This document provides an overview of Toll Brothers, a luxury home builder, including its financial performance and operations. It discusses Toll Brothers' presence across the US, with regional revenues and statistics listed for the North, Mid-Atlantic, South, and West. Additional details include Toll Brothers' focus on luxury homes and communities, integrated land and building programs, brand name and reputation, and strong financial performance.
- WPS Resources Corporation reported strong financial results in 2000, with revenues increasing 55% and net income rising 12.5% over 1999 levels.
- The company's nonregulated subsidiaries became profitable in 2000 and contributed 11 cents per share to earnings, meeting the company's goal.
- Key investments in power generation assets in Maine and Pennsylvania are now yielding returns for the company as those markets have opened to competition.
- The company achieved its authorized 12.1% return at its regulated utility and increased its dividend for shareholders, representing 42 consecutive years of dividend increases.
The annual report summarizes Perini Corporation's financial results for 2005. It highlights that revenues decreased 6% to $1.73 billion due to timing shifts on some projects, but pre-tax income was impacted by a $24.9 million legal charge. Two acquisitions expanded Perini's presence and its backlog reached a record $7.9 billion due to major new project wins in gaming and hospitality. Looking ahead, the company expects continued growth from its building segment and improved margins and earnings from its civil and management service segments.
This document provides an overview of the Highlands' Garden Village development project in Denver, Colorado. It describes the project's implementation of New Urbanism principles through high-density, mixed-use development on a former amusement park site. Key aspects summarized include the variety of housing types (single-family, townhomes, senior housing, etc.); emphasis on public realm and green spaces; pursuit of LEED certification for buildings; and environmentally-friendly features like renewable energy use, native landscaping, and compact development to reduce energy consumption. The project redeveloped a historic 27-acre site using smart growth principles.
This document contains legal notices and classified advertisements from the Cass City Chronicle newspaper on March 28, 2012. It includes notices of mortgage foreclosure sales for two properties and advertisements for goods and services such as flags, Knights of Columbus fish dinners, carpet cleaning, electric work, and a Christian retirement home.
This document provides an overview of a growth company in the home building industry. It highlights the company's strong financial performance over the last decade including 11 consecutive years of record earnings. It also emphasizes the company's growth potential through expanding its community count and large land holdings. Finally, it discusses the company's diversification into new product lines and geographic markets which will drive continued growth.
This document provides information about winning $100,000 a year for life through a lottery contest and discounts on apartment rentals for hospital employees in the Cleveland/Akron area. To enter the lottery contest, readers are instructed to email their contact information to a specified email address. The rest of the document lists apartment rental properties that offer discounts for hospital employees, along with instructions for using the directory and receiving discounts.
The article summarizes a Parkland City Commission meeting where commissioners gave initial approval to ban texting while driving in the city. A group of high school students advocated for the ban, noting that texting while driving is as dangerous as driving drunk. Commissioners expressed support but some had concerns about only banning texting and not other distractions. They will seek legal opinion and support from the state before a final vote. Residents had mixed views about increases to the city budget that would raise property taxes and fees.
- WPS Resources Corporation reported strong financial results in 2000, with revenues increasing 55% and net income rising 12.5% over 1999 levels.
- The company's nonregulated subsidiaries became profitable in 2000 and contributed 11 cents per share to earnings, meeting the company's goal.
- Key investments in power generation assets in Maine and Pennsylvania are now yielding returns for the company as those markets have opened to competition.
- The company achieved its authorized 12.1% return at its regulated utility and increased its dividend for shareholders, representing 42 consecutive years of dividend increases.
The annual report summarizes Perini Corporation's financial results for 2005. It highlights that revenues decreased 6% to $1.73 billion due to timing shifts on some projects, but pre-tax income was impacted by a $24.9 million legal charge. Two acquisitions expanded Perini's presence and its backlog reached a record $7.9 billion due to major new project wins in gaming and hospitality. Looking ahead, the company expects continued growth from its building segment and improved margins and earnings from its civil and management service segments.
