Dave Ramsey's Financial Peace University is a 9-week class that teaches practical skills for budgeting, eliminating debt, wise spending, and building wealth. The updated 2012 version includes all new material over a shortened 9-week period. Each class focuses on a different topic like super saving, dumping debt, insurance, and retirement planning. Participants can access additional online resources and videos to supplement the in-person classes.
Trying to shovel your way out of a mountain of debt? Popular financial expert Dave Ramsey, the host of the nationally-syndicated radio program The Dave Ramsey Show, suggests that you follow these seven "baby steps" as you pay off debt and build wealth.
The 7 Baby Steps is a guideline to help you get to financial peace.
These, taken in chronological order helps you prepare for the unexpected or things you know about but choose to ignore.
1) $1k emergency funds
2) Debt Snowball
3) 3-6 months of living expenses
4) 15% to IRA
5) College Savings
6) Pay off house early
7) Build wealth and give
While your mountain of debt may be daunting, it's possible to get to the top and clear your financial name! www.lifethenfinance.com
3. Getting Out of Debt Credit Cards Bank Loans Mortgage www.lifethenfinance.com
4. Step 1: Organize Your Debts Smallest to Largest • Pay only minimum payments and any left over money is directed to the smallest debt until it is paid off. www.lifethenfinance.com
5. Step 2: Eliminate Small Balances First • If you have a card with a low balance, pay it off first. • Then reroute the money for that card’s payment to pay off cards with higher balances or a higher interest rate. www.lifethenfinance.com
Financial Freedom: Based on Crown Ministries materialsVector Consultants
In the Bible, Jesus had more to say about money than about heaven and hell. Nearly half of Jesus' parables are about possessions. There are over 23,250 scripture references.
Trying to shovel your way out of a mountain of debt? Popular financial expert Dave Ramsey, the host of the nationally-syndicated radio program The Dave Ramsey Show, suggests that you follow these seven "baby steps" as you pay off debt and build wealth.
The 7 Baby Steps is a guideline to help you get to financial peace.
These, taken in chronological order helps you prepare for the unexpected or things you know about but choose to ignore.
1) $1k emergency funds
2) Debt Snowball
3) 3-6 months of living expenses
4) 15% to IRA
5) College Savings
6) Pay off house early
7) Build wealth and give
While your mountain of debt may be daunting, it's possible to get to the top and clear your financial name! www.lifethenfinance.com
3. Getting Out of Debt Credit Cards Bank Loans Mortgage www.lifethenfinance.com
4. Step 1: Organize Your Debts Smallest to Largest • Pay only minimum payments and any left over money is directed to the smallest debt until it is paid off. www.lifethenfinance.com
5. Step 2: Eliminate Small Balances First • If you have a card with a low balance, pay it off first. • Then reroute the money for that card’s payment to pay off cards with higher balances or a higher interest rate. www.lifethenfinance.com
Financial Freedom: Based on Crown Ministries materialsVector Consultants
In the Bible, Jesus had more to say about money than about heaven and hell. Nearly half of Jesus' parables are about possessions. There are over 23,250 scripture references.
In this session I go through my top 10 recommendations of the basics of personal finance. Ideas and strategies were collected from Dave Ramsey, David Bach, and Ramit Sethi. Become a master of your own destiny in your personal finances by putting these practices to work every day in your life.
Book marketing The New Rules of Retirement SavingsBryan Daly
Take the 100 book challenge and make $100,000 in the next 12 months. Earn the ring and Equity Share!!!!
Can you create financial freedom in the next 12 months?
We wondered:
“What do the top presentation experts in the world read?”
They told us. We asked 7 of the top presentation experts in the world to tell us what books most inspired them to be better presenters. Seven judges, including four published authors, provided feedback to a list of books. We present, for your consideration, their ranked list of the top 35 presentation books.
