2016 Maze Live Implementing GASB 72: Fair Value Measurement and ApplicationMaze & Associates
In this session, we identify the impacts of GASB 72 for financial statement presentation purposes and be exposed to updated footnote tables and other pertinent footnote disclosures. Other topics include: valuation techniques, reporting requirements and definitions related to the Statement. Presenters Cody Smith, CPA, Audit Supervisor and Amy Meyer, CPA, Audit Partner
Air Force Webinar: Using a SIEM to Improve Your IT Security SolarWinds
In this Air Force webinar we discussed how to leverage a Security Information and Event Management (SIEM) tool to improve security, stay compliant and troubleshoot IT problems. Our solution, Log & Event Manager (LEM), combines log management, correlation, reporting, file integrity and user activity monitoring, USB detection and prevention, threat intelligence and active response that’s easy to deploy, manage, and use.
Log management can be a powerful security tool, but collecting, storing, normalizing and analyzing logs can be time consuming and quickly gets unmanageable. Logs can also be extremely useful in demonstrating compliance, including with DISA STIGs and Risk Management Framework (RMF).
This webinar convered how SolarWinds Log & Event Manager can help you:
Collect, consolidate, and analyze logs and events from firewalls, IDS/IPS devices and applications, switches, routers, servers, operating system logs, and other applications
Produce alerts based on your division’s specific parameters
Conduct real-time correlation to identify attacks
Generate root cause analysis with built-in knowledge that applies to networks, applications, and security management
Leverage built-in active responses to immediately take action on security, operational, and policy driven events
Quickly and easily produce out-of-the-box compliance reports for STIGs, FISMA, and more
Grand Canyon National Park on the Social Webron mader
This presentation – a work-in-progress – curates photos, posters and screenshots of Grand Canyon National Park from official and independent sources. You are welcome to adapt and reuse with the attribution-sharealike license. We welcome your interaction -- comments, questions, suggestions, shares, clips, favorites, likes and hearts.
Planeta.com
http://planeta.com/grandcanyon
Each of the decisions about critical obstetric patients requires a multidisciplinary team of specialists in adult critical care and maternal-fetal medicine, for the difficult understanding and management of the natural history of the disease and its complications during pregnancy, childbirth and the postpartum period. There are not detailed guidelines in Colombia that describe the action plans in front of a pregnant or recently pregnant patient in a critical condition.
For this reason, it is important to establish a consensus aiming to determine the level of critical care required for this particular population group, standardize care conditions of pregnant women and generate critical academic and ethical approaches to address this high impact strategy for reducing maternal mortality.
2016 Maze Live Implementing GASB 72: Fair Value Measurement and ApplicationMaze & Associates
In this session, we identify the impacts of GASB 72 for financial statement presentation purposes and be exposed to updated footnote tables and other pertinent footnote disclosures. Other topics include: valuation techniques, reporting requirements and definitions related to the Statement. Presenters Cody Smith, CPA, Audit Supervisor and Amy Meyer, CPA, Audit Partner
Air Force Webinar: Using a SIEM to Improve Your IT Security SolarWinds
In this Air Force webinar we discussed how to leverage a Security Information and Event Management (SIEM) tool to improve security, stay compliant and troubleshoot IT problems. Our solution, Log & Event Manager (LEM), combines log management, correlation, reporting, file integrity and user activity monitoring, USB detection and prevention, threat intelligence and active response that’s easy to deploy, manage, and use.
Log management can be a powerful security tool, but collecting, storing, normalizing and analyzing logs can be time consuming and quickly gets unmanageable. Logs can also be extremely useful in demonstrating compliance, including with DISA STIGs and Risk Management Framework (RMF).
This webinar convered how SolarWinds Log & Event Manager can help you:
Collect, consolidate, and analyze logs and events from firewalls, IDS/IPS devices and applications, switches, routers, servers, operating system logs, and other applications
Produce alerts based on your division’s specific parameters
Conduct real-time correlation to identify attacks
Generate root cause analysis with built-in knowledge that applies to networks, applications, and security management
Leverage built-in active responses to immediately take action on security, operational, and policy driven events
Quickly and easily produce out-of-the-box compliance reports for STIGs, FISMA, and more
Grand Canyon National Park on the Social Webron mader
This presentation – a work-in-progress – curates photos, posters and screenshots of Grand Canyon National Park from official and independent sources. You are welcome to adapt and reuse with the attribution-sharealike license. We welcome your interaction -- comments, questions, suggestions, shares, clips, favorites, likes and hearts.
Planeta.com
http://planeta.com/grandcanyon
Each of the decisions about critical obstetric patients requires a multidisciplinary team of specialists in adult critical care and maternal-fetal medicine, for the difficult understanding and management of the natural history of the disease and its complications during pregnancy, childbirth and the postpartum period. There are not detailed guidelines in Colombia that describe the action plans in front of a pregnant or recently pregnant patient in a critical condition.