This document provides an overview of the Highlands' Garden Village development project in Denver, Colorado. It describes the project's implementation of New Urbanism principles through high-density, mixed-use development on a former amusement park site. Key aspects summarized include the variety of housing types (single-family, townhomes, senior housing, etc.); emphasis on public realm and green spaces; pursuit of LEED certification for buildings; and environmentally-friendly features like renewable energy use, native landscaping, and compact development to reduce energy consumption. The project redeveloped a historic 27-acre site using smart growth principles.
This document contains legal notices and classified advertisements from the Cass City Chronicle newspaper on March 28, 2012. It includes notices of mortgage foreclosure sales for two properties and advertisements for goods and services such as flags, Knights of Columbus fish dinners, carpet cleaning, electric work, and a Christian retirement home.
This document provides an overview of a growth company in the home building industry. It highlights the company's strong financial performance over the last decade including 11 consecutive years of record earnings. It also emphasizes the company's growth potential through expanding its community count and large land holdings. Finally, it discusses the company's diversification into new product lines and geographic markets which will drive continued growth.
This document provides information about winning $100,000 a year for life through a lottery contest and discounts on apartment rentals for hospital employees in the Cleveland/Akron area. To enter the lottery contest, readers are instructed to email their contact information to a specified email address. The rest of the document lists apartment rental properties that offer discounts for hospital employees, along with instructions for using the directory and receiving discounts.
The article summarizes a Parkland City Commission meeting where commissioners gave initial approval to ban texting while driving in the city. A group of high school students advocated for the ban, noting that texting while driving is as dangerous as driving drunk. Commissioners expressed support but some had concerns about only banning texting and not other distractions. They will seek legal opinion and support from the state before a final vote. Residents had mixed views about increases to the city budget that would raise property taxes and fees.
This document provides an overview of Toll Brothers, a luxury home builder, including its revenues, contracts, home sites, and backlog by region. It details Toll Brothers' focus on luxury homes and communities, integrated land and building program, and strong financial performance. Some key facts are that it has a national presence in over 50 affluent markets, averages $672,000 for delivered home prices, and has investment-grade credit ratings.
Toll Brothers is the leading luxury home builder in the US, with record earnings of $102 million on $1.46 billion in revenues in fiscal 1999. It operates 145 communities across 19 states, building single-family homes and attached homes on developed land. In addition to residential construction, Toll Brothers operates businesses including mortgage, title, land sales, and home product manufacturing. The document provides condensed financial statements for the quarter ended January 31, 2000, showing revenues of $344.5 million, income before taxes of $35.3 million, and net income of $22.4 million.
Households earning over $100,000 annually have grown much faster than total U.S. households over the past 20 years. There were 15.1 million high-income households in 2001, up from 10.9 million in 1996 and 4.6 million in 1981. The number of wealthy households has nearly tripled in the past 20 years and increased by over 40% in the past 5 years.
Households earning over $100,000 annually have grown much faster than total U.S. households over the past 20 years. There were 15.1 million high-income households in 2001, up from 10.9 million in 1996 and 4.6 million in 1981. The number of wealthy households has nearly tripled in the past 20 years and increased by over 40% in the past 5 years.
Toll Brothers reported record third quarter results for 2003, with earnings per share increasing 29% year-over-year to $0.90. Net income rose 27% to a record $68.2 million, while revenues increased 19% to a record $693.7 million. Contracts and backlog both reached all-time highs, with contracts up 35% to $952.7 million and backlog growing 31% to $2.49 billion. For the nine-month period, earnings per share increased 12% to a record $2.23, and net income rose 11% to a record $166.4 million. Toll Brothers expects continued strong growth in fiscal 2004 and beyond, supported by expanding land
Toll Brothers reported record third quarter results for 2003, with earnings per share increasing 29% year-over-year. Revenues grew 19% to a record $693.7 million. Contracts and backlog also reached all-time highs, with contracts increasing 35% to $952.7 million and backlog growing 31% to $2.49 billion. Toll Brothers expects continued strong growth in 2004 by expanding its land supply and number of communities. It raised additional capital through an equity offering and bond issuance to fund further expansion opportunities. Toll Brothers believes demand will remain robust given an improving economy and strength in the luxury housing market.
