Theta Chapter of Alpha Gamma Rho Fraternity at the University of Missouri had an accomplished year. They were named the top fraternity in their college, earned several national awards, recruited 31 new members which was a record, and won Homecoming and CAFNR Week competitions. The Noble Ruler looked forward to continued success under new leadership.
In this session I go through my top 10 recommendations of the basics of personal finance. Ideas and strategies were collected from Dave Ramsey, David Bach, and Ramit Sethi. Become a master of your own destiny in your personal finances by putting these practices to work every day in your life.
Book marketing The New Rules of Retirement SavingsBryan Daly
Take the 100 book challenge and make $100,000 in the next 12 months. Earn the ring and Equity Share!!!!
Can you create financial freedom in the next 12 months?
Dave Ramsey's Financial Peace University is a 9-week class that teaches practical skills for budgeting, eliminating debt, wise spending, and building wealth. The updated 2012 version includes all new material over a shortened 9-week period. Each class focuses on a different topic like super saving, dumping debt, insurance, and retirement planning. Participants can access additional online resources and videos to supplement the in-person classes.
The 7 Baby Steps is a guideline to help you get to financial peace.
These, taken in chronological order helps you prepare for the unexpected or things you know about but choose to ignore.
1) $1k emergency funds
2) Debt Snowball
3) 3-6 months of living expenses
4) 15% to IRA
5) College Savings
6) Pay off house early
7) Build wealth and give
- Dave Ramsey opposes cash value life insurance and provides unrealistic advice about saving and investing without considering fees, taxes, or living benefits.
- Using Ramsey's assumptions of saving $6,000 annually and earning 15% returns, one could have $500,000-$700,000 in 20 years. However, when considering more realistic returns of 8-10%, fees, taxes, the amount is significantly lower at $150,000-$232,000.
- A cash value life insurance plan allowing one to save the same $6,000 annually could provide $593,199 tax-free to beneficiaries if the person dies at age 52, guaranteed, or ongoing tax-free income and benefits if they live
Trying to shovel your way out of a mountain of debt? Popular financial expert Dave Ramsey, the host of the nationally-syndicated radio program The Dave Ramsey Show, suggests that you follow these seven "baby steps" as you pay off debt and build wealth.
Theta Chapter of Alpha Gamma Rho Fraternity at the University of Missouri had an accomplished year. They were named the top fraternity in their college, earned several national awards, recruited 31 new members which was a record, and won Homecoming and CAFNR Week competitions. The Noble Ruler looked forward to continued success under new leadership.
In this session I go through my top 10 recommendations of the basics of personal finance. Ideas and strategies were collected from Dave Ramsey, David Bach, and Ramit Sethi. Become a master of your own destiny in your personal finances by putting these practices to work every day in your life.
Book marketing The New Rules of Retirement SavingsBryan Daly
Take the 100 book challenge and make $100,000 in the next 12 months. Earn the ring and Equity Share!!!!
Can you create financial freedom in the next 12 months?
Dave Ramsey's Financial Peace University is a 9-week class that teaches practical skills for budgeting, eliminating debt, wise spending, and building wealth. The updated 2012 version includes all new material over a shortened 9-week period. Each class focuses on a different topic like super saving, dumping debt, insurance, and retirement planning. Participants can access additional online resources and videos to supplement the in-person classes.
The 7 Baby Steps is a guideline to help you get to financial peace.
These, taken in chronological order helps you prepare for the unexpected or things you know about but choose to ignore.
1) $1k emergency funds
2) Debt Snowball
3) 3-6 months of living expenses
4) 15% to IRA
5) College Savings
6) Pay off house early
7) Build wealth and give
- Dave Ramsey opposes cash value life insurance and provides unrealistic advice about saving and investing without considering fees, taxes, or living benefits.
- Using Ramsey's assumptions of saving $6,000 annually and earning 15% returns, one could have $500,000-$700,000 in 20 years. However, when considering more realistic returns of 8-10%, fees, taxes, the amount is significantly lower at $150,000-$232,000.
- A cash value life insurance plan allowing one to save the same $6,000 annually could provide $593,199 tax-free to beneficiaries if the person dies at age 52, guaranteed, or ongoing tax-free income and benefits if they live
Trying to shovel your way out of a mountain of debt? Popular financial expert Dave Ramsey, the host of the nationally-syndicated radio program The Dave Ramsey Show, suggests that you follow these seven "baby steps" as you pay off debt and build wealth.
SlideShare now has a player specifically designed for infographics. Upload your infographics now and see them take off! Need advice on creating infographics? This presentation includes tips for producing stand-out infographics. Read more about the new SlideShare infographics player here: http://wp.me/p24NNG-2ay
This infographic was designed by Column Five: http://columnfivemedia.com/
No need to wonder how the best on SlideShare do it. The Masters of SlideShare provides storytelling, design, customization and promotion tips from 13 experts of the form. Learn what it takes to master this type of content marketing yourself.
This document provides tips to avoid common mistakes in PowerPoint presentation design. It identifies the top 5 mistakes as including putting too much information on slides, not using enough visuals, using poor quality or unreadable visuals, having messy slides with poor spacing and alignment, and not properly preparing and practicing the presentation. The document encourages presenters to use fewer words per slide, high quality images and charts, consistent formatting, and to spend significant time crafting an engaging narrative and rehearsing their presentation. It emphasizes that an attractive design is not as important as being an effective storyteller.
10 Ways to Win at SlideShare SEO & Presentation OptimizationOneupweb
Thank you, SlideShare, for teaching us that PowerPoint presentations don't have to be a total bore. But in order to tap SlideShare's 60 million global users, you must optimize. Here are 10 quick tips to make your next presentation highly engaging, shareable and well worth the effort.
For more content marketing tips: http://www.oneupweb.com/blog/
This document provides tips for getting more engagement from content published on SlideShare. It recommends beginning with a clear content marketing strategy that identifies target audiences. Content should be optimized for SlideShare by using compelling visuals, headlines, and calls to action. Analytics and search engine optimization techniques can help increase views and shares. SlideShare features like lead generation and access settings help maximize results.
Each month, join us as we highlight and discuss hot topics ranging from the future of higher education to wearable technology, best productivity hacks and secrets to hiring top talent. Upload your SlideShares, and share your expertise with the world!
