Newsletter June 2009

This newsletter provides information about Social Security benefits, health insurance options for early retirees, ways to pay for graduate school, and the key provisions of the new Credit CARD Act of 2009. Specifically: - Delaying receiving Social Security benefits past full retirement age results in larger monthly payments due to delayed retirement credits of up to 8% annually. - Early retirees need to consider health insurance options like COBRA or individual policies since few employers offer retiree health benefits. - Graduate students can take out federal loans, apply for scholarships and grants, and use employer educational assistance or education tax benefits to help pay for school. - The Credit CARD Act of 2009 aims to increase transparency and