2011 Reese Fund Presentation - Toll Brotherspgoncalv
Toll Brothers is a homebuilder that focuses on high-end homes. While it has been negatively impacted by the housing downturn like other homebuilders, its target customer demographic and market position position it well for recovery. The analyst believes the housing market is at unsustainably low levels and a modest recovery by 2012 will significantly benefit Toll Brothers through increased sales, margins, and cash flow. A discounted cash flow valuation estimates Toll Brothers' fair value at $38 per share, significantly above the current price of $21.72, indicating it is undervalued.
Toll Brothers reported record first quarter results for net income, revenues, contracts, and backlog. Revenues increased to $597.9 million, up 5% from the prior year. Net income grew to $50.1 million, up 10% compared to the previous year. Contracts signed increased 54% to $904.4 million and backlog reached a record high of $2.95 billion, up over 20% in each of Toll Brothers' six regions. Traffic and reservations also increased over 50% and 35% respectively, indicating strong future demand. Toll Brothers expects continued growth over the next two fiscal years due to its large land position and diversity across luxury housing niches.
Toll Brothers is the leading luxury home builder in the US. It has been publicly traded since 1986 and serves various home buyer demographics across 21 states. The document provides condensed financial statements for Toll Brothers, including revenues of $597.9 million and income before taxes of $78.97 million for the three months ended January 31, 2004, compared to $570.3 million and $71.92 million respectively for the same period in 2003. Toll Brothers operates its own subsidiaries for architecture, engineering, financing and other services related to home building.
The interim report summarizes the company's financial performance in the first half of 2008. Key points include record profitability with an operating margin of 16.6% and net margin of 12.1%. Vehicle and service sales grew 15% and 30% respectively. Earnings per share increased 36% to SEK 12.52. The outlook predicts earnings in 2008 will be higher than 2007 due to continued strong demand outside of Europe.
1) Scania reported record earnings in the first half of 2008, with operating margin reaching 16.6% and net margin at 12.1%.
2) Scania is pursuing profitable growth through increasing vehicle and service sales. Revenue grew 15% while EBIT grew 30% in the first half of 2008.
3) Scania's vision is to reach annual production of 150,000 vehicles while maintaining a flexible cost structure and focus on customer productivity and uptime.
The interim report summarizes the company's performance in the first three quarters of 2008. Key highlights include operating margins reaching an all-time high of 15.8% and EBIT growth of 25%. Revenue and profitability increased due to higher vehicle and service volumes, price increases, and favorable product mix. However, order bookings for trucks have declined 51% in Western Europe and 34% in Central and Eastern Europe. While flexible production has helped, earnings forecasts for 2009 are not provided due to economic uncertainty. The service business continues growing with increased traffic and workshop utilization.
HQ Bank has experienced volume driven growth in its credit portfolio over the past 9 months of 2008. While the portfolio increased 8% in local currencies, bad debt provisions increased in several markets. The bank has a well balanced portfolio that is diversified across exposure levels, geographic areas, and products. It maintains a conservative refinancing policy and manages risks through matched funding and credit risk management.
1) Scania reported all-time high earnings in 2008 with operating income of SEK 12,512 million. However, deliveries declined 18% in Q4 as the company adjusted production rates due to decreased demand in Europe.
2) While the trucks and services segment grew profits through price increases, this was partially offset by negative impacts from lower deliveries, used vehicles, raw materials, and R&D spending.
3) Scania's flexible production system and focus on reducing inventory and postponing investments helped cash flow, but tied up capital increased with capacity investments. Outlook remains uncertain given rapid demand fall in Q4 2008 and high industry inventory levels.
The interim report summarizes the company's performance in the first three quarters of 2008. Key highlights include operating margins reaching an all-time high of 15.8% and EBIT growth of 25%. Vehicle deliveries increased 4% while service revenue grew due to the large installed base of vehicles. The outlook acknowledges earnings will be higher in 2008 than 2007 but provides no forecast for 2009 due to uncertainty.
