Newsletter Nov 2008

This newsletter discusses several year-end investment strategies to consider from a tax perspective: 1) Review your portfolio and rebalance if one asset class has outperformed, which could allow harvesting losses to offset gains or realizing gains to offset losses. 2) Sell losing positions to harvest tax losses to offset up to $3,000 in ordinary income. Consider the wash sale rule. 3) Be aware of mutual fund year-end distributions which could generate taxes even if your shares haven't appreciated. Time purchases and sales accordingly. 4) Strategically select shares to sell based on cost basis methods to maximize tax advantages when selling shares in a taxable account. 5) Taking some time