Here is a great document about stopping the foreclosure process in Michigan. You can also find more information at www.stopmichiganforeclosure.com it is a website with a lot of valuable information about avoiding foreclosure on your home in Michigan.
Chenoa fund-resources-sample closing-package-rate_advantage_7618Chenoa Fund
"Chenoa Fund is an affordable housing program provided through CBC Mortgage Agency (CBCMA), a uniquely created and organized government institution. CBCMA specializes in providing down payment assistance solutions in conjunction with FHA loans, with a focus on providing funding for affordable housing opportunities in communities nationwide.
Through the Chenoa Fund, borrowers that meet our credit score and DTI requirements (see our program guidelines, and who can otherwise qualify for an FHA loan, can receive a first mortgage and a second mortgage or grant to cover their 3.5% minimum investment requirement. "
This course will help you learn:
You will know what to do if your mortgage becomes delinquent or if you are facing foreclosure
You will know the options that are available to you
Get involved…take action
Chenoa fund-resources-sample closing-package-rate_advantage_7618Chenoa Fund
"Chenoa Fund is an affordable housing program provided through CBC Mortgage Agency (CBCMA), a uniquely created and organized government institution. CBCMA specializes in providing down payment assistance solutions in conjunction with FHA loans, with a focus on providing funding for affordable housing opportunities in communities nationwide.
Through the Chenoa Fund, borrowers that meet our credit score and DTI requirements (see our program guidelines, and who can otherwise qualify for an FHA loan, can receive a first mortgage and a second mortgage or grant to cover their 3.5% minimum investment requirement. "
This course will help you learn:
You will know what to do if your mortgage becomes delinquent or if you are facing foreclosure
You will know the options that are available to you
Get involved…take action
Iridia News - Are You A First Time Home BuyerIridia News
Iridia News is the real estate builder brings Hostel Units your dream location at K.P.3 Greater Noida. Fully furnished room, hostel apartment located in Knowledge Park 3, Greater Noida. Investment Only Rs.10.53Lacs in Orizzonte, Hostel Apartment. A living concept that is above the ordinary. Spread over all 7.5 Acres, orizzonte fully furnished Hostel Apartments for the young at heart. It's is located closer to SHARDA UNIVERSITY located just off the Greater Noida Knowledge Park 3.
This slide hopefully will help homeowners who are distressed with their mortgage can find useful information. Our experienced short sale team can provide valuable information to help homeowners understand their options to avoiding foreclosure.
In this special series the Russell Shaw Group shares with us their Short Sale Package. This extensive document will give you a great start to building your own package.
Iridia News - Are You A First Time Home BuyerIridia News
Iridia News is the real estate builder brings Hostel Units your dream location at K.P.3 Greater Noida. Fully furnished room, hostel apartment located in Knowledge Park 3, Greater Noida. Investment Only Rs.10.53Lacs in Orizzonte, Hostel Apartment. A living concept that is above the ordinary. Spread over all 7.5 Acres, orizzonte fully furnished Hostel Apartments for the young at heart. It's is located closer to SHARDA UNIVERSITY located just off the Greater Noida Knowledge Park 3.
This slide hopefully will help homeowners who are distressed with their mortgage can find useful information. Our experienced short sale team can provide valuable information to help homeowners understand their options to avoiding foreclosure.
In this special series the Russell Shaw Group shares with us their Short Sale Package. This extensive document will give you a great start to building your own package.
This presentation discusses aspects of foreclosures, including what to do if your home is currently in foreclosure. It also discusses how to find and purchase foreclosures.
What is a Short Sale?
Have you already defaulted?
What Options are available?
Do you fear defaulting on your Mortgage?
LEARN your options from professionals in the field of lending, real estate, and foreclosure prevention.
UNDERSTAND tax penalties and other consequences of loan default, loan modification, or bankruptcy, the difference between a short sale and a foreclosure, and much more!
Did you know you may be eligible to receive money back from the bank at the close of your Short Sale?
A helpful guide for Home Buyers ~ Helping you find answers to your real estate questions. Provided by Title 365 and your online connection Account Manager Sara Forkel. Please feel free to visit website at www.Title365.com or email me directly at Sforkel@Title365.com.
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Recent Trends Fueling The Surge in Farmhouse Demand in IndiaFarmland Bazaar
Embarking on the journey to acquire a farmhouse for sale is just the beginning; the real investment lies in crafting an environment that contributes to our mental and physical well-being while satisfying the soul. At Farmlandbazaar.com, India’s leading online marketplace dedicated to farm land, farmhouses, and agricultural lands, we understand the importance of transforming a humble farmland into a warm and inviting sanctuary. Let's explore the fundamental aspects that can elevate your farmhouse into a tranquil haven.