- Scania's operating margin and net margin increased in the first nine months of 2008 compared to the same period in 2007. Net sales rose 11% while order bookings declined 29% due to lower demand in Europe.
- Earnings per share increased and the forecast for higher full-year 2008 earnings remains unchanged. However, due to lower order bookings and higher inventories, Scania will adjust production rates.
- Service revenue continued to show strong growth of 8%, while trucks deliveries increased 4% and various restructuring efforts are expected to generate annual cost savings of SEK 300 million from 2009.
1) Scania reported all-time high earnings in 2008 with operating income of SEK 12,512 million. However, deliveries declined 18% in Q4 as the company adjusted production rates due to decreased demand in Europe.
2) While the trucks and services segment grew profits through price increases, this was partially offset by negative impacts from lower deliveries, used vehicles, raw materials, and R&D spending.
3) Scania's flexible production system and focus on reducing inventory and postponing investments helped cash flow, but tied up capital increased with capacity investments. Outlook for 2009 is uncertain due to rapid demand fall in Q4 and high industry inventory levels.
This document is Scania's annual report for 2008. It discusses Scania's vision to be a leading company in its industry by creating value for customers, employees, shareholders, and society. The report outlines Scania's mission to supply high-quality vehicles and services for transporting goods and passengers in a sustainable way. It provides an overview of Scania's operations in trucks, buses, coaches, engines, and financial services. The financial reports indicate that Scania delivered 66,516 trucks, 7,277 buses and coaches, and 6,671 engines in 2008.
This document provides an overview of Toll Brothers, a luxury home builder, including its revenues, contracts, home sites, and backlog by region. It details Toll Brothers' focus on luxury homes and communities, integrated land and building program, and strong financial performance. Some key facts are that it has a national presence in over 50 affluent markets, averages $672,000 for delivered home prices, and has investment-grade credit ratings.
Toll Brothers is the leading luxury home builder in the US, with record earnings of $102 million on $1.46 billion in revenues in fiscal 1999. It operates 145 communities across 19 states, building single-family homes and attached homes on developed land. In addition to residential construction, Toll Brothers operates businesses including mortgage, title, land sales, and home product manufacturing. The document provides condensed financial statements for the quarter ended January 31, 2000, showing revenues of $344.5 million, income before taxes of $35.3 million, and net income of $22.4 million.
Households earning over $100,000 annually have grown much faster than total U.S. households over the past 20 years. There were 15.1 million high-income households in 2001, up from 10.9 million in 1996 and 4.6 million in 1981. The number of wealthy households has nearly tripled in the past 20 years and increased by over 40% in the past 5 years.
Households earning over $100,000 annually have grown much faster than total U.S. households over the past 20 years. There were 15.1 million high-income households in 2001, up from 10.9 million in 1996 and 4.6 million in 1981. The number of wealthy households has nearly tripled in the past 20 years and increased by over 40% in the past 5 years.
Toll Brothers reported record third quarter results for 2003, with earnings per share increasing 29% year-over-year to $0.90. Net income rose 27% to a record $68.2 million, while revenues increased 19% to a record $693.7 million. Contracts and backlog both reached all-time highs, with contracts up 35% to $952.7 million and backlog growing 31% to $2.49 billion. For the nine-month period, earnings per share increased 12% to a record $2.23, and net income rose 11% to a record $166.4 million. Toll Brothers expects continued strong growth in fiscal 2004 and beyond, supported by expanding land
Toll Brothers reported record third quarter results for 2003, with earnings per share increasing 29% year-over-year. Revenues grew 19% to a record $693.7 million. Contracts and backlog also reached all-time highs, with contracts increasing 35% to $952.7 million and backlog growing 31% to $2.49 billion. Toll Brothers expects continued strong growth in 2004 by expanding its land supply and number of communities. It raised additional capital through an equity offering and bond issuance to fund further expansion opportunities. Toll Brothers believes demand will remain robust given an improving economy and strength in the luxury housing market.
