This document discusses contemporary business life in China and outlines a conceptual model for analyzing it. It introduces key elements of personalization, financialization, privatization, and marketization that form dialectic processes. These elements are connected through circuits of consumption involving banks, trade, accounts, shops, producers, and economic growth. The model aims to understand how China implements its long term plan through "market socialism with Chinese characteristics" to achieve sustainable development and an ecological civilization while living the Chinese Dream.