TU 1
Huayou Tu
Instructor Danielle Schleicher
ENGL 112
15 February 2016
The economic impact of student loans
A good education is one of the hallmarks of a thriving country, children get fundamental knowledge all through their childhood, and when they are old enough, they move on to universities and colleges where they get to specialize and prepare themselves for their careers. Over the last two decades, the economic conditions in the United States of America have tended to favor job seekers who have gone through a college education. Increasingly, the path to the American dream lay though varsities (Avery and Turner). As increasing numbers of young people are choosing to further their education post high school, the costs of attending four-year colleges have soared; it is becoming increasingly impossible to attend these institutions without the help of student loans. At the end of 2015 Americans owed 1.2 trillion dollars in student debt, this significant amount has the potential to affect the American economy in subtle ways. The increase in college education leads to a corresponding increase in student loans this negatively affects the economy (Akers and Chingos).
Increasing numbers of economists and education stakeholders are alarmed at the rate in which the cumulative amount of student debt is growing in America. Most people in analyzing the situation, are prone to comparing the current generation of students with the generation of students in the 70' and 80,s, back then, it was possible to attend school and work part-time to afford education. The ability to go to college and not be saddled with debt afterwards affords one certain liberties, young people could afford to buy homes and have children (Brown, Haughwout and Scally). Most people observing current educational trends are worried that the increasing amounts student debt holds young people from participating in the activities of their parents. These activities include buying homes and building families. This generational change is evident throughout the United States of America where home ownership has fallen to the lowest amount in the last fifty years.
In the student loan debate, three prominent positions are most pertinent. The first argument is that student loans leave many people saddled with debt long after they have graduated from college; many students face the bleak future of spending their whole lives paying back student loans. The second pertinent argument is that the massive amounts of debt that many students leave college with make them unable to advance their lives adequately because of the bad credit rating that their student loans give them. Young people cannot afford to take out loans to start businesses, buy vehicles, or even purchase homes. While these activities were typical for the generation of students that graduated before the 90's, they are not possible for the current generation of students (Rothstein and Rouse). The third argument in the ...
TU 1Huayou TuInstructor Danielle SchleicherENGL 11215 Fe.docxwillcoxjanay
TU 1
Huayou Tu
Instructor Danielle Schleicher
ENGL 112
15 February 2016
The economic impact of student loans
A good education is one of the hallmarks of a thriving country, children get fundamental knowledge all through their childhood, and when they are old enough, they move on to universities and colleges where they get to specialize and prepare themselves for their careers. Over the last two decades, the economic conditions in the United States of America have tended to favor job seekers who have gone through a college education. Increasingly, the path to the American dream lay though varsities (Avery and Turner). As increasing numbers of young people are choosing to further their education post high school, the costs of attending four-year colleges have soared; it is becoming increasingly impossible to attend these institutions without the help of student loans. At the end of 2015 Americans owed 1.2 trillion dollars in student debt, this significant amount has the potential to affect the American economy in subtle ways. The increase in college education leads to a corresponding increase in student loans this negatively affects the economy (Akers and Chingos).
Increasing numbers of economists and education stakeholders are alarmed at the rate in which the cumulative amount of student debt is growing in America. Most people in analyzing the situation, are prone to comparing the current generation of students with the generation of students in the 70' and 80,s, back then, it was possible to attend school and work part-time to afford education. The ability to go to college and not be saddled with debt afterwards affords one certain liberties, young people could afford to buy homes and have children (Brown, Haughwout and Scally). Most people observing current educational trends are worried that the increasing amounts student debt holds young people from participating in the activities of their parents. These activities include buying homes and building families. This generational change is evident throughout the United States of America where home ownership has fallen to the lowest amount in the last fifty years.
In the student loan debate, three prominent positions are most pertinent. The first argument is that student loans leave many people saddled with debt long after they have graduated from college; many students face the bleak future of spending their whole lives paying back student loans. The second pertinent argument is that the massive amounts of debt that many students leave college with make them unable to advance their lives adequately because of the bad credit rating that their student loans give them. Young people cannot afford to take out loans to start businesses, buy vehicles, or even purchase homes. While these activities were typical for the generation of students that graduated before the 90's, they are not possible for the current generation of students (Rothstein and Rouse). The third argument in the ...
Art History 102 Assignment #1 – DUE 02 MARCH 2016 .docxdavezstarr61655
Art History 102
Assignment #1 – DUE 02 MARCH 2016
Façade of the Pazzi Chapel, Interior of the Pazzi Chapel (looking NE),
Santa Croce, Florence, Italy Santa Croce, Florence, Italy
You are to write a short, 3-page essay on Brunelleschi’s Pazzi Chapel, located in Florence, Italy.
Why does this monument have a significant place in the development of architecture? How does
this building conform to the architect’s style? What influenced Brunelleschi’s goal of creating a
centralized effect to his structures? Make sure you have a clear introduction, body and
conclusion to your essay.
Formatting: use double-spaced, Times New Roman 12-point
font, with 1 in margins!
Also, be sure to cite your sources according to the MLA style guide. If you are using an
online article or book source, you must print out the page that contains the information you
are citing as well as citing it correctly in your bibliography.
TU 1
Huayou Tu
Instructor Danielle Schleicher
ENGL 112
15 February 2016
The economic impact of student loans
A good education is one of the hallmarks of a thriving country, children get fundamental knowledge all through their childhood, and when they are old enough, they move on to universities and colleges where they get to specialize and prepare themselves for their careers. Over the last two decades, the economic conditions in the United States of America have tended to favor job seekers who have gone through a college education. Increasingly, the path to the American dream lay though varsities (Avery and Turner). As increasing numbers of young people are choosing to further their education post high school, the costs of attending four-year colleges have soared; it is becoming increasingly impossible to attend these institutions without the help of student loans. At the end of 2015 Americans owed 1.2 trillion dollars in student debt, this significant amount has the potential to affect the American economy in subtle ways. The increase in college education leads to a corresponding increase in student loans this negatively affects the economy (Akers and Chingos).
Increasing numbers of economists and education stakeholders are alarmed at the rate in which the cumulative amount of student debt is growing in America. Most people in analyzing the situation, are prone to comparing the current generation of students with the generation of students in the 70' and 80,s, back then, it was possible to attend school and work part-time to afford education. The ability to go to college and not be saddled with debt afterwards affords one certain liberties, young people could afford to buy homes and have children (Brown, Haughwout and Scally). Most people observing current educational trends are worried that the increasing amounts student debt holds young people from participating in the activities of their parents. These activities include buying homes and building .
Surname 1
Name
Instructor
Course
Date
Forgiving Students’ Loan
Students’ debts in the United States are a sort of financial support that has to be paid back, in contrary to other kind of financial support like as scholarships and releases (Bryfonski, 70). Students’ debts play a huge role in U.S. higher studies. Around 20 million Americans join college every year. Out of that 20 million, nearly 20 million or 60% take debt annually to cover costs. In Europe, for instance, advance education is in addition subsidized for learners and financially aided by government. In fraction of Asia and Latin America maximum after secondary education is still private with small financial support by the governments. Whatsoever, in the U.S. many of college is financially aided by learners and their relatives with government bodies being financially aided in fraction by state and localized taxation, and combined private with public bodies through extra rewards from social welfare and students. The interest rate currently is 3.4% per annum, wherein debates are in to increase it to 6.8% p.a, which seems to be the exact double of the current interest rates (Szmigin et al, 602).
Every week, new petitions popups emerge urging the government to forgive all students debts. The argument is that forgiveness of students loans will stimulate job growth and overall economy growth and will lead more people to get an education. But, it will never be an investment for collective growth as a country (Field, 2007). The theory is simple, if we provide one time bailout of students loan debts, it would stimulate and uplift the sluggish economy. After all, college graduates are the people, who are required by the society to do things like improve business, purchase homes, and cars, make discoveries , invent new things, initiate new ideas, have families, have kids and people burdened with loans do not likely make such investment of take such initiatives.
Drawing reference from Kelly’s, Forgiving Loans of Those in Public Service Grows Popular, but Programs Are Unproven, it can be said that unburdening them will improve the housing market commodity market, stock market and would eventually result in overall economic growth. With the acceptance of this proposal by the President, millions of people in America, would all of a sudden have hundreds, in some cases, thousands of dollars in their pockets to invest in various industries and contribute to the overall improvement of economy (Field, 2007).
Education loans have become the latest financial crisis in USA and if absolutely nothing is done, then the entire economy will eventually become slugging, as it happened earlier. Those who are burdened with student loan debts, do not even think of making any investments etc., while the economy desperately needs people to indulge into activities which would help us pull ourselves out of the giant hole created thus the reason for unburdening students’ loan (students loan, 1990). This particula ...
TU 1Huayou TuInstructor Danielle SchleicherENGL 11215 Fe.docxwillcoxjanay
TU 1
Huayou Tu
Instructor Danielle Schleicher
ENGL 112
15 February 2016
The economic impact of student loans
A good education is one of the hallmarks of a thriving country, children get fundamental knowledge all through their childhood, and when they are old enough, they move on to universities and colleges where they get to specialize and prepare themselves for their careers. Over the last two decades, the economic conditions in the United States of America have tended to favor job seekers who have gone through a college education. Increasingly, the path to the American dream lay though varsities (Avery and Turner). As increasing numbers of young people are choosing to further their education post high school, the costs of attending four-year colleges have soared; it is becoming increasingly impossible to attend these institutions without the help of student loans. At the end of 2015 Americans owed 1.2 trillion dollars in student debt, this significant amount has the potential to affect the American economy in subtle ways. The increase in college education leads to a corresponding increase in student loans this negatively affects the economy (Akers and Chingos).
Increasing numbers of economists and education stakeholders are alarmed at the rate in which the cumulative amount of student debt is growing in America. Most people in analyzing the situation, are prone to comparing the current generation of students with the generation of students in the 70' and 80,s, back then, it was possible to attend school and work part-time to afford education. The ability to go to college and not be saddled with debt afterwards affords one certain liberties, young people could afford to buy homes and have children (Brown, Haughwout and Scally). Most people observing current educational trends are worried that the increasing amounts student debt holds young people from participating in the activities of their parents. These activities include buying homes and building families. This generational change is evident throughout the United States of America where home ownership has fallen to the lowest amount in the last fifty years.
In the student loan debate, three prominent positions are most pertinent. The first argument is that student loans leave many people saddled with debt long after they have graduated from college; many students face the bleak future of spending their whole lives paying back student loans. The second pertinent argument is that the massive amounts of debt that many students leave college with make them unable to advance their lives adequately because of the bad credit rating that their student loans give them. Young people cannot afford to take out loans to start businesses, buy vehicles, or even purchase homes. While these activities were typical for the generation of students that graduated before the 90's, they are not possible for the current generation of students (Rothstein and Rouse). The third argument in the ...
Art History 102 Assignment #1 – DUE 02 MARCH 2016 .docxdavezstarr61655
Art History 102
Assignment #1 – DUE 02 MARCH 2016
Façade of the Pazzi Chapel, Interior of the Pazzi Chapel (looking NE),
Santa Croce, Florence, Italy Santa Croce, Florence, Italy
You are to write a short, 3-page essay on Brunelleschi’s Pazzi Chapel, located in Florence, Italy.
Why does this monument have a significant place in the development of architecture? How does
this building conform to the architect’s style? What influenced Brunelleschi’s goal of creating a
centralized effect to his structures? Make sure you have a clear introduction, body and
conclusion to your essay.
Formatting: use double-spaced, Times New Roman 12-point
font, with 1 in margins!
Also, be sure to cite your sources according to the MLA style guide. If you are using an
online article or book source, you must print out the page that contains the information you
are citing as well as citing it correctly in your bibliography.
TU 1
Huayou Tu
Instructor Danielle Schleicher
ENGL 112
15 February 2016
The economic impact of student loans
A good education is one of the hallmarks of a thriving country, children get fundamental knowledge all through their childhood, and when they are old enough, they move on to universities and colleges where they get to specialize and prepare themselves for their careers. Over the last two decades, the economic conditions in the United States of America have tended to favor job seekers who have gone through a college education. Increasingly, the path to the American dream lay though varsities (Avery and Turner). As increasing numbers of young people are choosing to further their education post high school, the costs of attending four-year colleges have soared; it is becoming increasingly impossible to attend these institutions without the help of student loans. At the end of 2015 Americans owed 1.2 trillion dollars in student debt, this significant amount has the potential to affect the American economy in subtle ways. The increase in college education leads to a corresponding increase in student loans this negatively affects the economy (Akers and Chingos).
Increasing numbers of economists and education stakeholders are alarmed at the rate in which the cumulative amount of student debt is growing in America. Most people in analyzing the situation, are prone to comparing the current generation of students with the generation of students in the 70' and 80,s, back then, it was possible to attend school and work part-time to afford education. The ability to go to college and not be saddled with debt afterwards affords one certain liberties, young people could afford to buy homes and have children (Brown, Haughwout and Scally). Most people observing current educational trends are worried that the increasing amounts student debt holds young people from participating in the activities of their parents. These activities include buying homes and building .
Surname 1
Name
Instructor
Course
Date
Forgiving Students’ Loan
Students’ debts in the United States are a sort of financial support that has to be paid back, in contrary to other kind of financial support like as scholarships and releases (Bryfonski, 70). Students’ debts play a huge role in U.S. higher studies. Around 20 million Americans join college every year. Out of that 20 million, nearly 20 million or 60% take debt annually to cover costs. In Europe, for instance, advance education is in addition subsidized for learners and financially aided by government. In fraction of Asia and Latin America maximum after secondary education is still private with small financial support by the governments. Whatsoever, in the U.S. many of college is financially aided by learners and their relatives with government bodies being financially aided in fraction by state and localized taxation, and combined private with public bodies through extra rewards from social welfare and students. The interest rate currently is 3.4% per annum, wherein debates are in to increase it to 6.8% p.a, which seems to be the exact double of the current interest rates (Szmigin et al, 602).
