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unum group Updated_Citigroup
This document provides a summary of Citigroup's Financial Services Conference call from January 30, 2008. It includes: 1) A safe harbor statement noting that certain statements in the presentation constitute forward-looking statements and involve risks and uncertainties that could cause actual results to differ materially. 2) An agenda outlining what will be discussed, including the company's business, 4Q-2007 results, how the company has changed, and outlook. 3) A non-GAAP reconciliation section providing adjustments to certain financial measures discussed on the call.
