This document outlines the Lyoness cashback shopping program, which provides customers with 1% cashback on purchases from over 100,000 retailers, as well as additional bonuses. It describes the benefits for customers, business partners, and retail partners. Business partners can earn monthly bonuses based on their team's shopping volume and number of referral partners/customers. The program aims to turn shopping benefits into additional income streams for both customers and business partners.

1. David GilyeatDave@cashbackshoppingcard.co.ukSkype Matrixcruiser.com07783655688NorthumberlandUK“Money back with every purchase”

2. LYONESS UK LTDISO 9001:2008Lyoness UK Ltd105 PiccadillyLondon,UK. W1J7NJPhone: +44 207 629 3493Email: office@lyoness.co.ukWebsite: www.lyoness.net/gb

3. Roadmap To Full Customer LaunchYOUPhase I.Phase III.Phase II.Phase IV.Business Partners

4. Trading Partners

5. SME’s

6. Media

7. Branding

8. Customer Cards

9. Legals & Offices

10. Flagship retailers “Money back with every purchase” Daily necessities… country and sector spanning!

11. Sample of 18,500 trading partners already in place across Mainland Europe ...Over 100 million products & services!

12. Existing UK / Ireland Trading Partners( January 2011)Ireland

13. For the Consumers: Instant 1% CASHBACKPlus additional benefits using our Unit systemproviding even greater returns & Shopping Credit.

14. The Shopping Cycle ...without Lyoness £Lyoness Trading Partners YOUREWARD POINTS

15. The Shopping Cycle ...with LyonessThe various options: £VOUCHERLyoness Trading Partners 1%CASHBACKYOUMoney back every time!

16. So what’s in it for you as a BP or TP? Shopping1% Cashback with every purchaseShopping and recommendation½% Friendship Bonus 1½% Friendship Bonus 2+RecommandationShopping,recommending & business developmentAdditional Reimbursementsthrough the LyonessAccounting System+BusinessTeam

17. Benefit for Retail or Trade PartnersExisting customer loyalty/retention

18. The return of some old customers

19. New customers seeking the Lyoness Partner

20. An entirely NEW Income Stream whilst their customers shop elsewhere

21. Text and online marketing possibilities included

22. No risk - Increase in turnover & better ProfitabilitySo let’s see what a customer is worth!

23. Typical 2 car family shopping trends...£ 1,000 per monthTurn your Lyoness benefits into a profitable additional income! Car 1 = £40 Car 2 = £40Groceries = £120 Clothes = £50£ 250per week x 4£ 1,000 per month +BusinessTeam*Monthly Reimbursements Example: Purchases at Lyoness Loyalty Partners with an average of £ 1,000 per household per month,.

24. Word of mouth recommendation brings benefits for consumersFriendship Bonus0.5 % of total purchasesdirect direct direct direct direct direct 0.5 % of total purchasesindirect indirect indirect indirect indirect indirect