Every week, new petitions popups emerge urging the government to forgive all students debts. The argument is that forgiveness of students loans will stimulate job growth and overall economy growth and will lead more people to get an education. But, it will never be an investment for collective growth as a country (Field, 2007). The theory is simple, if we provide one time bailout of students loan debts, it would stimulate and uplift the sluggish economy. After all, college graduates are the people, who are required by the society to do things like improve business, purchase homes, and cars, make discoveries , invent new things, initiate new ideas, have families, have kids and people burdened with loans do not likely make such investment of take such initiatives.
Drawing reference from Kelly’s, Forgiving Loans of Those in Public Service Grows Popular, but Programs Are Unproven, it can be said that unburdening them will improve the housing market commodity market, stock market and would eventually result in overall economic growth. With the acceptance of this proposal by the President, millions of people in America, would all of a sudden have hundreds, in some cases, thousands of dollars in their pockets to invest in various industries and contribute to the overall improvement of economy (Field, 2007).
Education loans have become the latest financial crisis in USA and if absolutely nothing is done, then the entire economy will eventually become slugging, as it happened earlier. Those who are burdened with student loan debts, do not even think of making any investments etc., while the economy desperately needs people to indulge into activities which would help us pull ourselves out of the giant hole created thus the reason for unburdening students’ loan (students loan, 1990). This particula ...
ENC 1102 THIS PAPER SPELLED OUT THE POSITION / TUTORIALOUTLET DOT COMalbert0055
ENC 1102 Author Note
This paper was prepared for English Composition 1, taught by Professor Heredia.
Are the High Prices of Attending to College in The United States Worth It? PAYING FOR COLLEGE 2
Abstract This paper spelled out the position of the millions of students that nowadays are struggling
because of the higher prices of attending to college in United Stated.
package chapter14;
import javafx.application.Application;
import javafx.geometry.Insets;
import javafx.scene.Scene;
import javafx.scene.control.Label;
import javafx.scene.layout.BorderPane;
import javafx.scene.layout.StackPane;
import javafx.stage.Stage;
import javafx.scene.control.Button;
import javafx.scene.control.TextField;
import javafx.scene.image.Image;
import javafx.scene.image.ImageView;
import javafx.scene.layout.GridPane;
public class ShowBorderPane extends Application {
@Override // Override the start method in the Application class
public void start(Stage primaryStage) {
// Create a border pane
BorderPane pane = new BorderPane();
// Place nodes in the pane
GridPane p1 = new GridPane();
p1.add(new Label("First Name:"), 0, 0);
p1.add(new TextField("Izzat"), 1, 0);
p1.add(new Label("Last Name:"), 2, 0);
p1.add(new TextField("Alsmadi"), 3, 0);
// p1.getChildren().addAll(new TextField(), new Label("MI:"));
// TextField tfMi = new TextField();
// tfMi.setPrefColumnCount(1);
// p1.getChildren().addAll(tfMi, new Label("Last Name:"),
// new TextField());
// p1.setStyle(STYLESHEET_MODENA);
pane.setTop(p1);
GridPane p2 = new GridPane();
p2.add(new Label("Major:"), 0, 0);
p2.add(new TextField("Software Engineering"), 0, 1);
pane.setRight(p2);
GridPane p3 = new GridPane();
p3.add(new Label("Hobbies.....:"), 0, 0);
p3.add(new Label(" Soccer"), 1, 0);
Image image3 = new Image("Soccer.jpg");
ImageView iv = new ImageView();
iv.setImage(image3);
iv.setFitWidth(150);
iv.setFitHeight(150);
p3.add(iv,1,1);
// p3.add(new ImageView(image3),1,1);
pane.setBottom(new CustomPane("Bottom"));
GridPane p4 = new GridPane();
//p3.add(new Label("Hobbies"), 1, 0);
p4.add(new Label(" Hiking"), 1, 0);
Image image4 = new Image("Hiking.jpg");
ImageView iv2 = new ImageView();
iv2.setImage(image4);
iv2.setFitWidth(50);
iv2.setFitHeight(150);
p4.add(iv2,1,1);
pane.setLeft(p4);
GridPane p5 = new GridPane();
p5.add(new Label(" Programming"), 1, 0);
Image image5 = new Image("Prog.jpg");
ImageView iv1 = new ImageView();
iv1.setImage(image5);
iv1.setFitWidth(150);
iv1.setFitHeight(50);
p5.add(iv1,1,1);
pane.setBottom(p5);
// pane.setBottom(new CustomPane("Left"));
pane.setCenter(p3);
// Create a scene and place it in the stage
Scene scene = new Scene(pane);
primaryStage.setTitle("My Home Page"); // Set the stage title
primaryStage.setScene(scene); // Place the scene in the stage
primaryStage.show(); // Display the stage
}
public static void main(String[] args) {
launch(args);
}
}
// Define a custom pane to hold a label in the center of the pane
class CustomPane extends StackPane {
public CustomPane(String title) {
getChildren().add(new Label(title));
setStyle("-fx-border-color: red");
setPadding(n.
6 facts you must know about student loans and college debtpauldylan06
Currently, there is a call for a more affordable college education, which makes sense. It comes on the heels of a recession that undercut the value of a college education. Even those with a college degree were not immune to the financial hit that the economy took and those still paying off their student loans were often left without the very job they had always assumed would pay off their educational debts. To know more facts about college loans visit http://www.theedadvocate.org/6-facts-you-must-know-about-student-loans-and-college-debt/
Families See College As An Essential Goal That Must Be Met Despite The Costsnoblex1
Borrowing by students and parents to pay for college has been one of the most commonly discussed and debated issues of national policy over the last two decades. Concerns about steadily increasing borrowing levels, have prompted a variety of policy proposals to ease the burden of college borrowing. Despite efforts to simplify and streamline student loan repayment, public knowledge about who borrows, how much is borrowed, and what students and their families think about borrowing is very limited. Much of what people know and think about student borrowing is framed by media reports, college student guides, and word-of-mouth. But how accurate those impressions are is virtually unknown.
To assess the current status of borrowing to pay for college on a national level, we prepared this comprehensive summary report. Our report seeks to add to public knowledge about college borrowing in several distinct ways. First, we present the most recent data available on national college borrowing trends. The analysis in this report focuses on borrowing trends in 2021-2022, and includes the most current estimates of borrowing levels and projections of total borrowing by the end of the decade. Data on the characteristics of those taking out student loans also comprise an important component of this analysis.
We also offer the results of a nationally representative survey of undergraduate students and families who borrow to pay for college. The survey was designed to assess the impact of student loan debt on family attitudes about college, major financial decisions, and the possible future ramifications of debt burden. This survey provides a snapshot of student and family views about college debt and paying for college. Profiles of student and family borrowers complete this package of information on college loan debt. These borrowers, who all currently have loans to pay for their education were interviewed at length to further illustrate how borrowing impacts American families in their pursuit of postsecondary education.
The combination of national data, survey responses, and profiles presents a complete picture of the situation facing students and families - both now and in the near future - as they attempt to finance what has become one of the most important, and most expensive, pieces of the American Dream: a college education. The overall findings suggest that while borrowing for college has exploded in the last five years, families are torn between their need to borrow and the burdens that these loans place on their present and future.
Our analysis of national data on borrowing revealed that changes in the federal student loan programs have had a dramatic impact on borrowing for college.
Source: https://ebookschoice.com/families-see-college-as-an-essential-goal-that-must-be-met-despite-the-costs/
topicStudents debts in the United States are a sort of finan.docxedwardmarivel
topic
Students debts in the United States are a sort of financial support that has to be payback, in contrary to other kind of financial support like as scholarships and releases. Student debts contribute big role in U.S. higher studies . Around 20 million Americans join college every year. Out of that 20 million, nearly 20 million or 60 % take debt annually to support cover costs. In Europe, advance education is in addition subsidized for learners and financially aided by government. In fraction of Asia and Latin America maximum after secondary education is yet private with small financial support by the governments. Whatsover, in the U.S. many of college is financially aided by learners and their relatives with government bodies being financially aided in fraction by state and localized taxation, and combined private with public bodies through extra rewards from social welfare and students.
The interest rate currently is 3.4 percent p.a, wherein debates are in to increase same to 6.8 percent p.a, which seems to be the exactly double of the current interest rates.
The argument is that forgiveness of students loans will stimulate job growth and overall economy growth and will lead more people to get an education. But, it will never be an investment for collective growth as a country.
Every week, new petitions popups emerge urging the government to forgive all students debts.
The theory is simple, if we provide one time bailout of students loan debts, it in a way would stimulate the upliftment of sluggish economy.
After all, college graduates are the people, who are required by the society to do things like improve business, purchase homes, and cars, make discoveries , invent new things, initiate new ideas, have families, have kids and people burdened with loans do not likely make such investment of take such initiatives.
Thus unburdening them will improve the housing market commodity market, stock market and would eventually result in overall economic growth.
With the acceptance of this proposal by the president , millions of people in America , would all of a sudden have hundreds , in some cases, thousands of dollars in their pockets to invest in various industries and contribute to the overall improvement of economy.
Education loan has become the latest financial crisis in USA and if nothing is done absolutely , then the entire economy will eventually come slugging down again, as it happened earlier when coming loan is we pop up.
Those who are burdened with student loan debts, do not even think of making any investments etc, wherein we desperate people to indulge into activities which would help us pull ourselves out of the giant hole created .
This particular reasoning may sound to be very expensive but same was the condition with the banks and auto bailouts and the thinking goes as bankers and auto maker like “fat cats” get a forgiveness, why not students?
A better approach to this problem would to this problem would be that the loan ...
Annotated Bibliography
What can be done to handle the student loan debt situation more effectively?
Akers, B. (2013). The Next Steps: Building a Reimagined System of Student Aid. Brown Center for Education Policy at Brookings. Retrieved from: https://www.brookings.edu/wp-content/uploads/2016/06/The-Next-Steps_Beth-Akers.pdf
According to Akers, higher education cost is quite unaffordable for most of the students. The quality of student aid is also low. This results in students taking more and more loans. This article suggests several ways in which we can handle the student loan debts by first coming up with a bill which will help to increase the requirements for a person to receive the higher education loan, which will discourage irregular applications for student loans, which is misused in most of the circumstances. He also suggests an increase in student grants and also increasing the amount of student financial aid. This will help the students to receive more money from donations and the financial aid instead of having to take the loans which they will need to pay in the future, after their education.
Akers, B., & Chingos, M. M. (2018). Game of loans: The rhetoric and reality of student debt (Vol. 101). Princeton University Press. Retrieved from: https://books.google.co.ke/books?hl=en&lr=&id=o3OYDwAAQBAJ&oi=fnd&pg=PP7&dq=We%E2%80%99re+thinking+about+the+student+debt+crisis+all+wrong&ots=vDX2oIDYcL&sig=xdbiQpnw6pCHSJfGHYTNfW7Uz08&redir_esc=y#v=onepage&q&f=false
In this article, Akers presents a different aspect of student loans, which is also a critical point in finding a way of dealing with student loans. Some of the students take loans to finance their education, but instead of paying for their fees, they misuse the money in other aspects of their college life. Others use some portion of the money to pay the fee and utilize the rest of the money in different dimensions. Akers thus suggests the use of better mechanisms to mitigate the misuse of student loans. This will either direct the funds taken for loans to finance higher education directly to the college accounts or follow up on the way the students use the loans that they take in the interest of financing their higher education.
Cunningham, A. F., & Santiago, D. A. (2008). Student aversion to borrowing: Who borrows and who doesn't. Institute for Higher Education Policy. Retrieved from: https://eric.ed.gov/?id=ED503684
This article by Cunningham presents the issues that have resulted in increased student loan debts. The article cites the increased cost of college education and how it has led to increased borrowing of money by the students to finance it as well as low student aid. The article also suggests ways by which the student loan debt can be reduced in subsequent years by increasing the financial literacy of these students before they take the loans as most of them do not have relevant skills concerning loans. The government is also given the suggestion of ...
Screenplay Written by Yongyi CaiFADE INEXT. RAI.docxjeffsrosalyn
Screenplay
Written by Yongyi Cai
FADE IN:
EXT. RAILWAY TERMINAL – DAY
Approaching the plane of focus is JANE. She walks towards me.
A white man with grey hair approaches in a t-shirt, slippers,
and jeans. A businessman approaches Jane in a black suit, he
seems to be walking in the direction of those boarding the
train to leave. The businesses bump into each other and
suddenly they hear two gunshots in the air.
DISSOLVE TO:
JANE
Hope you are okay. May you, in any
case, be aware of what is
happening?
They are both lying down on the floor. The businessman seems
to be in so much fear. They both place the bags they had on
their hands on the floor. The bags are both alike
BUSINESSMAN
(In a trembling voice)
Yes am fine, I have no idea of what
is happening. I am so afraid I
didn't expect such an incident to
happen.
MAN
You can all rise, sorry for the
scare. We thought that we had been
attacked but were wrong. Sorry for
the inconvenience.
JANE CONFUSES AND PICKS THE BUSINESSMAN’S BAG
She walks towards the terminus exit. Was that incident a
confusion? What was the agenda of that incident? The Man
seemed not to be sure of what he was reporting. I am not
fully convinced; I have to research on that.
BUSINESSMAN NOTICES THAT THE BAG THAT HE HAS DOES NOT BELONG
TO HIM
He runs towards the direction o f Jane.
BUSINESSMAN
Hey, lady! Is this your bag?