The KA Housing - Catalogue - Listing TurkeyListing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Total Environment Tangled Up In The Green - Residential Plots Where Nature an...JagadishKR1
Embark on a journey where lush landscapes and contemporary living converge at Total Environment's Tangled Up In The Green Residential Plots in Devanahalli, Bangalore. Surrounded by verdant expanses, these plots offer an idyllic setting for your dream home. Immerse yourself in the serenity of nature while enjoying the finest amenities and design, where every moment is a harmonious blend of luxury and tranquility.
Lixin Azarmehr, a Los Angeles-based real estate development trailblazer, co-founded JL Real Estate Development (JL RED) in 2015 and serves as its CEO. Her expertise has propelled the firm to specialize in luxury residential and mixed-use commercial projects, with a portfolio that features upscale retail spaces and sophisticated care facilities.
1. How to stop foreclosure on your Michigan home.
October 3 2014 - How to avoid home foreclosure in Michigan.
If you are like many Michigan homeowners you may be facing trouble with foreclosure due to
problems with making your home loan or mortgage payment, you have hope to save your home, you
just need to get started on the loan modification anti foreclosure process. We put this important
foreclosure prevention document together in hopes to help Michigan homeowners do what it takes to
save their homes from being foreclosed on. If you are in serious financial difficulty, you should
seek professional assistance and/or legal counsel to best protect your investment and your home.
The very first thing you must do is call your mortgage lender. Mortgage lenders are NOT in the
business to foreclose on property. They want to work with you and help you find a way to keep your
home. The longer you wait, the more difficult this will be. If you are three months behind in your
mortgage payments and the lender has not heard from you, they will feel justified in pursuing
foreclosure. They will assume that you do not intend to pay. DON'T AVOID YOUR MORTGAGE
LENDER. Take action right away to save your home and your credit record.
If your lender does not have an office in your area, check your loan papers for a toll-free long distance
telephone number. If they don't have a toll-free number, check to see if they will accept a collect call
from you (their borrower). If they won't accept a collect call, go ahead and pay for it yourself--this is
important.
Before You Call or Visit
Be ready to discuss your problem honestly and in detail. Your lender needs complete information in
order to help you. Think about the questions you may be asked and make notes to help you answer them.
It will impress your lender that you are prepared and sincere.
What Your Lender Can Do To Help
There are many different ways in which your lender might be able to help you. Generally each case is
considered on an individual basis.
1. MORTGAGE OR LOAN MODIFICATION -- Generally, your mortgage company will try to
offer you a loan modification or mortgage modification to stop foreclosure and save your home. If
you have other questions about the mortgage modification process and how it can stop foreclosure
in Michigan you can visit this site www.stopmichiganforeclosure.com the first way they will help is
to look at all your outstanding debt to see if any of it can be restructured or consolidated. Mortgage
payments are often the last
2. payment a person will let slide, so when you start having trouble making your mortgage payments it is
likely that you are experiencing difficulty with your other payments as well. Your lender can help you
make a spending plan and structure a repayment plan.
2. REWORK (RECAST) THE MORTGAGE -- If you have some equity in your home it may be
possible to rework your loan for an extended period of time to lower the monthly payments. The past
due amount could be added into the new loan.
3. GRACE PERIOD -- If you are working with the lender, they will generally give you extra time to get
your problem under control. Otherwise, if the lender has not heard from you, they will usually begin
foreclosure when you are 3 months behind in your payments.
4. SELL THE HOME -- If your problem is serious enough that it can not be resolved in a reasonable
amount of time, it may be necessary for you to sell the home and find one that is more manageable
financially. It may be possible to sell the home and pay off both the mortgage balance and your
delinquent debt, and thus avoid foreclosure. Work closely with your lender to allow a reasonable time to
sell the home. A poor real estate market will limit this option.
5. CHARITABLE ORGANIZATIONS and/or PUBLIC ASSISTANCE– Some charitable organizations
and public assistance groups may be able to help you make a payment or two so you can catch up.
Check with your church and other community service organizations such as community action in your
area.
6. SIGN THE HOME OVER TO THE LENDER (DEED in LIEU of FORECLOSURE) -- This would
be considered a voluntary foreclosure and could damage your credit record the same as an involuntary
foreclosure. However, you can avoid the public notice of a foreclosure sale. The lender will work with a
real estate agent to complete the sale. You lose your home, but will not be held liable if the home sells
below the debt amount.
