The document promotes the financial services of Tammy Reid and her company Loan Wize. It summarizes Tammy's qualifications and experience in finance and mortgage broking. Loan Wize offers specialized lending advice and helps clients obtain the best loan rates. Their services include collecting client financial information, negotiating rates, recommending suitable loan products, and managing the application and approval process. The goal is to make the financing process easy to understand and connect clients with the right lender for their needs.

1. Wize Up to your Best Financial Decision!
www.loanwize.com.

2. Who is Tammy Reid?
(Soon to Be Tammy Gifford !) *
*Just a bit excited to be getting married

3. Specialist Lending Advice
• I have an Diploma of Financial Planning,
– Diploma of Finance Services / Mortgage Broker
– Advanced Cert in Mortgage Planning.
• Finalist In Numerous Business Awards
• Worked in Finance since 1984
• Started Mortgage Broking in 2003
• Over 24 Property transactions over the last 7 years
• Successful Property Developer and fulltime Property Investor
• Started Loan Wize in 2007 and purchased several lending
businesses that were leaving the market
• Over $200M of loans settled and over 1200 happy clients

5. Firstly, I am a fiancée!

6. And a Mum!

7. I am Passionate!

8. I love life, value friendships &
experiencing new cultures!

10. Benefits of Using Loan Wize
• We Build long term relationships with our clients
• We Value client and referral relationships
• Our clients refer to us because they love what we do!
• We believe Integrity is paramount to a good ongoing
relationship
• We look after our clients best interest as our number one
priority.

11. Why use EF? (Equipment Finance)
A car & equipment finance facility allows a business &
individuals to finance the purchase of plant, equipment
and motor vehicles, without tying up large amounts of
capital.
Under an Equipment Finance facility you have the
equipment you need now, with repayments structured to
suit your cash flow.

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Loan Wize
Services
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Loan Wize
Services

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Loan Wize
Services
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Loan Wize
Services

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Loan Wize
Services
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Loan Wize
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Loan Wize
Services
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Loan Wize
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Loan Wize
Services
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Loan Wize
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17. What Is it that I Do?
1. Collect your personal financial information
2. Negotiate the best rate
3. Recommend a Product / Lender that is suitable for your needs
4. Make Lending Easy for you to understand by cutting through the
confusion in regards to loan types / features
5. Assist you to understand the finance options available
6. Lodge your loan application to the bank
7. Manage your loan application to formal approval
8. Assist you with any questions in regard to the loan documents
9. Manage the documentation and settlement process of your loan
Lending Advice Specific to your personal circumstances

18. Rates change weekly & are determined by;
1. Type of Goods
2. Age of Goods
3. Term
4. Amount Financed
5. Balloon
6. Business or Personal Use
7. Purchase from Dealership or Private Sale
8. Full Doc or Low Doc
9. Car Yard Finance or Broker Finance*
*(Relationship / Volumes with lenders to negotiate a better deal for you)

19. Example of this weeks Rates

20. No Financials P&E Finance
• Financing Motor Vehicles up to $100,000 if you are Self Employed. Clients
must have an ABN for two years, must be a home owner/have a mortgage OR
be an Existing Leasing client with any financial institution with excellent
conduct on their account. Client simply signs a self declaration confirming
their ability to service the loan.
• Easy Upgrade Finance - This program is designed for clients looking to replace
a “like for like” asset (eg vehicle replacing a vehicle, truck for a truck, etc). New
monthly payments cannot increase by more than 25% of old monthly
payments.
• Professional Package – Must be a suitably qualified professional* and have
been in practice for a minimum of 3 years. Limits are $100,000 for Motor
Vehicles and $50,000 on general plant and equipment

21. My goal and passion is to take the confusion out of the finance world
and connect people to a lender that meets their needs.
One true advantage of my offering is providing you the consumer with
an informed choice of lender, backed by extensive knowledge and
experience.
So isn’t it time you wized up to your best financial decision and give
me a call today at Loan Wize?
0499 LOAN WIZE (0499 562 694)
Lending Advice Specific to your personal circumstances