JANE HEARS A MAN CALLING
2.
she looks behind and sees the man. She looks at the content
in the bag an confirms that she has the man’s ag.
JANE
Oh sorry, I mistook my bag with
yours.
BUSINESSMAN
Its ok, I understand.
Yettke 2
Cassandra Yettke
Lara Alvarenga
English 1301
27 July 2019
Research Project
Student Loan College debt is the highest in history. The increase in the number of people applying for loans, unemployment, and tough economic times have seen the student loan college debt increase over the years. There is a big difference between the rate at which loans are being disbursed and the rate at which loans are being repaid by the students, which explains the rise in the debt over the years. Student loan debt is rising to 1.5 trillion nationwide. The highest it has ever been in history. An increasing amount of student loans are starting to out-price the tuition itself. In order to improve graduate success after graduation which also correlates to an improved economy, student loan debt should be reduced or eliminated
Student Loan Increasing Interest is furthering put students in debt. When joining college, many students apply for a loan in order to pay their tuition fees and to meet their basic needs. The Federal government started disbursing student loans in 1965, a move that was seen as an incentive for students to further their studies. Despite the effectiveness in disbursing the loans to the students, the debt to the students is becoming increasingly high over the years. As of 2019, the average student loan total debt in the US is $28,000. Law school, Medica.
Exam #3 ReviewChapter 10· Balance of payment statements · .docxturveycharlyn
Exam #3 Review:
Chapter 10:
· Balance of payment statements
· Know all the components of the balance of payment statements
· Balance of international indebtedness
· Know the debit and credit transactions of the balance of payments.
· Which is debit and which one is credit
· What determine the US balance of trade
· Essay: How do we measure international investment position of the US?
· Essay: How did the US become the net debtor so quickly?
Chapter 11:
· What happened to the international merchandise transactions (trade) if the US dollar is appreciated or depreciated against other currencies?
· What depreciation is and what appreciation is?
· Know the differences between the spot market and the forward market?
· What is spot market
· What is forward market
· How do you prevent the loss and remove the risks of a foreign currency transaction?
· Essay: How do you trade on the future market?
· Essay: Differences of trading between in the future market and the forward market?
Chapter 15:
· Study Manage floating exchange rate system.
· What happens to the US dollar if the inflation of the US and inflation in a foreign country are different?
· Which exchange rate system does not require monetary reserves?
· Under the floating exchange rate system, if import and exports increase or falls, what happens to the dollar value?
· What happens to the balance of trade when the currency is appreciated or depreciated?
· Essay: difference between current pect and adjustable pect exchange rate.
Bonus question about the video that wi will finished on monday.
ECO-358: Assignment 4, Article Analysis
1. Please read the attached article several times and highlight its main points and/or arguments. If you need additional research to write your analysis of this article, please do so and cite your sources appropriately and make up a reference page at the end of your assignment to list sources (APA format is required).
2. Choose 7 concepts and/or theories from our textbook to use as guidance and foundation to analyze the article. These concepts and theories can be from any chapter of the textbook. You should choose concepts and theories that are broad/big/important enough so you can write a lot about them with information from the article. Simple definitions don’t have much to write, don’t choose them.
3. Your paper must include an article summary (very short one, just 1 paragraph), a body, and a brief conclusion. Please show me how the article contents relate to the concepts/theories you choose or vice versa. Each concept/theory has to be underlined and also has textbook page number reference on your paper. The minimum length is 5 double space pages, excluding title and reference pages.
4. Your paper has to be in APA format and style. Visit Doane College writing center, or read APA guide posted on BB for guidance on APA writing. There are many requirements on APA format. Here are some most basic and essential ones you must have on your paper: cover page,.
eworkMarket45135.0 (441)adminNew bid from Madam Cathy.docxturveycharlyn
ework
Market
45
13
5.0
(441)
admin
New bid from Madam Cathy
here is my bid
admin
TJ2021 accepted the bid and paid the down payment
Im about to post the second one
okay dear
Do you know how to do power point videos
the powerpoint document or videos?
Let me see. One min
okaydear
Prior to beginning work on this video presentation, read Fourth Amendment: Search and Seizure (Links to an external site.), The Difference Between the 5th and 6th Amendment Right to Counsel (Links to an external site.), Probable Cause and Reasonable Suspicion (Links to an external site.), Saul Ornelas and Ismael Ornelas Ledesma, Petitioners v. United States (Links to an external site.), and Pre-Trial Motions (Links to an external site.). The fourth, fifth and sixth amendments are the most important of the Bill of Rights which affect criminal law, prosecutions, and defenses in the United States. Consider the protections against unreasonable searches and seizures, the right to remain silent, the right to due process, the right to counsel, and the right to a speedy trial as the “Holy Grail” of constitutional protections for those accused of a crime. Part 1: Your PowerPoint (or equivalent) presentation: If your last name begins with the letters A through G (fourth amendment). Create a five- to eight-slide PowerPoint explaining the fourth amendment. Additionally, provide 50 to 75 words of explanations for each of your PowerPoint slides in the discussion area, just as you would present an oral presentation explaining the slides on the topics listed. In your PowerPoint slides and discussions, List the requirements of the fourth amendment. Define the key term warrant, and provide exceptions to the warrant requirement. Examine what the remedy is for a defendant when a motion granted to suppress is granted for a fourth amendment violation. In all presentations, support your observations using a minimum of two scholarly and/or credible sources either from the required readings this week or from independent research that you conduct in the University of Arizona Global Campus Library or online, and properly cite any references. Making your PowerPoint (or equivalent) Presentation You may wish to include visual enhancements in your presentation. These may include appropriate images, a consistent font, appropriate animations, and transitions from content piece-to-content piece and slide-to-slide. (Images should be cited in APA format as outlined by the University of Arizona Global Campus Writing Center’s Tables, Images, & Appendices (Links to an external site.) resource.) The Where to Get Free (and Legal) Images (Links to an external site.) guide provides assistance with accessing freely available public domain and/or Creative Commons licensed images. It is recommended that you access the University of Arizona Global Campus Writing Center’s How to Make a PowerPoint Presentation (Links to an external site.) and Simple Rules for Better PowerPoint Presentations (Links to an external site.
Evolving Technology Please respond to the following Analyze t.docxturveycharlyn
"Evolving Technology"
Please respond to the following:
Analyze the various technological improvements over the last 100 years and determine which has been the most significant for both guests and hotel owners. Explain your rationale.
Determine how evolving communications technology (i.e., cell phones and Wi-Fi) has changed guest expectations regarding communications, as well as how the lodging industry should respond.
WRITE MINUMUM 4 SENTENCES FOR EACH PARAPGRAPH. PROVIDE ORGINAL WORK. WRITE THEM ON YOUR OWN WORDS. GONNA USE TURNITIN TO CHECK PLAGARISIM. TYPE EACH QUESTION BEFORE ANSWER THEM.
.
Evolving Health Care Environment and Political ActivismRead and .docxturveycharlyn
Evolving Health Care Environment and Political Activism
Read and watch the lecture resources & materials below early in the week to help you respond to the discussion questions and to complete your assignment(s).
(Note: The citations below are provided for your research convenience. Students should always cross reference the current APA guide for correct styling of citations and references in their academic work.)
Read
Black, B. P. (2017). Chapter 14 and 15
Online Materials & Resources
Lucas, A. & Ward, C. W. (2016). Using social media to increase engagement in nursing organizations. Nursing, 46(6), 47-49.
Johnson, J. E. & Billingsley, M. (2014). Convergence: How nursing unions and Magnet are advancing nursing. Nursing Forum, 49(4), 225-232
Berg, J. G. & Dickow, M. (2014). Nurse role exploration project: The Affordable Care Act and new nursing roles. Nurse Leader, 12(5), 40-44
Vincent, D. & Reed, P. G. (2014). Affordable Care Act: Overview and implications for advancing nursing. Nursing Science Quarterly, 27(4), 254-259.
QUESTION
What are your thoughts about the debate regarding whether health care is a right or a privilege? How has the changing health care environment impacted your practice?
Submission Instructions:
Your initial post should be at least 500 words, formatted and cited in current APA style with support from at least 2 academic sources.
Your assignment will be graded according to the grading rubric.
.
Evolving Families PresentationPrepare a PowerPoint presentatio.docxturveycharlyn
Evolving Families Presentation
Prepare a PowerPoint presentation to explore how families have changed over time. Be sure to include the contributors to the various changes. The presentation should consist of at least eight (not to exceed 10) slides as described below:
Slide 1: Introduction
Slide 2: A
narrative
discussing
how the family has changed
over time? Explicitly note what changes have occurred.
Slide 3:
Visual depictions
of what the
"typical" family used to look like
. You are welcomed to use a range of media resources.
Slide 4:
Visual depictions
of what the
"typical" family looks like now
. (i.e., how do you perceive or define the typical family, how does society perceive or define the typical family, etc.) You are welcomed to use a range of media resources.
Slide 5: A
narrative
discussing and analyzing the
individual factors
that have contributed to the changing family. (See your textbook. You may use external resources as well.)
Slide 6: A
narrative
discussing and analyzing the
systemic or structural factors
that have contributed to the changing family over time. (See your textbook. You may use external resources as well.)
Slide 7:
Conclusions
Slide 8:
Citations/Resources
.
EvolutionLets keep this discussion scientific! I do not want .docxturveycharlyn
"Evolution"
Let's keep this discussion scientific! I do not want to have a debate about anyone's religious views on this topic.
Please respond to one of the following discussion topics with a primary post of at least 125 words. Additionally, please make a substantive reply to a fellow student.
•
(1) Read the
article
by Marris (2014) on “How a few species are hacking climate change”. Based on this article, explain the difference between “phenotypic plasticity” and “genetic evolution”. When species change over time, how can we tell the difference between these two mechanisms?
.
Evolutionary Theory ApproachDiscuss your understanding of .docxturveycharlyn
Evolutionary Theory Approach
Discuss your understanding of the theory of evolution. Explain how the concept of natural selection might be applied to the development of personality
Genetic/biological Approach
Develop two goals for a client with ADHD using the genetic and biological theories of personality development. Explain how these goals utilize the genetic and/or biological theories.
Explain how Eysenck’s approach compares with the other theories related to genetic and biological aspects of personality development. What are the benefits of each of these theories?
.
Evolution or change over time occurs through the processes of natura.docxturveycharlyn
Evolution or change over time occurs through the processes of natural and sexual selection. In response to problems in our environment, we adapt both physically and psychologically to ensure our survival and reproduction. Sexual selection theory describes how evolution has shaped us to provide a mating advantage rather than just a survival advantage and occurs through two distinct pathways: intrasexual competition and intersexual selection. Gene selection theory, the modern explanation behind evolutionary biology, occurs through the desire for gene replication. Evolutionary psychology connects evolutionary principles with modern psychology and focuses primarily on psychological adaptations: changes in the way we think in order to improve our survival. Two major evolutionary psychological theories are described: Sexual strategies theory describes the psychology of human mating strategies and the ways in which women and men differ in those strategies. Error management theory describes the evolution of biases in the way we think about everything. Learning Objectives • Learn what “evolution” means. • Define the primary mechanisms by which evolution takes place. • Identify the two major classes of adaptations. • Define sexual selection and its two primary processes. • Define gene selection theory. • Understand psychological adaptations. • Identify the core premises of sexual strategies theory. • Identify the core premises of error management theory, and provide two empirical examples of adaptive cognitive biases. Introduction If you have ever been on a first date, you’re probably familiar with the anxiety of trying to figure out what clothes to wear or what perfume or cologne to put on. In fact, you may even consider flossing your teeth for the first time all year. When considering why you put in all this work, you probably recognize that you’re doing it to impress the other person. But how did you learn these particular behaviors? Where did you get the idea that a first date should be at a nice restaurant or someplace unique? It is possible that we have been taught these behaviors by observing others. It is also possible, however, that these behaviors— the fancy clothes, the expensive restaurant —are biologically programmed into us. That is, just as peacocks display their feathers to show how attractive they are, or some lizards do push-ups to show how strong they are, when we style our hair or bring a gift to a date, we’re trying to communicate to the other person: “Hey, I’m a good mate! Choose me! Choose me!" However, we all know that our ancestors hundreds of thousands of years ago weren’t driving sports cars or wearing designer clothes to attract mates. So how could someone ever say that such behaviors are “biologically programmed” into us? Well, even though our ancestors might not have been doing these specific actions, these behaviors are the result of the same driving force: the powerful influence of evolution. Yes, evolution—certain trait.
Evolution, Religion, and Intelligent DesignMany people mistakenl.docxturveycharlyn
Evolution, Religion, and Intelligent Design
Many people mistakenly believe that a belief in evolution precludes a belief in God or intelligent design; in other words, some people falsely think that one must be an atheist or agnostic to believe in evolution and the Big Bang. The Catholic Church is one example of a religious institution that has long held the view that evolution and the Big Bang explain ‘how we got here.’ Read the below article from the
Catholic Herald
, and then answer the following questions: Why do you think so many people are mistaken about the ability to believe in God as well as evolution and the Big Bang? Do you find anything problematic about combining religious and scientific explanations of the universe? Explain.
NB: In this discussion, students often misuse the word ‘theory’, saying things such as “the Big Bang/evolution are ‘just’ theories.” But to say this is a misuse of the word 'theory' as it applies to scientific theory. Many people misunderstand the word as it is used in the realm of science, thinking it to mean a guess, a hypothetical, untested idea. However, in science, 'theory' means something different. Please read the article below:
"Just a Theory": 7 Misused Science Words - Scientific American
Article from the
Catholic Herald
By Patrick Cusworth October 31, 2014
Pope Francis's comments on the Big Bang are not revolutionary. Catholic teaching has long professed the likelihood of human evolution
Perhaps it was inevitable that Pope Francis’ comments on the Church’s position on scientific theories such as the Big Bang and evolution would cause a stir. In his address to the Pontifical Academy of Sciences, the Pope cautioned against the image of God the creator as “a magician, with a magic wand”, arguing that belief in both theories around the beginnings of the universe and the birth of humankind are consistent with the Catholic faith.