7. BANKRUPTCY -- This is the last resort, if your home cannot be sold. It may save your home;
however, it will severely damage your credit record for at least seven years and you will lose control of
your finances. Foreclosure proceedings are usually stopped until bankruptcy is resolved.
8. DECLARED DIASTER AREA -- You may be entitled to 90-days of payment relief on your FHA
loan. Call 1-800-CALL-FHA (800-225-5342) or visit
http://portal.hud.gov/portal/page?_pageid=33,717234&_dad=portal&_schema=PORTAL
and click on Disaster Help
9. ACTIVE DUTY MILITATRY -- You may qualify to have your interest rate reduced on your FHA
mortgage under the Servicemembers Civil Relief Act. Visit
http://portal.hud.gov/portal/page?_pageid=33,717388&_dad=portal&_schema=PORTAL
2
3. 3
Lender Questions You Will Need to Answer
1. What caused you to fall behind in your payments?
Be ready to explain the situation that led to your problem -- such as a lay-off notice, a medical
expense, large utility bills, etc. It is important to be truthful.
2. What are your current resources?
Write down your current monthly income, including all dependable sources such as salary or
wage; disability, retirement or welfare benefits; and savings and investments.
3. What are your other debts and expenses?
List your expenses for essentials and other current financial obligations. Do not list things you
would like to have but can do without. It is better to give up a second car, boat, or credit cards
than to lose your home. Be realistic in your thinking. Don’t forget to nclude what you pay for
food, utilities, loan or credit payments, insurance, child support and/or alimony.
4. What are your plans?
Try to think of some ideas on how you could manage your problem or crisis as it exists now.
Also, think about a plan to solve the problem in the long run. Your attitude, outlook, and plan
will influence how far the lender will go to help you. If you feel that your situation is hopeless,
DO NOT GIVE UP. Tell your lender about your problem right away. They may have ways to
obtain financial assistance. If not, then it is still possible to reduce your losses and prevent
foreclosure proceedings--even if you need to give up your home (see 6, 8, and 9 above).
Foreclosure can ruin your credit record for years, so you should seek out and check into every
other possibility.
Definitions
Delinquent
The homeowner is delinquent when their monthly payment is one day late. When the payment
has been missed completely and the succeeding payment is due, the mortgage moves into
default.
Default
Any breach of the mortgage contract can constitute default (e.g. failure to maintain the property,
pay real estate taxes, or carry adequate insurance). Commonly default occurs when then
homeowner fails to make their monthly payments. It is important to read and understand your
mortgage contract as to what it specifically regards as default.
Forbearance
The period of time during which foreclosure proceedings are stalled while possible solutions are
being fulfilled (e.g. sale of home, bankruptcy).
Foreclosure
The process by which the lender takes back and sells the property. There are three types of
foreclosure:
4. Judicial provides protection by due process in court and is regulated by state rules. Used in most
mortgages.
Out-of-Court or Power of Sale is used in deed of trust situations and is less regulated, thus
providing fewer protections (e.g. no presale hearing before a judge). Deeds of trust are common
in Virginia.
Uniform Commercial Code (UCC) is used for foreclosure on condominium and cooperative
units where special rules applying.
4
Other Sources of Help
If your mortgage is an FHA (HUD), VA-guaranteed, or FmHA Mortgage contact the appropriate local
government office. These agencies may have special programs to assist you. If you cannot locate these
agencies in your local phone book, contact:
U.S. Department of Housing and Urban Development
Dept. of Housing and Urban Development(HUD), Richmond Office
600 East Broad Street, Third Floor
Richmond, VA 23219
Phone: (800) 842-2610
Housing Counseling Listings in your area visit:
http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm and click on Virginia or
Call (800) 569-4287 or TTY (800) 877-8339.
USDA Farmers Home Administration U.S. Department of Veterans Affairs
Culpeper Building Regional Office
Suite 238 210 Franklin Road, SW
1606 Santa Rosa Road Roanoke, VA 24011
Richmond, VA 23229-5041 (800) 827-1000
(804) 287-1599 Loan Service & Claims Office
(540) 857-2135 or (800)-933-5499
Federal Housing Administration (FHA)
1-800-CALL-FHA (225-5342)
http://portal.hud.gov/portal/page?_pageid=33,717234&_dad=portal&_schema=PORTAL