6 lead generation problems and how to get solutionsSiphosith Sithole
Lead generation for MLM is always an issue unless you have made your research well.Here is a list of the problems:
1. Inconsistency
2. Failing to follow up
3 Managing Your Time
4. Getting Organized
5. Too many ideas
6. Lacking Confidence and belief in self.
Learn more at http://siphosith.com
Connect; http://facebook.com/successwithsiphosith
My preferred System: http;//workwithsiphosith.com
This presentation will allow you to:
• Identify the opportunity cost of time
• Focus on why to manage time
• Determine who is responsible for your time
• Apply the 80:20 rule • Use a time log and how to analyse it
• Determine the urgent versus the important
• Achieve meeting efficiencies
• Exclude tasks
• Use your day more efficiently
Adjusting Course During a Pandemic: Strategies for Tech and Standards Orgs Po...Virtual, Inc.
In these uncertain and unprecedented times, there are several unique challenges related to the COVID-19 global pandemic. But successful organizations are the ones that quickly and decisively adapt during difficult times. This webinar will focus on seven practical strategies that standards groups, industry associations, and technical consortia can use to reposition their organizations, not just for today’s crisis, but for tomorrow’s realities.
5 Tips to Increase Instructor Presence in BrightspaceD2L Barry
Presenter: Kevin Cormier, New Brunswick Community College
At Holland College in Charlottetown, PEI on May 31, 2019.
D2L Connection: Atlantic Provinces is your opportunity to connect with peers and D2L staff, exchange product feedback, share effective practices, and network with other Learning Professionals.
Learning Objective: Assess successful mentoring techniques
Mentoring is a mutually beneficial practice that provides opportunities both for the mentor and mentee as well as paying dividends for employers. Corporations have discovered that the act of implementing strategic mentoring results in great short- and long-term value. Mentoring creates collaborations, bonds, and buy-in like no other relationship process. This seminar will help you engage in, find, and benefit from mentoring programs.
At the end of this seminar, participants will be able to:
a. Identify strategic mentoring solutions.
b. Examine the benefit of reverse mentoring.
c. Explore successful networking strategies that connect people.
d. Examine mentoring activities and suggestions that enrich the experience.
e. Explore ways to identify and pair successful mentoring matches.
One-on-one reviews with management are crucial to delivering supportive, constructive and developmental feedback. This communication allows employees to improve their performance and develop their potential for future opportunities. Presently, many organizations are eliminating their outdated and indefensible performance appraisal programs with a new approach to talent development. In this interactive session, discover the principles and practices associated with conducting successful one-one-ones.
Damian Radcliffe AEJMC 2020 10 x tips for online teachingDamian Radcliffe
Slides from a Teaching Panel Session - 2020 AEJMC Conference - "We’ve Got This: Best Practices in Online Teaching, and How Teaching Journalism and Mass Communication Prepares Us for the Big Pivot Online"
Moderating/Presiding
Aileen Gallagher, Syracuse
Panelists
Adam Maksl, Indiana, Southeast
Jennifer Palilonis, Ball State
Carolyn Hedges, Syracuse
Rebecca Cooney, Washington State
Damian Radcliffe, Oregon
The quick pivot to remote instruction in spring 2020 due to the COVID-19 pandemic was challenging for all educators, but as we continue with some forms of online teaching for the foreseeable future because of the pandemic, we as journalism, communication, advertising, and public relations educators should actually embrace it. Why? Because what many of us teach students to do — create digital content that engages audiences and helps them better live their lives — is highly congruent with what we’re being asked to do in the online classroom. This session will discuss the challenges of online teaching and how our digital media knowledge and skills can be used to effectively deliver content, engage students, and model for them the skills we expect them to develop in digital media programs. We’ll also discuss best practices for online teaching and how those congruent skills can be applied to accomplish these goals.
In this session I go through my top 10 recommendations of the basics of personal finance. Ideas and strategies were collected from Dave Ramsey, David Bach, and Ramit Sethi. Become a master of your own destiny in your personal finances by putting these practices to work every day in your life.
Book marketing The New Rules of Retirement SavingsBryan Daly
Take the 100 book challenge and make $100,000 in the next 12 months. Earn the ring and Equity Share!!!!
Can you create financial freedom in the next 12 months?
