State Bank of India (SBI) is India's largest bank. The document discusses SBI, including that it provides medium and long-term financing to industries and agriculture. It also lists the Central Board of Directors and Managing Directors that oversee SBI. Some advantages of SBI are its widespread branch network, large ATM network, and online payment options. However, disadvantages include potentially high costs, fluctuating interest rates, and delays.

1. State Bank of India
By,
Ramakrishna.C

2. AGENDA
 Introduction
 Meaning
 Central Board of Directors
 Advantages
 Disadvantages
 Conclusion

3. Introduction
 State Bank of India (SBI) is a Multinational banking
and financial services company based in India.
 It the largest banking and financial services company
in India by assets

4. Meaning
 Development banks are specialized financial
institutions They provide medium and long-term
finance to the industrial and agricultural sector. They
provide finance to both private and public sector.
Development banks are multipurpose financial
institutions. They do term lending , They even
promote saving and investment habit in the public.

5. Central Board of Directors
Directors :
1. Shri S. Venkatachalam
2. Shri D. Sundaram
3. Shri Thomas Mathew
4. Shri Parthasarathy Mohapatra
5. Shri S.K.Mukherjee
6. Dr.Rajiv Kumar
7. Shri Deepak Ishwarbhai Amin
8. Shri Harichandra Bahadur Singh
9. Shri Rajiv TakruShri Rajiv Takru
10. Dr.Urjit R. patel
11. Shri Jyoti Bhushan Mohapatra

6.  Managing Directors :
1.Shri Hemant G. Cotractor
2. Shri Diwakar Gupat
3. Shri A. Krishna kumar
4. Shri S. Vishvanathan

7. Advantages
 Facility to make online payment for every
government exam or at any government sites.
 Easy, fast and secure internet banking services.
 Easy to reach an SBI branch (largest bank of
India).
 Maximum number of ATMs.
 No minimum balance charges.
 Mobile Banking.

8. Disadvantages
 High Cost
 Fluctuating interest rates
 Delays in processing
 Problems in disbursement

9. Conclusion
 The bank level Changes through online
approach.
 “conventional banking to convenience banking”
and
 “mass banking to class banking”,