2011 Reese Fund Presentation - Toll Brotherspgoncalv
Toll Brothers is a homebuilder that focuses on high-end homes. While it has been negatively impacted by the housing downturn like other homebuilders, its target customer demographic and market position position it well for recovery. The analyst believes the housing market is at unsustainably low levels and a modest recovery by 2012 will significantly benefit Toll Brothers through increased sales, margins, and cash flow. A discounted cash flow valuation estimates Toll Brothers' fair value at $38 per share, significantly above the current price of $21.72, indicating it is undervalued.
Toll Brothers reported record first quarter results for net income, revenues, contracts, and backlog. Revenues increased to $597.9 million, up 5% from the prior year. Net income grew to $50.1 million, up 10% compared to the previous year. Contracts signed increased 54% to $904.4 million and backlog reached a record high of $2.95 billion, up over 20% in each of Toll Brothers' six regions. Traffic and reservations also increased over 50% and 35% respectively, indicating strong future demand. Toll Brothers expects continued growth over the next two fiscal years due to its large land position and diversity across luxury housing niches.
Toll Brothers is the leading luxury home builder in the US. It has been publicly traded since 1986 and serves various home buyer demographics across 21 states. The document provides condensed financial statements for Toll Brothers, including revenues of $597.9 million and income before taxes of $78.97 million for the three months ended January 31, 2004, compared to $570.3 million and $71.92 million respectively for the same period in 2003. Toll Brothers operates its own subsidiaries for architecture, engineering, financing and other services related to home building.
The interim report summarizes the company's financial performance in the first half of 2008. Key points include record profitability with an operating margin of 16.6% and net margin of 12.1%. Vehicle and service sales grew 15% and 30% respectively. Earnings per share increased 36% to SEK 12.52. The outlook predicts earnings in 2008 will be higher than 2007 due to continued strong demand outside of Europe.
1) Scania reported record earnings in the first half of 2008, with operating margin reaching 16.6% and net margin at 12.1%.
2) Scania is pursuing profitable growth through increasing vehicle and service sales. Revenue grew 15% while EBIT grew 30% in the first half of 2008.
3) Scania's vision is to reach annual production of 150,000 vehicles while maintaining a flexible cost structure and focus on customer productivity and uptime.
The interim report summarizes the company's performance in the first three quarters of 2008. Key highlights include operating margins reaching an all-time high of 15.8% and EBIT growth of 25%. Revenue and profitability increased due to higher vehicle and service volumes, price increases, and favorable product mix. However, order bookings for trucks have declined 51% in Western Europe and 34% in Central and Eastern Europe. While flexible production has helped, earnings forecasts for 2009 are not provided due to economic uncertainty. The service business continues growing with increased traffic and workshop utilization.
HQ Bank has experienced volume driven growth in its credit portfolio over the past 9 months of 2008. While the portfolio increased 8% in local currencies, bad debt provisions increased in several markets. The bank has a well balanced portfolio that is diversified across exposure levels, geographic areas, and products. It maintains a conservative refinancing policy and manages risks through matched funding and credit risk management.
1) Scania reported all-time high earnings in 2008 with operating income of SEK 12,512 million. However, deliveries declined 18% in Q4 as the company adjusted production rates due to decreased demand in Europe.
2) While the trucks and services segment grew profits through price increases, this was partially offset by negative impacts from lower deliveries, used vehicles, raw materials, and R&D spending.
3) Scania's flexible production system and focus on reducing inventory and postponing investments helped cash flow, but tied up capital increased with capacity investments. Outlook remains uncertain given rapid demand fall in Q4 2008 and high industry inventory levels.
The interim report summarizes the company's performance in the first three quarters of 2008. Key highlights include operating margins reaching an all-time high of 15.8% and EBIT growth of 25%. Vehicle deliveries increased 4% while service revenue grew due to the large installed base of vehicles. The outlook acknowledges earnings will be higher in 2008 than 2007 but provides no forecast for 2009 due to uncertainty.
- Scania's operating margin and net margin increased in the first nine months of 2008 compared to the same period in 2007. Net sales rose 11% while order bookings declined 29% due to lower demand in Europe.