We wondered:
“What do the top presentation experts in the world read?”
They told us. We asked 7 of the top presentation experts in the world to tell us what books most inspired them to be better presenters. Seven judges, including four published authors, provided feedback to a list of books. We present, for your consideration, their ranked list of the top 35 presentation books.
6 lead generation problems and how to get solutionsSiphosith Sithole
Lead generation for MLM is always an issue unless you have made your research well.Here is a list of the problems:
1. Inconsistency
2. Failing to follow up
3 Managing Your Time
4. Getting Organized
5. Too many ideas
6. Lacking Confidence and belief in self.
Learn more at http://siphosith.com
Connect; http://facebook.com/successwithsiphosith
My preferred System: http;//workwithsiphosith.com
This presentation will allow you to:
• Identify the opportunity cost of time
• Focus on why to manage time
• Determine who is responsible for your time
• Apply the 80:20 rule • Use a time log and how to analyse it
• Determine the urgent versus the important
• Achieve meeting efficiencies
• Exclude tasks
• Use your day more efficiently
Adjusting Course During a Pandemic: Strategies for Tech and Standards Orgs Po...Virtual, Inc.
In these uncertain and unprecedented times, there are several unique challenges related to the COVID-19 global pandemic. But successful organizations are the ones that quickly and decisively adapt during difficult times. This webinar will focus on seven practical strategies that standards groups, industry associations, and technical consortia can use to reposition their organizations, not just for today’s crisis, but for tomorrow’s realities.
5 Tips to Increase Instructor Presence in BrightspaceD2L Barry
Presenter: Kevin Cormier, New Brunswick Community College
At Holland College in Charlottetown, PEI on May 31, 2019.
D2L Connection: Atlantic Provinces is your opportunity to connect with peers and D2L staff, exchange product feedback, share effective practices, and network with other Learning Professionals.
Learning Objective: Assess successful mentoring techniques
Mentoring is a mutually beneficial practice that provides opportunities both for the mentor and mentee as well as paying dividends for employers. Corporations have discovered that the act of implementing strategic mentoring results in great short- and long-term value. Mentoring creates collaborations, bonds, and buy-in like no other relationship process. This seminar will help you engage in, find, and benefit from mentoring programs.
At the end of this seminar, participants will be able to:
a. Identify strategic mentoring solutions.
b. Examine the benefit of reverse mentoring.
c. Explore successful networking strategies that connect people.
d. Examine mentoring activities and suggestions that enrich the experience.
e. Explore ways to identify and pair successful mentoring matches.
One-on-one reviews with management are crucial to delivering supportive, constructive and developmental feedback. This communication allows employees to improve their performance and develop their potential for future opportunities. Presently, many organizations are eliminating their outdated and indefensible performance appraisal programs with a new approach to talent development. In this interactive session, discover the principles and practices associated with conducting successful one-one-ones.
Damian Radcliffe AEJMC 2020 10 x tips for online teachingDamian Radcliffe
Slides from a Teaching Panel Session - 2020 AEJMC Conference - "We’ve Got This: Best Practices in Online Teaching, and How Teaching Journalism and Mass Communication Prepares Us for the Big Pivot Online"
Moderating/Presiding
Aileen Gallagher, Syracuse
Panelists
Adam Maksl, Indiana, Southeast
Jennifer Palilonis, Ball State
Carolyn Hedges, Syracuse
Rebecca Cooney, Washington State
Damian Radcliffe, Oregon
The quick pivot to remote instruction in spring 2020 due to the COVID-19 pandemic was challenging for all educators, but as we continue with some forms of online teaching for the foreseeable future because of the pandemic, we as journalism, communication, advertising, and public relations educators should actually embrace it. Why? Because what many of us teach students to do — create digital content that engages audiences and helps them better live their lives — is highly congruent with what we’re being asked to do in the online classroom. This session will discuss the challenges of online teaching and how our digital media knowledge and skills can be used to effectively deliver content, engage students, and model for them the skills we expect them to develop in digital media programs. We’ll also discuss best practices for online teaching and how those congruent skills can be applied to accomplish these goals.