Not sure what to share on SlideShare?
SlideShares that inform, inspire and educate attract the most views. Beyond that, ideas for what you can upload are limitless. We’ve selected a few popular examples to get your creative juices flowing.
How to Make Awesome SlideShares: Tips & TricksSlideShare
Turbocharge your online presence with SlideShare. We provide the best tips and tricks for succeeding on SlideShare. Get ideas for what to upload, tips for designing your deck and more.
SlideShare is a global platform for sharing presentations, infographics, videos and documents. It has over 18 million pieces of professional content uploaded by experts like Eric Schmidt and Guy Kawasaki. The document provides tips for setting up an account on SlideShare, uploading content, optimizing it for searchability, and sharing it on social media to build an audience and reputation as a subject matter expert.
This document lists over 200 food pantries, churches, and organizations across 7 central Florida counties that provide assistance and resources to those in need. It notes that in the US, 50.2 million people, including 17.2 million children, struggle with food insecurity. The list includes agencies in Brevard, Lake, Orange, Osceola, Seminole, Volusia counties that can help local residents who need assistance accessing food.
This slideshow was created to assist a presentation on places and resources in the Albany Park neighborhood of Chicago. The presentation focused on the vastly diverse neighborhood’s demographics and its many different humanities-related resources available for learning and entertainment.
The document summarizes research conducted by LSU on disaster recovery and community resilience following Hurricane Katrina. It involved over 10,000 interviews through various surveys, as well as ethnographic research. The data was used to map flooding, damage, and recovery. Challenges included partnering with many community organizations for data collection. Photos show interviewing residents door-to-door and with special populations. Hypotheses explored the relationship between individual resources, collective/social resources, and levels of recovery.
CVNL's 22nd Annual Heart of Marin Awards Presentation CVNL
CVNL's Heart of Marin Awards provides a venue for recognizing the community's triumphs and honors the magnificent and meaningful work done to save lives, produce well-being, help the environment, promote art and culture and all else that makes life worthwhile for our families, neighbors and community. Experience the day all over again with our presentation from the awards ceremony.
This document discusses socially responsible investing (SRI) and divestment. It begins with introducing the presenter and defining SRI as aligning investments with personal values like renewable energy and sustainable development. The document then addresses common myths about SRI, provides steps for implementing an SRI strategy, and defines divestment as selling assets to achieve objectives. It lists many institutions, foundations, religious groups, cities and counties that have committed to divesting from fossil fuels. In closing, it confirms that SRI and divestment can make a difference, while acknowledging that additional screening is needed.
This document discusses socially responsible investing (SRI) and divestment. It begins with introducing the presenter and defining SRI as aligning investments with personal values like renewable energy and sustainable development. The document then addresses common myths about SRI, provides steps for implementing an SRI strategy, and defines divestment as selling assets to achieve objectives. It lists many institutions, foundations, religious groups, cities and counties that have committed to divesting from fossil fuels. In closing, it confirms that SRI and divestment can make a difference, while acknowledging the additional screening work involved.
This document discusses socially responsible investing (SRI) and divestment. It begins with introducing the presenter and defining SRI as aligning investments with personal values like renewable energy and sustainable development. It then addresses common myths about SRI, such as limits to diversification or lower returns. The document outlines steps for implementing SRI and defines divestment as selling assets to achieve objectives. It provides many examples of institutions, organizations, and entities that have committed to divesting from fossil fuels. In closing, it confirms that SRI and divestment can make a difference, with the only downside being additional screening levels.
2013 sustainability conference powerpointCheryl White
This document provides information about a conference sponsored by the Roy W. Slusher Foundation. It lists over 100 participating nonprofit organizations in the Ozarks region. It also advertises the Master of Arts in Communication program at Drury University with an emphasis on nonprofit work. Finally, it thanks presenters at the conference and advertises an upcoming nonprofit communication workshop in Bentonville, Arkansas.
Request from 117 Haitian Religious Leaders to Re-Designate and Extend Tempora...Stanleylucas
We are writing as pastors and other faith leaders who are directly from Haitian heritage. We are grateful to serve our fellow Haitians who live across the United States. We are writing in this vital time because our community members are expressing anxiety every day after hearing that Haitian TPS may end on January 22, 2018. We strongly urge that you reconsider this decision immediately to ensure that Haitian TPS recipients will have their status renewed for a full 18 months (117 Haitian Religious leaders)
This set of slides, originally prepared as the Area Council Report to Diocesan Council, April 2013 and since updated, describes the richly diverse nature of the Episcopal Area of York-Credit Valley and celebrates the work taking place there.
This set of slides, prepared as the Area Council Report to Diocesan Council, April 2013, describes the richly diverse nature of the Episcopal Area of York-Credit Valley and celebrates the work taking place there.
This document contains two summaries. The first is about a mission trip to the Dominican Republic to help construct a church and conduct a vacation bible school. It describes the poverty seen in the country and how the opportunity to serve has been a blessing. The second summary is about Patton Building Services' maintenance division and the services they provide like plumbing, electrical work, and landscaping. It also mentions they have sponsored an internship.
SlideShare now has a player specifically designed for infographics. Upload your infographics now and see them take off! Need advice on creating infographics? This presentation includes tips for producing stand-out infographics. Read more about the new SlideShare infographics player here: http://wp.me/p24NNG-2ay
This infographic was designed by Column Five: http://columnfivemedia.com/
No need to wonder how the best on SlideShare do it. The Masters of SlideShare provides storytelling, design, customization and promotion tips from 13 experts of the form. Learn what it takes to master this type of content marketing yourself.
This document provides tips to avoid common mistakes in PowerPoint presentation design. It identifies the top 5 mistakes as including putting too much information on slides, not using enough visuals, using poor quality or unreadable visuals, having messy slides with poor spacing and alignment, and not properly preparing and practicing the presentation. The document encourages presenters to use fewer words per slide, high quality images and charts, consistent formatting, and to spend significant time crafting an engaging narrative and rehearsing their presentation. It emphasizes that an attractive design is not as important as being an effective storyteller.
10 Ways to Win at SlideShare SEO & Presentation OptimizationOneupweb
Thank you, SlideShare, for teaching us that PowerPoint presentations don't have to be a total bore. But in order to tap SlideShare's 60 million global users, you must optimize. Here are 10 quick tips to make your next presentation highly engaging, shareable and well worth the effort.