- Earnings per share increased and the forecast for higher full-year 2008 earnings remains unchanged. However, due to lower order bookings and higher inventories, Scania will adjust production rates.
- Service revenue continued to show strong growth of 8%, while trucks deliveries increased 4% and various restructuring efforts are expected to generate annual cost savings of SEK 300 million from 2009.
1) Scania reported all-time high earnings in 2008 with operating income of SEK 12,512 million. However, deliveries declined 18% in Q4 as the company adjusted production rates due to decreased demand in Europe.
2) While the trucks and services segment grew profits through price increases, this was partially offset by negative impacts from lower deliveries, used vehicles, raw materials, and R&D spending.
3) Scania's flexible production system and focus on reducing inventory and postponing investments helped cash flow, but tied up capital increased with capacity investments. Outlook for 2009 is uncertain due to rapid demand fall in Q4 and high industry inventory levels.
This document is Scania's annual report for 2008. It discusses Scania's vision to be a leading company in its industry by creating value for customers, employees, shareholders, and society. The report outlines Scania's mission to supply high-quality vehicles and services for transporting goods and passengers in a sustainable way. It provides an overview of Scania's operations in trucks, buses, coaches, engines, and financial services. The financial reports indicate that Scania delivered 66,516 trucks, 7,277 buses and coaches, and 6,671 engines in 2008.
Our Chief Executive Officer is required to annually certify to the New York Stock Exchange that the company is in compliance with NYSE corporate governance listing standards or note any violations. On June 6, 2007, our Chief Executive Officer submitted this unqualified certification, indicating the company was in full compliance with NYSE standards as of that date.
Our Chief Executive Officer is required to annually certify to the New York Stock Exchange that the company is in compliance with NYSE corporate governance listing standards, though he may qualify the certification if needed. On June 6, 2007, our Chief Executive Officer submitted the certification with no qualification, indicating full compliance with NYSE standards as of that date.
The document outlines the corporate governance guidelines of Perini Corporation. It discusses (1) the composition and responsibilities of the Board of Directors, including director qualifications and independence, (2) the roles and responsibilities of Board committees, and (3) policies regarding Board performance evaluation, director orientation, management succession planning, and the company's code of business conduct. The guidelines are intended to assist the Board in exercising its duties to stakeholders.
The document outlines the corporate governance guidelines of Perini Corporation. It discusses (1) the composition and responsibilities of the Board of Directors, including director qualifications and independence, (2) the roles and responsibilities of Board committees, and (3) policies regarding Board performance evaluation, director orientation, management succession planning, and the company's code of business conduct. The guidelines are intended to assist the Board in exercising its duties to stakeholders.
The Perini Corporation Code of Business Conduct and Ethics outlines guidelines for ethical behavior. It applies to all directors, officers, and employees. The code establishes rules regarding conflicts of interest, procurement ethics, accounting practices, use of company property, environmental compliance, and insider trading. Any violations of the code are taken seriously and can result in disciplinary action up to dismissal.
The Perini Corporation Code of Business Conduct and Ethics outlines guidelines for ethical behavior. It applies to all directors, officers, and employees. The code establishes rules regarding conflicts of interest, procurement ethics, accounting practices, use of company property, environmental compliance, and insider trading. Any violations of the code are taken seriously and can result in disciplinary action up to dismissal.
The document outlines the Corporate Governance and Nominating Committee Charter for Perini Corporation. The purpose of the committee is to identify and evaluate potential board candidates and lead corporate governance efforts. The committee must consist of at least two independent directors appointed by the board. It has authority to retain outside advisors and meet at least twice per year. Regarding nominations, the committee evaluates candidates, recommends nominees, and assesses board independence. For corporate governance, the committee develops guidelines, reviews committee performance, and recommends criteria for director tenure.
