
excellent health.3
Sick days are reduced.
On Average 7.78% of total wage bill is lost to absenteeism and
presenteeism. Those companies with a focus on health and
wellbeing report a 29% reduction in working days lost.1
Improved productivity saves money.
Investment in health promotion at a company level works.
A 16% reduction in productivity loss was reported by the studies
undertaken by Britain’s Healthiest Company 2014.3
Staff are more engaged and motivated.
There is increasing evidence that in controlled programmes,
employees report improvements to their general happiness
and have higher energy levels at work.1
relevant life cover
£150k cash back*
£100
£22per
month £11tax savings
per month
• Based on an employee who is a male 45 year old,
non smoker, with £150k of relevant life cover
provided. The monthly premium would be £22.
• Annual premium for the employee would be £264.
• The tax efficient classification of the product
means as much as 50% or more of the gross premium
can be saved. In this case, £132 per annum.
• * Potential annual cash back of £100
(£100 per employee – if Vitality platinum status was
achieved) – the net annual cost would be as low as £32.
• Therefore, the cost of protecting an employee who
is fully engaged in the programme would be the
equivalent price to a cup of coffee every month.
John's Story
1. Corporate Investment in Employee Wellbeing – the emerging strategic imperative , Ashridge business school and Nuffield health – Dec 2011
2. Social Market Foundation, Jan 25th 2016, author Katie Evans. Working Well: How employers can improve the wellbeing and productivity of their workforce
3. Britain’s Healthiest Company 2014
Example of what could happen through
engagement to a wellbeing programme.
John is offered a Vitality
plan from his employer.
John, aged 40. Works full time and drives 3 miles to work, every day.
A bit overweight, he drinks a few too many units and is a party smoker.
Determined to bring
down his Vitality Age,
John starts to make
changes. Ditches the
car, walks to work and
monitors his steps
using wearable tech.
John takes advantage of other ViiSana
rewards. Our Nutritional Support
helps him to achieve his fitness goals
with practical everyday steps. After
completing his Nutrition Plan, he
makes simple changes to his diet.
After making a few #smallsteps to
being healthier, John has his weight
under control. He has noticed how much
more energy he has. And he feels much
happier and more engaged at work.
John is also reaping the rewards by enjoying
his weekly cinema tickets with his family.
The figures are based on premiums as of May 16, and are based on average prices - they are subject to increase dependent on the circumstances of the individual.
Types of cover available
Typical example
Relevant Life Cover
• Relevant Life Cover – a tax efficient alternative
to Death in Service benefit
Health Cover for Business
• Employees who get ill receive private medical
treatment as quickly and efficiently as possible.
• Flexible plans give access to a range best consultants,
hospitals and treatments.
• Access to the Vitality on-line GP service.
Business protection
• Shareholder or business partner cover – keep control
of the business if a shareholder or business partner
dies or suffers a severe illness.
• Key Person Cover - protecting profits again the loss of
an employee through death, disability or severe illness.
• Loan Protection Cover - covering business loans if
a shareholder or business partner dies or suffers
a severe illness.
4. Here’s what your employees
can look forward to.
Vitality Rewards ViiSana Rewards
Get Active
• 50% off fitness devices with Fitbug, Polar, Garmin
(p+p may apply).
• Vitality Points with parkrun, Misfit, Moves
and Fitbit devices.
• 50% off monthly gym fees with Virgin Active*.
A joining fee will apply*.
• Up to 50% cashback on a bike with Evans Cycles*
depending on your Vitality status*.
Get Away
• Up to 25% cashback with Mr Mrs Smith* up to a
maximum of £125 depending on your Vitality status.
• Up to 40% off return economy flights to Europe, or
within the UK with British Airways* – depending on
your Vitality status.
• Up to 50% off tickets to Lille, Paris, Brussels and more
with Eurostar – depending on your Vitality status.
Entertainment
• A cinema ticket each week with Cineworld* or
Vue for tracking your activity (Excludes 3D films).
• One song download or up to £20 of iTunes* credit
per month depending on your Vitality status and
tracking your activity.
• Wearable tech for all members of staff who are covered,
so that they can keep a track of their activity
• Personalised nutrition report, helping the user to hit
their nutritional goals with practical advice.
• Engagement measurement – so that we can prove the
programme is good for your business.
• A monthly programme of wellness webinars – covering
topical themes that effect the health of everyone.
• On-site wellbeing services – this ad-hoc service covers a
variety of different options, including clinics to address
relevant health issues specific to the organisation
(additional charges may apply).
Full terms and conditions for the additional ViiSana
range of benefits can be found at viisana.com
Wellbeing and Relaxation
• 75% off Champneys Essentials Stays and 25% off
Champneys Spa Products.
• Self-help guides and tools from Living Life to the Full.
• Six months Weight Watchers Monthly Pass for £30.
Understanding your health
• £15** Vitality Healthcheck at a pharmacy in Vitality’s
network (**One Vitality Healthcheck is available without charge
on a Health Insurance plan).
• 50% off health screens with BMI Healthcare*,
Nuffield Health and Bluecrest.
• Vitality long-term condition management
programme with LloydsPharmacy.
• Free Allen Carr’s Easyway to Stop Smoking
programme Entertainment.
More
• Up to 50% cashback with LloydsPharmacy* –
depending on your Vitality status.
• A drink at Starbucks every week for tracking
your activity*.
*Available with VitalityHealth and certain VitalityLife products.
It covers everything from helping them
understand their health and making it
cheaper and easier to get healthy, to giving
them incentives to stay motivated. The
more we offer your staff, the healthier they
are – which means they perform better at
work – it’s good for everyone.
Healthy employees are more productive for you, and are less likely to make claims.
That’s why we can offer such a comprehensive benefit package.
Visit vitality.co.uk for full details
and terms and conditions.
Rewards accurate at June 2016
5. For more information
Do you have an enquiry, need a quote or want to make an
appointment with a consultant? Get in touch with our team
who will be able to help you.
Terms conditions: ViiSana Ltd. is an Appointed representative of Intrinsic Mortgage Planning Limited.
ViiSana Limited Hangar 4, Cecil Pashley Way, Shoreham Airport, Shoreham By Sea, BN43 5FF
visit viisana.com or call 01273 461468
@ViiSana ViiSana
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Supporter of Winston’s Wish
