This document is an advertisement from a life insurance consultant promoting State Life Insurance products. It outlines several life insurance plans such as child education plans, family pension plans, and whole life plans. It provides an example of how spending only 5% of annual income on a 20-year term life insurance plan can provide benefits for loved ones and retirement. Specific details are given for the Mohafiz Plus plan, showing policy values, premiums, coverage amounts, returns on maturity, and family income benefits in case of death.

1. From: Ali Raza – Life Insurance Products Consultant
Contact: 0331-0179922 Email: professionalww@yahoo.com
Address: 3rd Floor, State Life Bldg.# 4, New Chali, Karachi.

3. Spare only 5% of your Annual Income with
State Life Insurance (a name of trust) for
protecting Future Financial need of your
loving ones & also for your retirement age.
We have great plans such as:
• Child Education & Marriage Plan,
• Family Pension Plan,
• Personal Pension Plan,
• Jeevan Sathi Plan,
• Mortgage Protection Plan,
• Shehnai Plan,
• Salary Saving Plan,
• Whole Life Plan,
• Endowment Plan and
• the best coverage Muhafiz Plus Plan
• Example: If your monthly income is Rs. 50,000/=
and your annual income will be Rs. 600,000/=. So
you have to spare only Rs. 30,000/= for Life
Insurance with State Life for 20 years term. Annual
Premium for early age persons will be much lesser
then the old age.
WHAT BENEFITS FOR YOUR LOVING ONES
& FOR YOUR RETIREMENT AGE?
Suppose if the age is 30 years: Annual Premium: Rs.
30,625/= Sum Assured: Rs. 500,000/=
Total Natural Death (true reality) Coverage from 1st
day of Policy till before maturity Rs. 2,300,000/=
(Above coverage inclusive of Rs. 10,000/= Family
Income for next 15 years to the Nominee)
Net Return inclusive of Annual Bonuses as per
Current Rates on maturity Rs. 1,742,000/=
Expected Return inclusive of Annual Bonuses as per
Expected Increasing Trend Rates on maturity
approximately Rs. 2,400,000/=

4. MOHAFIZ PLUS PLAN
THE BEST LIFE INSURANCE COVERAGE PLAN & EXCELLENT INVESTMENT OPPORTUNITY
Life
Insurance
Policy Value
Rs.
Monthly
Premium
for 21-50
years
age
(approx)
Rs.
Yearly
Premium
for 21-50
years age
(approx)
Rs.
Life
Insurance
Coverage
from very
next day
w/o
bonuses
As per
current
bonus
rates 1-5
years - Rs.
As per
current
bonus
rates 6-
10 years
- Rs.
As per
current
bonus
rates 11-
16 years
- Rs.
As per
current
bonus
rates 17-
20 years
- Rs.
Total
Return on
Maturity as
per Current
Bonus
rates - Rs.
Expected
on
Maturity,
based on
increasing
Bonus
rates
In case of
death
before
Maturity
monthly
income to
family for
next 15
years
500,000
2500-
6500 27 - 72k 2300k 125k 235k 432k 360k 1,702k 2,128k 10,000
1,000,000
5000-
13000 55 - 144k 4600k 250k 470k 864k 720k 3,354k 4,193k 20,000
1,200,000
6000-
15600 65 - 173k 5520k 300k 564k 1,036k 864k 4,015k 5,019k 24,000
1,500,000
7500-
19500 82 - 216k 6900k 375k 705k 1,296k 1,080k 5,006k 6,258k 30,000
2,000,000
10000-
26000
109 -
288k 9200k 500k 940k 1,728k 1,440k 6,658k 8,323k 40,000
2,500,000
12500-
32500
136 -
360k 11500k 625k 1,175k 2,160k 1,800k 8,310k 10,388k 50,000
3,000,000
15000-
39000
163 -
432k 13800k 750k 1,410k 2,592k 2,160k 9,962k 12,453k 60,000
3,500,000
17500-
45500
191 -
504k 16100k 875k 1,645k 3,024k 2,520k 11,614k 14,518k 70,000