Evangelization on the importance of having a culture of continuous learning: first a bit of theory on learning, practices around the culture of learning, then examples of concrete initiatives to support that
(Asia Tech Podcast) 7 Ways to Stay Motivated when launching your businessGraham Brown
Asia Tech Podcast http://www.ATP.show
Asia Tech Research http://www.AsiaTechResearch.com
How do you stay motivated as an entrepreneur? In this Up.School presentation I'll share hacks and techniques I use to stay productive (even when you're not feeling it)
http://www.Up.School
It seems that there is never enough time in the day. But, since we all get the same 24 hours, why is it that some people achieve so much more with their time than others? The answer lies in good time management.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the what'sapp contact of my personal vendor.
+12349014282
#pi network #pi coins #legit #passive income
#US
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the what'sapp number of my personal pi merchant who i trade pi with.
Message: +12349014282 VIA Whatsapp.
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
1. Dave Ramsey Financial Peace University
Preview & Orientation
So that you
get the most out of
Dave Ramsey Financial
Peace University
2. Dave Ramsey Financial Peace University: New Material
• Updated Class
• Released August 2012
• Shortened 9 weeks from 13
• All new material, DVD
teachings and website
1
3. Dave Ramsey Financial Peace University: Lessons Overview
primary focus, however each class has expansive
Date Title
material on many other topics
Preview and Help you determine if you should attend and how
9/6
Orientation to get the most out of class
1 9/13 Super Saving Accumulating emergency funds
2 9/20 Relating with Money Spouses & accountability partners
3 9/27 Cash flow planning Cash Flow Planning, budgeting
4 10/4 Dumping Debt Getting set free of all non-mortgage debt
5 10/11 Buyer Beware Wise purchasing
6 10/18 Role of Insurance Risk Management, insurance you need and not
Retirement and Planning for retirement, college education and
7 10/25
College Planning investing
Real Estate and
8 11/1
Mortgages
Avoid American Dream from becoming nightmare
The Great
9 11/8 Godly financial principles, tithe, etc.
Misunderstanding
2
4. Dave Ramsey Financial Peace University: Optional Lessons
3 Optional Lessons - ONLINE
That's Not Good
Negotiating large purchases
Enough
Working In Your
Careers and extra jobs
Strengths
Dealing with Credit Card Companies
Credit Sharks in Suits
and with collectors
3
5. Dave Ramsey Financial Peace University: Class Format
• What is the class like?
1. Watch a DVD 60 minutes
2. Small group breakout discussion groups 30 minutes
– Personal disclosure NOT required, but some do
– Confidentiality
3. Homework: readings, re-listen to CD lesson, numbers
• What you will learn
> Practical skills
> Wisdom
> Change in habits and lifestyle: “live like no one else, so that
you live like no one else”
> Spiritual aspects, not just another self-help class
> Emotional aspects of money: most neglected
• Dave’s teaching style
> Funny
> Motivates
> Very informative
> Gets in your face, for some he comes off…
4 …effective
6. Dave Ramsey Financial Peace University: Class Topics
• Why does Vineyard Columbus offer this class
> People need help
> Service to attendees and anyone in the community
> Dave’s system works
– What people tell me…
• What about Financial Bible studies offered before at Vineyard
Columbus?
> Not as effective at change, FPU seems to work better for most
> Practical side seems to work best if comes first
> Class has Biblical elements, and I will provide more through email
etc for those wanting to go deeper
• Why orientation and preview
> Get most out of course
> Decide it this is for you
• Who is this class a fit for
> Struggling
> Doing okay, intentionally or other
> Doing well?
> Want to do better
> Teach others: volunteer leaders or other
5 > Too Late? Never
7. Dave Ramsey Financial Peace University: How to get the most out of FPU
How to greatly benefit from FPU?
• Attend as many classes as possible
• Do homework
• Use https://fpucentral.daveramsey.com/
• Get engaged, especially in small group
breakout session
• Be enthusiastic
• Believe that you can do it, with God’s help
• Pray
6
8. Dave Ramsey Financial Peace University: Healthy view of wealth building?
• Why this slide?