For more content marketing tips: http://www.oneupweb.com/blog/
This document provides tips for getting more engagement from content published on SlideShare. It recommends beginning with a clear content marketing strategy that identifies target audiences. Content should be optimized for SlideShare by using compelling visuals, headlines, and calls to action. Analytics and search engine optimization techniques can help increase views and shares. SlideShare features like lead generation and access settings help maximize results.
Each month, join us as we highlight and discuss hot topics ranging from the future of higher education to wearable technology, best productivity hacks and secrets to hiring top talent. Upload your SlideShares, and share your expertise with the world!
Not sure what to share on SlideShare?
SlideShares that inform, inspire and educate attract the most views. Beyond that, ideas for what you can upload are limitless. We’ve selected a few popular examples to get your creative juices flowing.
How to Make Awesome SlideShares: Tips & TricksSlideShare
Turbocharge your online presence with SlideShare. We provide the best tips and tricks for succeeding on SlideShare. Get ideas for what to upload, tips for designing your deck and more.
SlideShare is a global platform for sharing presentations, infographics, videos and documents. It has over 18 million pieces of professional content uploaded by experts like Eric Schmidt and Guy Kawasaki. The document provides tips for setting up an account on SlideShare, uploading content, optimizing it for searchability, and sharing it on social media to build an audience and reputation as a subject matter expert.
This document lists over 200 food pantries, churches, and organizations across 7 central Florida counties that provide assistance and resources to those in need. It notes that in the US, 50.2 million people, including 17.2 million children, struggle with food insecurity. The list includes agencies in Brevard, Lake, Orange, Osceola, Seminole, Volusia counties that can help local residents who need assistance accessing food.
This slideshow was created to assist a presentation on places and resources in the Albany Park neighborhood of Chicago. The presentation focused on the vastly diverse neighborhood’s demographics and its many different humanities-related resources available for learning and entertainment.
The document summarizes research conducted by LSU on disaster recovery and community resilience following Hurricane Katrina. It involved over 10,000 interviews through various surveys, as well as ethnographic research. The data was used to map flooding, damage, and recovery. Challenges included partnering with many community organizations for data collection. Photos show interviewing residents door-to-door and with special populations. Hypotheses explored the relationship between individual resources, collective/social resources, and levels of recovery.
CVNL's 22nd Annual Heart of Marin Awards Presentation CVNL
CVNL's Heart of Marin Awards provides a venue for recognizing the community's triumphs and honors the magnificent and meaningful work done to save lives, produce well-being, help the environment, promote art and culture and all else that makes life worthwhile for our families, neighbors and community. Experience the day all over again with our presentation from the awards ceremony.
This document discusses socially responsible investing (SRI) and divestment. It begins with introducing the presenter and defining SRI as aligning investments with personal values like renewable energy and sustainable development. The document then addresses common myths about SRI, provides steps for implementing an SRI strategy, and defines divestment as selling assets to achieve objectives. It lists many institutions, foundations, religious groups, cities and counties that have committed to divesting from fossil fuels. In closing, it confirms that SRI and divestment can make a difference, while acknowledging that additional screening is needed.
This document discusses socially responsible investing (SRI) and divestment. It begins with introducing the presenter and defining SRI as aligning investments with personal values like renewable energy and sustainable development. The document then addresses common myths about SRI, provides steps for implementing an SRI strategy, and defines divestment as selling assets to achieve objectives. It lists many institutions, foundations, religious groups, cities and counties that have committed to divesting from fossil fuels. In closing, it confirms that SRI and divestment can make a difference, while acknowledging the additional screening work involved.
This document discusses socially responsible investing (SRI) and divestment. It begins with introducing the presenter and defining SRI as aligning investments with personal values like renewable energy and sustainable development. It then addresses common myths about SRI, such as limits to diversification or lower returns. The document outlines steps for implementing SRI and defines divestment as selling assets to achieve objectives. It provides many examples of institutions, organizations, and entities that have committed to divesting from fossil fuels. In closing, it confirms that SRI and divestment can make a difference, with the only downside being additional screening levels.
2013 sustainability conference powerpointCheryl White
This document provides information about a conference sponsored by the Roy W. Slusher Foundation. It lists over 100 participating nonprofit organizations in the Ozarks region. It also advertises the Master of Arts in Communication program at Drury University with an emphasis on nonprofit work. Finally, it thanks presenters at the conference and advertises an upcoming nonprofit communication workshop in Bentonville, Arkansas.
Request from 117 Haitian Religious Leaders to Re-Designate and Extend Tempora...Stanleylucas
We are writing as pastors and other faith leaders who are directly from Haitian heritage. We are grateful to serve our fellow Haitians who live across the United States. We are writing in this vital time because our community members are expressing anxiety every day after hearing that Haitian TPS may end on January 22, 2018. We strongly urge that you reconsider this decision immediately to ensure that Haitian TPS recipients will have their status renewed for a full 18 months (117 Haitian Religious leaders)
This set of slides, originally prepared as the Area Council Report to Diocesan Council, April 2013 and since updated, describes the richly diverse nature of the Episcopal Area of York-Credit Valley and celebrates the work taking place there.
This set of slides, prepared as the Area Council Report to Diocesan Council, April 2013, describes the richly diverse nature of the Episcopal Area of York-Credit Valley and celebrates the work taking place there.
This document contains two summaries. The first is about a mission trip to the Dominican Republic to help construct a church and conduct a vacation bible school. It describes the poverty seen in the country and how the opportunity to serve has been a blessing. The second summary is about Patton Building Services' maintenance division and the services they provide like plumbing, electrical work, and landscaping. It also mentions they have sponsored an internship.
The document summarizes the history and purpose of VOAD (Voluntary Organizations Active in Disaster). It describes how VOAD was formed in 1969 after Hurricane Camille to help coordinate responding voluntary agencies and minimize duplication of services. Today, VOAD serves as a forum to facilitate communication, coordination, cooperation and collaboration between non-profit organizations and government agencies to meet community needs during disasters. The document outlines the services VOAD members provide and describes how VOAD aims to increase the collective impact of its member groups by working together through information sharing and resource coordination before, during and after disasters.
