The document discusses Credit Union 1's (CU1) One for All Rewards program. It provides tips for maximizing points in the program by engaging in activities like saving with certificates of deposit, using debit cards, refinancing loans, and signing up for e-statements. It outlines the various rewards that can be redeemed with points, such as gift cards, cash rebates, and loan interest rate discounts. The rewards program is unique to Alaska and aims to thank members for their loyalty through additional benefits.

1. Value the Bountiful Moments
F A L L E D I T I O N 15
Momentum
The year is winding down, and in many areas of Alaska that means
settling in for the cold, still months ahead – but I bet you have no
plans to hibernate! Despite the chill, CU1 members are as active
as ever. Will you enjoy outdoor activities on your snow machine
or skis, baking, board games or vacationing “outside?” These are
each a rewarding way to pass the winter months – and I have a
few more ideas to share.
Recently, CU1 upgraded both our Online
Access platform and cu1.org website.
These upgrades involve a ton of neat new
tools to use! Within Online Access, you can
now set and track budgeting goals. As an
added benefit, many of your most basic
banking activities will earn you points toward
One for All Rewards. With Rewards, you can
add even more joy to your season with gift
cards, cash rebates, a loan interest rate
discount and more – all as a “thank you for
your membership” from CU1.
If you’re not familiar with our credit union’s
One for All Rewards program, you can learn
more inside this newsletter and check your
points balance via the “One for All Rewards”
widget of Online Access. This program is
one-of-a-kind in Alaska, it’s nationally award-
winning, and it’s FREE to every one of our
valued CU1 members. I hope you’ll take
advantage of Rewards as well as our new
online services, which can help manage
your money more quickly and efficiently.
Warm wishes for the months ahead!
Tom Newins, President/CEO

2. How to Track and Redeem Rewards:
Call or visit a CU1 branch, or simply sign into Online Access day or night and select the “One for All Rewards” widget.
From there, you can view your points balance, transfer points to another account (which is an easy way to hoard points
from multiple accounts), or redeem your points for the One for All Reward of your choice. We won’t make you jump through
hoops for your rewards, because after all, you’ve earned them via positive financial habits. Way to go!
Have you ever wondered what the secret is to maximizing your points in a rewards program?
At CU1, we don’t keep these secrets secret! Read on for detailed tips and tricks to get the most out of our One for All Rewards
program. We want you to enjoy the gift cards, cash rebates, loan interest rate discounts and more that you deserve!
Save Your Money
Have funds you won’t need for a while? Save
them in a Certificate of Deposit and earn
one point per $100 every month. When you
open your first certificate, you’ll earn 500
bonus points!
Swipe and Sign
Using your debit card, select credit and
sign instead of entering your PIN. You’ll earn
one point per $5 spent!
Refinance a Loan
If your loans are elsewhere, bring them to
CU1 and earn 1,000 bonus points per loan
of $2,500+. Same goes for new loans!
Relax with Auto-Pay
Schedule automatic payments for your CU1
loan and your reward will be two-fold. Peace
of mind, plus 500 bonus points!
Keep in Touch
Subscribe to your choice of emails from
CU1 that cover news, promotions and
events. You’ll earn 500 bonus points and
always be in the loop!
Celebrate Your Membership
Each January, all CU1 members in good
standing and who have been with us at least
12 months receive 500 anniversary points!
Choose e-Statements
This one’s a biggie! Reduce your paper
waste and enjoy easy online access to your
monthly statement. You’ll earn 2,000 bonus
points for signing up for e-Statements!
Cash Rebates
That’s right – once you reach 5,000 points,
you’ll be in the first tier for a cash rebate we
deposit directly to your CU1 account!
Auto Loan Interest Rate Discount
This is our most valuable reward at CU1.
With 20,000 points, you’ll earn a .25% rate
discount, which can save you big-big money
over the life of your loan!
Gift Cards
The holidays are approaching, and
everybody loves a gift card. Redeem your
points starting at 5,000 for gift cards to
popular places or a can’t-miss CU1 prepaid
gift card!
Certificate Premiums
Did you open a Certificate of Deposit to
earn more points? Starting at 10,000
points, you can redeem toward a higher
rate of return on your certificate! It’s the gift
that keeps on giving.
CU1 Services
Stock up on checks, enjoy a fee reversal or
customize your CU1 MasterCard®
design –
all for minimal points!
Your Guide to
Although earning One for All Rewards can be an exciting and joyous thing (seriously – check out
your points balance today via Online Access!), the true reward comes in redeeming your bounty.
Unlike many rewards programs, rewards at CU1 are within reach! Your financial picture will benefit from using point-earning
options such as e-Statements, automatic payments and more. Your pocketbook will benefit from the juicy rewards you earn!
O N E F O R A L L
Visit cu1.org to see all of your Rewards options!

