Toufiq Mahmud Tushar is an experienced product management and fintech professional with expertise in digital payments. He has over 10 years of experience developing financial products and currently works as General Manager of Merchant Products at bKash Limited in Bangladesh. He holds certifications in product management, agile practices, and data analytics. Throughout his career, Toufiq has successfully launched several fintech products and led teams to create solutions for online payments, mobile wallets, and e-commerce platforms.

1. TOUFIQ MAHMUD TUSHAR
: 880-1716797599
 toufiqist@gmail.com l https://bd.linkedin.com/in/toufiqist  https://toufiq.website/
Certified™ Product Management Professional
Certified ™ Agile Practitionar
Experienced Fintech & Digital Payment Professional
Signature Strengths
 Solution Strategies
 MVP & Functional Prototyping
 Product Roadmap Preparation
 Go To Market Plan
 Agile & Scrum
 Data Analytics
 TeamBuilding and Leadership
I like to introduce myself as a Product Management Professional with a solid
senseof Technology.Lovetotalkwith customers toidentify theirproblem and
explore the best options to provide a hypothesis to solve end user’s problem.
Effectively managestakeholders and cross-functional teams tocreateachievable
product roadmap that will solve long term business objective and market
problem.Prioritizeandmanagethelifecycleofa productfrom initialconceptto
delivery.Can effectively translatehighlytechnicaland domaincentric messages
into layman’s form. Always try to do Nimble Experiment to ensure fail fast.
Convert data into actionable insights for predicting and modeling future
outcomes. Good knowledge on agile methodologies and scrum artifacts and
ceremony.
CERTIFICATION
Product Management Agile-Scrum Others
Product ManagerAccredited Certification
(APDM™)
IO4PM™ License ID: 38539457517210
Certified Scrum Professional Product
Owner
Scrum Alliance™ Certificant ID: 000626592
Conflict & Negotiation Skills
Success Vitamin™ Certificate ID: 082020-1-
NS&CM-20
Becoming a Product Manager
Lynda™ Certificate ID:
36D5F2944ECE49AE8DF7E29C97291149
Certified Scrum Professional Scrum Master
Scrum Alliance™ Certificant ID: 000626592
Python for Data Science Essential Part -1
Lynda™ Certificate ID:
5E246AF89F964CO291F3OFC7C4D13488
Advance Product Marketing
Lynda™ Certificate ID:
BDD2F5D87D48424680ACDA1DE53E465D
Certified Scrum Professional Product
Owner
Scrum Alliance™ Certificant ID: 000626592
Python for Data Science Essential Part -2
Lynda™ Certificate ID:
BEEC6FE4C8854F8AAEFE853FOOD1FF75
Certified User Experience Designer
https://userhub.com.bd/about/alumni/toufiq-
mahmud-tushar/
Certified Scrum Professional Product
Owner
Scrum Alliance™ Certificant ID: 000626592
Marketing Analytics: Forecasting Models
with Excel
Udemy™ Certificate ID: UC-4dbfc83d-c454-470a-
8260-6ceb1d1fdef1
PROFESSIONALEXPERIENCE
bKash LIMITED, Dhaka - Bangladesh [January 2019 – Present]
General Manager, Merchant Product
Key Achievements:
 Launched bKash Merchant App that keeps 50% MAU Month on Month.
 Launched assisted bill payment servicethatcreates a new avenueofrevenuesourcefor bKash &Merchant.
 Designed and Launched merchantonboarding solution thatfasterthemerchantacquisition processbyalmost50%.
 Ideateand Launcheda PoCthat solves Merchantspaymentnotificationissue for bKashpayment confirmation.
 Launched a PoCon Android POS with receiptprintfor SMEMerchant.
 Plan and Launched bulkempty QR generationand bind tool thatincreasesoperationalefficiency.
 Without internet payment product conceptualizationfor bKash app customersat in-storepayment.
 Common payment platformproductideation and strategydefined for merchant thosehavenotechnical infrastructure.
 Designed paymentgatewayproducttocollect paymentfor onlineMerchants.
 Ideateand Designed Buy now Pay later productfor bKash Merchants.

2. AUGMEDIX, Dhaka - Bangladesh [September 2017 – January 2019]
Technical Product Owner
Key Achievements:
 Refined and consolidated existing scribedocumnetation portaland resultingin increased 100% satisfactionand
efficiency from end customers.
 Provides mockups and workwith creativein developmentofUI for web based applications.
 WriteDefinition ofReady userstories and maintain groomed backlogfor businessstakeholderpriorities,and
incorporatearchitectural changes recommended byengineeringintouserstories.
 Responsiblefor owning theshort,medium andlongtermroadmap and non-functional requirementsfor product.
KONA SOFTWARE LAB LTD, Dhaka - Bangladesh | Seoul - South Korea [November 2012 – September 2017]
Senior Software Engineer
Key Achievements:
 Led and managed a teamofeight in developingvarious financialproduct.
 Developed mobilepaymentplatformfor NFCenabled device and dualinterfacesmartcard witha 100% accuracy.
 Improved existingsystem architecturethat reduced thetransaction processingtimeby almost50%.
 Workedas a single point of contact of QR payment product for localbank, supporting alltechnical supports in a timely
manner.
 Successfullyrolloutan MVP ofecommerceplatformfrom starttofinishas TPM and achieved 200% customerreach in
first threemonths.
XEBECSOFT INC, Dhaka - Bangladesh [OCTOBER 2011 – NOVEMBER 2012]
Web Application Developer
Key Achievements:
 Developed 34+ eCommerce, social networking platform and web application, earned $9k+ and 1282 hours worked at
Upwork platform.
TECHNICAL EXPERTISE
Programming Languages: JAVA, J2EE, Python, Android, My-SQL, Html, CSS, Javascript
Framework and CMS: Spring, Hibernate, Rest API, Laravel, Wordpress, phpFox
Models & Methodologies: Agile/Scrum, Waterfall, OOA&D, Micro Service
Tools: Confluence, JIRA, balsamiq, Enterprise Architect, Trello, MS Project, Adobe XD
Specification: EMV Co, FIDO, CSCIP, PKI, GlobalPlatform, OWASP, ISO 8583, Payment Gateway
MAJOR TRAININGS
# Training on From Location
1 Public Key Infrastructure&CertificateAuthority
(PKICA)
Kona I Co., Ltd. Seoul,Korea
2 Smartcard,EMV &Digital Payment Kona I Co., Ltd. Seoul,Korea
3 Pragmatic ProductManagement Kona I Co., Ltd. Seoul,Korea
4 UnderstandingMerchantEcosystem Paytm Delhi, India
5 SmartCard IndustryProfessional for Payments KonaSL Dhaka,Bangladesh
6 Agile ProductManagement TechmastersBD Online,Zoom
7 Conflict &Negotiation Skills PrithaDubey Online,Zoom
8 PCI-DSS Training SISA, India Online,Zoom
EDUCATION
 M.Sc. in Computer Science&Engineering – NationalUniversity(IST),Bangladesh (2010- 2011)– (Secured 2nd Position)
 B.Sc. in ComputerScience&Engineering – National University (IST),Bangladesh (2006 - 2007) – (Secured 1st Position)