The document provides information about personnel and upcoming events for the Intermountain District Church of the Nazarene. It lists the district superintendent, assistant superintendent, and presidents of various ministries. It also provides a calendar of upcoming district events in October and November 2013. Additionally, it shares information about a benevolent garden ministry called the Solid Rock Garden and their annual harvest celebration.
The Legends Foundation Outreach - ChurchesJoseph Hoffman
The Legends Foundation is a 501c3 non-profit organization established in 2008 with a mission of encouraging good daily choices and accountability through professional athletes' leadership. It provides speaking engagements, sports camps, and programs to help individuals and organizations. The foundation distributes sports bibles in prisons and organizations to provide a message of hope. It encourages volunteers to serve in various ministry roles and live according to Christian principles of making good choices, serving others, and fulfilling one's purpose.
Corvallis Sustainability Coalition Town Hall 2013Melissa Hamilton
The document is an agenda for the Sustainability Town Hall 2013 event in Corvallis, Oregon. It begins with welcoming language and introduces the town hall's vision of a sustainable community. It then outlines how the event will be a model of sustainability through practices like composting, recycling, energy efficiency and using local food. The rest of the document details partner organizations involved, volunteers, sponsors, and an agenda that includes connecting to the community through sharing sustainability successes, connecting to the economy on sustainability and jobs, and connecting to action through group discussions.
Similar to Super Saving and FPU Introduction Handout Fall 2011 (17)
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Discovering Delhi - India's Cultural Capital.pptxcosmo-soil
Delhi, the heartbeat of India, offers a rich blend of history, culture, and modernity. From iconic landmarks like the Red Fort to bustling commercial hubs and vibrant culinary scenes, Delhi's real estate landscape is dynamic and diverse. Discover the essence of India's capital, where tradition meets innovation.
Super Saving and FPU Introduction Handout Fall 2011
1.
2. Why Did Zions Create Our
Eliminate Needless Debt (END) Program?
• Utah had consistently
ranked #1 in bankruptcy
rate in the nation (#9 for
2010 and Idaho is #17).
• More people saving more
money supports more
loans to businesses to
grow our economy.
3. What the END Program is Not . . .
• It is not exclusively for people seriously
in debt
• It is not a debt consolidation program
• It is not a consumer credit counseling g
type service
• It is not a quick fix program
• It does not require people t b k at
d t i l to bank t
Zions
4. What the END Program is . . .
• An educational program for anyone that wants to
save more, eliminate needless debt, and build
wealth
• A free Super Saving Seminar sponsor
• A sponsor of Dave Ramsey’s Financial Peace
University (FPU)
• A sponsor of a $1,000 Emergency Fund Savings
Account Drawing
• A sponsor of Financial Peace curriculum used at
over 100 Utah high schools
• Special offers on Zions Bank products (optional)
• Program is also available in Spanish
5. What is Financial Peace University?
• The most effective personal finance course in
America
• Nationwide, the average family adds $ ,
, g y $2,700 to
savings and reduces debts by $5,300 in 91 days
• This is an educational program, not a sales
program
• FPU is a two hours a week, 13-week course that
teaches people the skills they need to save like
they never have before, eliminate needless debt,
and build wealth with a goal of giving a lot of it
away to worthy causes.
• Founder Dave Ramsey is the host of a daily radio
program with over 4.5 million weekly li t
ith 4 5 illi kl listeners andd
his own daily cable TV program on the Fox
Business Network. Both deal with personal
finance issues.
6. Major FPU Results
• 1,000,000+ nationwide enrollments including more than 30,000 partici-
p
pants in nearly 1,000 Zions supported classes (mostly hosted by area
y pp ( y y
churches) since 2003.
• Average household paid off $5,300 in debt
• Average household added $2,700 to savings
• Average of 2+ credit cards cut up per household
– One local household cut up 56 credit cards!
• 70%-80% graduation rate
• 0% dissatisfaction rate
• Long term results from Zions Bank’s own employee participants:
– $15,600 average added to non-retirement savings
– $
$16,300 average of debts paid off
– 6.2% average increase in 401K contributions from 38% of employees
8. Businesses and Churches Participating
in Financial Peace University - Utah
A partial list of organizations that have hosted Super Saving Seminars and / or FPU classes as far back as 2003:
p g p g
Abundant Life Assembly (North Salt Lake) Cache County Sheriff’s Office Creekside Christian Fellowship (Park City) Good Shepherd Lutheran Church
Access Development Cache Employment and Training Center Crosspoint Church (SLC) (Lutheran)
A-Core Concrete Cache Valley Christian Center Crossroads Fellowship (Ogden) Grace Baptist Church (Bountiful)
ADP Calvary Baptist Church Crystal River Church Grace Community Bible Church (Sandy)
Advanced Family Dental Clinic (Cedar City) Calvary Chapel of Salt Lake Cultural Celebration Center Grace Lutheran Church (Sandy)
Adventure Foursquare Church (Am. Fork) Calvary Chapel Saint George Custom Covers Granger Christian Church
Adventure F
Ad t Foursquare Ch h (D
Church (Draper)) Calvary Fello ship Ch rch
Cal ar Fellowship Church (Am Fork) Davis Applied Technology College Granger Hunter Improvement District
Adventure Liberty Park Camp Williams Davis School District Grantsville High School
Aero-Graphics Canyon Pointe Ward (Spanish Fork) Daw Tech Gravel Masters
Aldersgate United Methodist Church (Brigham City) Canyon Road Assembly (Ogden) Deseret Power Great Harvest Church (Midvale)
Alphagraphics Capital Church Desert Edge Christian Chapel (Huntington) Great Life Foundation
Alpine 4th Ward Castle Dale Stake Desert Springs Church (St George) Greenville Elementary (North Logan)