3. 1941 Abbott Road
Anchorage, AK 99507
(907) 339-9485
(800) 478-2222
www.cu1.org
©2015 Credit Union 1. The information in this
newsletter is as current as possible; however, the
credit union reserves the right to add, change or
deleteservices,andallratesandtermsaresubjectto
change without notice. Please contact the Member
Service Center or visit cu1.org to verify current rates
and terms. This credit union is federally insured
by the National Credit Union Administration. We
reserve the right to correct printing errors.
Board of Directors
Joe Towslee, Chair
Colin Baxter, Vice Chair
John Weddleton, Secretary
Steve Cavin, Treasurer
Becci Anderson, Director
Damien Stella, Director
Carl Markon, Director
Fred Stassel, Director Emeritus
Executive Management
Tom Newins, President/CEO
Supervisory Committee
Marietta Hall, Chair
Jennifer Bernard, Secretary
Ross Risvold, Member
Damien Stella, Member
Andre Horton, Member
Federally Insured by NCUA
Dollar Dog Kids Holiday Bazaar
Dollar Dog Kids Club Members will be selling their homemade goods and treats on
December 1 from 4-5:30pm at our Soldotna Branch, located at 44578 Sterling
Highway, Suite E. On December 10 from 4-5:30pm, Dollar Dog’s Winter Bazaar will be
at our Abbott Branch in Anchorage, located at 1941 Abbott Road. To sign up, email
Dollar Dog at dollardog@cu1.org.
Member Appreciation Day
Come celebrate with free food, drinks and a silent auction for local causes!
• October 20 – Ketchikan Branch to benefit Woman In Safe Homes
• December 3 – Eagle River Branch to benefit the Boys & Girls Club of Eagle River
All branches and our Member Service Center will be closed in observance:
• Monday, October 12 – Columbus Day
• Wednesday, November 11 – Veterans Day
• Thursday, November 26 – Thanksgiving Day
• Thursday, December 24 at 1pm – Christmas Eve
• Friday, December 25 – Christmas Day
Upcoming Events & Closures
@OneForAllAlaska
/CreditUnion1
@OneForAllAlaska
Who Would You Nominate?
Credit Union 1 is currently accepting letters of interest from members who would like
to serve on our Board of Directors in 2016. Directors serve as unpaid volunteers,
and their terms vary from two to three years. Five Director positions are available.
Nominees for reelection for two year terms include incumbents Joe Towslee and Carl
Markon. Nominees for reelection for three year terms are Colin Baxter, Damien Stella
and John Weddleton. Our 2016 election will be held early next year during the Annual
Meeting at CU1 Headquarters. Nominations are due October 30, 2015. Our Annual
Meeting date will announced in our winter newsletter.
LETTERS OF INTEREST AND RESUMES MAY BE SENT TO:
Credit Union 1 Nominating Committee
Attn: Administrative Services
1941 Abbott Road, Anchorage, AK 99507
Value the Restful Moments
Audio Response Teller (ART)
(907) 562-2212 | (800) 478-2226
24/7 Account Access by Phone
If your RV, motorcycle or other Alaskan toy has settled in for a long winter nap, you may
be able to enjoy an insurance break during the lay-up season! You may be eligible for
a seasonal insurance waiver that allows you to carry liability-only insurance while your
summer toy is locked up for winter. Prior to cancelling your insurance, call or visit CU1
today to see if you qualify! You could save a bit of money on your monthly insurance bill,
and apply that toward even more fun next summer!
Apply for an
Insurance Waiver