“The Big Bang, which is today posited as the origin of the world, does not contradict the divine act of creation; rather, it requires it”, he stated. Similarly, he argued, “evolution of nature is not inconsistent with the notion of creation because evolution pre-supposes the creation of beings which evolve.”
Yet despite further murmurings that Pope Francis was beginning (yet another) revolution in Catholic doctrine, it must be pointed out – the Pope’s declaration on either theory has not broken with established Catholic belief in the slightest.
The Big Bang theory, originally hypothesised in 1927 by Jesuit priest and physicist Georges Lemaître, is based on the central proposition that the universe is continually expanding. As a preposition, the universe was originally contained within a single point, in a highly intense state of heat and density. As the universe began to expand it cooled, allowing the formation of subatomic particles, which began a series of physical cosmological processes, which led eventually to the known universe. While this has become the most co.
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Similar to TU 1Huayou TuInstructor Danielle SchleicherENGL 11215 Fe.docx
ENC 1102 THIS PAPER SPELLED OUT THE POSITION / TUTORIALOUTLET DOT COMalbert0055
ENC 1102 Author Note
This paper was prepared for English Composition 1, taught by Professor Heredia.
Are the High Prices of Attending to College in The United States Worth It? PAYING FOR COLLEGE 2
Abstract This paper spelled out the position of the millions of students that nowadays are struggling
because of the higher prices of attending to college in United Stated.
package chapter14;
import javafx.application.Application;
import javafx.geometry.Insets;
import javafx.scene.Scene;
import javafx.scene.control.Label;
import javafx.scene.layout.BorderPane;
import javafx.scene.layout.StackPane;
import javafx.stage.Stage;
import javafx.scene.control.Button;
import javafx.scene.control.TextField;
import javafx.scene.image.Image;
import javafx.scene.image.ImageView;
import javafx.scene.layout.GridPane;
public class ShowBorderPane extends Application {
@Override // Override the start method in the Application class
public void start(Stage primaryStage) {
// Create a border pane
BorderPane pane = new BorderPane();
// Place nodes in the pane
GridPane p1 = new GridPane();
p1.add(new Label("First Name:"), 0, 0);
p1.add(new TextField("Izzat"), 1, 0);
p1.add(new Label("Last Name:"), 2, 0);
p1.add(new TextField("Alsmadi"), 3, 0);
// p1.getChildren().addAll(new TextField(), new Label("MI:"));
// TextField tfMi = new TextField();
// tfMi.setPrefColumnCount(1);
// p1.getChildren().addAll(tfMi, new Label("Last Name:"),
// new TextField());
// p1.setStyle(STYLESHEET_MODENA);
pane.setTop(p1);
GridPane p2 = new GridPane();
p2.add(new Label("Major:"), 0, 0);
p2.add(new TextField("Software Engineering"), 0, 1);
pane.setRight(p2);
GridPane p3 = new GridPane();
p3.add(new Label("Hobbies.....:"), 0, 0);
p3.add(new Label(" Soccer"), 1, 0);
Image image3 = new Image("Soccer.jpg");
ImageView iv = new ImageView();
iv.setImage(image3);
iv.setFitWidth(150);
iv.setFitHeight(150);
p3.add(iv,1,1);
// p3.add(new ImageView(image3),1,1);
pane.setBottom(new CustomPane("Bottom"));
GridPane p4 = new GridPane();
//p3.add(new Label("Hobbies"), 1, 0);
p4.add(new Label(" Hiking"), 1, 0);
Image image4 = new Image("Hiking.jpg");
ImageView iv2 = new ImageView();
iv2.setImage(image4);
iv2.setFitWidth(50);
iv2.setFitHeight(150);
p4.add(iv2,1,1);
pane.setLeft(p4);
GridPane p5 = new GridPane();
p5.add(new Label(" Programming"), 1, 0);
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iv1.setFitWidth(150);
iv1.setFitHeight(50);
p5.add(iv1,1,1);
pane.setBottom(p5);
// pane.setBottom(new CustomPane("Left"));
pane.setCenter(p3);
// Create a scene and place it in the stage
Scene scene = new Scene(pane);
primaryStage.setTitle("My Home Page"); // Set the stage title
primaryStage.setScene(scene); // Place the scene in the stage
primaryStage.show(); // Display the stage
}
public static void main(String[] args) {
launch(args);
}
}
// Define a custom pane to hold a label in the center of the pane
class CustomPane extends StackPane {
public CustomPane(String title) {
getChildren().add(new Label(title));
setStyle("-fx-border-color: red");
setPadding(n.
6 facts you must know about student loans and college debtpauldylan06
Currently, there is a call for a more affordable college education, which makes sense. It comes on the heels of a recession that undercut the value of a college education. Even those with a college degree were not immune to the financial hit that the economy took and those still paying off their student loans were often left without the very job they had always assumed would pay off their educational debts. To know more facts about college loans visit http://www.theedadvocate.org/6-facts-you-must-know-about-student-loans-and-college-debt/
Families See College As An Essential Goal That Must Be Met Despite The Costsnoblex1
Borrowing by students and parents to pay for college has been one of the most commonly discussed and debated issues of national policy over the last two decades. Concerns about steadily increasing borrowing levels, have prompted a variety of policy proposals to ease the burden of college borrowing. Despite efforts to simplify and streamline student loan repayment, public knowledge about who borrows, how much is borrowed, and what students and their families think about borrowing is very limited. Much of what people know and think about student borrowing is framed by media reports, college student guides, and word-of-mouth. But how accurate those impressions are is virtually unknown.
To assess the current status of borrowing to pay for college on a national level, we prepared this comprehensive summary report. Our report seeks to add to public knowledge about college borrowing in several distinct ways. First, we present the most recent data available on national college borrowing trends. The analysis in this report focuses on borrowing trends in 2021-2022, and includes the most current estimates of borrowing levels and projections of total borrowing by the end of the decade. Data on the characteristics of those taking out student loans also comprise an important component of this analysis.
We also offer the results of a nationally representative survey of undergraduate students and families who borrow to pay for college. The survey was designed to assess the impact of student loan debt on family attitudes about college, major financial decisions, and the possible future ramifications of debt burden. This survey provides a snapshot of student and family views about college debt and paying for college. Profiles of student and family borrowers complete this package of information on college loan debt. These borrowers, who all currently have loans to pay for their education were interviewed at length to further illustrate how borrowing impacts American families in their pursuit of postsecondary education.
The combination of national data, survey responses, and profiles presents a complete picture of the situation facing students and families - both now and in the near future - as they attempt to finance what has become one of the most important, and most expensive, pieces of the American Dream: a college education. The overall findings suggest that while borrowing for college has exploded in the last five years, families are torn between their need to borrow and the burdens that these loans place on their present and future.
Our analysis of national data on borrowing revealed that changes in the federal student loan programs have had a dramatic impact on borrowing for college.
Source: https://ebookschoice.com/families-see-college-as-an-essential-goal-that-must-be-met-despite-the-costs/
topicStudents debts in the United States are a sort of finan.docxedwardmarivel
topic
Students debts in the United States are a sort of financial support that has to be payback, in contrary to other kind of financial support like as scholarships and releases. Student debts contribute big role in U.S. higher studies . Around 20 million Americans join college every year. Out of that 20 million, nearly 20 million or 60 % take debt annually to support cover costs. In Europe, advance education is in addition subsidized for learners and financially aided by government. In fraction of Asia and Latin America maximum after secondary education is yet private with small financial support by the governments. Whatsover, in the U.S. many of college is financially aided by learners and their relatives with government bodies being financially aided in fraction by state and localized taxation, and combined private with public bodies through extra rewards from social welfare and students.
The interest rate currently is 3.4 percent p.a, wherein debates are in to increase same to 6.8 percent p.a, which seems to be the exactly double of the current interest rates.
The argument is that forgiveness of students loans will stimulate job growth and overall economy growth and will lead more people to get an education. But, it will never be an investment for collective growth as a country.
Every week, new petitions popups emerge urging the government to forgive all students debts.
The theory is simple, if we provide one time bailout of students loan debts, it in a way would stimulate the upliftment of sluggish economy.
After all, college graduates are the people, who are required by the society to do things like improve business, purchase homes, and cars, make discoveries , invent new things, initiate new ideas, have families, have kids and people burdened with loans do not likely make such investment of take such initiatives.
Thus unburdening them will improve the housing market commodity market, stock market and would eventually result in overall economic growth.
With the acceptance of this proposal by the president , millions of people in America , would all of a sudden have hundreds , in some cases, thousands of dollars in their pockets to invest in various industries and contribute to the overall improvement of economy.
Education loan has become the latest financial crisis in USA and if nothing is done absolutely , then the entire economy will eventually come slugging down again, as it happened earlier when coming loan is we pop up.
Those who are burdened with student loan debts, do not even think of making any investments etc, wherein we desperate people to indulge into activities which would help us pull ourselves out of the giant hole created .
This particular reasoning may sound to be very expensive but same was the condition with the banks and auto bailouts and the thinking goes as bankers and auto maker like “fat cats” get a forgiveness, why not students?
A better approach to this problem would to this problem would be that the loan ...
Annotated Bibliography
What can be done to handle the student loan debt situation more effectively?
Akers, B. (2013). The Next Steps: Building a Reimagined System of Student Aid. Brown Center for Education Policy at Brookings. Retrieved from: https://www.brookings.edu/wp-content/uploads/2016/06/The-Next-Steps_Beth-Akers.pdf
According to Akers, higher education cost is quite unaffordable for most of the students. The quality of student aid is also low. This results in students taking more and more loans. This article suggests several ways in which we can handle the student loan debts by first coming up with a bill which will help to increase the requirements for a person to receive the higher education loan, which will discourage irregular applications for student loans, which is misused in most of the circumstances. He also suggests an increase in student grants and also increasing the amount of student financial aid. This will help the students to receive more money from donations and the financial aid instead of having to take the loans which they will need to pay in the future, after their education.
Akers, B., & Chingos, M. M. (2018). Game of loans: The rhetoric and reality of student debt (Vol. 101). Princeton University Press. Retrieved from: https://books.google.co.ke/books?hl=en&lr=&id=o3OYDwAAQBAJ&oi=fnd&pg=PP7&dq=We%E2%80%99re+thinking+about+the+student+debt+crisis+all+wrong&ots=vDX2oIDYcL&sig=xdbiQpnw6pCHSJfGHYTNfW7Uz08&redir_esc=y#v=onepage&q&f=false
In this article, Akers presents a different aspect of student loans, which is also a critical point in finding a way of dealing with student loans. Some of the students take loans to finance their education, but instead of paying for their fees, they misuse the money in other aspects of their college life. Others use some portion of the money to pay the fee and utilize the rest of the money in different dimensions. Akers thus suggests the use of better mechanisms to mitigate the misuse of student loans. This will either direct the funds taken for loans to finance higher education directly to the college accounts or follow up on the way the students use the loans that they take in the interest of financing their higher education.
Cunningham, A. F., & Santiago, D. A. (2008). Student aversion to borrowing: Who borrows and who doesn't. Institute for Higher Education Policy. Retrieved from: https://eric.ed.gov/?id=ED503684
This article by Cunningham presents the issues that have resulted in increased student loan debts. The article cites the increased cost of college education and how it has led to increased borrowing of money by the students to finance it as well as low student aid. The article also suggests ways by which the student loan debt can be reduced in subsequent years by increasing the financial literacy of these students before they take the loans as most of them do not have relevant skills concerning loans. The government is also given the suggestion of ...
Screenplay Written by Yongyi CaiFADE INEXT. RAI.docxjeffsrosalyn
Screenplay
Written by Yongyi Cai
FADE IN:
EXT. RAILWAY TERMINAL – DAY
Approaching the plane of focus is JANE. She walks towards me.
A white man with grey hair approaches in a t-shirt, slippers,
and jeans. A businessman approaches Jane in a black suit, he
seems to be walking in the direction of those boarding the
train to leave. The businesses bump into each other and
suddenly they hear two gunshots in the air.
DISSOLVE TO:
JANE
Hope you are okay. May you, in any
case, be aware of what is
happening?
They are both lying down on the floor. The businessman seems
to be in so much fear. They both place the bags they had on
their hands on the floor. The bags are both alike
BUSINESSMAN
(In a trembling voice)
Yes am fine, I have no idea of what
is happening. I am so afraid I
didn't expect such an incident to
happen.
MAN
You can all rise, sorry for the
scare. We thought that we had been
attacked but were wrong. Sorry for
the inconvenience.
JANE CONFUSES AND PICKS THE BUSINESSMAN’S BAG
She walks towards the terminus exit. Was that incident a
confusion? What was the agenda of that incident? The Man
seemed not to be sure of what he was reporting. I am not
fully convinced; I have to research on that.
BUSINESSMAN NOTICES THAT THE BAG THAT HE HAS DOES NOT BELONG
TO HIM
He runs towards the direction o f Jane.
BUSINESSMAN
Hey, lady! Is this your bag?
JANE HEARS A MAN CALLING
2.
she looks behind and sees the man. She looks at the content
in the bag an confirms that she has the man’s ag.
JANE
Oh sorry, I mistook my bag with
yours.
BUSINESSMAN
Its ok, I understand.