Alpine Community Church (Riverdale) Cate Equipment Eagle Mountain City Griffin Memorial Church of God in Christ
Alpine Stake CenterPoint Church (Orem) Eagle Mountain East Stake Harris Dudley Construction
American Fork 31st Ward Centerville South Stake East Meadows Ward (Spanish Fork) Harris Research
H i R h
AMT Labs Central Refrigerated Services Ebenezer Church of God in Christ Health Equity
Arrowstar Construction Children’s Service Society Elevation Church (Layton) Heber 12th Ward
Ascension Lutheran Church (Ogden) Christ Evangelical Church (Orem) Emmanuel Baptist Church (Hyrum) Henderson Law Office
Ashley Valley Calvary Chapel (Vernal) Christ United Methodist Church Ephraim Church of the Bible Henefer City Hall
Aspen Meadows 1st Ward (Spanish Fork) Christian Heritage School (Roy) Evangelical Free Church Heritage Baptist Church (Rose Park)
Aspen Meadows 3rd Ward (Spanish Fork) Christian Life Assembly of God (Payson) e-Vin, The Emerging Vineyard (Taylorsville) Holladay Baptist Church
Autoliv Christian Life Center (Layton)
( y ) Farmington 4th Ward
g Huntington Stake
Bailey Moving Clear Channel Radio Farmington City Hurricane 15th Ward
Barco Media Clearfield City Fillmore 1st Ward Hyrum City
Beacon Metals Clearfield High School Fillmore 4th Ward Industrial Containers
Big D Construction Clearfield South Stake First Baptist Church (Roy) Interior Solution
Blanding Stake Clyde Companies Inc. First Baptist Church (West Valley) Intermountain Baptist Church
Blessed Sacrament Church (Sandy) Coalville City First Church of the Nazarene (SLC) Intermountain Power
Blomquist Hale Consulting Cole Holland Training Center First Southern Baptist Church (Bountiful) Interstate Hydraulics
Bob Barker Company Columbia Elementary (Kaysville) First Southern Baptist Church (Monticello) JC Penneys
Boondocks Fun Center Community Church of Clearfield Fort Herriman Stake LDS Jones and DeMille
Boy Scouts of America Community United Methodist Church (Ogden) Freedom Second Ward Jordan 3rd Ward
Bridgepoint Systems Connected Technologies, Inc Gateway Community Church (Draper) Jordan Meadows Ward (Lehi)
BYU 137th Ward Cottonwood Partners Gerber Construction K2 The Church
Cache County School District Country Park 2nd Ward Glenwood Ward Kaysville Stake
God's Place (Ogden) Kearns Improvement District
9. Businesses and Churches Participating
in Financial Peace University – Utah (Continued)
A partial list of organizations that have hosted Super Saving Seminars and / or FPU classes as far back as 2003:
p g p g
Kearns Western Hills Stake Ogden Christian Fellowship Roy Christian Church Stansbury Park High School
Keller Williams Real Estate Orem Sunset Heights 3rd Ward Salt Lake Church of Religious Science Steel Encounters
Kids on the Move Orem Sunset Heights 6th Ward Salt Lake Community College Steton
Lakeside Church (Syracuse) Orem Sunset Heights 7th Ward Salt Lake Granger East Stake STRATA Networks
Lakeside Community Church (Sunset) Orem Windsor Stake Salt Lake Grant Stake Summit Adventure Church (West Jordan)
Layton Hills Stake Our Saviors Lutheran Church (Roy) Salt Lake Little Cottonwood Stake Summit Chapel (Ogden)
Les Olsen Copiers Overlake 2nd Ward Salt Lake McKinley Ward
S lt L k M Ki l W d Summit School District
Lifeline Community (West Jordan) Pacific States Cast Iron Pipe Company Salt Lake Technical Center Sundance Resort
Living Waters Christian Fellowship (West Valley) Page Ward (Payson) Salt Lake Wilford Stake Sunny Ridge Ward (Spanish Fork)
Logan Church of Christ Parleys First Ward Sanderson Community Center (for deaf) Sunrise Valley Development
Loomis Armored US Payson Mountain View Stake Sandy Crescent North Stake Syracuse Homestead Ward
Maranatha Baptist Church (Logan) Pleasant Grove Manila Stake Sandy Crescent Park Stake Sysco
Marshall Industries Pleasant Grove Timpanogas Stake Sandy Crescent View Ward Taylorsville Central Stake
Midvale City Pleasant View 3rd Ward Santaquin 4th Ward Taylorsville City
y y
Midvalley Bible Ch h (Bl ffd l )
Mid ll Bibl Church (Bluffdale) Ponds Plumbing Santaquin North Stake Taylorsville Park Ward
Modern Display Price 4th Ward Segway of Utah The Fellowship (Sandy)
Morinda – Tahitian Noni Prince of Peace Lutheran Seventh-Day Adventist Church (Ogden) Genesis Project
Mount Vineyard Christian Fellowship (Park City) Provo City Shadow Mountain Church (West Jordan) The Rock Church (Sandy)
Mountain Life Evangelical (Park City) Provo East Stake SLC Foursquare Church This is the Place Heritage Park
Mountain of Faith Lutheran (Tooele) Provo Lakeside 10th Ward Snow College Tooele 1st Ward
Mountain View Christian Assembly Provo Peak 3rd Ward Sojourn Community Church Tooele First Assembly of God
Mountain View Fellowship (Heber) Provo Peak 7th Ward Sorensen Construction Tooele North Stake
Mountainland Design QSI Corp South Central Communications
th Transcript Bulletin Publishing
Murray 15 Ward Questar South Jordan 4th Ward TriTel Networks
Murray Little Cottonwood Stake Randolph Stake South Mountain Community Church (Draper) United Pentecostal Church (Midvale)
Murray North Stake RE/MAX Overland South Valley Baptist Church (Riverton) Union Pacific Railroad
Nebo Learning Center Rich County School District Southeast Christian Church (SLC) Uppercase Living
New Life Christian Center (St George) Richard Manufacturing Southside Church of Christ (West Jordan) US Synthetic
New Promise Lutheran Church (St George) Richfield East Stake Sperry Real Estate USU 2nd Stake
New Song Presbyterian Church Ridgecrest 2nd Ward (Bennion) Squire & Company PC
Company, USU Continuing Education - Murray
North Hills Christian Fellowship (Tremonton) Riverton North Stake Squire & Company, PC Utah Department of Workforce Services
North Ogden 19th Ward Rock Structures Excavating St James Catholic Church (Ogden) Utah Housing Corporation
North Salt Lake City Rocky Mountain ATV Saint John's Anglican Church (Park City) Utah Retirement Systems
Oakley City Town Hall Rocky Mountain Waterproofing St Luke’s Episcopal Church Utah Youth Village
Oasis Christian Church Rose Creek Crossing Ward (Riverton) St Luke’s Episcopal Church Valley Assembly of God
Rose Park North Stake St. Matthew's Lutheran Church Valley Emergency Communication Center
Staker Parsons Valley View East Stake
State of Utah Center (Ogden) Van Boerum & Frank Associates, Inc.
