This document discusses the role of actuaries in takaful (Islamic insurance). It provides information on 3 presenters, defines takaful as an Islamic insurance system based on mutual assistance and donation. It describes the traditional role of actuaries in determining contribution rates, designing products, valuing liabilities and reserves, and distributing surplus. Finally, it lists several factors that impact takaful business performance and actuarial judgement, such as general economic indicators, demographics, legislation, taxation, and the business environment, including the legal system, taxation, economic growth, capital markets, and regulations.