The document is the Compensation Committee Charter for Perini Corporation. It outlines the committee's purpose of ensuring compensation programs attract and retain employees while representing fair value for shareholders. It details the committee's composition, duties, and responsibilities which include annually reviewing executive compensation programs, recommending director and CEO compensation, overseeing incentive plans, and preparing required compensation disclosures.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
Discover the Future of Dogecoin with Our Comprehensive Guidance36 Crypto
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OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy VisaAmit Kakkar
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Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Unlock Your Potential with NCVT MIS.pptxcosmo-soil
The NCVT MIS Certificate, issued by the National Council for Vocational Training (NCVT), is a crucial credential for skill development in India. Recognized nationwide, it verifies vocational training across diverse trades, enhancing employment prospects, standardizing training quality, and promoting self-employment. This certification is integral to India's growing labor force, fostering skill development and economic growth.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
Toll_Profile
1. The North*
CONNECTICUT
ILLINOIS
MASSACHUSETTS
Revenues (in millions) $1,087.7
MICHIGAN
Contracts (in millions) $1,029.4
MINNESOTA
A Corporate Overview
NEW JERSEY
Home Sites Controlled 12,988
NEW YORK
Year-end Backlog (in millions) $1,073.2
RHODE ISLAND
The Mid-Atlantic*
Revenues (in millions) $1,340.6
DELAWARE
Contracts (in millions) $ 950.4
MARYLAND
PENNSYLVANIA
Home Sites Controlled 18,245
VIRGINIA
Year-end Backlog (in millions) $ 676.7
WEST VIRGINIA
The South*
Revenues (in millions) $ 976.9
FLORIDA
Contracts (in millions) $ 457.3
GEORGIA
NORTH CAROLINA
Home Sites Controlled 10,334
SOUTH CAROLINA
Year-end Backlog (in millions) $ 436.9
TEXAS
The West*
Revenues (in millions) $1,241.8
Contracts (in millions) $ 573.0
ARIZONA
CALIFORNIA
Home Sites Controlled 17,684
COLORADO
Year-end Backlog (in millions) $ 667.6
NEVADA
* All statistics are as of FYE October 31, 2007.
2. Focus on Luxury Homes Integrated Land
& Communities & Building Program
National presence in the luxury market Own or control 59,300 home sites
Average delivered home price of $672,000 Delivered over 35,000 homes in past 5 years
Executive and estate move-up homes Selling from 315 communities
Upscale empty-nester attached and Land acquisition, approvals, and
detached homes development skills
Active-adult, age-qualified communities Combine high-volume home production with
extensive customization offerings
Second-home communities
Home buyers average $119,000 in
Urban low-, mid-, and high-rise
upgrades and lot premiums, 20% above
condominiums
base house price
Suburban high-density communities
Pre-design and pre-budget options through
Luxury resort-style golf, country club, Toll Architecture and Toll Integrated Systems
lake, and marina communities
Ancillary businesses: mortgage, title, golf
Championship golf courses designed by course development and management,
Pete Dye, Arthur Hills, Peter Jacobsen, landscape, and land sales
Nicklaus Design, Greg Norman, and
Arnold Palmer
Brand Name
Operations in over 50 affluent markets in
22 states Founded in 1967
Publicly traded since 1986 on the
Strong Financial New York Stock Exchange (TOL)
6th largest U.S. home builder
Performance (by 2006 home building revenues)
2007 Fortune 500 company
Investment-grade corporate credit ratings
from Standard & Poor’s (BBB-), Moody’s 2007 Forbes Global 2000 company
(Baa3), and Fitch (BBB)
2004 Apex Award Winner, Big Builder
Backed by $1.89 billion credit facility with
1996 America’s Best Builder,
35 banks
National Association of Home Builders
Raised more than $1.5 billion in the public
1995 National Housing Quality Award,
capital markets over past 7 years
National Association of Home Builders
Highest average net profit margin of
1988 Builder of the Year,
Fortune 500 home building companies
Professional Builder
during past decade
Lowest net debt-to-capital ratio* in
Company’s history of 26.8%
Mountain View Country Club La Quinta, California
All information as of October 31, 2007.
* Calculated as total debt minus mortgage warehouse loans minus cash divided by total debt minus mortgage warehouse loans minus cash plus
stockholders’ equity.
Toll Brothers 2007 Annual Report 3