For this reason, it is important to establish a consensus aiming to determine the level of critical care required for this particular population group, standardize care conditions of pregnant women and generate critical academic and ethical approaches to address this high impact strategy for reducing maternal mortality.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how can I sell pi coins after successfully completing KYC
xcel energy BofA_09/16/03
1. Banc of America Securities
33rd Annual Investment Conference
September 17, 2003
2. Safe Harbor
This material includes forward-looking statements that are subject to
certain risks, uncertainties and assumptions. Such forward-looking
statements include statements regarding projected earnings, cash
flows, capital expenditures and other statements that are intended to be
identified in this document by the words “anticipate,” “estimate,” “expect,”
“projected,” “objective,” “outlook,” “possible,” “potential” and similar
expressions. Actual results may vary materially. Factors that could cause
actual results to differ materially include, but are not limited to: general
economic conditions, including the availability of credit, actions of rating
agencies and their impact on capital expenditures; business conditions in
the energy industry; competitive factors; unusual weather; changes in
federal or state legislation; regulation; risks associated with the California
power market; currency translation and transaction adjustments; the higher
degree of risk associated with Xcel Energy’s nonregulated businesses
compared with Xcel Energy’s regulated business; the failure to realize
expectations regarding the NRG settlement agreement; financial conditions
of NRG; actions by the bankruptcy court in NRG’s bankruptcy case; and the
other risk factors listed from time to time by Xcel Energy in reports filed with
the SEC, including Exhibit 99.01 to Xcel Energy’s report on Form 10-K for
year 2002.
5. Financial Summary
Dividend Yield 5%
Earnings Growth 2-3% per year
Dividend Payout Ratio 60-65%
Market Capitalization $6 billion
Trading Volume 1.2 million shares/day
Institutional Ownership 42%
(Excludes 5% Employee
Ownership)
Bond Ratings Moody’s S&P
Holding Co. (Unsecured Debt) Baa3 BBB-
Operating Utilities (Secured Debt) A3 to Baa1 BBB+
6. Divesting NRG Energy
NRG was 3rd largest independent
power producer
Became unprofitable with the collapse
of wholesale power prices
Written-off over $3 billion
Relinquish ownership to NRG’s creditors
at completion of bankruptcy (expected
mid-December)
Up to $752 million settlement payment to
creditors in exchange for release from claims
$1.1 billion tax benefit
7. Dynamic Service Area
Forecast Headquarters to 21
Customers (Millions)
Annual
Fortune 500 Companies
Electric Gas Growth Rate
PSCo 1.3 1.2 1.9%
NSPM 1.4 0.4 1.5
NSPW 0.2 0.1 1.8 Minneapolis/St. Paul
Minnesota
SPS 0.4 — 0.3
Total 3.3 1.7 1.6%
Denver
Colorado
Amarillo
4th Largest Utility Based
th Texas
on Customer Count Generating
Plants
8. Retail Electric Rate* Comparison
Central US
Cents per Kwh
8
5.84 5.85
6
4.42
4
2
0o
ity ver aul ouis ines cago ukee enix
ty
l
ril Ci C en
ma ake t. P t. L i o
a
Mo Ch
as Ph
lw
D
A S
s
Mi
S
ls/
lt L Kan es
Mp D
Sa
* EEI typical bills – Winter 2002
9. Balanced Power Supply
2003 Energy (Projected)
Gas
11%
Other
2%
Coal
51% Purchases
24%
Nuclear
12%
11. Positive Cash Flow
Dollars in Millions
Sources 2003 2004 2005
Cash from Operations $1,300 >$1,300 >$1,300
Avoided Tax Payment/Refund 125 475 125
Citadel Greenshoe Option 58
Dividend Reinvestment 20 40 40
$1,503 * >$1,815
Total Sources >$1,465
Uses
Capital Expenditures $ 932 $1,023 $1,115
320 ** 320 **
Current Dividend Payment Rate 300
NRG Settlement 0 752
Total Uses $1,232 $2,095 $1,435
* Excludes $391 million of Xcel Energy cash on hand as of August 27, 2003
** Assumes exercise of convertible option
12. 2003 Earnings Guidance
Dollars per Share
EPS Range
Utility Operations $1.25 – $1.30
Holding Company Interest Expense (0.09)
Other Nonregulated Subsidiaries
(Excluding NRG) (0.01)
Xcel Energy — Pro forma Continuing Oper $1.15 – $1.20
Xcel Energy Share of NRG’s Losses (0.62)
Tax Effect of Settlement Payments 0.65
Additional NRG Tax Benefit 0.24
Gain on Sale of Viking Gas 0.05
Xcel Energy — GAAP $1.47 – $1.52
13. Projected Retained Earnings
Year-end 2003
Dollars in
Millions
Retained Earnings Balance (6/30/2003) $(245)
Earnings July – December* 290
Additional Tax Benefit from NRG Basis Study 105
Tax Benefit for Settlement Payments** 260
Reversal of Negative NRG Investment** 115
Dividend Declaration** (150)
Projected Year-End Retained Earnings $ 375
* For illustration purposes, assumes earnings at the low-end of
earnings guidance range
** Assumes NRG emerges from bankruptcy prior to year-end 2003
14. 2003 Priorities
Complete resolution of NRG
Pay full dividend in 2003
Improve credit ratings
Manage costs and capital expenditures
Deliver good value to our customers
Complete refinance plan
Meet earnings per share objective
23. NRG Settlement Schedule — 2003*
Jul Aug Sep Oct Nov Dec
SEC Acts on NRG’s
Reorganization Plan and
Disclosure Statement
Completion of Solicitation
Process of NRG’s
Reorganization Plan
FERC Approval of Transfer
of Assets
Confirmation Hearing on
NRG’s Plan of Reorganization
* The actual timing of the schedule for NRG’s bankruptcy proceeding
is beyond the control of Xcel Energy and is dependent on actions by
the SEC, FERC and the bankruptcy court.