10. Businesses and Churches Participating
in Financial Peace University – Utah (Continued)
A partial list of organizations that have hosted Super Saving Seminars and / or FPU classes as far back as 2003:
Vernal Christian Church
Vernal Stake
Wasatch Electrical
Wasatch Evangelical Free Church (Roy)
Washington Heights Baptist Church (Ogden)
Wasatch Hills Seventh-Day Adventist Church
Weber State University
Wencor
West Bountiful Stake
West Jordan Mountain View 2nd Ward
West Jordan River Oaks Stake
West J d S
W t Jordan Seventh-Day Ad
th D Adventist Ch h
ti t Church
West Lake Community Church (Saratoga Springs)
Western Metals Transport
Westland 1st Ward
Westminster Presbyterian Church (Layton)
Willard 2nd Ward
Wolf Hollow 2nd Ward (Spanish Fork)
Woods Cross High School
Woods Cross North Stake
Workforce Services
World Vision Assembly of God (Vernal)
11. Businesses and Churches Participating
in Financial Peace University – Idaho
A partial list of organizations that have hosted Super Saving Seminars and / or FPU classes as far back as 2003:
American Boise Northview Family Worship Center Firth LDS Firth Stake
Falls American Falls Assembly
Boise Park Center Assembly of God Fruitland West Valley Church
Blackfoot Calvary Bible Church
Boise Red Rock Christian Church Greenleaf Greenleaf Friends Church
Blackfoot Father's House
Boise River of Life Homedale Friends Community Church
Blackfoot First Baptist Church
Boise Saint John's Cathedral
John s
Blackfoot Meridian First Baptist Church Idaho Falls Church of Christ
Boise Second Baptist Church
Boise Amity United Methodist Church Idaho Falls First Church of the Nazarene
Boise The Pursuit
Boise Boise First Community Center
Idaho Falls First Presbyterian Church
Boise Ustick Baptist Church
Boise Boise First Nazarene
Idaho Falls Hope Lutheran Church
Boise Boise Valley Christian Communion Boise Vineyard Boise
Idaho Falls LDS Idaho Falls Lincoln Stake
Boise Capital City Baptist Church Caldwell Boise First Community Center
Jerome Believer's Church
Boise
B i Capitol City Ch i ti Ch h
C it l Cit Christian Church Caldwell Boone Memorial Presbyterian Church
Jerome First Presbyterian Church
Boise CBH Homes Caldwell Caldwell Christian Church
Kimberly Our Savior Lutheran Church
Boise Central Assembly Caldwell Caldwell Friends Church
Kuna First Baptist of Kuna
Boise Christ the King Community Church Caldwell Caldwell Police Department
Kuna Kuna Seventh Day Adventist Church
Boise Church of the Harvest Caldwell Church of the Brethren
Lapwai N.A.M.E. Outreach
Boise Cloverdale Church of God Caldwell Deer Flat Church
Lewiston Beautiful Savior Lutheran Church
Boise Cloverdale United Reformed Church Caldwell Oasis Worship Center
Lewiston Boise Vineyard
Boise Cole Community Church Caldwell The Crossing Church
Lewiston Lewiston Seventh Day Adventist
Boise Contact Christian Church Caldwell Valley Pentecostal Church
Lewiston Orchards Community Church
Boise Covenant Presbyterian Church Chubbuck Gate City Christian Church
Lewiston River City Church
Boise Eastwind Community Church Chubbuck Portneuf District Library
Lewiston Tammany View Baptist Church
Boise First United Methodist Church Chubbuck Redemption Christian Center
Lewiston Valley Christian Center
Boise Foothills Christian Church g
Eagle Eagle Christian Church
g
Malad City LDS Malad City
Boise Grace Chapel Eagle Eagle Nazarene Church
Menan LDS Menan
Boise Grace Community Church Eagle Organic Church
Meridian Boondocks
Boise Keller Williams Real Estate Emmett Community Bible Church
Meridian Canyon Ridge Church
Boise Mountain View Nazarene Filer First Baptist Church
Meridian Capital Christian Center
12. Businesses and Churches Participating
in Financial Peace University - Idaho (Continued)
A partial list of organizations that have hosted Super Saving Seminars and / or FPU classes as far back as 2003:
Meridian Center Point Church Nampa The Rock Twin Falls Twin Falls Reformed Church
Meridian Central Valley Baptist Church New Plymouth First Baptist Church Weiser Community Church of Weiser
Meridian Church of The Holy Nativity New Plymouth New Plymouth High School Weiser Oregon Trail Church of God
Meridian First Baptist Church Parma Kirkpatrick Memorial Community Church Weiser Weiser Community Church
Meridian
M idi General A
G l Assembly & Ch h
bl Church Payette Payette S
Seventh-day Adventist C
Church
Wendell Living Waters Presbyterian Church
Meridian Meridian Alliance Church Payette United Methodist Church
Wilder Mountain View Nazarene
Meridian Meridian First Baptist Church Pocatello Calvary Alliance Church
Meridian Meridian Gospel Tabernacle Pocatello First Baptist Church
Meridian Meridian United Methodist Church
Pocatello River of Life
Meridian Reflections Church
Pocatello Trinity Reformed Church
Meridian Ten Mile Community Church
Post Falls Summit Northwest Ministries
Meridian The Experience
Rathdrum Hayden Meadows Community Fellowship
Middleton First Baptist Church
Rexburg BYU Idaho – Financial Aid Office
Moscow Moscow Church of the Nazarene
Rupert Calvary Chapel of Idaho Falls
Moscow Moscow Seventh Day Adventist Church
Rupert Grace Community Church
Moscow The Summit Church
Sandpoint Cedar Hills Church
Mountain Home Amazing Grace Church
g
Mountain Home Mountain Home Air Force Base Sandpoint First Christian Church
Mountain Home Mountain Home Fire Department Sandpoint Saint Joseph Catholic Church
Nampa Bethel Church of the Nazarene Shelley Journey Community Church
Nampa Crossroad Community Church Soda Springs LDS Soda Springs
Nampa College Church of the Nazarene Twin Falls Bethel Church of the Nazarene
Nampa Crossroad Community Church Twin Falls Crossroads United Methodist Church
Nampa First Baptist Church Twin Falls First Church of the Nazarene
Nampa First Church of the Nazarene Twin Falls Lighthouse Christian Fellowship
Nampa Grace Bible Church Twin Falls Magic Valley Church of Christ
Nampa Oregon Trail Church of God Twin Falls Rock Creek Community Church
Twin Falls Stevens Pierce & Associates
13. Zions Bank Sponsors Utah High Schools
Financial Peace for the Next Generation