Yettke 2
Cassandra Yettke
Lara Alvarenga
English 1301
27 July 2019
Research Project
Student Loan College debt is the highest in history. The increase in the number of people applying for loans, unemployment, and tough economic times have seen the student loan college debt increase over the years. There is a big difference between the rate at which loans are being disbursed and the rate at which loans are being repaid by the students, which explains the rise in the debt over the years. Student loan debt is rising to 1.5 trillion nationwide. The highest it has ever been in history. An increasing amount of student loans are starting to out-price the tuition itself. In order to improve graduate success after graduation which also correlates to an improved economy, student loan debt should be reduced or eliminated
Student Loan Increasing Interest is furthering put students in debt. When joining college, many students apply for a loan in order to pay their tuition fees and to meet their basic needs. The Federal government started disbursing student loans in 1965, a move that was seen as an incentive for students to further their studies. Despite the effectiveness in disbursing the loans to the students, the debt to the students is becoming increasingly high over the years. As of 2019, the average student loan total debt in the US is $28,000. Law school, Medica.
Similar to TU 1Huayou TuInstructor Danielle SchleicherENGL 11215 Fe.docx (12)
Exam #3 ReviewChapter 10· Balance of payment statements · .docxturveycharlyn
Exam #3 Review:
Chapter 10:
· Balance of payment statements
· Know all the components of the balance of payment statements
· Balance of international indebtedness
· Know the debit and credit transactions of the balance of payments.
· Which is debit and which one is credit
· What determine the US balance of trade
· Essay: How do we measure international investment position of the US?
· Essay: How did the US become the net debtor so quickly?
Chapter 11:
· What happened to the international merchandise transactions (trade) if the US dollar is appreciated or depreciated against other currencies?
· What depreciation is and what appreciation is?
· Know the differences between the spot market and the forward market?
· What is spot market
· What is forward market
· How do you prevent the loss and remove the risks of a foreign currency transaction?
· Essay: How do you trade on the future market?
· Essay: Differences of trading between in the future market and the forward market?
Chapter 15:
· Study Manage floating exchange rate system.
· What happens to the US dollar if the inflation of the US and inflation in a foreign country are different?
· Which exchange rate system does not require monetary reserves?
· Under the floating exchange rate system, if import and exports increase or falls, what happens to the dollar value?
· What happens to the balance of trade when the currency is appreciated or depreciated?
· Essay: difference between current pect and adjustable pect exchange rate.
Bonus question about the video that wi will finished on monday.
ECO-358: Assignment 4, Article Analysis
1. Please read the attached article several times and highlight its main points and/or arguments. If you need additional research to write your analysis of this article, please do so and cite your sources appropriately and make up a reference page at the end of your assignment to list sources (APA format is required).
2. Choose 7 concepts and/or theories from our textbook to use as guidance and foundation to analyze the article. These concepts and theories can be from any chapter of the textbook. You should choose concepts and theories that are broad/big/important enough so you can write a lot about them with information from the article. Simple definitions don’t have much to write, don’t choose them.
3. Your paper must include an article summary (very short one, just 1 paragraph), a body, and a brief conclusion. Please show me how the article contents relate to the concepts/theories you choose or vice versa. Each concept/theory has to be underlined and also has textbook page number reference on your paper. The minimum length is 5 double space pages, excluding title and reference pages.
4. Your paper has to be in APA format and style. Visit Doane College writing center, or read APA guide posted on BB for guidance on APA writing. There are many requirements on APA format. Here are some most basic and essential ones you must have on your paper: cover page,.
eworkMarket45135.0 (441)adminNew bid from Madam Cathy.docxturveycharlyn
ework
Market
45
13
5.0
(441)
admin
New bid from Madam Cathy
here is my bid
admin
TJ2021 accepted the bid and paid the down payment
Im about to post the second one
okay dear
Do you know how to do power point videos
the powerpoint document or videos?
Let me see. One min
okaydear
Prior to beginning work on this video presentation, read Fourth Amendment: Search and Seizure (Links to an external site.), The Difference Between the 5th and 6th Amendment Right to Counsel (Links to an external site.), Probable Cause and Reasonable Suspicion (Links to an external site.), Saul Ornelas and Ismael Ornelas Ledesma, Petitioners v. United States (Links to an external site.), and Pre-Trial Motions (Links to an external site.). The fourth, fifth and sixth amendments are the most important of the Bill of Rights which affect criminal law, prosecutions, and defenses in the United States. Consider the protections against unreasonable searches and seizures, the right to remain silent, the right to due process, the right to counsel, and the right to a speedy trial as the “Holy Grail” of constitutional protections for those accused of a crime. Part 1: Your PowerPoint (or equivalent) presentation: If your last name begins with the letters A through G (fourth amendment). Create a five- to eight-slide PowerPoint explaining the fourth amendment. Additionally, provide 50 to 75 words of explanations for each of your PowerPoint slides in the discussion area, just as you would present an oral presentation explaining the slides on the topics listed. In your PowerPoint slides and discussions, List the requirements of the fourth amendment. Define the key term warrant, and provide exceptions to the warrant requirement. Examine what the remedy is for a defendant when a motion granted to suppress is granted for a fourth amendment violation. In all presentations, support your observations using a minimum of two scholarly and/or credible sources either from the required readings this week or from independent research that you conduct in the University of Arizona Global Campus Library or online, and properly cite any references. Making your PowerPoint (or equivalent) Presentation You may wish to include visual enhancements in your presentation. These may include appropriate images, a consistent font, appropriate animations, and transitions from content piece-to-content piece and slide-to-slide. (Images should be cited in APA format as outlined by the University of Arizona Global Campus Writing Center’s Tables, Images, & Appendices (Links to an external site.) resource.) The Where to Get Free (and Legal) Images (Links to an external site.) guide provides assistance with accessing freely available public domain and/or Creative Commons licensed images. It is recommended that you access the University of Arizona Global Campus Writing Center’s How to Make a PowerPoint Presentation (Links to an external site.) and Simple Rules for Better PowerPoint Presentations (Links to an external site.
Evolving Technology Please respond to the following Analyze t.docxturveycharlyn
"Evolving Technology"
Please respond to the following:
Analyze the various technological improvements over the last 100 years and determine which has been the most significant for both guests and hotel owners. Explain your rationale.
Determine how evolving communications technology (i.e., cell phones and Wi-Fi) has changed guest expectations regarding communications, as well as how the lodging industry should respond.
WRITE MINUMUM 4 SENTENCES FOR EACH PARAPGRAPH. PROVIDE ORGINAL WORK. WRITE THEM ON YOUR OWN WORDS. GONNA USE TURNITIN TO CHECK PLAGARISIM. TYPE EACH QUESTION BEFORE ANSWER THEM.
.
Evolving Health Care Environment and Political ActivismRead and .docxturveycharlyn
Evolving Health Care Environment and Political Activism
Read and watch the lecture resources & materials below early in the week to help you respond to the discussion questions and to complete your assignment(s).
(Note: The citations below are provided for your research convenience. Students should always cross reference the current APA guide for correct styling of citations and references in their academic work.)
Read
Black, B. P. (2017). Chapter 14 and 15
Online Materials & Resources
Lucas, A. & Ward, C. W. (2016). Using social media to increase engagement in nursing organizations. Nursing, 46(6), 47-49.
Johnson, J. E. & Billingsley, M. (2014). Convergence: How nursing unions and Magnet are advancing nursing. Nursing Forum, 49(4), 225-232
Berg, J. G. & Dickow, M. (2014). Nurse role exploration project: The Affordable Care Act and new nursing roles. Nurse Leader, 12(5), 40-44
Vincent, D. & Reed, P. G. (2014). Affordable Care Act: Overview and implications for advancing nursing. Nursing Science Quarterly, 27(4), 254-259.
QUESTION
What are your thoughts about the debate regarding whether health care is a right or a privilege? How has the changing health care environment impacted your practice?
Submission Instructions:
Your initial post should be at least 500 words, formatted and cited in current APA style with support from at least 2 academic sources.
Your assignment will be graded according to the grading rubric.
.
Evolving Families PresentationPrepare a PowerPoint presentatio.docxturveycharlyn
Evolving Families Presentation
Prepare a PowerPoint presentation to explore how families have changed over time. Be sure to include the contributors to the various changes. The presentation should consist of at least eight (not to exceed 10) slides as described below:
Slide 1: Introduction
Slide 2: A
narrative
discussing
how the family has changed
over time? Explicitly note what changes have occurred.
Slide 3:
Visual depictions
of what the
"typical" family used to look like
. You are welcomed to use a range of media resources.
Slide 4:
Visual depictions
of what the
"typical" family looks like now
. (i.e., how do you perceive or define the typical family, how does society perceive or define the typical family, etc.) You are welcomed to use a range of media resources.
Slide 5: A
narrative
discussing and analyzing the
individual factors
that have contributed to the changing family. (See your textbook. You may use external resources as well.)
Slide 6: A
narrative
discussing and analyzing the
systemic or structural factors
that have contributed to the changing family over time. (See your textbook. You may use external resources as well.)
Slide 7:
Conclusions
Slide 8:
Citations/Resources
.
EvolutionLets keep this discussion scientific! I do not want .docxturveycharlyn
"Evolution"
Let's keep this discussion scientific! I do not want to have a debate about anyone's religious views on this topic.
Please respond to one of the following discussion topics with a primary post of at least 125 words. Additionally, please make a substantive reply to a fellow student.
•
(1) Read the
article
by Marris (2014) on “How a few species are hacking climate change”. Based on this article, explain the difference between “phenotypic plasticity” and “genetic evolution”. When species change over time, how can we tell the difference between these two mechanisms?
.
Evolutionary Theory ApproachDiscuss your understanding of .docxturveycharlyn
Evolutionary Theory Approach
Discuss your understanding of the theory of evolution. Explain how the concept of natural selection might be applied to the development of personality
Genetic/biological Approach
Develop two goals for a client with ADHD using the genetic and biological theories of personality development. Explain how these goals utilize the genetic and/or biological theories.
Explain how Eysenck’s approach compares with the other theories related to genetic and biological aspects of personality development. What are the benefits of each of these theories?
.
Evolution or change over time occurs through the processes of natura.docxturveycharlyn
Evolution or change over time occurs through the processes of natural and sexual selection. In response to problems in our environment, we adapt both physically and psychologically to ensure our survival and reproduction. Sexual selection theory describes how evolution has shaped us to provide a mating advantage rather than just a survival advantage and occurs through two distinct pathways: intrasexual competition and intersexual selection. Gene selection theory, the modern explanation behind evolutionary biology, occurs through the desire for gene replication. Evolutionary psychology connects evolutionary principles with modern psychology and focuses primarily on psychological adaptations: changes in the way we think in order to improve our survival. Two major evolutionary psychological theories are described: Sexual strategies theory describes the psychology of human mating strategies and the ways in which women and men differ in those strategies. Error management theory describes the evolution of biases in the way we think about everything. Learning Objectives • Learn what “evolution” means. • Define the primary mechanisms by which evolution takes place. • Identify the two major classes of adaptations. • Define sexual selection and its two primary processes. • Define gene selection theory. • Understand psychological adaptations. • Identify the core premises of sexual strategies theory. • Identify the core premises of error management theory, and provide two empirical examples of adaptive cognitive biases. Introduction If you have ever been on a first date, you’re probably familiar with the anxiety of trying to figure out what clothes to wear or what perfume or cologne to put on. In fact, you may even consider flossing your teeth for the first time all year. When considering why you put in all this work, you probably recognize that you’re doing it to impress the other person. But how did you learn these particular behaviors? Where did you get the idea that a first date should be at a nice restaurant or someplace unique? It is possible that we have been taught these behaviors by observing others. It is also possible, however, that these behaviors— the fancy clothes, the expensive restaurant —are biologically programmed into us. That is, just as peacocks display their feathers to show how attractive they are, or some lizards do push-ups to show how strong they are, when we style our hair or bring a gift to a date, we’re trying to communicate to the other person: “Hey, I’m a good mate! Choose me! Choose me!" However, we all know that our ancestors hundreds of thousands of years ago weren’t driving sports cars or wearing designer clothes to attract mates. So how could someone ever say that such behaviors are “biologically programmed” into us? Well, even though our ancestors might not have been doing these specific actions, these behaviors are the result of the same driving force: the powerful influence of evolution. Yes, evolution—certain trait.
Evolution, Religion, and Intelligent DesignMany people mistakenl.docxturveycharlyn
Evolution, Religion, and Intelligent Design
Many people mistakenly believe that a belief in evolution precludes a belief in God or intelligent design; in other words, some people falsely think that one must be an atheist or agnostic to believe in evolution and the Big Bang. The Catholic Church is one example of a religious institution that has long held the view that evolution and the Big Bang explain ‘how we got here.’ Read the below article from the
Catholic Herald
, and then answer the following questions: Why do you think so many people are mistaken about the ability to believe in God as well as evolution and the Big Bang? Do you find anything problematic about combining religious and scientific explanations of the universe? Explain.
NB: In this discussion, students often misuse the word ‘theory’, saying things such as “the Big Bang/evolution are ‘just’ theories.” But to say this is a misuse of the word 'theory' as it applies to scientific theory. Many people misunderstand the word as it is used in the realm of science, thinking it to mean a guess, a hypothetical, untested idea. However, in science, 'theory' means something different. Please read the article below:
"Just a Theory": 7 Misused Science Words - Scientific American
Article from the
Catholic Herald
By Patrick Cusworth October 31, 2014
Pope Francis's comments on the Big Bang are not revolutionary. Catholic teaching has long professed the likelihood of human evolution
Perhaps it was inevitable that Pope Francis’ comments on the Church’s position on scientific theories such as the Big Bang and evolution would cause a stir. In his address to the Pontifical Academy of Sciences, the Pope cautioned against the image of God the creator as “a magician, with a magic wand”, arguing that belief in both theories around the beginnings of the universe and the birth of humankind are consistent with the Catholic faith.
