Ufone is a Pakistani cellular provider that launched its Ufone brand in 2001 and became part of Etisalat in 2006; its UPaisa branch provides convenient financial services through a large agent network, including mobile accounts, bill payments, money transfers, donations, and a debit card accessible from ATMs and stores.

1. Ufone is a Pakistani GSM cellular service provider. It was the third mobile
operator to enter Pakistani market. It started its operations, under the brand
name of Ufone, in Islamabad on January 29, 2001.
As a result of PTCL's privatization, Ufone became a part of the Emirates
Telecommunication Corporation Group (Etisalat) in 2006.
Introduction

2. •
UPaisa brings financial convenience to your doorstep! In collaboration with
U Microfinance Bank Ltd., UPaisa launched innovative branchless banking
solutions for the masses of Pakistan in October 2013. With one of the
largest agent networks in the country, UPaisa provides convenient access
to financial services to even the remotest locations. Anyone can now easily
conduct financial transactions through Mobile Accounts or the nearest
UPaisa Shop.
Introduction

3.  Utility Bill payment
 Sending or receiving money
 mobile account
 Debit Card
 Mobile bill payment
 Donation
The wide range of UPaisa services includes.

4. mobile account
 Transfer money to another mobile
account
 Transfer money to a person (CNIC)
 Transfer money to other banks (IBFT)
 Pay Utility Bills
 Make donations
 Make online purchases
It functions just like any other bank
account with the added convenience of
being accessible from any corner of
Pakistan, even while travelling.
It offers the following services:

5. provide efficient and seamless
financial assistance, Branchless
Banking Solutions and Mobile
Banking to U at reasonable and
affordable rates, providing the
best banking services for our
customers.
U BANK

7. Mobile Account to Mobile Account

8. Mobile Account to CNIC

9. Mobile Account to CNIC
Mobile Account to Mobile Account

10. Through UPaisa Outlet
CNIC to CNIC
In order to send money, the sender needs to bring and submit the following
documents to the Ufone franchise, customer care center or U Paisa retailer.
 Copy of sender's CNIC
 Receiver CNIC number
 Receiver mobile number

11. CNIC to Mobile Account
 Their original CNIC along with 1 copy of it.
 Receiver's Mobile Number.
 Their own mobile phone number.
The sender needs to bring the following to send money to a upaisa
account at the agent location

13. Pay Utility Bills
UPaisa now brings you the easiest, way to pay all your
utility bills
 Just bring utility bill and the due cash amount at any Ufone customer
care center, franchise or UPaisa retailer.
 Provide the UPaisa Agent with your mobile phone number so as to
receive a confirmatory message regarding the payment of your bill.
 Once the payment has been processed successfully, the agent will
stamp your bill.
From Mobile Account

14. From Mobile Account

16. Purchase Air Time FromMobile Account
Ufone Prepaid

17. Pay Postpay Bill From Mobile Account
 Dial *786# from your mobile
 To select “UServices”, press 3
 To select “Postpay Bill Payment”, press 2
 Enter the Postpay number of which you want to
pay the bill,
 Enter the amount in rupees and press Send
 You will receive confirmation via SMS once the
transaction has been completed.

19. Ufone now offers debit card facility to
all its UPaisa Mobile Account holders.
The UPaisa Debit Card is acceptable
at any 1-Link powered ATMs across
Pakistan as well as all those Points of
Sale that accept Unionpay.
U Paisa Debit Card
With your UPaisa Debit Card, you can
•Withdraw Cash
•Pay at stores, restaurants, fast-food chains and petrol stations
•Send/Receive money from other bank accounts (IBFT)

21. DONATION
UPaisa gives you the facility to make
donations from the comfort of your
home. Now you can make donations
from anywhere in Pakistan. This
facility is available for UPaisa
customers 24/7.
 Upaisa Mobile Account
 UPaisa Outlet
 Ufone Customer Service Centre
 Ufone Franchise
 Ubank Branch

22.  Walk into any Ufone Service Center
 Tell agent the Date and Destination of travel
 Agent will tell you the available bus
 Make payment to CSR and receive your Daewoo Bus tickets