The following schools use Financial Peace for financial literacy classes thanks to Zions Bank’s purchase of course material
Bank s
•Altamont Altamont High School •Midvale Hillcrest High School •Saint George Dixie High School
•American Fork American Heritage School •Milford Milford High School •Saint George Milcreek High School
•Beaver Beaver High School •Moab Grand County High School •Salina North Sevier High School
•Bicknell Wayne High School •Monroe South Sevier High School •Salt Lake City Brighton High School
•Bountiful Viewmont High School •Montezuma Creek Whitehorse High School •Salt Lake City Cottonwood High School
•Brigham City
g y Dale Young Community High School
g y g •Monticello
Monticello Monticello High School •Salt Lake City East High School
•Castle Dale Emery High School •Mount Pleasant North Sanpete High School •Salt Lake City Granite High School
•Castle Valley DayStar Adventist Academy •Murray Murray High School •Salt Lake City Granite Peaks High School
•Cedar City Canyon View High School •North Logan Intech Collegiate College •Salt Lake City Highland High School
•Cedar City Cedar High School High School •Salt Lake City Kearns High School
•Cedar City Foothill High School •Ogden Ben Lomond High School •Salt Lake City Mountain View Learning Center
•Clearfield Clearfield High School •Ogden Bonneville High School •Salt Lake City Salt Lake Lutheran High School
•Delta CBA Center •Ogden Ogden High School •Salt Lake City Skyline High School
•Delta Delta High School
g •Ogden
g Saint Joseph High School
p g •Salt Lake City Taylorsville High School
•Eskdale Eskdale High School •Ogden Two Rivers High School •Salt Lake City Wasatch Canyon Hospital School
•Eureka Tintic High School •Ogden Washington High School •Salt Lake City West High School
•Ft. Duchesne Uintah River High School •Ogden Weber Basin High School •Sandy Alta High School
•Grantsville Grantsville High School •Ogden Weber High School •Sandy Jordan High School
•Green River Green River High School •Orderville Valley High School •Smithfield Sky View High School
•Highland Lone Peak High School •Orem Mountain View High School •South Jordan Bingham High School
•Ivins Tuacahn High School •Orem Orem High School •Spanish Fork American Leadership Academy
•Junction Piute Junior Senior High School
g •Orem Timpanogos High School
p g g •Tabiona Tabiona School
•Kaysville Canyon Heights School •Payson Payson High School •Tonalea Navajo Mountain High School
•Kaysville Davis High School •Pleasant Grove Pleasant Grove High School •Tooele Tooele High School South
•Kaysville Mountain High School •Price Carbon High School •Trout Creek West Desert High School
•Kaysville Nuames High School •Price Lighthouse Learning Center •Vernal Uintah High School
•La Verkin Cross Creek Academy •Provo Discovery Academy •Wendover Wendover High School
•Layton Northridge High School •Provo Independence High School •West Jordan Copper Hills High School
•Lehi Lehi High School •Provo Meridian School •West Jordan West Jordan High School
•Lindon Karl G. Maeser Prepatory Academy
y y •Provo Timpview High School
g •West Valley City East Hollywood High School
•Logan Cache High School •Provo Walden School Of Liberal •West Valley City Hunter High School
•Logan Logan High School Arts •Woods Cross Woods Cross High School
•Logan Logan North Campus School •Randolph Rich High School
•Magna Cyprus High School •Riverdell Christian Heritage School
•Magna Vista Private School •Riverton Riverton High School
•Manti Manti High School •Roosevelt Union Senior High School
14. What Employers Think of
the END Program and FPU
• “I am pleased to report that we paid off $7,506 of debt and put $1,000 in the
bank. The last day of class was our 16th wedding anniversary. So we went
around to three of our creditors and paid off the debts and then went out to
eat (for the first time in several weeks) and celebrated the accomplishment.
Yahoo!!!”
Anonymous Senior Business Manager
• “Aero Technologies Group has had over 125 employees participate in
FPU. I've heard many positive comments from excited employees who
seem to have found an effective method of getting their financial houses in
order. I feel this is one of the most meaningful and appreciated benefits we
g pp
have provided for our employees. Many employees have said that they
want their children to learn these principles so that they won't make the
same mistakes as their parents.”
Mike Colledge, Director of Human Resources
Aero Technologies G
A T h l i Group
15. What Employers Think of
the END Program and FPU (cont )
(cont.)
• “The most important thing that came out of this is that my wife and I
can talk about money without animosity or arguing. Our relationship
is getting better as each debt gets closer to payment
payment.
“Getting out of debt safely and sanely is really, really, important, it
ranks in importance with your personal health and that of your
family. Dave is working to save the families of America.”
Layne Hadley, AMT Labs
• “We thought the class was tremendous, in fact we took it with our
daughter and son-in-law We had 2 other employees who were
son-in-law.
struggling with money issues take the FPU classes who feel they
have a new vision and plan for their finances. We would like to
volunteer our facility for a new class. Thanks for the invitation. This
is tremendous information.”
information
Ken Riches, Pres / CEO,
Beacon Metals Inc
16. What Churches are Saying about
Financial Peace University
• “The FPU seminar was extremely practical and well worth our time and effort to host. Dave
Ramsey is an excellent speaker and clearly has a passion for helping people gain financial
freedom. I'm sure my church members and others who attended benefited greatly from the
seminar and we will do it again!
again!”
– Bernie Anderson, Wasatch Hills Seventh-Day Adventist Church
• “The response we are getting from participants is tremendous. I strongly encourage pastors to
use this valuable resource to help teach their members how to be good stewards of their money.”