“The Big Bang, which is today posited as the origin of the world, does not contradict the divine act of creation; rather, it requires it”, he stated. Similarly, he argued, “evolution of nature is not inconsistent with the notion of creation because evolution pre-supposes the creation of beings which evolve.”
Yet despite further murmurings that Pope Francis was beginning (yet another) revolution in Catholic doctrine, it must be pointed out – the Pope’s declaration on either theory has not broken with established Catholic belief in the slightest.
The Big Bang theory, originally hypothesised in 1927 by Jesuit priest and physicist Georges Lemaître, is based on the central proposition that the universe is continually expanding. As a preposition, the universe was originally contained within a single point, in a highly intense state of heat and density. As the universe began to expand it cooled, allowing the formation of subatomic particles, which began a series of physical cosmological processes, which led eventually to the known universe. While this has become the most co.
Evolution and Its ProcessesFigure 1 Diversity of Life on Eart.docxturveycharlyn
Evolution and Its Processes
Figure 1: Diversity of Life on Earth
The diversity of life on Earth is the result of evolution, a continuous process that is still occurring.
“wolf”: modification of work by Gary Kramer, USFWS; “coral”: modification of work by William Harrigan, NOAA; “river”: modification of work by Vojtěch Dostál; “protozoa”: modification of work by Sharon Franklin, Stephen Ausmus, USDA ARS; “fish” modification of work by Christian Mehlführer; “mushroom”, “bee”: modification of work by Cory Zanker; “tree”: modification of work by Joseph Kranak
Chapter Outline
1. Discovering How Populations Change
2. Mechanisms of Evolution
3. Evidence of Evolution
4. Speciation
5. Common Misconceptions about Evolution
Introduction
All species of living organisms—from the bacteria on our skin, to the trees in our yards, to the birds outside—evolved at some point from a different species. Although it may seem that living things today stay much the same from generation to generation, that is not the case: evolution is ongoing. Evolution is the process through which the characteristics of species change and through which new species arise.
The theory of evolution is the unifying theory of biology, meaning it is the framework within which biologists ask questions about the living world. Its power is that it provides direction for predictions about living things that are borne out in experiment after experiment. The Ukrainian-born American geneticist Theodosius Dobzhansky famously wrote that "nothing makes sense in biology except in the light of evolution" (Dobzhansky 1964, 449). He meant that the principle that all life has evolved and diversified from a common ancestor is the foundation from which we understand all other questions in biology. This chapter will explain some of the mechanisms for evolutionary change and the kinds of questions that biologists can and have answered using evolutionary theory.
Discovering How Populations Change
By the end of this section, you will bbe able to:
· Explain how Darwin’s theory of evolution differed from the current view at the time.
· Describe how the present-day theory of evolution was developed.
· Describe how population genetics is used to study the evolution of populations
The theory of evolution by natural selection describes a mechanism for species change over time. That species change had been suggested and debated well before Darwin. The view that species were static and unchanging was grounded in the writings of Plato, yet there were also ancient Greeks that expressed evolutionary ideas.
In the eighteenth century, ideas about the evolution of animals were reintroduced by the naturalist Georges-Louis Leclerc, Comte de Buffon and even by Charles Darwin’s grandfather, Erasmus Darwin. During this time, it was also accepted that there were extinct species. At the same time, James Hutton, the Scottish naturalist, proposed that geological change occurred gradually by the accumulation of small changes from pr.
Evolution in Animals and Population of HumansHumans belong t.docxturveycharlyn
"Evolution in Animals and Population of Humans"
Humans belong to the genus Homo and chimpanzees to the genus Pan, yet studies of primate genes show that chimpanzees and humans are more closely related to one another than each is to any other animals. In light of this result, some researchers suggest that chimpanzees should be renamed as members of the genus Homo. Discuss at least three (3) practical, scientific, and / or ethical issues that might be raised by such a change in naming.
.
Evolution of Seoul City in South KoreaHow the City changed s.docxturveycharlyn
Evolution of Seoul City in South Korea
How the City changed since it was first created. Describe the changes over time up to the present day.
Note
: Insert Citations at the final slide
include pictures of city (not the people in the city)
and you should have enough information ( only takes about the city, Don't talk about the people)!!!!
6 slides
.
evise your own definition of homegrown terrorism. Then using t.docxturveycharlyn
evise your own definition of homegrown terrorism. Then using the e-Activity, provide one example of what you believe to be a specific homegrown terrorist attack that occurred in the United States. Provide a rationale for your response.
There are many agencies, including private security, directly involved in defending against homegrown terrorism that are not part of the Department of Homeland Security (DHS). Examine at least three agencies that are not part of the DHS but play a direct role in homeland security. Hypothesize the key reasons why you believe these three agencies are not part of the DHS. Justify your response.
.
eview the Paraphrasing tutorial here (Links to an external sit.docxturveycharlyn
eview the Paraphrasing tutorial
here (Links to an external site.)
. There's also a helpful video
here (Links to an external site.)
.
Directions
: Paraphrase the quote below by putting into your own words
"I am most willing to answer all questions about myself. I have nothing to hide from your committee and there is nothing in my life of which I am ashamed. I have been advised by counsel that under the fifth amendment I have a constitutional privilege to decline to answer any questions about my political opinions, activities, and associations, on the grounds of self-incrimination. I do not wish to claim this privilege. I am ready and willing to testify before the representatives of our Government as to my own opinions and my own actions, regardless of any risks or consequences to myself."
Excerpt from Lillian Hellman,
Letter to HUAC (Links to an external site.)
, May 19, 1952.
you need to put this in your own words. So, take it out of the quote. Don't forget to cite!
Type your answer into the text box below.
.
Evidenced-Based Practice- Sample Selection and Application .docxturveycharlyn
Evidenced-Based Practice- Sample Selection and Application
Description: Professional nursing practice is grounded in the translation of current evidence
into practice.
Course Competencies: 1) Examine the relationships among theory, practice, and research. 2)
Interpret research findings using the elements of the research process. 5) Evaluate data from
relevant sources, including technology, to inform the delivery of care to culturally and
ethnically diverse populations. 6) Collaborate with health team members to collect, interpret,
synthesize and disseminate evidence to improve patient outcomes in complex health care
environments.
QSEN Competency: 3) Evidence-Based Practice
BSN Essential III
Area Gold
Mastery
Silver
Proficient
Bronze
Acceptable
Acceptable
Mastery not
Demonstrated
Fully detail how
the research
process is
sampling
dependent.
Describes
neighborhoods
that reflect the
best fit for 1-
Geriatrics 2-
South East Asians
3- Poverty 4-
Pediatrics
Fully details how
the research
process is
sampling
dependent.
Describes
neighborhoods
that reflect the
best fit for 1-
Geriatrics 2-
South East Asians
3- Poverty 4-
Pediatrics
Describes how
research and
sampling affect
generalizability of
findings but does
not identify
specific
populations in
Sentinel City®
Superficially
describes
sampling but does
not connect to
generalizability of
research findings
to practice
Identifies
populations of
interest but does
not relate to
research
applicability
Fully detail, with
specific
example(s), inter-
professional
evidence-based
practice guidelines
and states
outcomes specific
to one area of
choosing 1-
Geriatrics 2-
South East Asians
3- Poverty 4-
Pediatrics
Fully details, with
specific
example(s), inter-
professional
evidence-based
practice guidelines
and states
outcomes specific
to one area of
choosing 1-
Geriatrics 2-
South East Asians
3- Poverty 4-
Pediatrics
Describes, with
specific
example(s) inter
professional
evidence-based
practice guidelines
but does not
develop outcomes
specific to a
population
Superficially
describes with
what evidence-
based practice
guidelines are
available but does
not address
interprofessional
nature or
outcomes
Provides
suggestions to
improve care for
population but
provides no
research/evidence
to support
APA, Grammar,
Spelling, and
Punctuation
No errors in APA,
Spelling, and
Punctuation.
One to three errors
in APA, Spelling,
and Punctuation.
Four to six errors
in APA, Spelling,
and Punctuation.
Seven or more
errors in APA,
Spelling, and
Punctuation.
References Provides two or
more references.
Provides two
references.
Provides one
references.
Provides no
references.
Include a PICO
model that clearly
labels specific
.
Evidenced-Based Practice- Evaluating a Quantitative Research S.docxturveycharlyn
Evidenced-Based Practice- Evaluating a Quantitative Research Study
Description: The baccalaureate graduate nurse will demonstrate an understanding of the basic
elements of the research process and models for applying evidence to clinical practice.
Course Competencies: 1) Examine the relationships among theory, practice, and research. 2)
Interpret research findings using the elements of the research process. 3) Differentiate between
ethical and legal precepts that guide research conduct and protect human subjects. 4) Integrate
reliable evidence from multiple ways of knowing, to inform practice and make clinical
judgments. 5) Evaluate data from relevant sources, including technology, to inform the delivery
of care to culturally and ethnically diverse populations. 6) Collaborate with health team
members to collect, interpret, synthesize and disseminate evidence to improve patient outcomes
in complex health care environments.
QSEN Competency: 3) Evidence-Based Practice
BSN Essential III
Area Gold
Mastery
Silver
Proficient
Bronze
Acceptable
Acceptable
Mastery not
Demonstrated
Evaluates
research design
of study using all
of the
components of
the evaluation
checklists in
Houser 2018, p.
345
Evaluates
research design
of study using all
of the
components of
the evaluation
checklists in
Houser 2018, p.
345
Evaluates
research design
of study using
(75%)
components of
the evaluation
checklists in
Houser (2018).
Evaluates
research design
of study using
some (50% or
less) components
of the evaluation
checklists in
Houser (2018).
Does not address
section
Evaluates
methods/procedu
re, and results of
the study using
all of the
components of
the evaluation
checklist in
Houser 2018,
p.377
Evaluates
methods/procedu
re, and results of
the study using
all of the
components of
the evaluation
checklist in
Houser 2018,
p.377
Evaluates
methods/procedu
res and results of
the study using
(75%)
components of
the evaluation
checklists in
Houser (2018).
Evaluates
methods/procedu
res and results of
the study using
some (50% or
less) components
of the evaluation
checklists in
Houser (2018).
Does not address
section
Discusses the
importance of
research, how the
study contributes
to EBP and
applicability of
the specific study
to clinical
practice
Discusses the
importance of
research, how the
study contributes
to EBP and
applicability of
the specific study
to clinical
practice
Discusses the
importance of
research and how
the study may
contribute to
EBP in general
but not how the
specific study
contributes to
current clinical
practice.
Provides simple
definitions of
research and
evidence but
does not delve
into the
relationship
among research,
evidence-based
practice and
Does not address
section
impr.
eview the Captain Edith Strong case study in Ch. 6 of Organi.docxturveycharlyn
eview
the Captain Edith Strong case study in Ch. 6 of
Organizational Behavior and Management in Law Enforcement
.
Answer
the questions in column one.
This is not an opinion paper, SO DO NOT USE FIRST OR SECOND PERSON;
your answers should be supported with the textbook readings and outside research; you need a minimum of two references and citations.
Format
your references consistent with APA guidelines.
.
Evidenced based practice In this writing, locate an article pert.docxturveycharlyn
Evidenced based practice
In this writing, locate an article pertaining to the topic below. Choose your article wisely, because you will be incorporating the article into all three of your writing assignments this session. In this writing, please discuss how this (one) article will be beneficial to your assigned topic. (The article should be a research conducted in United states.) Also state what you will be focusing on.
Topic: Preventing Healthcare Associated Infections.
This should be a page. Do not use direct quotes, but paraphrase. Also, cite the article you chose in APA 6th edition format.
Research Design: Observational
and Correlational Studies
Video Title: Research Design: Observational and Correlational Studies
Originally Published: 2011
Publishing Company: SAGE Publications, Inc
City: Thousand Oaks, USA
ISBN: 9781483397108
DOI: https://dx.doi.org/10.4135/9781483397108
(c) SAGE Publications, Inc., 2011
This PDF has been generated from SAGE Research Methods.
https://dx.doi.org/10.4135/9781483397108
NARRATOR: Research Design-- Observational and Correlational Studies. Since the moment you
were born, you've been exploring the world around you. In a sense, you've been conducting research.
You've noticed the ways people interact with each other, the relative sizes of objects,
NARRATOR [continued]: and how the colors of nature change with the seasons. Each of us is an
amateur researcher, observing, analyzing, and drawing conclusions about everything we see. In order
to conduct a more formal study whose conclusions you can share with others, you need to apply
scientific methods to your research.
NARRATOR [continued]: Knowing about scientific research methods will also help you understand,
interpret, and be more analytical in your thinking about studies you read about in textbooks, journals,
newspapers, or online. To make sure your research is as strong as possible, let's talk about designing
your study and interpreting your results.
NARRATOR [continued]: Specifically, we'll focus on some overarching types of research studies,
when to use an observational design, along with some advantages and disadvantages, two different
types of observational design, those that you conduct in the field and those that you conduct in a
laboratory,
NARRATOR [continued]: analyzing data from an observational study, including some statistical
methods, when to use a correlational design, along with some advantages and disadvantages, how
to design and implement one, and analyzing data from a correlational study.
NARRATOR [continued]: Before we begin to explore research designs, it is important to understand
the terms "variable" and "construct." These terms are used interchangeably and are found throughout
scientific literature.
NICOLE CAIN: A "construct," which can also be called a "variable," is a topic of interest that varies
from person to person. Some examples of constructs that researchers .
