The document discusses popular payment methods in several European countries. It provides statistics on the number of ecommerce users, expected growth, and average spending for countries like the UK, Belgium, Czech Republic, Austria, France, Denmark, Norway, Germany, Italy, Finland, Netherlands, and Poland. The most commonly cited payment methods across countries include Visa, Mastercard, PayPal, and bank transfers.

1. The most popular
Payment Methods
In Europe By Countries

2. The United
Kingdom
There are currently 45.36 million
eCommerce users in the UK, with an
additional 4.06 million users expected to be
shopping online by 2021.
Four years from now, these 49.42 million
eCommerce users will spend an average of
2,251.82 USD online.
Visa
Mastercard
BACS
Direct Debit
Paypal

3. Belgium
E-commerce in Belgium cost 10.67 billion
euros in 2018 and is expected to grow by 1.49
till 2021.
Bancontact is the most popular online
payment method in Belgium, as 68 % of all
purchases were completed using Bancontact.
Visa
Mastercard
BACS
Direct Debit
Paypal

4. Czech Republic
As for April 2019, there are 4.93 million
eCommerce users in the Czech Republic, with
an additional 410,000 users expected to be
purchasing digitally by 2021.
In 2022, these 5.34 million eCommerce users
will spend an average of 635.60 USD online.
Mastercard
Online banking
Visa
Paypal

5. Austria
According to the research, 4.9 million of
Austrian citizens are current eCommerce
customers.
The number is expected to grow by an
additional 890,000 users by 2021, with 5.8
million e-commerce users representing 78,4%
of the total population. The average Austrian
user spends online about 1700 euros per
year.
EPS
SEPA
Direct debit
Visa
Mastercard

6. France
There are currently 37.97 million eCommerce
users in France, with an additional 4.28
million users expected to be shopping online
by 2022.
Cartes
Bancaires
Visa
Paypal
Mastercard
Allopass

7. Denmark
The population of Denmark is 5.73 million
people with a total GDP of 306.14 billion USD.
There are 3.5 million eCommerce users in
Denmark for now, with an additional 350,000
users expected to be buying online by 2021.
Visa
Dankort
Mastercard
Klarna
Paypal
Quickpay

8. Norway
There are 3.17 million eCommerce users in
Norway, with an additional 260,000 users
expected to be shopping online by 2022.
Four years from now, these 3.43 million
eCommerce users will spend an average of
2,666.93 USD online.
Visa
Mastercard
Klarna
Paypal
Diners Club

9. Germany
There are 50.71 million eCommerce users in
Germany, with an additional 2.91 million users
expected to be shopping online by 2021.
In 2022, these 53.62 million eCommerce users
will spend an average of 1,600.02 USD online.
Sofort
SEPA
Paypal
Giropay
Klarna
Rate
PayVisa

10. Italy
There are 19.09 million eCommerce users in
Italy, with an additional 1.99 million users
expected to be shopping online by 2022.
Four years from now, these 21.08 million
eCommerce users will spend an average of
1,008.30 USD online.
Visa
Mastercard
Paypal
American Express
Mybank
Prepaid Voucher

11. Finland
There are 3.32 million eCommerce users in
Finland, with an additional 530,000 users
expected to be shopping online by 2021.
Four years from now, these 3.85 million
eCommerce users will spend an average of
1,597.91 USD online.
Finnish e-banking
Visa
Klarna
Paypal
Mastercard

12. Italy
There are 19.09 million eCommerce users in
Italy, with an additional 1.99 million users
expected to be shopping online by 2022.
Four years from now, these 21.08 million
eCommerce users will spend an average of
1,008.30 USD online.
Visa
Mastercard
Paypal
American Express
Mybank
Prepaid Voucher

13. Netherlands
There are currently 8.87 million eCommerce
users in the Netherlands, with an additional
440,000 users expected to be shopping online
by 2022.
Four years from now, these 9.31 million
eCommerce users will spend an average of
1,924.97 USD online.
iDEAL
SEPA
Mastercard
Visa
Klarna

14. Poland
There are currently 19.59 million eCommerce
users in Poland. They spend $416.71 online
annually.
Four years from now, an expected 20.95
million Polish online shoppers will spend
approximately $546.09.
Pay-by-links
VisaMastercard
Paypal

15. Drop a line at sales@ikajo.com to
arrange a call with our payment
expert.
Fill down a merchant application at
ikajo.com/get-started to get a
payment solutiion tailored to your
needs.
Start accepting
payments!
1
2