– Dale Jumpp, New Life Christian Fellowship, Tooele
• “In my ward at the time this class began there were five families receiving assistance. All five
were enrolled in FPU. At the end of the course and at present four of the five families are off
welfare assistance. Two of the families suffered from underemployment and have both found
additional or upgraded jobs due to the information and motivation obtained in the FPU
cou se ast y, o
course. Lastly, from a sp tua pe spect e, those sa e families a e now faithful in pay g t e
spiritual perspective, t ose same a es are o a t u paying their
tithes and offerings which, obviously, brings additional blessings and strength to their families and
marriages. Financial Peace gives you the tools to financially change your life.”
– John Hollingshead, LDS Centerville South Stake
17. Free Super Saving Seminar
• Show the first one-hour FPU Super Saving lesson
– This seminar teaches to save for emergencies, purchases and
retirement
• Schedule this free seminar at your convenience: workdays, evenings,
weekends, or ONLINE
– Zions can provide you with free flyers, posters, and other tools to
encourage people to attend
• Recommend hosting this in August or early September
• Host may qualify for a $25 or $50 Visa gift card
• Participants are entered in $1,000 Emergency Fund Drawing
• One hour presentation (a Zions employee familiar with the program can
make the presentation, or you can choose to present it yourself, or use the
online version)
• Request 15+ people in attendance for onsite version
• Also available in Spanish on DVD
18. Sample Super Saving Material
8 ½ x 11 poster 8 page workbooklet
3 ½ x 8 ½ flyer
19. Hosting Financial Peace University
• 75% of local FPU classes are hosted by community and church groups.
• Businesses can open classes to the public or limit participation to
employees.
employees
• A free membership is provided to the class coordinator.
• A second free membership may be provided to a needy family if a
scholarship is available.
• Spouses of deployed military personnel can attend for free courtesy of
free,
Zions Bank.
• $150 course DVD lessons donated by Zions Bank if class is open to the
general public. Must be hosted at a non-residential location.
• FPU kits can be ordered through Zions Bank at $99 per household payable
household,
when people pick up their FPU kits in class. Extra unopened kits can be
returned.
• Classes can be run with or without Zions Bank assistance.
• Recommend starting classes th week of September 12, 2011.
R d t ti l the k f S t b 12 2011
20. Conclusions
• Participants who completed class reported life changing
results with personal financial situation.
p
• Opinion of Zions Bank and other hosting organizations
for sponsoring this program is overwhelmingly positive.
• The positive experience of people completing this
program is contributing to growing demand for this
program.
• See following p g for sample feedback from p
g pages p past
participants.
21. Selected Participant Comments Regarding
Program
• Financial Peace University saved our marriage (and our money!).
• I have restructured many financial aspects of my life, which I already felt I had
figured out. It has reinforced my philosophy which has always been save plan
out save, plan,
and give. I now am doing this all more aggressively.
• The one area in our marriage we struggled with was finances. After attending and
applying the principles taught, a wonderful marriage was made even more perfect.
It is so comforting to now have a plan. Some of the best time we have ever spent
"investing" in our family was the thirteen weeks here Thank you
here. you.
• This class has changed the way I look at my monthly surplus. I've learned it is not
something extra to be spent. It needs to be saved.
• It has opened our eyes to how we spend our money. I feel much safer following
this plan. We have opened our communication lines and have a much better
relationship.
• Got us on a budget so we can see where our money goes. Shows us how to get
out of debt and stay out. And how to retire more comfortably. We have become
more aware of our money and where it is going. This allows us to pinpoint the
areas we can save I really gives you "peace of mind "
save. peace mind.
• For me, most of what I have learned I have passed on to my kids who are just
starting out. I wish I had this class 30 years ago. We would be a lot better off
today.
22. Selected Participant Comments Regarding
Program (2)
• We have finally found a complete system for personal finance. I can now feel
confident in my financial responsibilities, that I know nothing is being left out.
• It has given us a focus and a real plan. All our other "plans" have not seemed to get
us anywhere.
• This has made the biggest impact in our marriage and partnership with finances.
Before I did the finances alone and my husband was always upset at why we never
had enough money. Now we are more together or completely together on our
money
budgeting and knowledge of where the money goes.
• We have less stress, enjoy life more and are paying debts off faster.
• Financial Peace University has shown us that there is hope; that we can and will get
out of debt.
• We have worked into a family budget that we had not done yet in our marriage (13
years). We have a common vision of how and where we want our money to work for
us. We have an irregular income and now a method to procure our own wealth.
• Reduced much anger, resentment, tension.
• We have a working budget We have cash savings and we are done borrowing $
budget. $.
• A huge impact! We have financial hope and peace. We now know what to do and
how to do it. I am anxious to spread this to my family and friends.
23. What Do I Do Now?
• Schedule a free Super Saving Seminar with at least 15
households participating. August or early September would
be an ideal time.
– Over 1,000 seminars have been presented in Utah and
Idaho since 2003.
• Consider hosting a 13 Week Financial Peace University class
after hosting the free Super Saving Seminar. You only need
7-10 households to have an effective class size.
• Recommend starting FPU class the week of September 12,
2010 with free Super Saving Seminar(s) a week or two in
advance.
• Email supersaving@zionsbank.com to get started.
24. Schedule Your Free Super Saving Seminar(s)
Before Classes Start
Sunday Monday Tuesday Wednesday Thursday Friday Saturday
Aug 1 2 3 4 5 6
Promote S
P t Super S i S i
Saving Seminar at Y
t Your O
Organization
i ti
7 8 9 10 11 12 13
14 15
5 16
6 17 18
8 19
9 20
0
Host Free Super Saving Seminar
21 22 23 24 25 26 27
28 29 30 31 Sep 1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
FPU Classes Begin
g
25. For more information:
• Don Milne, Financial Literacy Manager, 801-844-7977,
don.milne@zionsbank.com
• Website: www.endprogram.com
– Watch the FPU orientation video linked to this website
• Visit www.daveramsey.com/zionsbank to watch the free Super
Saving lesson online
• Information on FPU classes: 1-800-376-7092 or
endprogram@zionsbank.com
Pass on this presentation to other
business, community, and church leaders
that could benefit from seeing it.