This document outlines the Lyoness cashback shopping program, which provides customers with 1% cashback on purchases from over 100,000 retailers, as well as additional bonuses. It describes the benefits for customers, business partners, and retail partners. Business partners can earn monthly bonuses based on their team's shopping volume and number of referral partners/customers. The program aims to turn shopping benefits into additional income streams for both customers and business partners.

1. David Gilyeat Dave@cashbackshoppingcard.co.uk Skype Matrixcruiser.com 07783655688 Northumberland UK “Money back with every purchase”

2. LYONESS UK LTD ISO 9001:2008 Lyoness UK Ltd 105 Piccadilly London,UK. W1J7NJ Phone: +44 207 629 3493 Email: office@lyoness.co.uk Website: www.lyoness.net/gb

4. Trading Partners

5. SME’s

6. Media

7. Branding

8. Customer Cards

9. Legals & Offices

11. Sample of 18,500 trading partners already in place across Mainland Europe ... Over 100 million products & services!

12. Existing UK / Ireland Trading Partners ( January 2011) Ireland

13. For the Consumers: Instant 1% CASHBACK Plus additional benefits using our Unit system providing even greater returns & Shopping Credit.

14. The Shopping Cycle ...without Lyoness £ Lyoness Trading Partners YOU REWARD POINTS

15. The Shopping Cycle ...with Lyoness The various options: £ VOUCHER Lyoness Trading Partners 1% CASHBACK YOU Money back every time!

16. So what’s in it for you as a BP or TP? Shopping 1% Cashback with every purchase Shopping and recommendation ½% Friendship Bonus 1 ½% Friendship Bonus 2 + Recommandation Shopping,recommending & business development Additional Reimbursements through the Lyoness Accounting System + Business Team

18. The return of some old customers

19. New customers seeking the Lyoness Partner

20. An entirely NEW Income Stream whilst their customers shop elsewhere

21. Text and online marketing possibilities included

22. No risk - Increase in turnover & better ProfitabilitySo let’s see what a customer is worth!

23. Typical 2 car family shopping trends... £ 1,000 per month Turn your Lyoness benefits into a profitable additional income! Car 1 = £40 Car 2 = £40 Groceries = £120 Clothes = £50 £ 250per week x 4 £ 1,000 per month + Business Team *Monthly Reimbursements Example: Purchases at Lyoness Loyalty Partners with an average of £ 1,000 per household per month, .

24. Word of mouth recommendation brings benefits for consumers Friendship Bonus 0.5 % of total purchases direct direct direct direct direct direct 0.5 % of total purchases indirect indirect indirect indirect indirect indirect

25. 2 x Friendship Bonuses for Trading Partners Your Business becomes a TP Give away 200 Cashback Cards = 200 Customers spending £1,000 pm = £200,000 X 0.5% = £1,000pm 0.5 % of total purchases Your direct customers 15 40 37 30 8 70 Sat. Mon. Wed. Thurs. Fri. Tues. Nnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnvvvvvvv Introduce 6 Other Trading Partners = 2000 Customers each spending £1,000 pm = £2,000,000 X 0.5% = £10,000pm Your direct Trading Partners 280 300 700 300 270 150

26. Customer Shopping with Lyoness – Extra Loyalty Bonuses Your benefits at currently over 100,000 Points of Acceptance Direct friendship bonus 0.5 % Loyalty bonus in your personal loyalty account Cashback 1% Indirect friendship bonus 0.5 %

27. Additional Reimbursements

28. £ 45 £15 £ 30 The creation of a Shopping Unit 8% Deal 1% to LYONESS 9% Deal 1% to LYONESS Purchase £ 250 Purchase £ 600 Discount 7% Discount 8% 5 % personal UNIT account £30 6% personal UNIT account £15 1 % instant reimbursement cash into account £ 2.5 0.5% direct friendship Bonus £ 3.0 0.5% direct friendship Bonus £ 1.25 1 % instant reimbursement cash into account £ 6.00 0.5% indirect friendship Bonus £ 3.0 0.5% indirect friendship Bonus £ 1.25 Remaining balance into a Unit account Remaining balance into a Unit account

29. Break down of discounts Weekend Retreat x2 Restaurant 10% Deal 1% to LYONESS 8% Deal 1% to LYONESS Purchase £ 500 Spend £ 200 Discount 9% Discount 7% 7% Personal loyalty account £ 35 5% Personal loyalty account £ 10 0.5% Direct friendship bonus £ 2.50 0.5% Direct friendship bonus £ 1.00 1% cashback into account £ 5 1% cashback into account £ 2 0.5% Indirect friendship bonus £ 2.50 0.5% Indirect friendship bonus £ 1.00 45 £ Loyalty bonus in loyalty account Loyalty bonus in loyalty account £35 £10

30. Break down of Additional Reimbursements Shop £ 900 over time 8% Deal 1% to LYONESS Discount 7% 5% Personal loyalty account 45 0.5% Direct friendship bonus £ 4.50 1% cashback into account £ 9.00 0.5% Indirect friendship bonus £ 4.50 45 £ Loyalty bonus in loyalty account

31. The Lyoness Accounting Programme AU 35 AU 35 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 45 £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ £ 45 45 £ £ 45 45 45 45 45 45 45 45 £ £ £ £ £ £ £ £ 405 405 £ £ AU 35 AU 35 45 45 45 45 405 £ £ £ £ £ 45 £ 45 45 £ £ 45 £ 45 £ Your unit Units of directs AU 35 AU 35 Units of indirects Units of in-in …indirects

32. 45 45 45 45 45 45 45 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 £ 45 45 45 45 45 45 45 45 £ 45 £ £ £ £ £ £ £ 35 35 35 405 405 405 £ £ £ £ 45 £ 45 £ 45 £ 45 £ 45 45 35 35 35 The Lyoness Shopping Community Shopping activity after you have gone through the till 45 £ 45 £ 45 £ 45 £ Your Own Shopping Units Direct Units Indirect Units In-in .. direct units Accounting System

33. The Lyoness Business Concept Business Partners Shoppers Trading Partners

34. Badge Business card Certification Share from the European commerce Badge Business card Certification Share from the national commerce Badge Business card Certification Lyoness Gold watch Badge Business card Certification Business Notebook Badge Business card Certification Business mobile Badge Business card Certification Lyoness Mappa Lyoness Briefcase Badge Business card Certification Lyoness Swiss watch Badge Business card Certification Total points 100 Total points 200 Total points 500 Total points 1200 Total points 3000 Total points 8000 Total points 20000 Total points 45000 £ per point 1.245 £ per point 1.875 £ per point 2.125 £ per point 2.375 £ per point 2.625 £ per point 2.875 £ per point 3.125 £ per point 1.625 Businessbonus Monthly £ 200.- Businessbonus Monthly £ 450.- Businessbonus Monthly £ 1,200.- Businessbonus Monthly £ 3,000.- Businessbonus Monthly £ 8,000.- Businessbonus Monthly £ 20,000.- Businessbonus Monthly £ 45,000.- 8 career levels

36. We all can benefit from the retail turnover

37. Unique in the market Nationally & Internationally

39. You are interested in participating in the Lyoness Business. Then please speak to the person who invited you here.

40. You are interested in the Lyoness business but you need more information. Please ask the person who invited you here or David Gilyeat Skype Matrixcruiser.com.