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
This is a presentation by Dada Robert in a Your Skill Boost masterclass organised by the Excellence Foundation for South Sudan (EFSS) on Saturday, the 25th and Sunday, the 26th of May 2024.
He discussed the concept of quality improvement, emphasizing its applicability to various aspects of life, including personal, project, and program improvements. He defined quality as doing the right thing at the right time in the right way to achieve the best possible results and discussed the concept of the "gap" between what we know and what we do, and how this gap represents the areas we need to improve. He explained the scientific approach to quality improvement, which involves systematic performance analysis, testing and learning, and implementing change ideas. He also highlighted the importance of client focus and a team approach to quality improvement.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
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TU 1Huayou TuInstructor Danielle SchleicherENGL 11215 Fe.docx
1. TU 1
Huayou Tu
Instructor Danielle Schleicher
ENGL 112
15 February 2016
The economic impact of student loans
A good education is one of the hallmarks of a thriving
country, children get fundamental knowledge all through their
childhood, and when they are old enough, they move on to
universities and colleges where they get to specialize and
prepare themselves for their careers. Over the last two decades,
the economic conditions in the United States of America have
tended to favor job seekers who have gone through a college
education. Increasingly, the path to the American dream lay
though varsities (Avery and Turner). As increasing numbers of
young people are choosing to further their education post high
school, the costs of attending four-year colleges have soared; it
is becoming increasingly impossible to attend these institutions
without the help of student loans. At the end of 2015 Americans
owed 1.2 trillion dollars in student debt, this significant amount
has the potential to affect the American economy in subtle
ways. The increase in college education leads to a
corresponding increase in student loans this negatively affects
the economy (Akers and Chingos).
Increasing numbers of economists and education
stakeholders are alarmed at the rate in which the cumulative
amount of student debt is growing in America. Most people in
analyzing the situation, are prone to comparing the current
generation of students with the generation of students in the 70'
and 80,s, back then, it was possible to attend school and work
part-time to afford education. The ability to go to college and
not be saddled with debt afterwards affords one certain
2. liberties, young people could afford to buy homes and have
children (Brown, Haughwout and Scally). Most people
observing current educational trends are worried that the
increasing amounts student debt holds young people from
participating in the activities of their parents. These activities
include buying homes and building families. This generational
change is evident throughout the United States of America
where home ownership has fallen to the lowest amount in the
last fifty years.
In the student loan debate, three prominent positions are
most pertinent. The first argument is that student loans leave
many people saddled with debt long after they have graduated
from college; many students face the bleak future of spending
their whole lives paying back student loans. The second
pertinent argument is that the massive amounts of debt that
many students leave college with make them unable to advance
their lives adequately because of the bad credit rating that their
student loans give them. Young people cannot afford to take out
loans to start businesses, buy vehicles, or even purchase homes.
While these activities were typical for the generation of
students that graduated before the 90's, they are not possible for
the current generation of students (Rothstein and Rouse). The
third argument in the student loan debate is that the vast
amounts of debt that students have hold them back from
participating adequately in the economy.
In the United States of America, the average amount of
student loan is $28000 per person. The average amount of
student loans for recent graduates is $34000, for most current
graduates this money takes a long time to repay (Shen and
Ziderman). Most young graduates are coming to the realization
that they will spend a significant portion of their adult life
paying student loans. Ever since the 2008 subprime mortgage
crisis, the salaries for entry-level jobs in the United States of
America have stagnated, one cannot reasonably expect to repay
quickly, their student loans.
Because, unlike their parent before them most young people
3. have to adjust their lives to account for a large amount of
student debt, the current generation of students and
undergraduate degree holders are expected to marry, buy cars,
and have children much later in life. A large amount of debt is
holding many people back from fully living their lives as they
always intended (Akers and Chingos). The realization that most
of the life goals that one has always aspired to are unattainable
due to student debt causes depression among many young
people, it also negatively affects the American economy, as
people do not have expendable income to spend on items.
Free cash flow marks a robust economy; people take loans to
start businesses and in the process create new jobs, the influx of
jobs provides people with income, which they store in banks
and buy items. The banks, in turn, lend out this money to
businesses thus completing the cycle. The breaking of this
economic cycle can lead to grave consequences for an economy.
The large amounts of student debt often leave many students
with no money left to save after paying for the bills and the
student loans; this is a shaky foundation on which to build one’s
future, without savings many people are dangerously exposed to
economic fluctuations (Rothstein and Rouse).
Because Americans owe such a large amount of money in
student loans, this issue has moved beyond the scope of
students. Everybody, from the government to the public sector
needs to put their efforts together in coming up with an
adequate solution to prevent the impending catastrophe.
Seventeen percent of people sharing the $1.2 trillion debt
burden are at serious risk of defaulting on their loans (Brown,
Haughwout and Scally). Just like the inability of many people to
repay lavish mortgages led to the 2008 financial crisis, the
failure of a vast number of people to pay back their massive
student loans may trigger a series of events that result in
another recession; this cannot be allowed to happen. All the
relevant stakeholders need to come up with a proper solution
that ensures students can get a quality education without taking
on massive amounts of debt.
4. Research on students and student debt has shown that
three types of students face the largest amount of student debt
and are at risk of defaulting. Graduate students form sixty-four
percent of students with debts of over $50000 and above. One
factor that contributes to the large amounts of student debt held
by the graduate students is that they can borrow an unlimited
sum of money from the federal government up to the cost of
attendance. Even though graduate students holds the largest
amounts of student debt, they are the group most likely to pay
back their student loans because they have a higher likelihood
of obtaining high paying jobs after graduation (Shen and
Ziderman).
The second most at-risk student groups are those who
graduate from for-profit colleges. It is significantly more
expensive to obtain an education in for-profit colleges. Most
people who graduate from these institutions have significantly
higher amounts of debt, over 10% of students who graduate
from for-profit institutes graduate with debt of over $50000.
The third most at-risk student group is college dropouts,
according to student debt statistics, 59% of people with little
student debt are college dropouts, with debts not exceeding
$10000. However, college dropouts are the groups of student
most likely to default on their debt; this is because it is much
harder for college dropouts to find a high paying job after
school.
Research conducted by the wall street journal uncovered
that the graduating class of 2015 graduated with the largest
amount of student debt ever. The average student graduating in
2015 owed over $35000 in debt. From 1993, there is an
increasing trend of students graduating with more debt. One
solution to the challenge presented by student debt is
government subsidies. President Barack Obama proposed a
solution whereby government subsidies paid for free college
education in government community colleges. The cost of
subsidies can come from higher taxes on corporation and the
one percent of earners in America (Brown, Haughwout, and
5. Scally).
In the student debt debate, there are dissenting opinions
that argue that the issue of student debt is not urgent, and there
is no need to worry, this is a faulty argument. We cannot afford
to shrug away the issue of student debt when 71% of students
are graduating with debt; this problem will affect America in
subtle but significant ways.
References
Akers and Chingos. Is a Student Loan Crisis on the Horizon?. .
Brown Center on Education Policy, Brookings Institution.,
2014.
Avery and Turner. "Student Loans: Do College Students Borrow
Too Much—Or Not Enough?. ." The Journal of Economic
Perspectives (2012): 165-192.
Brown, et al. "Measuring student debt and its performance."
Student loans and the dynamics of debt (2015): 37-52.
Rothstein and Rouse. "Constrained after college: Student loans
and early-career occupational choices." Journal of Public
Economics (2011): 149-163.
Shen and Ziderman. "Student loans repayment and recovery:
international comparisons. ." Journal Higher Education (2009):
315-333.
6. Sara Memmott
Social Work Librarian
EMU Library
[email protected]
Evaluating Sources
Why Evaluate Sources?When you use information sources in
your work, they should be credible and appropriate for your
needs.
The following criteria provide guidelines for systematically
evaluating sources.
Different criteria will be more or less important depending on
your situation or need.
Criteria for Evaluating SourcesCurrency
Relevance
Authority
Accuracy
Purpose
The CRAAP test is adapted from the Meriam Library at
California State University Chico.
7. *
Currency:
Timeliness of InfoWhen was the information published or
posted?
Has the information been revised or updated?
Is the information current or out-of date for your topic?
Web sites: are the links functional?
If there is a reference list, does it include up-to-date sources?
*
Currency
Relevance:
The Importance of the Info to Your NeedsDoes the information
relate to your topic or answer your question?
Who is the intended audience?
Is the information at an appropriate level (i.e. not too
elementary or advanced for your needs)?
8. Have you looked at a variety of sources before determining this
is one you will use?
*
Relevance
What audience might find this web site relevant?
http://www.mayoclinic.com/health/autism/DS00348/
Authority:
Who is the Source of the Info?Who is the
author/publisher/source/sponsor?
Are the author's credentials or organizational affiliations given?
If yes, what are they?
What are the author's qualifications to write on the topic?
Is there contact information, such as an address, publisher or
institution?
Web sites: does the URL reveal anything about the author or
source? examples: .com .edu .gov .org .net
(See http://scc.losrios.edu/~library/tutorials/c/URLs/TLDs/ for
an explanation.)
*
9. Authority
Accuracy:
How Reliable, Truthful, or Correct is this Info? Where does the
information come from?
Is the information supported by evidence?
Has the information been reviewed or refereed?
Can you verify any of the information in another source or from
personal knowledge?
Does the language or tone seem biased or free of emotion?
Are there spelling, grammar, or other typographical errors?
*
Accuracy
Is information supported by evidence?
Purpose:
Why does the information exist? What is the purpose of the
information? to inform? teach? sell? entertain? persuade?
Do the authors/sponsors make their intentions or purpose clear?
Is the information fact? opinion? propaganda?
10. Does the point of view appear objective and impartial?
Are there political, ideological, cultural, religious, institutional,
or personal biases?
*
Purpose
What is the purpose of most .com websites?
Criteria for Evaluating SourcesCurrency
Relevance
Authority
Accuracy
Purpose
The CRAAP test is adapted from the Meriam Library at
California State University Chico.
*
Practice Time!Go to these two web sites about
depression:www.depression.comwww.nimh.nih.gov/health/publi
cations/depression/complete-index.shtmlTake about 10 minutes
and evaluate both sites.Note your evaluations on the worksheet,
including:your answers to the CRAAP questionsthe evidence
that supports your evaluationFor this exercise, skip relevance,
11. since this criteria only applies when you have a particular use
for the resource.
*
Evaluating Sources—
Taking it on the RoadWhat did you learn that built upon what
you already know about evaluating sources?
How might you use some of these strategies to ensure that in the
future, you evaluate sources effectively?
*
Last Name 9
Sample of MLA Annotated Bibliography-this sample provides
students with an example of the Annotated Bibliography
content. It does not match MLA or APA format. Please consult
your assignment sheet.
Amir, Lisa H. “Social Theory and Infant Feeding.” Editorial.
International Breastfeeding Journal. BioMed Central Ltd, 2012.
Web. 5 Oct. 2012.
12. Lisa Amir’s article “Social Theory and Infant Feeding” details
just what it conveys, the overwhelming social opinion of breast-
feeding has a profound effect on its implementation. Amir
suggests using social scientist to employ the required effects to
change society’s opinion of breast-feeding from negative to a
positive and thus increase the rates of breast-feeding. By
exploring the studies of Lay knowledge (“or the meanings and
experiences influenced by the social circumstances in which
people live”) and the eating habits of different societies it is
determined how and why societies have different views about
what is normal accepted healthy practices. By understanding
why the stigma of breast-feeding occurs within a society, it then
can begin to change toward acceptance. Amir also portrays that
most women know breast-feeding is best but that knowledge
does not translate into action, breast-feedings is an ancient
practice that will forever be a part of our existence but moving
societies toward accepting and promoting its practice is yet to
come.
Amir’s editorial provides insight into a range of societies
breast-feeding practices and opinions; therefore I will use this
source to show how the controversy began, why it continues,
and possible signs of change.
“Breast-feeding.” Centers for Disease Control and Prevention.
USA.gov, 2012. Web. 5 Oct. 2012.
<http://www.womenshealth.gov/breastfeeding/government-in-
action/hhs-blueprints-and-policy-statements/index.cfm>.
The Centers for Disease Control and Prevention (CDC) has a
breast-feeding portion of their website that provides valuable
information regarding current statistics of breast-feeding as well
as the racial divide there seems to be concerning breast-feeding.
The CDC provides local and state intervention programs
regarding the support of a breast-feeding population and the
13. specifics required to close the racial gap concerning this issue.
When one clear choice can be made to affect the overall health
of an entire population, it would be unintelligent to employ its
effects; therefore the CDC is taking strides to improve breast-
feeding rates and subsequently lower the rate of many illnesses
and disease in this country. This website also includes when a
mother should not breast-feed as to ensure the best possible
health of her child, such as chemotherapy treatments, drug use,
HIV positive mothers and mothers with tuberculosis; the CDC is
concerned with promoting good health throughout the country
and while breast-feeding is best in most cases, there are a select
few that are better to use formula.
I will use this website to argue that encouraging the women who
are classified as healthy to breast-feed is a proved bonus to our
society and we must cross racial barriers to reach all mothers,
thus providing our society with stronger generations to come.
Gartner, Lawrence M. “Ethical Issues in Breast-Feeding
Support.” Lactation Matters. International Lactation Consultant
Association, 2012. Web. 5 Oct. 2012.
<http://lactationmatters.org/2011/09/08/ethical-issues-in-
breastfeeding-support/>.