• Class is NOT…
> Get Rich Quick
> “Prosperity Message”
> Getting rich the primary goal, we want to be better
people
• Many will build wealth
• Citizens building wealth is good for families and
society
• Life happens: financial peace and freedom when
doing well or otherwise
• Wise wealth building, so that if you’ve built wealth,
Dave says something like…
> “Not gone from frustrated financially to unhappy rich
7 people”
9. Dave Ramsey Financial Peace University: How to Use Online Resources
• Creating Online Account: ID#
> Open Membership Kit box
> Locate Membership ID sticker, this is unique
to each user
> Place sticker in special slot opposite table of
contents in your workbook
8
10. Dave Ramsey Financial Peace University: How to Use Online Resources
• Creating Online Account:
– Logging in….
> https://fpucentral.daveramsey.com/signin/
> Enter Membership ID
> See sticker in special slot opposite table of contents in
your workbook
> Online walkthrough of how to use online resources
http://www.jesusmoney.com/2012/08/30/financial-
peace-university-online-resources/
9
11. Dave Ramsey Financial Peace University: How to Use Online Resources
• Resources
> Videos of the lessons if you miss one: 2 MAXIMUM
> Lesson recaps (2 min videos hitting the highlights of the
class)
> Class Wall for online conversation
> Money tools to help them through their class experience
like Gazelle Budget, Debt Snowball calculator, Investing
calculator, and more...(limited time access)
> Weekly budget tips
> Video tutorials to walk members through how to utilize
different forms and tools
> Budgeting & Additional Forms
> MP3 of the lessons
> Homework reminders
10
12. Dave Ramsey Financial Peace University: Membership Kit
• What is in your Membership Kit box?
from www.biblemoneymatters.com/unboxing-2012-financial-peace-university-membership-kit/
> Member workbook: The workbook will be used in class, as well as
for homework between classes. Many of the budget forms and other
cash flow planning sheets will be found in here as well.
> Envelope system: You’ll get a wallet for the cash envelope system
taught in the class.
> Complete Guide to Money – book: This book will go along with the
class and you’ll read a little bit each week as you progress.
> Audio CDs & Case: Each of the video lessons you’ll watch in class
are included in audio form, so you can listen to them over again if
you missed something.
> Budget Forms Folder: You get a folder to save all your filled out
budget forms in.
> Progress Poster: The included poster will help you track your
progress through the class, eliminating debt and through Dave
Ramsey’s 7 Baby Steps
> Welcome Kit & Free Lesson Tickets: You get a welcome kit that
includes your membership ID, a FPU eraser and pencil, and 2 free
tickets to attend a lesson at FPU. Give the tickets to someone you
think could benefit from attending FPU.
> Access to FPU central: Login to FPU Central with a supplied
member ID, and you can access helpful resources, and a couple of
bonus lessons as well.
11
13. Dave Ramsey Financial Peace University: Extras
• Extras: Vineyard financial ministry department:
> Provide several additional handouts that have proven to be
helpful to many people, emailed throughout the class, such
as how to save on groceries etc.
> Class emails reminding you of some important topics
> Blog: www.jesusmoney.com
– Current financial topics
– Frequently asked questions, some from current class
– Category: Dave Ramsey for commentary; emphasis,
clarification, a few points of differing opinion
– Monday financial devotional
> Special Budget Class: Saturday morning
September 29th 9:30 – 11:30
> One-on-One Counsel for special circumstances
12
14. Dave Ramsey Financial Peace University: Financial Peace Membership
Alumni
• Who is a member?
> Paid for a kit before
> Lifetime
• Member Benefits
> Lifetime web resources (some resources limited to 9
weeks)
> Re-take class as many times as you wish for free
13
15. Dave Ramsey Financial Peace University: Coming to Class
What to bring?
• Workbook from your Kit
• Pencil
• Homework from prior week
• Come early to
> Drop children off at childcare
> Obtain Membership Kit, if this is the first night
13