The document provides recommendations for three apps - Acorns, Mint, and RetailMeNot. It summarizes what each app does: Acorns rounds up spare change from purchases and invests it; Mint is a free budgeting tool that tracks spending, balances, and goals while providing recommendations; RetailMeNot shows coupon codes for stores. It also discusses benefits of Mint for budgeting and savings and how Walmart Savings Catcher guarantees lowest prices when shopping at Walmart by providing gift cards for any differences found.

1. Tech
Recommendations

2. Acorns App
The way it works:
Acorns connects to a debit or credit card
to "round up" the spare change to the
next dollar on all purchases. Once the
roundups reach $5, it withdraws the
money and invests in a personalized
stock portfolio.

3. Mint.com by Intuit

4. Mint Continued
• Mint is a personal favorite of mine.
• If you aren’t budgeting most of your money, you are wasting an
opportunity.
• Some budgets I personally use that have made me stop and think
before I make another purchase
• You can also set goals for a specific date in time, track them, and it
will show what you need to put away to save up for your goal.

5. Mint Continued
• Your balance sheet updated every time you log in:
So what is the catch?
• It is 100% free, driven by advertising recommendations to
save you money.
• You have to connect all accounts electronically by providing
your usernames and password. Security is one of mint’s
biggest priorities.
• I have used mint.com for 2 years, and I don’t regret it. It has
helped me save 1000’s of dollars. It alerts me when I have an
unusual purchase, monitors my credit, and other things. It will
send you a text when a bill is due in the next 5 days, and also
if you are really close to maxing out your budget categories.

6. RetailMeNot App
• Helped me save $1000’s on purchases
• Type in the store you are at or going to and it will show
all coupons ever used. Shows codes to use online too

7. Walmart Savings Catcher APP
• This app/free service guarantees you get the lowest price
anywhere when shopping at Walmart. If a local competitor
has a lower advertised price, you get an eGift Card for the
difference.
• Available on iPhone and Android devices.
• Down side-Savings cap of $600 per year.
• If you shop at Walmart at all, you might as well use it.
• What it does:
• Shop at walmart and then scan your receipt via your phone OR
• Enter the receipt number online while signed into your account