The Lactation Matters website provides a detailed lecture from
Dr. Lawrence Gartner entitled “Ethical Issues in Breast-Feeding
Support.” This work is geared toward the medical professionals
whom may allow companies to financially sway medical
facilities or professionals to support their brand or product
when it is known otherwise. Dr. Gartner continues on into the
ethical realm of what these slides in decision making really
employ, in the case of breast-feeding we (society) should be
working toward healthier goals and as medical professionals
only the best advice for mother and child should be given and
supported. Given coercion doesn’t come into play and the
14. mother makes the ultimate decision; Dr. Gartner deters from the
scenario of mentioning the fantastic elements of breast-feeding
and then sending the patient home with an array of free items
from the formula companies; formula companies that possibly
gave a large grant in your favor. The ethical practices of the
medical world play a huge role in the success of breast-feeding;
Dr. Gartner efforts graciously called the delicate issue of ethical
support of breast-feeding to the forefront.
I will use the discussion of Dr. Gartner to communicate the
importance of acceptance, support, and promotion of breast-
feeding beginning with the medical profession and continuing
through to the government level, the ethical bounds are the
same.
Olson, Elizabeth. “Massachusetts: Court Rules for Breast-
Feeding Test-Taker.” The New York Times [New York] 2012:
n. pag. Web. 5 Oct. 2012. <http://www.nytimes.com>.
Elizabeth Olson reports in a news brief the decision of the
Massachusetts Supreme Court that breast-feeding mothers
should be afforded special accommodations when taking state
medical licensing exams. This ruling brought before the
Supreme Court by a Harvard Medical School student when she
was denied access during a state issued exam to retreat a private
room to express her milk. After the verdict was ruled in her
favor the courts decided “lactation is a sex-linked distinction
that is legally protected.”
15. I will use this short news brief to employ the argument for the
need of passing legislation to protect women’s breast-feeding
rights; this ruling could be another tipping point of forging
more breast-feeding friendly legislation.
Petit, William A., Jr., and Christine Adamec. “Breast-Feeding
and Diabetes.” The Encyclopedia of Diabetes. 2nd ed. N.p.:
n.p., n.d. N. pag. facts on File. Web. 5 Oct. 2012.
<http://www.fofweb.com.bloomington.libproxy.ivytech.edu.allst
ate.libproxy.ivytech.edu/activelink2.asp?ItemID=WE$*&SID=5
&iPin= ENDB0041&SingleRecord=True>.
In this work “Breast-feeding and Diabetes” by William Petit Jr.
and Christine Adamec, the benefits of breast-feeding for both
mother and child are clearly expressed through the medical
element of diabetes. Diabetes a disease plaguing our society of
adults and children alike, the studies show that breast-feeding
has a direct impact on the development of diabetes in breast-fed
children as well as medical benefits for the diabetic breast-
feeding mother. While a diabetic mother begins her delicate
balance of motherhood upon conception, breast-feeding hasn’t
always been encouraged for diabetic mothers because of the
delicate nature of the disease; however, now it is proved
diabetic mothers too will benefit and safe feeding procedures
are passed along to keep the mother’s glucose levels in range
before, during, and after feedings. The discovery of breast-milk
effects on diabetes is a big beginning step to rid societies of the
disease.
I will use Petit and Adamec’s work to argue the massive impact
on society breast-feeding can have, when improving the health
of the society as a whole the legislators should take notice of an
easy cost effective way to lower health care cost by simply
making breast-feeding a priority.
16. Pickert, Kate. “The Man Who Remade Motherhood.” Time
2012: 32-39. Print.
Kate Pickert has brought the topic of attachment parenting to
the forefront with her Time magazine cover title “Are You Mom
Enough”, showcasing her article “The Man Who Remade
Motherhood”a profile of Dr. Sears. Pickert reports the affects
of Dr.Sears popularization of attachment parenting style and the
controversy behind the movement. The article explains the
progression of a certain feminist appeal where women can
return to be the attentive mothers infants require; all the while
critics argue this attachment parenting guidelines is aimed at
returning women to the home and out of the workplace. While
few actually dispute the results of attachment parenting its
biggest controversy comes into play in the actual
implementation of the method, a method which leaves most
mothers feeling inadequate and allows no room for outside the
home engagements. While the dubbed “extreme” attachment
mothers do in fact carry out this practice, most mothers are
required to work outside the home and must settle for a lighter
approach. Breastfeeding is one of the main concepts of Dr.
Sears attachment parenting guidelines, not just the receiving of
breast-milk but receiving of the milk from the breast;
additionally this practice is continued into the toddler stage and
beyond. Pickert continues on to develop Dr. Sears reasoning
while deciphering through years of his research and
development of the topic, this allows for the long-term effects
of breastfeeding (from the breast) to be highlighted and while a
controversial method the medical evidence of receiving breast-
milk is rarely disputed.
This article by Pickert will allow me to effectively weigh the
many elements in the controversy of breastfeeding, with this
current spark of debate raging on we must understand while
attachment parenting is an extreme form of parenting; the
realization that true feminism rights must allow for women to
17. be mothers and CEOs alike, the door to the home for a mother is
constantly revolving.
Turkington, Carol, and Karen Krag. “Breast-Feeding and
Cancer.” The Encyclopedia of Breast Cancer. N.p.: n.p., n.d. N.
pag. Facts on File. Web. 5 Oct. 2012.
<http://www.fofweb.com.bloomington.libproxy.ivytech.edu.allst
ate.libproxy.ivytech.edu/activelink2.asp?ItemID=WE48&SID=5
&iPin= EBC0098&SingleRecord=True>.
Breast-feeding and Cancer written by Carol Turkington and
Karen Krag exposes us to the medical statistics that women who
breast-feed lower their risk for breast cancer. While the studies
for age of breast feeding and pre-menopausal versus post-
menopausal are still developing, the direct results of breast-
feeding reducing the breast cancer risk is considerable.
Turkington and Krag include the comparison of high developed
countries and developing countries, and that within developing
countries mothers are forced out of means to breast-feed and
breast-feed for a longer period of time as a result the occurrence
of breast cancer is considerably lower than that of women in
highly developed countries. This work continues to describe
breast-feeding recommendations as well as the length of breast
feeding, studies show women that breast feed longer (combining
times the breast-feeding of multiple children) for periods of 6
years or more drastically reduce their risk of breast cancer.
This work of Turkington and Krag will allow me to argue the
positive effects of breast-feeding not only from the baby’s
health perspective, but now also the mother’s health
perspective.
Wang, Shirley S. “A New Tactic to Encourage Mothers to
Breast-feed.” Wall Street Journal [New York] 1 May 2011: D1.
ProQuest LLC. Web. 1 Oct. 2012.
<http://search.proquest.com.bloomington.libproxy.ivytech.edu.a
18. llstate.libproxyaccountid=41070>.
In the Wall Street Journal article, Shirley Wang reports
breastfeeding rates are well below the public health goals of the
Center for Disease Control and Prevention. Therefore, hospitals
are being encouraged to change their practices to better
introduce mother and baby to solid breastfeeding habits,
beginning immediately after birth. Now hospitals are
understanding the importance of skin to skin bonding
immediately after birth between baby and mother, with the first
breast feeding occurring within a half hour of birth; a few
simple changes in delivery room procedure allows for this
crucial time to be spent between mother and baby before the
weighing and clean up begins. These seemingly small efforts
can ultimately decide the success or failure of continued
breastfeeding efforts. Wang continues to describe breast-
feeding habits that are developed early on in the hospital during
the first moments of life allow for more positive results
medically and socially, this form of nutrition requires much
more open information and discussion to become the common
practice of the majority of mothers.
I will use this article to develop the idea of society shifting its
opinion of breast-feeding due to informative beginning at the
hospital; if breast-feeding becomes the new normal the stigma
associated with it will decline.
“Womens Health Breast-Feeding.” Womens Health.gov. Ed.
Office of Womens Health. US Department of Health and Human
Services, n.d. Web. 5 Oct. 2012.
<http://www.womenshealth.gov/breastfeeding/government-in-
action/hhs-blueprints-and-policy-statements/index.cfm>.
The government website for women’s health has an extensive
amount of information concerning breastfeeding issues. This
19. website contains information on workplace breast-feeding
programs as well as the massive importance of encouraging and
supporting breast-feeding our children for the betterment of
society. Additionally this site provides the Surgeon General’s
call to action regarding breast-feeding which lists the details of
the “Affordable Care Act” signed on March 23, 2010 which is a
part of the Fair Labor Standards act; this act states that any
employer must allow any nursing employee to take a break to
express breast-milk and also provide a private area (other than
the bathroom) for the employee to perform the act. The overall
content of this source, while government funded, is relatively
neutral in providing factual information surrounding the issues
of breast-feeding from tips and tricks to the extent of handling
breast-feeding in public or society as a whole. Again the
question of breast-feedings health advantages are not the issue,
on this most can agree however, the introduction of society’s
opinion make this issue an ever growing current topic.
I will use this website as a primary or secondary source to
solidify an argument for breast-feeding with additional
information from this credible source.
20.
21.
22. Annotated Bibliography #1Before beginning your Annotated
Bibliography #1 assignment, you must choose a topic for the
upcoming Classical Argument paper. In addition, the issue
selected for this assignment will be used for each of the
following assignments:· Annotated Bibliography #1· Annotated
Bibliography #2· Classical Argument Essay· Toulmin Argument
Essay· Rogerian Argument Essay
The following is a list of topics that students cannot use in this
class:
23. Abortion
Capital Punishment
Censorship
Cell phone use while driving
Child Abuse
Eating disorders
Euthanasia
Evolution
Gun Control
Legalizing Marijuana
Smoking
Stem Cell Research
One of the best places to start looking for a topic is the Ivy
Tech Community College library. You can access the library by
logging into Blackboard and clicking the LIBRARY tab at the
top of the page. On the next page, choose your home campus
location. Then, on the next page, click SEARCH & FIND, then
click ARTICLES. Scroll down until you see OPPOSING
VIEWPOINTS IN CONTEXT (part of GALE databases), and
click the link. In the menu bar, look on the right side for
BROWSE ISSUES. Scroll through the list to locate a topic of
interest. OPPOSING VIEWPOINTS is a great database filled
with articles on issues from multiple viewpoints. The database
can generate ideas and provide excellent material to argue
various positions. The Annotated Bibliography is an excellent
opportunity to explore various ideas and positions on the issue
in preparation for research. Selecting sources is a good first
step in research, but annotating the sources forces researchers to
read critically instead of just collecting information from a
source. Writing an annotated bibliography will help you learn
more about your topic. To write about the “heart of the
argument” in a given source, you have to fully understand the
argument presented. Writing an annotated bibliography will
also help you identify your thesis or claim for your later
24. argument papers. Evaluating multiple sources helps you gain
perspective about the issue and understand fully what the
argument is and who argues for or against the issue. Annotated
bibliographies are useful to other researchers. Select articles
and references carefully and be cautious when deciding what
articles and websites are appropriate for the issue. In an
argument, you must show both sides of the issue and therefore,
you will need sources to show how multiple sides views the
issue. Topic: Locate a minimum of five sources for your
annotated bibliography about the issue selected. Issues ideas
can be found in the news, in the community, on the job, in the
classroom, and so forth. Keep in mind that these sources may
or may not be the sources you ultimately use for your papers.
Make sure the sources have been selected from a variety of
source types (printed articles not available online, articles from
the Web [be cautious about using these as ANYONE can put
ANYTHING online and call it fact (do not use Wikipedia or
encyclopedias], websites, books, magazines, academic journals
[excellent source – check the PEER REVIEWED search criteria
for Virtual Library databases to limit the search to Professional
and Academic journals]), and so forth. At least three different
source types should be used (i.e. newspaper, journal, magazine,
organization, book, and so forth).
After deciding on the five sources read and analyze them and
take extensive notes. For long articles or books, use skimming
techniques to extract the important sections. Use the table of
contents, chapter headings, and the index or bibliography in the
book (or article) to help narrow the focus. Read carefully the
parts that are relevant to the position and that clearly show the
problem or a solution to the issue.
Arrange the sources alphabetically, using MLA or APA style as
specified by your instructor, and then write a five-to-ten
sentence blurb (short description) summarizing each source.
Identify the author's claim in the short summary. Indicate in a
sentence how the source might be used in the up-coming
25. argument paper. The following are examples using MLA and
APA.
MLA sample:
Pitts, Leonard. "Parents' Influence is Limited." The Dallas
Morning News 2 Feb. 2002: 27A. Print.
In this editorial, Pitts first claims that people are too quick to
blame a child's parents if the child does something wrong. In
fact, he says, parents might even enjoy pointing the finger at
other parents who have a child in trouble. However, Pitts tells
us, once he had his own children, he became more humble and
realized that no matter how "good" parents are children still do
things that are "bad" and against the "rules" that guided how
they were raised. This leads him to an example: a song by
Margin Gaye, suggesting that parents should stop trying to mold
children "like their own piece of clay." Finally, Pitts argues
that parents should keep offering wisdom, guidance, and love,
but stop thinking that they are the ultimate influence on their
children's lives.
I will use Pitts’ article to support my position that when a child
does something bad, the blame is too easily placed on the
parents.
Note how the researcher named the author, Pitts, throughout the
summary. Be specific and name the author. If the entry begins
with an article title, name the article title in the summary.
Development: The Annotated Bibliography should contain the
following items. Organize your sources alphabetically and
provide complete bibliographical data following MLA or APA
style of documentation rules as specified by your instructor.1.
Write, in your own words, a summary of your source. What is
the author’s position and how is it supported? You may include
26. a few short quotes, but for the most part, this should be a
summary. Name the author in your summary. 2. Write an
evaluation of the validity and appropriateness of the text to your
project. Does the text support/contradict/complicate your
attitude toward your subject? Relate it to other texts, raise
questions, and so on. Format: Format and document the
Annotated Bibliography using MLA or APA style as specified
by your instructor. Organize the data for each source following
MLA or APA rules for documentation. This Annotated
Bibliography is part 1 of 2.